United Community Banks (UCB) EBITDA Margin (2010 - 2026)
United Community Banks recorded quarterly EBITDA Margin of 42.18% in Q1 2026, down 5.56% quarter-over-quarter from 44.66% in Q4 2025, and down 5.0% year-over-year from 44.4% in Q1 2025.
United Community Banks' EBITDA Margin history runs 17 years deep, the most recent figure standing at 42.18% for Q1 2026.
- In Q1 2026, EBITDA Margin fell 5.0% year-over-year to 42.18%; the TTM figure through Mar 2026 stood at 43.45% (up 409.0% YoY), while the FY2025 annual figure was 43.5%, up 510.0% from the prior year.
- EBITDA Margin came in at 42.18% for Q1 2026 at United Community Banks, down from 44.66% in the prior quarter.
- In the past five years, EBITDA Margin ranged from a high of 46.79% in Q3 2022 to a low of 27.95% in Q3 2023.
- A 5-year average of 39.63% and a median of 40.11% in 2022 frame the typical range for EBITDA Margin.
- Across the five-year window, EBITDA Margin plunged 1884 bps in 2023 and jumped 1150 bps in 2025, its largest moves.
- United Community Banks' EBITDA Margin stood at 46.76% in 2022, then decreased by 18 bps to 38.56% in 2023, then advanced by 9 bps to 42.05% in 2024, then climbed by 6 bps to 44.66% in 2025, then decreased by 6 bps to 42.18% in 2026.
- According to Business Quant data, EBITDA Margin over the past three periods registered 42.18%, 44.66%, and 44.63% for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | - |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 515.04% |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 61.45% |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | 115.04% |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | - |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 82.48% |
| 10 | United Community Banks | 4.00 Bn | 3.51 Bn | 273.93 Mn | 42.18% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 42.18% |
| Dec 31, 2025 | 44.66% |
| Sep 30, 2025 | 44.63% |
| Jun 30, 2025 | 42.26% |
| Mar 31, 2025 | 42.23% |
| Dec 31, 2024 | 42.05% |
| Sep 30, 2024 | 33.13% |
| Jun 30, 2024 | 39.22% |
| Mar 31, 2024 | 38.50% |
| Dec 31, 2023 | 38.56% |
| Sep 30, 2023 | 27.95% |
| Jun 30, 2023 | 36.92% |
| Mar 31, 2023 | 35.37% |
| Dec 31, 2022 | 46.76% |
| Sep 30, 2022 | 46.79% |
| Jun 30, 2022 | 40.11% |
| Mar 31, 2022 | 32.30% |
| Dec 31, 2021 | 36.42% |
| Sep 30, 2021 | 48.38% |
| Jun 30, 2021 | 47.43% |
| Mar 31, 2021 | 48.12% |
| Dec 31, 2020 | 40.74% |
| Sep 30, 2020 | 36.25% |
| Jun 30, 2020 | 24.85% |
| Mar 31, 2020 | 31.41% |
| Dec 31, 2019 | 41.86% |
| Sep 30, 2019 | 41.16% |
| Jun 30, 2019 | 39.29% |
| Mar 31, 2019 | 41.17% |
| Dec 31, 2018 | 56.36% |
| Sep 30, 2018 | 54.56% |
| Jun 30, 2018 | 51.46% |
| Mar 31, 2018 | 676.87% |
| Dec 31, 2017 | 43.64% |
| Sep 30, 2017 | 48.23% |
| Jun 30, 2017 | 48.89% |
| Mar 31, 2017 | 47.13% |
| Dec 31, 2016 | 48.69% |
| Sep 30, 2016 | 45.51% |
| Jun 30, 2016 | 47.43% |
| Mar 31, 2016 | 44.41% |
| Dec 31, 2015 | 36.79% |
| Sep 30, 2015 | 779.46% |
| Jun 30, 2015 | 43.63% |
| Mar 31, 2015 | 46.90% |
| Dec 31, 2014 | 49.41% |
| Sep 30, 2014 | 49.27% |
| Jun 30, 2014 | 49.34% |
| Mar 31, 2014 | 48.46% |
| Dec 31, 2013 | 45.78% |
| Sep 30, 2013 | 49.43% |
| Jun 30, 2013 | -89.34% |
| Mar 31, 2013 | 35.44% |
| Dec 31, 2012 | 24.26% |
| Sep 30, 2012 | 20.52% |
| Jun 30, 2012 | -3.01% |
| Mar 31, 2012 | 39.46% |
| Dec 31, 2011 | 428.07% |
| Sep 30, 2011 | -51.52% |
| Jun 30, 2011 | 26.55% |
| Mar 31, 2011 | -178.31% |
| Dec 31, 2010 | -21.50% |
| Sep 30, 2010 | -1,048.69% |
| Jun 30, 2010 | -592.35% |