United Community Banks Income Statement (2010-2025) | UCB

Income Statement Jun2010 Sep2010 Dec2010 Mar2011 Jun2011 Sep2011 Dec2011 Mar2012 Jun2012 Sep2012 Dec2012 Mar2013 Jun2013 Sep2013 Dec2013 Mar2014 Jun2014 Sep2014 Dec2014 Mar2015 Jun2015 Sep2015 Dec2015 Mar2016 Jun2016 Sep2016 Dec2016 Mar2017 Jun2017 Sep2017 Dec2017 Mar2018 Jun2018 Sep2018 Dec2018 Mar2019 Jun2019 Sep2019 Dec2019 Mar2020 Jun2020 Sep2020 Dec2020 Mar2021 Jun2021 Sep2021 Dec2021 Mar2022 Jun2022 Sep2022 Dec2022 Mar2023 Jun2023 Sep2023 Dec2023 Mar2024 Jun2024 Sep2024 Dec2024 Mar2025 Jun2025 Sep2025
Revenue & Cost
Provisions 75.00M50.50M36.00M190.00M11.00M36.00M14.00M15.00M18.00M15.50M14.00M11.00M48.50M3.00M3.00M2.50M2.20M2.00M1.80M1.80M0.90M0.70M0.30M-0.20M-0.30M-0.30M0.80M0.80M1.00M1.20M3.80M1.80M1.80M2.10M3.57M3.25M3.10M3.50M22.19M33.54M21.97M2.91M-12.28M-15.71M-11.45M-0.38M23.09M5.60M15.39M19.83M21.78M22.75M33.77M16.64M15.77M13.70M15.92M11.22M14.58M11.82M7.91M
Revenue -2.55M21.86M36.08M122.20M61.42M34.36M4.45M58.80M51.26M55.22M56.41M56.12M22.01M65.11M66.02M63.49M66.52M68.97M70.96M71.12M77.36M83.02M94.75M93.76M98.72M105.65M106.16M104.83M108.03M109.35M118.24M121.88M130.02M134.49M135.82M133.30M139.06M145.27M143.32M122.23M116.00M155.34M183.86M189.05M187.81M192.17M175.38M179.68M206.76M216.30M223.41M219.90M213.92M204.26M165.74M238.74M245.26M217.28M199.90M247.68M260.24M276.85M
Interest income
Interest income - Loans 72.22M68.42M66.66M61.11M60.96M59.29M62.66M55.76M54.18M53.87M53.57M50.94M50.73M50.16M49.07M47.69M48.26M49.65M50.68M49.66M52.98M57.17M63.44M63.98M63.47M69.44M71.49M72.73M74.83M80.26M87.23M96.47M103.49M108.33M112.09M115.26M119.67M122.64M118.46M118.06M107.86M126.94M141.35M125.73M128.06M128.48M123.47M146.74M155.27M174.06M197.33M236.43M250.48M273.78M281.91M283.98M291.60M291.57M280.32M274.06M288.28M297.93M
Interest Income - Debt Securities 16.20M14.71M12.08M13.60M14.79M14.57M12.29M13.00M11.06M10.71M8.88M9.94M10.07M9.89M10.43M11.61M12.16M12.35M11.64M12.06M12.04M12.80M14.25M15.79M16.83M15.42M15.37M17.71M17.78M17.88M16.81M18.30M18.25M19.90M17.05M20.82M19.08M17.74M12.28M17.39M15.62M14.56M7.46M15.45M17.54M18.54M10.46M23.66M30.43M36.95M30.46M39.99M41.06M44.73M36.73M46.44M50.06M53.00M50.29M58.85M55.86M53.20M
Interest Income - Fed Funds 0.94M0.72M0.84M0.82M0.75M0.26M0.49M1.01M1.10M0.98M0.89M0.87M0.92M1.01M1.00M0.84M0.98M0.93M0.90M0.81M0.80M0.85M0.97M0.96M0.78M0.58M0.30M0.52M0.56M0.70M0.50M0.53M0.47M0.49M0.53M0.44M0.41M0.23M1.11M1.09M0.13M0.28M0.21M0.37M0.21M0.66M0.85M0.65M1.69M2.87M2.72M3.07M4.23M4.64M12.76M6.31M5.31M4.51M7.51M2.45M3.22M2.72M
Interest Income - Total 89.36M83.85M80.72M75.53M76.50M74.12M76.45M69.78M66.34M65.56M64.31M61.75M61.72M61.06M61.31M60.14M61.41M62.93M63.95M62.53M65.81M70.83M79.36M80.72M81.08M85.44M87.78M90.96M93.17M98.84M106.76M115.29M122.22M128.72M133.85M136.52M139.16M140.62M136.42M136.55M123.61M141.77M156.07M141.54M145.81M147.68M143.77M171.06M187.38M213.89M240.83M279.49M295.77M323.15M338.70M336.73M346.96M349.09M344.96M335.36M347.37M353.85M
Interest expenses
Interest Expense - Deposits 23.89M19.82M16.65M15.16M13.59M11.10M8.95M7.47M6.28M5.70M4.37M4.34M3.94M3.62M2.66M2.79M3.21M2.98M2.95M2.20M2.08M2.17M2.38M2.26M2.42M2.51M2.96M3.06M3.60M4.56M5.85M6.29M8.12M10.94M14.19M15.96M17.11M17.11M16.67M15.07M11.27M9.00M6.43M5.22M3.62M3.14M2.86M3.13M4.30M9.88M24.79M57.86M89.22M116.73M131.76M133.78M134.46M136.15M131.12M118.93M119.14M118.47M
Interest Expense - Debt 2.66M2.67M2.75M2.78M2.75M2.64M2.38M2.37M2.38M2.37M3.08M2.66M2.67M3.00M2.65M2.63M2.64M2.64M2.64M2.61M2.21M2.67M2.70M2.69M2.67M2.83M2.83M2.88M2.85M2.76M1.74M3.29M3.79M3.60M3.65M3.34M3.26M3.21M3.11M2.86M3.03M4.29M4.25M4.26M3.81M3.49M3.35M4.14M4.17M4.21M4.25M5.11M3.77M3.67M3.47M3.79M3.74M3.72M3.46M2.86M2.62M1.72M
Interest Expense - Fed Funds 1.04M1.07M1.07M1.04M1.07M1.08M1.05M1.04M0.90M0.51M0.52M0.52M0.52M0.53M
Interest Expense - Others 0.16M0.25M0.43M0.00M0.03M-0.03M0.00M-0.00M0.03M0.48M1.15M1.85M0.19M0.01M0.06M0.03M0.04M1.11M0.08M0.03M
Interest Expenses 28.57M24.35M21.08M19.57M17.98M15.26M12.82M11.36M9.94M8.61M8.00M7.54M7.16M7.17M5.82M6.33M6.83M6.37M6.02M5.29M4.82M5.40M5.60M5.77M6.16M6.45M6.85M7.40M8.02M9.06M9.25M12.01M13.74M16.61M18.98M20.88M21.37M21.28M19.78M17.94M14.30M13.32M10.68M9.48M7.43M6.64M6.21M7.27M8.47M14.11M30.94M68.02M95.49M120.59M135.25M137.58M138.26M139.90M134.63M123.34M121.83M120.22M
Interest Income - Net 60.79M59.50M59.63M55.96M58.52M58.86M63.63M58.42M56.39M56.95M56.31M54.21M54.56M53.89M55.50M53.81M54.57M56.56M57.93M57.24M60.99M65.43M73.76M74.95M74.92M78.99M80.92M83.55M85.15M89.78M97.51M103.28M108.48M112.11M114.88M115.63M117.78M119.34M116.64M118.61M109.30M128.45M145.40M132.06M138.38M141.04M137.56M163.79M178.90M199.77M209.89M211.47M200.29M202.56M203.45M199.15M208.70M209.19M210.33M212.02M225.53M233.63M
Non-interest income
Interest Income - Total -14.21M9.00M23.64M-134.04M47.52M22.86M49.63M43.42M38.39M41.45M42.31M43.21M6.06M50.89M52.50M51.31M52.37M54.56M56.13M55.44M60.09M64.73M73.46M75.15M75.22M79.29M80.92M82.75M84.35M88.78M96.31M99.48M106.68M110.31M112.78M112.33M114.53M116.24M113.14M96.42M75.76M106.66M142.49M144.34M151.96M152.07M138.20M140.71M173.30M184.38M190.06M189.69M177.53M172.29M188.83M186.25M196.47M194.76M198.94M
Financial Services Fees 0.57M0.73M0.78M0.68M0.69M0.84M0.78M0.81M0.81M0.71M0.75M0.77M1.06M1.27M1.36M1.18M1.25M1.21M1.18M1.55M1.23M1.20M1.06M1.05M1.12M1.20M0.91M1.41M1.15M1.01M1.07M0.87M1.20M1.52M1.59M1.34M1.59M1.70M1.53M1.64M1.32M3.06M3.22M3.50M3.82M5.55M6.12M5.89M5.99M5.88M5.83M5.72M5.60M6.45M5.96M6.31M6.39M6.34M4.66M4.46M4.40M4.76M
Service Charges 7.45M7.65M7.04M6.72M7.61M7.53M7.25M7.78M7.82M7.70M8.38M7.40M7.97M8.46M8.17M7.90M8.53M8.20M8.45M7.62M8.38M9.34M11.50M10.13M10.52M10.82M10.65M10.60M10.70M8.22M8.77M8.93M8.79M
Investment Gain (Loss) 2.49M0.06M0.78M0.00M0.56M6.49M0.03M0.12M0.07M0.22M4.43M0.01M0.21M1.54M0.01M0.33M0.38M0.38M0.28M0.26M0.06M-0.00M0.00M0.19M-0.15M-0.94M-0.36M0.00M0.65M-0.27M0.15M-0.90M0.75M0.00M0.04M0.04M-3.73M0.05M-0.18M-1.64M-51.69M-3.32M0.01M0.29M0.05M
Investment Banking Income 0.94M0.93M1.14M1.49M1.65M2.00M1.24M2.80M2.48M3.03M1.96M2.63M2.81M3.10M1.78M2.40M2.60M2.49M1.30M1.47M1.64M2.08M1.67M1.04M1.18M1.53M1.03M4.12M2.35M3.76M3.20M3.80M2.23M1.50M1.92M2.31M2.69M2.24M1.54M1.30M-25.70M1.58M1.40M2.00M2.38M
Mortgage Banking 1.48M2.07M1.87M1.49M0.95M1.15M1.82M2.10M2.32M2.80M3.26M2.65M3.00M2.55M1.71M1.35M1.88M2.18M2.11M2.75M3.71M3.84M3.29M3.29M4.45M6.04M6.52M4.42M4.81M4.20M4.88M5.36M5.31M5.26M3.08M3.75M
Other Non-Interest Income 2.11M2.15M219.06M2.89M17.34M19.88M46.28M4.61M1.63M2.56M65.84M13.37M74.79M5.71M5.79M5.18M8.61M4.71M4.18M3.35M3.18M3.16M3.72M3.15M4.33M5.56M4.07M3.68M4.40M4.15M4.25M6.40M6.00M5.67M6.07M6.39M6.92M7.12M4.29M10.80M8.06M10.30M-1.44M7.87M6.30M6.18M5.38M5.41M5.07M5.00M11.09M6.98M9.14M4.31M7.95M10.75M8.13M9.93M13.89M9.97M8.85M13.29M
Non-Interest Income 11.67M12.86M12.44M11.84M13.90M11.50M7.67M15.38M12.87M13.76M14.10M12.91M15.94M14.22M13.52M12.18M14.14M14.41M14.82M15.68M17.27M18.30M21.28M18.61M23.50M26.36M25.23M22.07M23.68M20.57M21.93M22.40M23.34M24.18M23.05M20.97M24.53M29.03M30.18M25.81M40.24M48.68M41.38M44.70M35.84M40.09M37.18M38.97M33.46M31.92M33.35M30.21M36.39M31.98M-23.09M39.59M36.56M8.09M40.52M35.66M34.71M43.22M
Operating Items
Amortization - Intangibles 0.80M0.79M0.77M0.76M0.25M0.24M2.26M0.73M0.73M0.73M0.73M0.70M0.49M0.43M0.41M0.39M0.36M0.31M0.29M0.24M0.45M0.71M1.04M1.01M0.99M1.12M1.07M0.97M0.90M1.21M1.76M1.90M1.85M1.68M1.42M1.29M1.34M1.21M1.09M1.04M0.99M1.10M3.92M0.98M0.93M1.03M6.04M1.79M1.74M1.68M5.12M3.53M3.42M4.17M4.05M3.89M3.79M3.53M3.39M3.29M3.29M3.31M
Research & Development 4.63M5.59M6.21M5.79M6.22M6.22M6.38M5.95M6.56M6.96M7.69M7.20M7.41M7.37M7.85M9.25M9.68M8.79M10.52M10.01M10.74M10.90M11.61M11.92M11.99M12.63M12.71M13.70M13.33M13.94M
Wages, Salaries and Other 24.36M24.89M23.78M24.92M26.44M25.26M23.47M25.23M24.30M22.92M23.59M23.59M24.73M23.09M24.82M24.40M24.29M25.67M26.59M26.45M27.96M29.34M32.94M33.06M33.57M36.48M35.68M36.69M37.34M38.03M41.04M42.88M45.36M47.15M45.63M47.50M48.16M50.50M50.28M51.36M51.81M59.07M61.82M60.59M59.41M60.46M60.99M71.01M69.23M67.82M68.14M78.70M76.25M81.17M82.34M84.98M85.82M83.53M85.71M84.27M87.00M90.67M
Rent Expense 3.81M3.72M4.02M4.07M3.81M3.79M3.97M3.77M3.54M3.54M3.46M3.37M3.45M3.38M3.73M3.38M3.26M3.42M3.45M3.28M3.42M4.01M4.67M4.72M4.54M5.13M5.21M4.95M4.91M4.95M5.54M5.61M5.55M5.78M5.84M5.58M5.92M5.92M5.93M5.71M5.95M7.05M7.08M6.96M7.08M7.10M7.49M9.38M8.87M9.14M8.87M9.89M10.19M10.94M11.62M11.10M11.06M11.31M10.84M10.93M10.94M11.50M
Restructuring Costs 5.74M9.08M2.65M1.18M3.15M1.14M2.05M1.83M3.18M6.84M2.05M2.28M0.12M0.96M0.55M3.89M2.54M-0.07M0.81M0.40M3.36M2.45M1.54M1.08M1.44M9.91M9.02M7.14M1.75M1.47M8.63M3.65M9.17M5.77M2.09M2.16M2.18M2.20M1.30M4.83M3.47M
Other Operating Expenses 51.01M271.78M60.89M111.20M44.92M42.73M47.11M43.18M40.77M41.24M47.27M40.40M45.37M36.72M37.88M35.67M37.27M37.94M38.47M39.78M45.01M44.51M51.74M50.51M52.35M24.71M54.97M55.82M56.49M27.59M63.50M65.81M64.39M66.23M65.23M64.17M65.78M68.24M69.19M69.07M71.08M78.61M89.27M79.49M79.98M80.85M83.91M91.63M95.11M93.08M96.48M111.28M107.82M113.46M125.59M119.90M121.84M116.95M117.30M115.17M118.82M121.96M
Operating Expenses 54.82M275.50M64.92M115.27M48.73M46.52M51.08M46.95M44.31M44.78M50.73M43.77M48.82M40.10M41.61M39.05M40.53M41.36M41.92M43.06M48.42M54.27M65.49M57.88M58.06M64.02M61.32M62.83M63.23M65.67M75.88M73.47M76.85M77.72M78.24M76.08M81.81M82.92M81.42M81.54M83.98M95.98M106.49M95.19M95.54M96.75M109.16M119.28M120.79M112.75M117.33M139.81M132.41M144.47M154.59M145.00M147.04M143.06M143.06M141.10M147.92M150.87M
Operating Income 54.88M54.63M59.79M59.99M38.40M28.83M56.32M74.91M90.98M89.08M92.97M63.87M58.04M82.92M101.22M104.48M77.77M78.98M57.09M8.97M91.91M96.20M71.98M54.54M104.59M109.99M123.55M
EBIT -28.80M-229.29M-7.76M-217.90M30.68M3.10M19.03M23.20M16.89M19.04M13.68M19.89M-19.66M32.18M30.22M30.76M32.82M33.98M35.06M33.35M33.75M34.16M34.86M41.64M46.82M48.08M51.69M49.41M52.82M52.74M51.60M60.41M66.91M73.38M76.56M54.88M54.63M59.79M59.99M38.40M28.83M56.32M74.91M90.98M89.08M92.97M63.87M58.04M82.92M101.22M104.48M77.77M78.98M57.09M8.97M91.91M96.20M71.98M54.54M104.59M109.99M123.55M
Non-operating items
Non Operating Investment Income -3.94M
Other Non Operating Income -2.23M-0.48M-6.20M
Net income details
EBT -57.37M-253.63M-28.84M-237.48M12.69M-12.16M6.21M11.84M6.95M10.43M5.68M12.35M-26.82M25.02M24.40M24.44M25.98M27.61M29.04M28.06M28.94M28.75M29.26M35.87M40.66M41.63M44.84M42.00M44.80M43.67M42.35M48.41M53.17M56.77M57.58M57.22M57.25M62.34M61.90M40.69M32.02M59.36M77.37M93.86M92.27M95.42M66.22M60.40M85.97M103.55M106.08M80.09M81.51M59.79M11.15M80.83M85.98M59.78M96.41M91.16M100.50M118.07M
Tax Provisions -22.91M-17.22M144.26M-0.14M0.67M-0.82M-3.69M0.31M0.45M-0.14M0.42M0.58M-256.78M9.52M8.49M9.04M9.63M9.99M10.79M10.39M11.12M10.87M11.05M13.58M15.39M15.75M17.62M18.48M16.54M15.73M54.27M10.75M13.53M13.10M12.41M12.96M13.17M13.98M12.88M8.81M6.92M11.76M17.87M20.15M22.00M21.60M14.20M12.38M19.12M22.39M24.63M17.79M18.23M11.93M-2.94M18.20M19.36M12.44M20.61M19.75M21.77M26.58M
Profit After Tax -34.46M-236.41M-173.10M-237.34M12.03M-11.34M9.90M11.53M6.50M10.57M5.26M11.77M229.96M15.50M15.91M15.40M16.36M17.62M18.25M17.67M17.81M17.89M18.21M22.30M25.27M25.87M27.22M23.52M28.27M27.95M-11.92M37.66M39.63M43.68M45.14M44.26M44.09M48.36M49.01M31.88M25.10M47.61M59.50M73.71M70.26M73.82M52.02M48.02M66.84M81.16M81.45M62.30M63.29M47.87M14.09M62.63M66.61M47.35M75.80M71.41M78.73M91.49M
Income from Continuing Operations -34.46M-236.41M-173.10M-237.34M12.03M-11.34M9.90M11.53M6.50M10.57M5.26M11.77M229.96M15.50M15.91M15.40M16.36M17.62M18.25M17.67M17.81M17.89M18.21M22.30M25.27M25.87M27.22M23.52M28.27M27.95M-11.92M37.66M39.63M43.67M45.17M44.26M44.09M48.36M49.01M31.88M25.10M47.61M59.50M73.71M70.26M73.82M52.02M48.02M66.84M81.16M81.45M62.30M63.29M47.87M14.09M62.63M66.61M47.35M75.80M71.41M78.73M91.49M
Consolidated Net Income -34.46M-236.41M-173.10M-237.34M12.03M-11.34M9.90M11.53M6.50M10.57M5.26M11.77M229.96M15.50M15.91M15.40M16.36M17.62M18.25M17.67M17.81M17.89M18.21M22.30M25.27M25.87M27.22M23.52M28.27M27.95M-11.92M37.66M39.63M43.67M45.17M44.26M44.09M48.36M49.01M31.88M25.10M47.61M59.50M73.71M70.26M73.82M52.02M48.02M66.84M81.16M81.45M62.30M63.29M47.87M14.09M62.63M66.61M47.35M75.80M71.41M78.73M91.49M
Income towards Parent Company -34.46M-236.41M-173.10M-237.34M12.03M-11.34M9.90M11.53M6.50M10.57M5.26M11.77M229.96M15.50M15.91M15.40M16.36M17.62M18.25M17.67M17.81M17.89M18.21M22.30M25.27M25.87M27.22M23.52M28.27M27.95M-11.92M37.66M39.63M43.67M45.17M44.26M44.09M48.36M49.01M31.88M25.10M47.61M59.50M73.71M70.26M73.82M52.02M48.02M66.84M81.16M81.45M62.30M63.29M47.87M14.09M62.63M66.61M47.35M75.80M71.41M78.73M91.49M
Preferred Dividend Payments 2.57M2.58M2.59M2.78M3.02M3.02M3.02M3.03M3.03M3.04M3.04M3.05M3.06M3.06M2.91M0.44M0.03M0.03M0.02M
Net Income towards Common Stockholders -35.87M-239.00M-175.69M-240.11M9.01M-14.36M6.88M8.50M3.47M7.53M2.22M8.71M226.91M12.44M13.00M14.96M16.36M17.62M18.25M17.67M17.80M17.86M18.18M22.27M25.27M25.87M27.22M23.52M28.27M27.72M-11.83M37.38M39.36M43.38M44.80M43.95M43.77M48.01M48.62M31.64M24.91M45.44M57.27M71.53M68.11M71.65M49.99M46.06M64.76M79.03M79.28M60.24M61.23M46.77M12.60M60.71M64.67M45.50M73.74M69.43M76.72M86.14M
Additional items
EPS (Basic) -1.96-12.62-9.26-13.000.35-0.251.260.150.060.130.040.153.900.210.200.250.270.290.300.290.280.270.250.310.350.360.380.330.390.38-0.180.470.490.540.560.550.550.600.610.400.320.520.660.820.780.820.550.430.610.740.740.520.530.390.100.510.540.380.610.580.630.71
EPS (Weighted Average and Diluted) -1.96-12.62-10.68-0.251.260.060.130.040.153.900.210.200.250.270.290.300.290.280.270.250.310.350.360.380.330.390.38-0.180.470.490.540.560.550.550.600.610.400.320.520.660.820.780.820.550.430.610.740.740.520.530.390.100.510.540.380.610.580.630.70
Shares Outstanding (Weighted Average) 18.84M18.86M18.90M17.42M20.91M57.48M57.53M57.59M57.61M57.69M57.72M57.75M57.77M57.84M59.42M59.44M60.09M60.14M60.25M60.30M60.33M62.70M71.48M71.50M71.56M70.82M70.86M70.96M70.97M70.98M73.41M79.11M79.13M79.14M79.21M79.26M79.04M79.08M78.98M78.94M78.29M86.47M86.62M86.74M86.78M86.63M89.29M105.98M106.03M106.06M106.17M115.03M115.15M118.85M118.98M119.08M119.14M119.20M119.29M119.44M121.50M121.47M
Shares Outstanding (Diluted Average) 18.91M18.94M57.54M57.60M39.94M57.84M57.88M57.86M58.08M58.14M59.20M58.84M60.06M0.06M60.78M60.59M0.06M62.55M66.30M65.49M72.17M0.07M72.00M71.92M0.07M71.82M73.16M73.26M79.22M79.75M79.82M79.67M79.81M79.75M79.72M79.71M79.45M79.19M87.20M83.25M87.47M87.44M87.41M88.10M106.68M106.72M106.80M106.78M115.72M115.87M119.62M117.75M119.74M119.78M119.95M119.90M120.20M121.43M122.25M
EBITDA -28.80M-229.29M-7.76M-217.90M-243.24M-17.70M19.03M23.20M5.77M11.33M13.68M19.89M-19.66M32.18M30.22M30.76M32.82M33.98M35.06M33.35M33.75M34.16M34.86M41.64M46.82M48.08M51.69M49.41M52.82M52.74M51.60M60.41M66.91M73.38M76.56M54.88M54.63M59.79M59.99M38.40M28.83M56.32M74.91M90.98M89.08M92.97M63.87M58.04M82.92M101.22M104.48M77.77M78.98M57.09M8.97M91.91M96.20M71.98M54.54M104.59M109.99M123.55M
Tax Rate 39.94%6.79%0.06%5.25%6.76%2.65%6.48%7.41%4.74%38.04%34.80%36.98%37.05%36.20%37.16%37.03%38.44%37.79%37.77%37.85%37.85%37.84%39.29%43.99%36.91%36.01%22.20%25.45%23.07%21.56%22.64%23.00%22.43%20.82%21.64%21.62%19.80%23.10%21.47%23.85%22.64%21.45%20.50%22.25%21.62%23.22%22.21%22.36%19.94%22.52%22.52%20.80%21.37%21.66%21.66%22.51%