United Community Banks Inc Income Statement

Income Statement Dec2009 Dec2010 Dec2011 Dec2012 Dec2013 Dec2014 Dec2015 Dec2016 Dec2017 Dec2018 Dec2019 Dec2020 Dec2021 Dec2022 Dec2023 Dec2024
Revenue & Cost
Provisions 310.00M223.00M251.00M62.50M65.50M8.50M3.70M-0.80M3.80M9.50M13.15M80.43M-37.98M63.91M94.54M56.62M
Revenue 4.55M66.60M30.87M221.68M209.26M269.94M326.25M404.28M440.44M522.21M560.96M577.43M744.40M826.15M803.82M901.17M
Interest income
Interest income - Loans 322.51M277.90M244.02M217.38M200.89M196.28M223.26M268.38M315.05M420.38M476.04M494.21M505.73M673.40M1,042.61M1,147.48M
Interest Income - Debt Securities 76.05M58.82M55.25M43.66M40.33M47.76M51.14M63.41M70.17M73.50M69.92M55.03M61.99M121.50M162.50M199.79M
Interest Income - Fed Funds 2.95M3.26M2.32M3.99M3.79M3.66M3.43M2.61M2.28M2.01M2.18M1.71M2.09M7.93M24.70M23.64M
Interest Income - Total 402.83M341.12M302.60M265.98M245.84M248.43M278.53M335.02M389.72M500.08M552.71M558.00M578.79M813.15M1,237.11M1,377.74M
Interest expenses
Interest Expense - Deposits 141.38M81.73M48.80M23.81M14.57M11.93M8.82M10.16M17.06M39.54M66.86M41.77M14.85M42.10M395.57M535.52M
Interest Expense - Debt 10.89M10.75M10.54M10.20M10.98M10.55M10.18M11.01M10.23M14.33M12.92M14.43M14.91M16.77M14.81M14.72M
Interest Expense - Fed Funds 2.84M4.24M4.25M2.99M
Interest Expense - Others 0.35M1.11M0.84M0.00M0.51M3.19M0.13M
Interest Expenses 159.73M100.07M65.64M37.91M27.68M25.55M21.11M25.24M33.73M61.33M83.31M56.24M29.76M60.80M419.34M550.37M
Interest Income - Net 243.09M241.05M236.96M228.07M218.16M222.88M257.42M309.78M355.99M438.75M469.39M501.76M549.03M752.36M817.76M827.37M
Non-interest income
Interest Income - Total -66.91M18.05M-14.04M165.57M152.66M214.38M253.72M310.58M352.19M429.25M456.24M421.32M586.58M688.44M728.34M776.42M
Financial Services Fees 2.08M2.66M2.99M3.08M4.46M4.81M5.04M4.28M4.63M5.19M6.15M9.24M19.00M23.59M23.74M23.70M
Service Charges 30.99M30.13M29.11M31.67M32.00M33.07M36.83M42.11M38.30M
Investment Gain (Loss) 2.76M2.55M0.84M7.08M0.19M4.87M2.25M0.98M0.04M-0.66M-1.02M0.75M0.08M-3.87M-53.33M-3.32M
Investment Banking Income -45.35M2.62M6.28M9.54M10.49M9.28M6.87M5.42M11.27M10.73M9.15M-21.28M
Mortgage Banking 8.96M7.02M5.42M10.48M9.93M7.52M13.59M20.29M18.32M19.01M
Other Non-Interest Income 6.18M224.72M316.31M74.63M99.65M22.67M13.41M16.48M16.48M24.14M24.72M24.18M25.73M26.56M27.45M42.70M
Non-Interest Income 62.35M48.55M44.91M56.11M56.60M55.55M72.53M93.70M88.26M92.96M104.71M156.11M157.82M137.71M75.48M124.76M
Operating Items
Amortization - Intangibles 3.10M3.16M3.02M2.92M2.03M1.35M2.44M4.18M4.84M6.85M4.94M7.04M8.98M10.32M15.18M14.60M
Research & Development 19.66M21.28M24.61M27.15M29.83M38.23M43.26M49.25M
Wages, Salaries and Other 101.57M96.62M100.09M96.03M96.23M100.94M116.69M138.79M153.10M181.01M196.44M224.06M241.44M276.20M318.46M340.04M
Rent Expense 15.65M15.39M15.64M14.30M13.93M13.51M15.37M19.60M20.34M22.78M23.35M25.79M28.62M36.25M42.64M44.31M
Restructuring Costs 18.00M8.12M13.90M5.41M6.91M7.02M13.97M19.38M27.21M8.62M
Other Operating Expenses 299.30M483.50M245.95M172.47M160.37M149.35M177.87M213.56M213.71M256.81M267.38M308.03M324.22M376.29M458.16M475.99M
Operating Expenses 314.95M498.89M261.60M186.77M174.30M162.87M211.24M241.29M267.61M306.29M322.25M367.99M396.64M470.15M571.27M578.17M
Operating Income 165.32M207.23M229.30M198.45M336.90M346.65M222.82M314.63M
EBIT -159.76M-332.22M-165.09M72.81M62.63M132.62M136.12M188.23M165.32M207.23M229.30M198.45M336.90M346.65M222.82M314.63M
Non-operating items
Other Non Operating Income -2.23M-0.79M-6.68M-4.45M-1.29M
Net income details
EBT -319.50M-432.29M-230.73M34.91M34.95M107.07M115.01M162.99M172.83M215.93M238.71M209.44M347.76M356.00M232.54M323.01M
Tax Provisions -90.66M71.22M-3.98M1.05M-238.19M39.45M43.44M62.34M105.01M49.81M52.99M45.36M77.96M78.53M45.00M70.61M
Profit After Tax -228.84M-503.51M-226.75M33.86M273.14M67.62M71.58M100.66M67.82M166.11M185.72M164.09M269.80M277.47M187.54M252.40M
Income from Continuing Operations -228.84M-503.51M-226.75M33.86M273.14M67.62M71.58M100.66M67.82M166.11M185.72M164.09M269.80M277.47M187.54M252.40M
Consolidated Net Income 0.51M-0.10M-226.75M33.86M273.14M67.62M71.58M100.66M67.82M166.11M185.72M164.09M269.80M277.47M187.54M252.40M
Income towards Parent Company 0.51M-0.10M-226.75M33.86M273.14M67.62M71.58M100.66M67.82M166.11M185.72M164.09M269.80M277.47M187.54M252.40M
Preferred Dividend Payments 10.24M10.32M11.84M12.15M12.08M0.44M0.07M0.02M
Net Income towards Common Stockholders -238.57M-512.66M-238.58M21.71M261.06M67.18M71.51M100.64M67.25M164.93M184.35M159.27M261.27M269.13M180.85M244.63M
Additional items
EPS (Basic) -19.80-27.15-5.970.384.441.111.091.400.922.072.311.912.972.521.542.04
EPS (Weighted Average and Diluted) -5.970.384.441.111.091.400.922.072.311.912.972.521.542.04
Shares Outstanding (Weighted Average) 18.79M18.90M57.53M57.72M59.42M60.25M71.48M70.86M73.41M79.21M78.98M86.62M89.29M106.17M118.98M119.29M
Shares Outstanding (Diluted Average) 39.94M57.86M58.84M60.59M65.49M71.92M73.26M79.67M79.71M83.25M88.10M106.78M117.75M119.90M
Tax Rate 28.38%1.73%3.01%36.85%37.77%38.24%60.76%23.07%22.20%21.66%22.42%22.06%19.35%21.86%