KPIs & Operating Metrics(New)
Balance Sheet
Cash Flow Statement
Daily Values
Growth Metrics
Income Statement
Others
Ratios
Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

United Community Banks (UCB) Interest Coverage Ratio (2016 - 2025)

United Community Banks (UCB) has disclosed Interest Coverage Ratio for 16 consecutive years, with 1.15 as the latest value for Q4 2025.

  • Quarterly Interest Coverage Ratio rose 46.32% to 1.15 in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 0.98 through Dec 2025, up 46.94% year-over-year, with the annual reading at 0.98 for FY2025, 46.94% up from the prior year.
  • Interest Coverage Ratio hit 1.15 in Q4 2025 for United Community Banks, up from 1.03 in the prior quarter.
  • In the past five years, Interest Coverage Ratio ranged from a high of 14.01 in Q3 2021 to a low of 0.47 in Q3 2023.
  • Historically, Interest Coverage Ratio has averaged 4.2 across 5 years, with a median of 1.09 in 2023.
  • Biggest five-year swings in Interest Coverage Ratio: skyrocketed 494.51% in 2021 and later crashed 93.4% in 2023.
  • Year by year, Interest Coverage Ratio stood at 10.28 in 2021, then tumbled by 67.16% to 3.38 in 2022, then plummeted by 78.45% to 0.73 in 2023, then rose by 7.69% to 0.78 in 2024, then soared by 46.32% to 1.15 in 2025.
  • Business Quant data shows Interest Coverage Ratio for UCB at 1.15 in Q4 2025, 1.03 in Q3 2025, and 0.9 in Q2 2025.