United Community Banks (UCB) Loans - Loss Allowance (2010 - 2026)
United Community Banks' Loans - Loss Allowance came in at $168.71 million for Q2 2026, down 22.1% from $216.5 million a year earlier and down 19.0% from the prior quarter.
Powered by 
Analysis
United Community Banks (UCB) Loans - Loss Allowance (2010 - 2026) Analysis & Trends
At the end of FY2025, United Community Banks' Loans - Loss Allowance was $210.43 million, up 1.7% from FY2024.
- Loans - Loss Allowance carries a five-year compound annual growth rate of 9.0% (FY2020 to FY2025).
- Going back by year, Loans - Loss Allowance was $207 million in FY2024 (-0.5%), $208.07 million in FY2023 (+30.6%), $159.36 million in FY2022 (+55.4%) and $102.53 million in FY2021 (-25.2%).
- The Q2 2026 figure represents the lowest quarterly Loans - Loss Allowance since Q4 2022.
- Year-over-year, Loans - Loss Allowance increased in five of the last eight quarters, with an average decline of 1.7%.
- The fastest year-over-year change in Loans - Loss Allowance over five years came in Q4 2022 (growth of 55.4%), and the weakest in Q3 2021 (a decline of 25.8%).
- Business Quant data shows UCB's Loans - Loss Allowance at $208.4 million (Q1 2026), $210.43 million (Q4 2025) and $215.79 million (Q3 2025) in the three quarters before Q2 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - | 26.15 Bn |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - | 347,603.00 |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - | 13.11 Bn |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - | - |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - | - |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - | -5.33 Bn |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn | -331.64 Mn |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - | - |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - | 13.91 Bn |
| 10 | United Community Banks | 3.99 Bn | 3.45 Bn | - | 168.71 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 168.71 Mn |
| Mar 31, 2026 | 208.40 Mn |
| Dec 31, 2025 | 210.43 Mn |
| Sep 30, 2025 | 215.79 Mn |
| Jun 30, 2025 | 216.50 Mn |
| Mar 31, 2025 | 211.97 Mn |
| Dec 31, 2024 | 207.00 Mn |
| Sep 30, 2024 | 205.29 Mn |
| Jun 30, 2024 | 213.02 Mn |
| Mar 31, 2024 | 210.93 Mn |
| Dec 31, 2023 | 208.07 Mn |
| Sep 30, 2023 | 201.56 Mn |
| Jun 30, 2023 | 190.71 Mn |
| Mar 31, 2023 | 176.53 Mn |
| Dec 31, 2022 | 159.36 Mn |
| Sep 30, 2022 | 148.50 Mn |
| Jun 30, 2022 | 136.93 Mn |
| Mar 31, 2022 | 132.81 Mn |
| Dec 31, 2021 | 102.53 Mn |
| Sep 30, 2021 | 99.62 Mn |
API Access
United Community Banks Loans - Loss Allowance API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=UCB&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "loans-loss-allowance", "ticker": "UCB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=UCB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();