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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

United Community Banks (UCB) Gross Margin (2019 - 2025)

United Community Banks (UCB) has disclosed Gross Margin for 7 consecutive years, with 99.28% as the latest value for Q4 2025.

  • Quarterly Gross Margin rose 20.0% to 99.28% in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 99.18% through Dec 2025, up 6.0% year-over-year, with the annual reading at 99.18% for FY2025, 6.0% up from the prior year.
  • Gross Margin hit 99.28% in Q4 2025 for United Community Banks, roughly flat from 99.12% in the prior quarter.
  • In the past five years, Gross Margin ranged from a high of 99.28% in Q4 2022 to a low of 98.31% in Q2 2021.
  • Historically, Gross Margin has averaged 98.92% across 5 years, with a median of 98.96% in 2023.
  • Biggest five-year swings in Gross Margin: skyrocketed 106bps in 2021 and later fell -24bps in 2023.
  • Year by year, Gross Margin stood at 98.66% in 2021, then rose by 1bps to 99.28% in 2022, then decreased by 0bps to 99.15% in 2023, then fell by 0bps to 99.08% in 2024, then rose by 0bps to 99.28% in 2025.
  • Business Quant data shows Gross Margin for UCB at 99.28% in Q4 2025, 99.12% in Q3 2025, and 99.1% in Q2 2025.