United Community Banks (UCB) Free Cash Flow (2010 - 2026)
United Community Banks (UCB) posted Free Cash Flow of $62.4 million for Q1 2026, up 4.43% sequentially from $59.7 million in Q4 2025, and down 33.89% YoY from $94.3 million in Q1 2025.
United Community Banks (UCB) Free Cash Flow (2010 - 2026) Analysis & Trends
United Community Banks has reported Free Cash Flow for 17 years, with the latest figure at $62.4 million in Q1 2026.
- Quarterly Free Cash Flow fell 33.89% year-over-year to $62.4 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $324.5 million (up 0.8% YoY) and the FY2025 annual result came in at $356.5 million, up 17.76% from the prior year.
- Free Cash Flow improved to $62.4 million in Q1 2026 per UCB's latest filing, from $59.7 million in the prior quarter.
- Over five years, Free Cash Flow peaked at $193.2 million in Q1 2022 and troughed at -$2.2 million in Q3 2024.
- A 5-year average of $88.7 million and a median of $82.5 million in 2022 frame the typical range for Free Cash Flow.
- The sharpest annual moves came in 2024 and 2025: Free Cash Flow tumbled 103.06% in 2024, then jumped 5460.15% in 2025.
- Over 5 years, Free Cash Flow stood at $82.5 million in 2022, then slumped by 89.76% to $8.4 million in 2023, then surged by 1587.62% to $142.6 million in 2024, then slumped by 58.11% to $59.7 million in 2025, then climbed by 4.43% to $62.4 million in 2026.
- According to Business Quant data, Free Cash Flow over the past three periods registered $62.4 million, $59.7 million, and $117.7 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Free Cash Flow (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 2.15 Bn |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 4.82 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | - |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 955.00 Mn |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | - |
| 10 | United Community Banks | 4.27 Bn | 3.72 Bn | - | 121.41 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 121.41 Mn |
| Jun 30, 2026 | 121.41 Mn |
| Mar 31, 2026 | 62.36 Mn |
| Mar 31, 2026 | 62.36 Mn |
| Dec 31, 2025 | 59.71 Mn |
| Dec 31, 2025 | 59.71 Mn |
| Sep 30, 2025 | 117.71 Mn |
| Sep 30, 2025 | 117.71 Mn |
| Jun 30, 2025 | 84.72 Mn |
| Jun 30, 2025 | 84.72 Mn |
| Mar 31, 2025 | 94.32 Mn |
| Mar 31, 2025 | 94.32 Mn |
| Dec 31, 2024 | 142.55 Mn |
| Dec 31, 2024 | 142.55 Mn |
| Sep 30, 2024 | -2.20 Mn |
| Sep 30, 2024 | -2.20 Mn |
| Jun 30, 2024 | 87.23 Mn |
| Jun 30, 2024 | 87.23 Mn |
| Mar 31, 2024 | 75.10 Mn |
| Mar 31, 2024 | 75.10 Mn |