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United Community Banks (UCB) Interest Coverage Ratio: 2010-2025

Historic Interest Coverage Ratio for United Community Banks (UCB) over the last 16 years, with Sep 2025 value amounting to 1.03.

  • United Community Banks' Interest Coverage Ratio rose 99.73% to 1.03 in Q3 2025 from the same period last year, while for Sep 2025 it was 0.79, marking a year-over-year increase of 60.82%. This contributed to the annual value of 0.57 for FY2024, which is 7.58% up from last year.
  • Latest data reveals that United Community Banks reported Interest Coverage Ratio of 1.03 as of Q3 2025, which was up 13.84% from 0.90 recorded in Q2 2025.
  • United Community Banks' 5-year Interest Coverage Ratio high stood at 14.01 for Q3 2021, and its period low was 0.07 during Q4 2023.
  • Moreover, its 3-year median value for Interest Coverage Ratio was 0.70 (2024), whereas its average is 0.69.
  • As far as peak fluctuations go, United Community Banks' Interest Coverage Ratio plummeted by 98.03% in 2023, and later soared by 510.50% in 2024.
  • Quarterly analysis of 5 years shows United Community Banks' Interest Coverage Ratio stood at 10.28 in 2021, then crashed by 67.16% to 3.38 in 2022, then tumbled by 98.03% to 0.07 in 2023, then skyrocketed by 510.50% to 0.41 in 2024, then surged by 99.73% to 1.03 in 2025.
  • Its Interest Coverage Ratio was 1.03 in Q3 2025, compared to 0.90 in Q2 2025 and 0.85 in Q1 2025.