United Community Banks (UCB) Gross Margin (2019 - 2026)
United Community Banks (UCB) reported Gross Margin of 99.07% for Q1 2026, down 13.0% on a YoY basis from 113.87% in Q1 2025, and little changed sequentially from 99.28% in Q4 2025.
United Community Banks (UCB) Gross Margin (2019 - 2026) Analysis & Trends
United Community Banks (UCB) has 8 years of Gross Margin data on file, last reported at 99.07% in Q1 2026.
- For the quarter ending Q1 2026, Gross Margin fell 13.0% year-over-year to 99.07%; the trailing twelve-month figure through Mar 2026 stood at 99.14% (up 3.0% YoY), and the FY2025 full-year result was 99.18%, up 6.0% from the prior year.
- Gross Margin held at 99.07% in Q1 2026, from 99.28% in the prior quarter.
- In the past five years, Gross Margin ranged from a high of 99.28% in Q4 2022 to a low of 98.53% in Q2 2022.
- A 5-year average of 99.01% and a median of 99.08% in 2024 frame the typical range for Gross Margin.
- Across the five-year window, Gross Margin jumped 62 bps in 2022 and dropped 24 bps in 2023, its largest moves.
- Tracing UCB's Gross Margin over 5 years: stood at 99.28% in 2022, then decreased by 0 bps to 99.15% in 2023, then slipped by 0 bps to 99.08% in 2024, then rose by 0 bps to 99.28% in 2025, then dropped by 0 bps to 99.07% in 2026.
- Business Quant data shows UCB's Gross Margin at 99.07% in Q1 2026, 99.28% in Q4 2025, and 99.12% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Gross Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | -244.16% |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | - |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | 80.84% |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | 30.54% |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | - |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | - |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | - |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | - |
| 10 | United Community Banks | 4.18 Bn | 3.58 Bn | 273.93 Mn | 99.07% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 99.07% |
| Dec 31, 2025 | 99.28% |
| Sep 30, 2025 | 99.12% |
| Jun 30, 2025 | 99.10% |
| Mar 31, 2025 | 99.20% |
| Dec 31, 2024 | 99.08% |
| Sep 30, 2024 | 98.98% |
| Jun 30, 2024 | 99.18% |
| Mar 31, 2024 | 99.23% |
| Dec 31, 2023 | 99.15% |
| Sep 30, 2023 | 98.68% |
| Jun 30, 2023 | 98.82% |
| Mar 31, 2023 | 98.95% |
| Dec 31, 2022 | 99.28% |
| Sep 30, 2022 | 98.92% |
| Jun 30, 2022 | 98.53% |
| Mar 31, 2022 | 98.68% |
| Dec 31, 2021 | 98.66% |
| Sep 30, 2021 | 98.73% |
| Jun 30, 2021 | 98.31% |