United Community Banks (UCB) Interest Coverage Ratio (2010 - 2026)
United Community Banks recorded quarterly Interest Coverage Ratio of 1.15 in Q1 2026, up 0.52% quarter-over-quarter from 1.15 in Q4 2025, and up 35.9% year-over-year from 0.85 in Q1 2025.
United Community Banks' Interest Coverage Ratio history runs 17 years deep, the most recent figure standing at 1.15 for Q1 2026.
- In Q1 2026, Interest Coverage Ratio rose 35.9% year-over-year to 1.15; the TTM figure through Mar 2026 stood at 1.05 (up 48.89% YoY), while the FY2025 annual figure was 0.98, up 46.94% from the prior year.
- Interest Coverage Ratio came in at 1.15 for Q1 2026 at United Community Banks, up from 1.15 in the prior quarter.
- In the past five years, Interest Coverage Ratio ranged from a high of 9.78 in Q2 2022 to a low of 0.47 in Q3 2023.
- A 5-year average of 2.31 and a median of 0.9 in 2025 frame the typical range for Interest Coverage Ratio.
- Across the five-year window, Interest Coverage Ratio sank 93.4% in 2023 and jumped 99.73% in 2025, its largest moves.
- United Community Banks' Interest Coverage Ratio stood at 3.38 in 2022, then slumped by 78.45% to 0.73 in 2023, then advanced by 7.69% to 0.78 in 2024, then surged by 46.32% to 1.15 in 2025, then advanced by 0.52% to 1.15 in 2026.
- According to Business Quant data, Interest Coverage Ratio over the past three periods registered 1.15, 1.15, and 1.03 for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | -3.29 |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 2.53 |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 2.21 |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | 1.32 |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | -36.40 |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 1.88 |
| 10 | United Community Banks | 4.00 Bn | 3.51 Bn | 273.93 Mn | 1.15 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.15 |
| Dec 31, 2025 | 1.15 |
| Sep 30, 2025 | 1.03 |
| Jun 30, 2025 | 0.90 |
| Mar 31, 2025 | 0.85 |
| Dec 31, 2024 | 0.78 |
| Sep 30, 2024 | 0.51 |
| Jun 30, 2024 | 0.70 |
| Mar 31, 2024 | 0.67 |
| Dec 31, 2023 | 0.73 |
| Sep 30, 2023 | 0.47 |
| Jun 30, 2023 | 0.83 |
| Mar 31, 2023 | 1.14 |
| Dec 31, 2022 | 3.38 |
| Sep 30, 2022 | 7.17 |
| Jun 30, 2022 | 9.78 |
| Mar 31, 2022 | 7.99 |
| Dec 31, 2021 | 10.28 |
| Sep 30, 2021 | 14.01 |
| Jun 30, 2021 | 11.98 |
| Mar 31, 2021 | 9.60 |
| Dec 31, 2020 | 7.02 |
| Sep 30, 2020 | 4.23 |
| Jun 30, 2020 | 2.02 |
| Mar 31, 2020 | 2.14 |
| Dec 31, 2019 | 3.03 |
| Sep 30, 2019 | 2.81 |
| Jun 30, 2019 | 2.56 |
| Mar 31, 2019 | 2.63 |
| Dec 31, 2018 | 4.03 |
| Sep 30, 2018 | 4.42 |
| Jun 30, 2018 | 4.87 |
| Mar 31, 2018 | 5.03 |
| Dec 31, 2017 | 5.58 |
| Sep 30, 2017 | 5.82 |
| Jun 30, 2017 | 6.59 |
| Mar 31, 2017 | 6.67 |
| Dec 31, 2016 | 7.54 |
| Sep 30, 2016 | 7.45 |
| Jun 30, 2016 | 7.60 |
| Mar 31, 2016 | 7.22 |
| Dec 31, 2015 | 6.23 |
| Sep 30, 2015 | 6.32 |
| Jun 30, 2015 | 7.01 |
| Mar 31, 2015 | 6.30 |
| Dec 31, 2014 | 5.82 |
| Sep 30, 2014 | 5.33 |
| Jun 30, 2014 | 4.80 |
| Mar 31, 2014 | 4.86 |
| Dec 31, 2013 | 5.20 |
| Sep 30, 2013 | 4.49 |
| Jun 30, 2013 | -2.75 |
| Mar 31, 2013 | 2.64 |
| Dec 31, 2012 | 1.71 |
| Sep 30, 2012 | 2.21 |
| Jun 30, 2012 | 1.70 |
| Mar 31, 2012 | 2.04 |
| Dec 31, 2011 | 1.48 |
| Sep 30, 2011 | 0.20 |
| Jun 30, 2011 | 1.71 |
| Mar 31, 2011 | -11.13 |
| Dec 31, 2010 | -0.37 |
| Sep 30, 2010 | -9.42 |
| Jun 30, 2010 | -2.55 |