United Community Banks (UCB) Gross Margin (2019 - 2026)

United Community Banks' Gross Margin history runs 8 years deep, the most recent figure standing at 99.07% for Q1 2026.

• In Q1 2026, Gross Margin fell 13.0% year-over-year to 99.07%; the TTM figure through Mar 2026 stood at 99.14% (up 3.0% YoY), while the FY2025 annual figure was 99.18%, up 6.0% from the prior year.
• Gross Margin came in at 99.07% for Q1 2026 at United Community Banks, roughly flat from 99.28% in the prior quarter.
• In the past five years, Gross Margin ranged from a high of 99.28% in Q4 2022 to a low of 98.53% in Q2 2022.
• A 5-year average of 99.01% and a median of 99.08% in 2024 frame the typical range for Gross Margin.
• Across the five-year window, Gross Margin surged 62 bps in 2022 and declined 24 bps in 2023, its largest moves.
• United Community Banks' Gross Margin stood at 99.28% in 2022, then dropped by 0 bps to 99.15% in 2023, then declined by 0 bps to 99.08% in 2024, then advanced by 0 bps to 99.28% in 2025, then fell by 0 bps to 99.07% in 2026.
• According to Business Quant data, Gross Margin over the past three periods registered 99.07%, 99.28%, and 99.12% for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison