United Community Banks (UCB) Interest income - Loans (2010 - 2026)
United Community Banks' Interest income - Loans was $301.42 million in Q3 2026, up 1.2% from $297.93 million a year earlier and up 2.0% from the prior quarter.
United Community Banks (UCB) Interest income - Loans (2010 - 2026) Analysis & Trends
On a trailing twelve-month basis, United Community Banks' Interest income - Loans was $1.18 billion through Sep 30, 2026, up 3.1% year-over-year; for FY2025, it was $1.15 billion, up 0.5% from FY2024.
- Interest income - Loans has now increased for 11 consecutive years, with a five-year compound annual growth rate of 18.5% (FY2020 to FY2025).
- In earlier years, Interest income - Loans was $1.15 billion in FY2024 (+10.1%), $1.04 billion in FY2023 (+54.8%), $673.4 million in FY2022 (+33.2%) and $505.73 million in FY2021 (+2.3%).
- The Q3 2026 figure marks the highest quarterly Interest income - Loans in data going back to Q2 2010.
- Compared with a year earlier, Interest income - Loans has increased for five straight quarters, with growth averaging 1.2% over the last eight quarters.
- The best year-over-year quarter for Interest income - Loans over five years was Q2 2023 (growth of 61.3%); the worst was Q4 2021 (a decline of 12.6%).
- Per Business Quant data, UCB's Interest income - Loans in the three quarters before Q3 2026 was $295.61 million (Q2 2026), $286.08 million (Q1 2026) and $293.01 million (Q4 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest income - Loans (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 896.53 Bn | 896.53 Bn | - | 25.86 Bn |
| 2 | Bank Of America | 354.20 Bn | -2,021.91 Bn | - | 16.49 Bn |
| 3 | Hsbc Holdings | 303.54 Bn | -1,800.05 Bn | - | - |
| 4 | Royal Bank Of Canada | 283.29 Bn | -546.75 Bn | - | 10.17 Bn |
| 5 | Morgan Stanley | 281.19 Bn | -262.84 Bn | - | 4.03 Bn |
| 6 | Goldman Sachs | 256.26 Bn | -3,487.19 Bn | - | 3.76 Bn |
| 7 | Wells Fargo & Company | 253.33 Bn | 253.33 Bn | - | 14.67 Bn |
| 8 | Mitsubishi Ufj Financial | 238.77 Bn | -102.62 Bn | 10.89 Bn | 7.15 Bn |
| 9 | American Express | 216.03 Bn | 15.51 Bn | - | 6.39 Bn |
| 10 | United Community Banks | 4.46 Bn | 4.17 Bn | - | 301.42 Mn |
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 301.42 Mn |
| Jun 30, 2026 | 295.61 Mn |
| Mar 31, 2026 | 286.08 Mn |
| Dec 31, 2025 | 293.01 Mn |
| Sep 30, 2025 | 297.93 Mn |
| Jun 30, 2025 | 288.28 Mn |
| Mar 31, 2025 | 274.06 Mn |
| Dec 31, 2024 | 280.33 Mn |
| Sep 30, 2024 | 291.57 Mn |
| Jun 30, 2024 | 291.60 Mn |
| Mar 31, 2024 | 283.98 Mn |
| Dec 31, 2023 | 281.91 Mn |
| Sep 30, 2023 | 273.78 Mn |
| Jun 30, 2023 | 250.48 Mn |
| Mar 31, 2023 | 236.43 Mn |
| Dec 31, 2022 | 197.33 Mn |
| Sep 30, 2022 | 174.07 Mn |
| Jun 30, 2022 | 155.27 Mn |
| Mar 31, 2022 | 146.74 Mn |
| Dec 31, 2021 | 123.47 Mn |
United Community Banks Interest income - Loans API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-income-loans&ticker=UCB&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-income-loans", "ticker": "UCB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=interest-income-loans&ticker=UCB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();