United Community Banks (UCB) Gross Margin (2019 - 2026)

United Community Banks has disclosed Gross Margin across 8 years of filings, most recently posting 99.07% for Q1 2026.

• Gross Margin for Q1 2026 came in at 99.07%, down 13.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 99.14% (up 3.0% YoY), and the FY2025 annual result was 99.18%, up 6.0% from the prior year.
• Gross Margin came in at 99.07% for Q1 2026 at United Community Banks, roughly flat from 99.28% in the prior quarter.
• In the past five years, Gross Margin ranged from a high of 99.28% in Q4 2022 to a low of 98.53% in Q2 2022.
• The 5-year median for Gross Margin is 99.08% (2024), against an average of 99.01%.
• Across the five-year window, Gross Margin jumped 62 bps in 2022 and dropped 24 bps in 2023, its largest moves.
• United Community Banks' Gross Margin stood at 99.28% in 2022, then slipped by 0 bps to 99.15% in 2023, then dropped by 0 bps to 99.08% in 2024, then gained by 0 bps to 99.28% in 2025, then declined by 0 bps to 99.07% in 2026.
• The last three Gross Margin figures came in at 99.07% (Q1 2026), 99.28% (Q4 2025), and 99.12% (Q3 2025), per Business Quant data.