United Community Banks (UCB) Interest Coverage Ratio (2010 - 2026)

United Community Banks has disclosed Interest Coverage Ratio across 17 years of filings, most recently posting 1.15 for Q1 2026.

• Interest Coverage Ratio for Q1 2026 came in at 1.15, up 35.9% year-over-year; the trailing twelve-month figure through Mar 2026 was 1.05 (up 48.89% YoY), and the FY2025 annual result was 0.98, up 46.94% from the prior year.
• Interest Coverage Ratio came in at 1.15 for Q1 2026 at United Community Banks, up from 1.15 in the prior quarter.
• In the past five years, Interest Coverage Ratio ranged from a high of 9.78 in Q2 2022 to a low of 0.47 in Q3 2023.
• The 5-year median for Interest Coverage Ratio is 0.9 (2025), against an average of 2.31.
• Across the five-year window, Interest Coverage Ratio slumped 93.4% in 2023 and soared 99.73% in 2025, its largest moves.
• United Community Banks' Interest Coverage Ratio stood at 3.38 in 2022, then tumbled by 78.45% to 0.73 in 2023, then gained by 7.69% to 0.78 in 2024, then jumped by 46.32% to 1.15 in 2025, then gained by 0.52% to 1.15 in 2026.
• The last three Interest Coverage Ratio figures came in at 1.15 (Q1 2026), 1.15 (Q4 2025), and 1.03 (Q3 2025), per Business Quant data.