United Community Banks (UCB) Loans - Loss Allowance (2010 - 2026)
United Community Banks (UCB) posted Loans - Loss Allowance of $208.4 million for Q1 2026, down 0.97% sequentially from $210.4 million in Q4 2025, and down 1.69% YoY from $212.0 million in Q1 2025.
United Community Banks (UCB) Loans - Loss Allowance (2010 - 2026) Analysis & Trends
United Community Banks has reported Loans - Loss Allowance for 17 years, with the latest figure at $208.4 million in Q1 2026.
- Quarterly Loans - Loss Allowance fell 1.69% year-over-year to $208.4 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $208.4 million (down 1.69% YoY) and the FY2025 annual result came in at $210.4 million, up 1.66% from the prior year.
- Loans - Loss Allowance eased to $208.4 million in Q1 2026 per UCB's latest filing, from $210.4 million in the prior quarter.
- Over five years, Loans - Loss Allowance peaked at $216.5 million in Q2 2025 and troughed at $132.8 million in Q1 2022.
- A 5-year average of $191.4 million and a median of $207.0 million in 2024 frame the typical range for Loans - Loss Allowance.
- The sharpest annual moves came in 2022 and 2026: Loans - Loss Allowance surged 55.42% in 2022, then fell 1.69% in 2026.
- Over 5 years, Loans - Loss Allowance stood at $159.4 million in 2022, then surged by 30.57% to $208.1 million in 2023, then decreased by 0.52% to $207.0 million in 2024, then rose by 1.66% to $210.4 million in 2025, then declined by 0.97% to $208.4 million in 2026.
- According to Business Quant data, Loans - Loss Allowance over the past three periods registered $208.4 million, $210.4 million, and $215.8 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 4.65 Bn |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 7.65 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | - |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 4.98 Bn |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 2.92 Bn |
| 10 | United Community Banks | 4.27 Bn | 3.72 Bn | - | 168.71 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 168.71 Mn |
| Mar 31, 2026 | 208.40 Mn |
| Dec 31, 2025 | 210.43 Mn |
| Sep 30, 2025 | 215.79 Mn |
| Jun 30, 2025 | 216.50 Mn |
| Mar 31, 2025 | 211.97 Mn |
| Dec 31, 2024 | 207.00 Mn |
| Sep 30, 2024 | 205.29 Mn |
| Jun 30, 2024 | 213.02 Mn |
| Mar 31, 2024 | 210.93 Mn |
| Dec 31, 2023 | 208.07 Mn |
| Sep 30, 2023 | 201.56 Mn |
| Jun 30, 2023 | 190.71 Mn |
| Mar 31, 2023 | 176.53 Mn |
| Dec 31, 2022 | 159.36 Mn |
| Sep 30, 2022 | 148.50 Mn |
| Jun 30, 2022 | 136.93 Mn |
| Mar 31, 2022 | 132.81 Mn |
| Dec 31, 2021 | 102.53 Mn |
| Sep 30, 2021 | 99.62 Mn |