United Community Banks (UCB) Interest Coverage Ratio (2010 - 2026)
United Community Banks (UCB) posted Interest Coverage Ratio of 0.77 for Q1 2026, down 32.77% sequentially from 1.15 in Q4 2025, and up 43.26% YoY from 0.54 in Q1 2025.
United Community Banks (UCB) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
United Community Banks has reported Interest Coverage Ratio for 17 years, with the latest figure at 0.77 in Q1 2026.
- Quarterly Interest Coverage Ratio rose 43.26% year-over-year to 0.77 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 3.14 (up 61.16% YoY) and the FY2025 annual result came in at 0.97, up 46.5% from the prior year.
- Interest Coverage Ratio retreated to 0.77 in Q1 2026 per UCB's latest filing, from 1.15 in the prior quarter.
- Over five years, Interest Coverage Ratio peaked at 9.78 in Q2 2022 and troughed at 6.27 in Q4 2022.
- A 5-year average of 1.6 and a median of 0.76 in 2025 frame the typical range for Interest Coverage Ratio.
- The sharpest annual moves came in 2022 and 2024: Interest Coverage Ratio tumbled 161.01% in 2022, then surged 166.5% in 2024.
- Over 5 years, Interest Coverage Ratio stood at 6.27 in 2022, then surged by 111.6% to 0.73 in 2023, then climbed by 7.69% to 0.78 in 2024, then soared by 46.32% to 1.15 in 2025, then tumbled by 32.77% to 0.77 in 2026.
- According to Business Quant data, Interest Coverage Ratio over the past three periods registered 0.77, 1.15, and 0.76 for Q1 2026, Q4 2025, and Q3 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.94 Bn | 84.74 Bn | - | - |
| 2 | Pnc Financial Services | 97.95 Bn | 97.95 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.10 Bn | 96.10 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.90 Bn | -144.19 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 72.17 Bn | -81.15 Bn | - | 1.49 |
| 7 | Nu Holdings | 71.43 Bn | 57.74 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.67 Bn | 61.67 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.69 Bn | 25.96 Bn | - | 1.90 |
| 10 | United Community Banks | 4.27 Bn | 3.72 Bn | - | 2.44 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 0.76 |
| Mar 31, 2026 | 0.77 |
| Dec 31, 2025 | 1.15 |
| Sep 30, 2025 | 0.76 |
| Jun 30, 2025 | 0.61 |
| Mar 31, 2025 | 0.54 |
| Dec 31, 2024 | 0.78 |
| Sep 30, 2024 | 0.39 |
| Jun 30, 2024 | 0.37 |
| Mar 31, 2024 | 0.35 |
| Dec 31, 2023 | 0.73 |
| Sep 30, 2023 | 0.14 |
| Jun 30, 2023 | 0.83 |
| Mar 31, 2023 | 1.14 |
| Dec 31, 2022 | -6.27 |
| Sep 30, 2022 | 7.17 |
| Jun 30, 2022 | 9.78 |
| Mar 31, 2022 | 7.99 |
| Dec 31, 2021 | 10.28 |
| Sep 30, 2021 | 14.01 |