United Community Banks (UCB) Free Cash Flow (2010 - 2026)

United Community Banks (UCB) reported Free Cash Flow of $62.4 million for Q1 2026, down 33.89% on a YoY basis from $94.3 million in Q1 2025, and up 4.43% sequentially from $59.7 million in Q4 2025.

United Community Banks (UCB) Free Cash Flow (2010 - 2026) Analysis & Trends

United Community Banks (UCB) has 17 years of Free Cash Flow data on file, last reported at $62.4 million in Q1 2026.

  • For the quarter ending Q1 2026, Free Cash Flow fell 33.89% year-over-year to $62.4 million; the trailing twelve-month figure through Mar 2026 stood at $324.5 million (up 0.8% YoY), and the FY2025 full-year result was $356.5 million, up 17.76% from the prior year.
  • Free Cash Flow improved to $62.4 million in Q1 2026, from $59.7 million in the prior quarter.
  • In the past five years, Free Cash Flow ranged from a high of $193.2 million in Q1 2022 to a low of -$2.2 million in Q3 2024.
  • A 5-year average of $88.7 million and a median of $82.5 million in 2022 frame the typical range for Free Cash Flow.
  • Across the five-year window, Free Cash Flow sank 103.06% in 2024 and surged 5460.15% in 2025, its largest moves.
  • Tracing UCB's Free Cash Flow over 5 years: stood at $82.5 million in 2022, then tumbled by 89.76% to $8.4 million in 2023, then surged by 1587.62% to $142.6 million in 2024, then tumbled by 58.11% to $59.7 million in 2025, then rose by 4.43% to $62.4 million in 2026.
  • Business Quant data shows UCB's Free Cash Flow at $62.4 million in Q1 2026, $59.7 million in Q4 2025, and $117.7 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Free Cash Flow (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 385,108.26
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - 26.15 Mn
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 -172,298.00
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn -
5 Mizuho Financial 385.64 Bn 389.59 Bn - -
6 Lloyds Banking 358.14 Bn 358.14 Bn - -
7 First Capital 200.03 Bn 199.69 Bn - 5.85 Mn
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 6.71 Mn
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 1.93 Bn
10 United Community Banks 4.18 Bn 3.58 Bn 273.93 Mn 62.36 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 62.36 Mn
Mar 31, 2026 62.36 Mn
Dec 31, 2025 59.71 Mn
Dec 31, 2025 59.71 Mn
Sep 30, 2025 117.71 Mn
Sep 30, 2025 117.71 Mn
Jun 30, 2025 84.72 Mn
Jun 30, 2025 84.72 Mn
Mar 31, 2025 94.32 Mn
Mar 31, 2025 94.32 Mn
Dec 31, 2024 142.55 Mn
Dec 31, 2024 142.55 Mn
Sep 30, 2024 -2.20 Mn
Sep 30, 2024 -2.20 Mn
Jun 30, 2024 87.23 Mn
Jun 30, 2024 87.23 Mn
Mar 31, 2024 75.10 Mn
Mar 31, 2024 75.10 Mn
Dec 31, 2023 8.45 Mn
Dec 31, 2023 8.45 Mn