United Community Banks (UCB) Loans - Loss Allowance (2010 - 2026)
United Community Banks (UCB) reported Loans - Loss Allowance of $208.4 million for Q1 2026, down 1.69% on a YoY basis from $212.0 million in Q1 2025, and down 0.97% sequentially from $210.4 million in Q4 2025.
United Community Banks (UCB) Loans - Loss Allowance (2010 - 2026) Analysis & Trends
United Community Banks (UCB) has 17 years of Loans - Loss Allowance data on file, last reported at $208.4 million in Q1 2026.
- For the quarter ending Q1 2026, Loans - Loss Allowance fell 1.69% year-over-year to $208.4 million; the trailing twelve-month figure through Mar 2026 stood at $208.4 million (down 1.69% YoY), and the FY2025 full-year result was $210.4 million, up 1.66% from the prior year.
- Loans - Loss Allowance eased to $208.4 million in Q1 2026, from $210.4 million in the prior quarter.
- In the past five years, Loans - Loss Allowance ranged from a high of $216.5 million in Q2 2025 to a low of $132.8 million in Q1 2022.
- A 5-year average of $191.4 million and a median of $207.0 million in 2024 frame the typical range for Loans - Loss Allowance.
- Across the five-year window, Loans - Loss Allowance soared 55.42% in 2022 and dropped 1.69% in 2026, its largest moves.
- Tracing UCB's Loans - Loss Allowance over 5 years: stood at $159.4 million in 2022, then surged by 30.57% to $208.1 million in 2023, then declined by 0.52% to $207.0 million in 2024, then climbed by 1.66% to $210.4 million in 2025, then decreased by 0.97% to $208.4 million in 2026.
- Business Quant data shows UCB's Loans - Loss Allowance at $208.4 million in Q1 2026, $210.4 million in Q4 2025, and $215.8 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | - |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | - |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | - |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 4.83 Bn |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 10.35 Mn |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 12.61 Mn |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 4.66 Bn |
| 10 | United Community Banks | 4.18 Bn | 3.58 Bn | 273.93 Mn | 208.40 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 208.40 Mn |
| Dec 31, 2025 | 210.43 Mn |
| Sep 30, 2025 | 215.79 Mn |
| Jun 30, 2025 | 216.50 Mn |
| Mar 31, 2025 | 211.97 Mn |
| Dec 31, 2024 | 207.00 Mn |
| Sep 30, 2024 | 205.29 Mn |
| Jun 30, 2024 | 213.02 Mn |
| Mar 31, 2024 | 210.93 Mn |
| Dec 31, 2023 | 208.07 Mn |
| Sep 30, 2023 | 201.56 Mn |
| Jun 30, 2023 | 190.71 Mn |
| Mar 31, 2023 | 176.53 Mn |
| Dec 31, 2022 | 159.36 Mn |
| Sep 30, 2022 | 148.50 Mn |
| Jun 30, 2022 | 136.93 Mn |
| Mar 31, 2022 | 132.81 Mn |
| Dec 31, 2021 | 102.53 Mn |
| Sep 30, 2021 | 99.62 Mn |
| Jun 30, 2021 | 111.62 Mn |