KPIs & Operating Metrics(New)
Balance Sheet
Accounts PayablesAccumulated ExpensesAssetsCash & Current InvestmentsCash & EquivalentsCash Due from BankCommon EquityFed Funds SoldGoodwillGoodwill & IntangiblesInterest DepositsLiabilities and Shareholders EquityLoans - Loss AllowanceLoans - NetLong-Term Deferred TaxNotes PayablesOther Non-Current AssetsOther Non-Current LiabilitiesPayablesPreferred SharesProperty, Plant & Equipment (Net)Receivables - AccuredRetained EarningsSecurities - TradableShareholder's EquityShort term DebtShort-term InvestmentsTotal DebtTotal LiabilitiesTotal Non-Current LiabilitiesTreasury Shares
Cash Flow Statement
Daily Values
Growth Metrics
Income Statement
Others
Ratios

United Community Banks (UCB) Loans - Loss Allowance (2016 - 2025)

United Community Banks (UCB) has disclosed Loans - Loss Allowance for 16 consecutive years, with $210.4 million as the latest value for Q4 2025.

  • Quarterly Loans - Loss Allowance rose 1.66% to $210.4 million in Q4 2025 from the year-ago period, while the trailing twelve-month figure was $210.4 million through Dec 2025, up 1.66% year-over-year, with the annual reading at $210.4 million for FY2025, 1.66% up from the prior year.
  • Loans - Loss Allowance hit $210.4 million in Q4 2025 for United Community Banks, down from $215.8 million in the prior quarter.
  • In the past five years, Loans - Loss Allowance ranged from a high of $216.5 million in Q2 2025 to a low of $99.6 million in Q3 2021.
  • Historically, Loans - Loss Allowance has averaged $174.3 million across 5 years, with a median of $196.1 million in 2023.
  • Biggest five-year swings in Loans - Loss Allowance: decreased 25.8% in 2021 and later surged 55.42% in 2022.
  • Year by year, Loans - Loss Allowance stood at $102.5 million in 2021, then skyrocketed by 55.42% to $159.4 million in 2022, then surged by 30.57% to $208.1 million in 2023, then decreased by 0.52% to $207.0 million in 2024, then rose by 1.66% to $210.4 million in 2025.
  • Business Quant data shows Loans - Loss Allowance for UCB at $210.4 million in Q4 2025, $215.8 million in Q3 2025, and $216.5 million in Q2 2025.