United Community Banks (UCB) Free Cash Flow (2010 - 2026)

United Community Banks' (UCB) quarterly Free Cash Flow came in at $62.4 million in Q1 2026, down 33.89% year-on-year from $94.3 million in Q1 2025, and up 4.43% quarter-over-quarter from $59.7 million in Q4 2025.

United Community Banks (UCB) Free Cash Flow (2010 - 2026) Analysis & Trends

United Community Banks has disclosed Free Cash Flow across 17 years of filings, most recently posting $62.4 million for Q1 2026.

  • Free Cash Flow for Q1 2026 came in at $62.4 million, down 33.89% year-over-year; the trailing twelve-month figure through Mar 2026 was $324.5 million (up 0.8% YoY), and the FY2025 annual result was $356.5 million, up 17.76% from the prior year.
  • Free Cash Flow came in at $62.4 million for Q1 2026 at United Community Banks, up from $59.7 million in the prior quarter.
  • In the past five years, Free Cash Flow ranged from a high of $193.2 million in Q1 2022 to a low of -$2.2 million in Q3 2024.
  • The 5-year median for Free Cash Flow is $82.5 million (2022), against an average of $88.7 million.
  • Across the five-year window, Free Cash Flow tumbled 103.06% in 2024 and surged 5460.15% in 2025, its largest moves.
  • United Community Banks' Free Cash Flow stood at $82.5 million in 2022, then slumped by 89.76% to $8.4 million in 2023, then soared by 1587.62% to $142.6 million in 2024, then slumped by 58.11% to $59.7 million in 2025, then gained by 4.43% to $62.4 million in 2026.
  • The last three Free Cash Flow figures came in at $62.4 million (Q1 2026), $59.7 million (Q4 2025), and $117.7 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Free Cash Flow (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -172,298.00
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - 5.85 Mn
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 6.71 Mn
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 136.54 Bn 104.11 Bn - 26.53 Mn
9 Mizuho Financial 112.02 Bn 112.56 Bn - -
10 United Community Banks 4.17 Bn 3.68 Bn 273.93 Mn 62.36 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 62.36 Mn
Mar 31, 2026 62.36 Mn
Dec 31, 2025 59.71 Mn
Dec 31, 2025 59.71 Mn
Sep 30, 2025 117.71 Mn
Sep 30, 2025 117.71 Mn
Jun 30, 2025 84.72 Mn
Jun 30, 2025 84.72 Mn
Mar 31, 2025 94.32 Mn
Mar 31, 2025 94.32 Mn
Dec 31, 2024 142.55 Mn
Dec 31, 2024 142.55 Mn
Sep 30, 2024 -2.20 Mn
Sep 30, 2024 -2.20 Mn
Jun 30, 2024 87.23 Mn
Jun 30, 2024 87.23 Mn
Mar 31, 2024 75.10 Mn
Mar 31, 2024 75.10 Mn
Dec 31, 2023 8.45 Mn
Dec 31, 2023 8.45 Mn