United Community Banks (UCB) Free Cash Flow (2010 - 2026)
United Community Banks (UCB) reported Free Cash Flow of $62.4 million for Q1 2026, down 33.89% on a YoY basis from $94.3 million in Q1 2025, and up 4.43% sequentially from $59.7 million in Q4 2025.
United Community Banks (UCB) Free Cash Flow (2010 - 2026) Analysis & Trends
United Community Banks (UCB) has 17 years of Free Cash Flow data on file, last reported at $62.4 million in Q1 2026.
- For the quarter ending Q1 2026, Free Cash Flow fell 33.89% year-over-year to $62.4 million; the trailing twelve-month figure through Mar 2026 stood at $324.5 million (up 0.8% YoY), and the FY2025 full-year result was $356.5 million, up 17.76% from the prior year.
- Free Cash Flow improved to $62.4 million in Q1 2026, from $59.7 million in the prior quarter.
- In the past five years, Free Cash Flow ranged from a high of $193.2 million in Q1 2022 to a low of -$2.2 million in Q3 2024.
- A 5-year average of $88.7 million and a median of $82.5 million in 2022 frame the typical range for Free Cash Flow.
- Across the five-year window, Free Cash Flow sank 103.06% in 2024 and surged 5460.15% in 2025, its largest moves.
- Tracing UCB's Free Cash Flow over 5 years: stood at $82.5 million in 2022, then tumbled by 89.76% to $8.4 million in 2023, then surged by 1587.62% to $142.6 million in 2024, then tumbled by 58.11% to $59.7 million in 2025, then rose by 4.43% to $62.4 million in 2026.
- Business Quant data shows UCB's Free Cash Flow at $62.4 million in Q1 2026, $59.7 million in Q4 2025, and $117.7 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Free Cash Flow (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 385,108.26 |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | 26.15 Mn |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | -172,298.00 |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | - |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 5.85 Mn |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 6.71 Mn |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 1.93 Bn |
| 10 | United Community Banks | 4.18 Bn | 3.58 Bn | 273.93 Mn | 62.36 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 62.36 Mn |
| Mar 31, 2026 | 62.36 Mn |
| Dec 31, 2025 | 59.71 Mn |
| Dec 31, 2025 | 59.71 Mn |
| Sep 30, 2025 | 117.71 Mn |
| Sep 30, 2025 | 117.71 Mn |
| Jun 30, 2025 | 84.72 Mn |
| Jun 30, 2025 | 84.72 Mn |
| Mar 31, 2025 | 94.32 Mn |
| Mar 31, 2025 | 94.32 Mn |
| Dec 31, 2024 | 142.55 Mn |
| Dec 31, 2024 | 142.55 Mn |
| Sep 30, 2024 | -2.20 Mn |
| Sep 30, 2024 | -2.20 Mn |
| Jun 30, 2024 | 87.23 Mn |
| Jun 30, 2024 | 87.23 Mn |
| Mar 31, 2024 | 75.10 Mn |
| Mar 31, 2024 | 75.10 Mn |
| Dec 31, 2023 | 8.45 Mn |
| Dec 31, 2023 | 8.45 Mn |