United Community Banks (UCB) Interest Coverage Ratio (2010 - 2026)

United Community Banks (UCB) reported Interest Coverage Ratio of 0.77 for Q1 2026, up 43.26% on a YoY basis from 0.54 in Q1 2025, and up 319.2% sequentially from 0.35 in Q4 2025.

United Community Banks (UCB) Interest Coverage Ratio (2010 - 2026) Analysis & Trends

United Community Banks (UCB) has 17 years of Interest Coverage Ratio data on file, last reported at 0.77 in Q1 2026.

  • For the quarter ending Q1 2026, Interest Coverage Ratio rose 43.26% year-over-year to 0.77; the trailing twelve-month figure through Mar 2026 stood at 3.14 (up 61.16% YoY), and the FY2025 full-year result was 0.97, up 46.5% from the prior year.
  • Interest Coverage Ratio improved to 0.77 in Q1 2026, from 0.35 in the prior quarter.
  • In the past five years, Interest Coverage Ratio ranged from a high of 9.78 in Q2 2022 to a low of 0.37 in Q4 2023.
  • A 5-year average of 2.03 and a median of 0.76 in 2025 frame the typical range for Interest Coverage Ratio.
  • Across the five-year window, Interest Coverage Ratio surged 314.12% in 2024 and plunged 144.88% in 2025, its largest moves.
  • Tracing UCB's Interest Coverage Ratio over 5 years: stood at 3.62 in 2022, then slumped by 110.11% to 0.37 in 2023, then surged by 314.12% to 0.78 in 2024, then sank by 144.88% to 0.35 in 2025, then jumped by 319.2% to 0.77 in 2026.
  • Business Quant data shows UCB's Interest Coverage Ratio at 0.77 in Q1 2026, 0.35 in Q4 2025, and 0.76 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 KB Financial 42,090.38 Bn 42,090.38 Bn -786,828.77 -3.02
2 Shinhan Financial 33,919.15 Bn 33,919.15 Bn - -0.53
3 Bank Of Chile 4,123.52 Bn 4,123.52 Bn 167,623.00 -1.52
4 Lloyds Banking 360.83 Bn 360.83 Bn - -
5 First Capital 204.17 Bn 203.82 Bn - 1.27
6 Landmark Bancorp 187.97 Bn 187.94 Bn - 2.19
7 NatWest 144.82 Bn -51.17 Bn - -
8 Pnc Financial Services 101.80 Bn 101.80 Bn - 1.86
9 Us Bancorp 99.51 Bn 99.51 Bn - 1.49
10 United Community Banks 4.25 Bn 3.66 Bn 273.93 Mn 0.77

Historic Data

Download Data
DateValue
Mar 31, 2026 0.77
Dec 31, 2025 -0.35
Sep 30, 2025 0.76
Jun 30, 2025 0.61
Mar 31, 2025 0.54
Dec 31, 2024 0.78
Sep 30, 2024 0.39
Jun 30, 2024 0.37
Mar 31, 2024 0.35
Dec 31, 2023 -0.37
Sep 30, 2023 0.14
Jun 30, 2023 0.83
Mar 31, 2023 1.14
Dec 31, 2022 3.62
Sep 30, 2022 7.17
Jun 30, 2022 9.78
Mar 31, 2022 7.99
Dec 31, 2021 7.56
Sep 30, 2021 14.01
Jun 30, 2021 11.98