United Community Banks UCB
NYSE UCB
$35.56 +0.03 (+0.10%)
As of: Aug 21, 2026 · 3:59 PM EDT

United Community Banks (UCB) Loans - Loss Allowance (2010 - 2026)

United Community Banks (UCB) posted Loans - Loss Allowance of $208.4 million for Q1 2026, down 0.97% sequentially from $210.4 million in Q4 2025, and down 1.69% YoY from $212.0 million in Q1 2025.

United Community Banks (UCB) Loans - Loss Allowance (2010 - 2026) Analysis & Trends

United Community Banks has reported Loans - Loss Allowance for 17 years, with the latest figure at $208.4 million in Q1 2026.

  • Quarterly Loans - Loss Allowance fell 1.69% year-over-year to $208.4 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $208.4 million (down 1.69% YoY) and the FY2025 annual result came in at $210.4 million, up 1.66% from the prior year.
  • Loans - Loss Allowance eased to $208.4 million in Q1 2026 per UCB's latest filing, from $210.4 million in the prior quarter.
  • Over five years, Loans - Loss Allowance peaked at $216.5 million in Q2 2025 and troughed at $132.8 million in Q1 2022.
  • A 5-year average of $191.4 million and a median of $207.0 million in 2024 frame the typical range for Loans - Loss Allowance.
  • The sharpest annual moves came in 2022 and 2026: Loans - Loss Allowance surged 55.42% in 2022, then fell 1.69% in 2026.
  • Over 5 years, Loans - Loss Allowance stood at $159.4 million in 2022, then surged by 30.57% to $208.1 million in 2023, then decreased by 0.52% to $207.0 million in 2024, then rose by 1.66% to $210.4 million in 2025, then declined by 0.97% to $208.4 million in 2026.
  • According to Business Quant data, Loans - Loss Allowance over the past three periods registered $208.4 million, $210.4 million, and $215.8 million for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Loans - Loss Allowance (Qtr)
1 Hdfc Bank 120.66 Bn 84.46 Bn - -
2 Pnc Financial Services 97.86 Bn 97.86 Bn - 4.65 Bn
3 Us Bancorp 96.39 Bn 96.39 Bn - 7.65 Bn
4 Lloyds Banking 93.61 Bn 93.91 Bn - -
5 NatWest 74.92 Bn -144.17 Bn - -
6 Deutsche Bank Aktiengesellschaft 72.22 Bn -81.10 Bn - -
7 Nu Holdings 70.34 Bn 56.66 Bn 2.35 Bn -
8 Truist Financial 61.75 Bn 61.75 Bn - 4.98 Bn
9 Fifth Third Bancorp 49.88 Bn 26.16 Bn - 2.92 Bn
10 United Community Banks 4.27 Bn 3.72 Bn - 168.71 Mn

Historic Data

Download Data
DateValue
Jun 30, 2026 168.71 Mn
Mar 31, 2026 208.40 Mn
Dec 31, 2025 210.43 Mn
Sep 30, 2025 215.79 Mn
Jun 30, 2025 216.50 Mn
Mar 31, 2025 211.97 Mn
Dec 31, 2024 207.00 Mn
Sep 30, 2024 205.29 Mn
Jun 30, 2024 213.02 Mn
Mar 31, 2024 210.93 Mn
Dec 31, 2023 208.07 Mn
Sep 30, 2023 201.56 Mn
Jun 30, 2023 190.71 Mn
Mar 31, 2023 176.53 Mn
Dec 31, 2022 159.36 Mn
Sep 30, 2022 148.50 Mn
Jun 30, 2022 136.93 Mn
Mar 31, 2022 132.81 Mn
Dec 31, 2021 102.53 Mn
Sep 30, 2021 99.62 Mn