United Community Banks (UCB) EV to EBITDA (2012 - 2026)
United Community Banks' (UCB) EV to EBITDA came in at 4.18 for Q2 2026, up 5.3% from 3.97 a year earlier and up 7.9% from the prior quarter.
United Community Banks (UCB) EV to EBITDA (2012 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, EV to EBITDA at United Community Banks was 3.72, down 6.3% year-over-year; for FY2025, it came in at 4.00, down 5.3% from FY2024.
- Annual EV to EBITDA has declined for five consecutive years.
- In prior years, United Community Banks' EV to EBITDA was 4.22 in FY2024 (-15.6%), 5.00 in FY2023 (-35.5%), 7.75 in FY2022 (-9.4%) and 8.55 in FY2021 (-10.8%).
- The Q2 2026 figure stands as the highest quarterly EV to EBITDA since Q4 2024.
- On a year-over-year basis, EV to EBITDA increased in three of the last eight quarters, with an average decline of 2.9%.
- The strongest year-over-year quarter for EV to EBITDA in the past five years was Q3 2021, with growth of 41.3%; the weakest was Q3 2023, with a decline of 50.9%.
- According to Business Quant data, EV to EBITDA for the three prior quarters was 3.88 (Q1 2026), 4.00 (Q4 2025) and 4.01 (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - |
| 10 | United Community Banks | 3.99 Bn | 3.45 Bn | - |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 4.18 |
| Mar 31, 2026 | 3.88 |
| Dec 31, 2025 | 4.00 |
| Sep 30, 2025 | 4.01 |
| Jun 30, 2025 | 3.97 |
| Mar 31, 2025 | 3.69 |
| Dec 31, 2024 | 4.22 |
| Sep 30, 2024 | 4.17 |
| Jun 30, 2024 | 3.74 |
| Mar 31, 2024 | 4.09 |
| Dec 31, 2023 | 5.00 |
| Sep 30, 2023 | 4.39 |
| Jun 30, 2023 | 4.59 |
| Mar 31, 2023 | 5.95 |
| Dec 31, 2022 | 7.75 |
| Sep 30, 2022 | 8.94 |
| Jun 30, 2022 | 8.90 |
| Mar 31, 2022 | 10.48 |
| Dec 31, 2021 | 8.55 |
| Sep 30, 2021 | 7.65 |
United Community Banks EV to EBITDA API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ev-to-ebitda&ticker=UCB&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ev-to-ebitda", "ticker": "UCB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=ev-to-ebitda&ticker=UCB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();