United Community Banks (UCB) Free Cash Flow (2010 - 2026)
United Community Banks' (UCB) quarterly Free Cash Flow came in at $62.4 million in Q1 2026, down 33.89% year-on-year from $94.3 million in Q1 2025, and up 4.43% quarter-over-quarter from $59.7 million in Q4 2025.
United Community Banks (UCB) Free Cash Flow (2010 - 2026) Analysis & Trends
United Community Banks has disclosed Free Cash Flow across 17 years of filings, most recently posting $62.4 million for Q1 2026.
- Free Cash Flow for Q1 2026 came in at $62.4 million, down 33.89% year-over-year; the trailing twelve-month figure through Mar 2026 was $324.5 million (up 0.8% YoY), and the FY2025 annual result was $356.5 million, up 17.76% from the prior year.
- Free Cash Flow came in at $62.4 million for Q1 2026 at United Community Banks, up from $59.7 million in the prior quarter.
- In the past five years, Free Cash Flow ranged from a high of $193.2 million in Q1 2022 to a low of -$2.2 million in Q3 2024.
- The 5-year median for Free Cash Flow is $82.5 million (2022), against an average of $88.7 million.
- Across the five-year window, Free Cash Flow tumbled 103.06% in 2024 and surged 5460.15% in 2025, its largest moves.
- United Community Banks' Free Cash Flow stood at $82.5 million in 2022, then slumped by 89.76% to $8.4 million in 2023, then soared by 1587.62% to $142.6 million in 2024, then slumped by 58.11% to $59.7 million in 2025, then gained by 4.43% to $62.4 million in 2026.
- The last three Free Cash Flow figures came in at $62.4 million (Q1 2026), $59.7 million (Q4 2025), and $117.7 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Free Cash Flow (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | -172,298.00 |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 5.85 Mn |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 6.71 Mn |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 26.53 Mn |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | United Community Banks | 4.17 Bn | 3.68 Bn | 273.93 Mn | 62.36 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 62.36 Mn |
| Mar 31, 2026 | 62.36 Mn |
| Dec 31, 2025 | 59.71 Mn |
| Dec 31, 2025 | 59.71 Mn |
| Sep 30, 2025 | 117.71 Mn |
| Sep 30, 2025 | 117.71 Mn |
| Jun 30, 2025 | 84.72 Mn |
| Jun 30, 2025 | 84.72 Mn |
| Mar 31, 2025 | 94.32 Mn |
| Mar 31, 2025 | 94.32 Mn |
| Dec 31, 2024 | 142.55 Mn |
| Dec 31, 2024 | 142.55 Mn |
| Sep 30, 2024 | -2.20 Mn |
| Sep 30, 2024 | -2.20 Mn |
| Jun 30, 2024 | 87.23 Mn |
| Jun 30, 2024 | 87.23 Mn |
| Mar 31, 2024 | 75.10 Mn |
| Mar 31, 2024 | 75.10 Mn |
| Dec 31, 2023 | 8.45 Mn |
| Dec 31, 2023 | 8.45 Mn |