United Community Banks (UCB) EBITDA Margin (2010 - 2026)
United Community Banks' (UCB) quarterly EBITDA Margin came in at 90.46% in Q2 2026, up 503.0% year-over-year from 15.0% in Q2 2025, and up 19.37% quarter-over-quarter from 75.78% in Q1 2026.
Analysis
United Community Banks (UCB) EBITDA Margin (2010 - 2026) Analysis & Trends
United Community Banks has disclosed EBITDA Margin across 17 years of filings, most recently posting 90.46% for Q2 2026.
- In Q2 2026, EBITDA Margin rose 503.0% year-over-year to 90.46%; the TTM figure through Jun 2026 stood at 82.95% (down 593.0% YoY), while the FY2025 annual figure was 84.3%, down 743.0% from the prior year.
- EBITDA Margin came in at 90.46% for Q2 2026 at United Community Banks, up from 75.78% in the prior quarter.
- In the past five years, EBITDA Margin ranged from a high of 92.1% in Q4 2024 to a low of 37.66% in Q1 2022.
- Average EBITDA Margin over 5 years is 75.86%, with a median of 84.09% recorded in 2023.
- Year-over-year, EBITDA Margin tumbled 1700 bps in 2022 and jumped 3706 bps in 2023.
- Over 5 years, EBITDA Margin stood at 61.33% in 2022, then dropped by 6 bps to 57.37% in 2023, then soared by 61 bps to 92.1% in 2024, then fell by 14 bps to 79.43% in 2025, then rose by 14 bps to 90.46% in 2026.
- Per Business Quant data, the three most recent EBITDA Margin figures were 90.46% in Q2 2026, 75.78% in Q1 2026, and 79.43% in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 950.85 Bn | 950.85 Bn | - | - |
| 2 | Truist Financial | 61.46 Bn | 61.46 Bn | - | 79.03% |
| 3 | Fifth Third Bancorp | 49.43 Bn | 25.71 Bn | - | 66.98% |
| 4 | M&T Bank | 34.72 Bn | 34.72 Bn | - | 74.68% |
| 5 | Huntington Bancshares | 33.60 Bn | 29.07 Bn | - | 78.46% |
| 6 | Citizens Financial | 29.31 Bn | 29.31 Bn | - | 73.02% |
| 7 | Regions Financial | 25.53 Bn | 25.53 Bn | - | 62.35% |
| 8 | First Citizens Bancshares | 24.60 Bn | 24.07 Bn | 29.00 Mn | -1,920.27% |
| 9 | Keycorp | 23.26 Bn | -24.44 Bn | - | 74.44% |
| 10 | United Community Banks | 4.21 Bn | 3.67 Bn | - | 90.46% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 90.46% |
| Mar 31, 2026 | 75.78% |
| Dec 31, 2025 | 79.43% |
| Sep 30, 2025 | 86.07% |
| Jun 30, 2025 | 85.44% |
| Mar 31, 2025 | 86.60% |
| Dec 31, 2024 | 92.10% |
| Sep 30, 2024 | 91.90% |
| Jun 30, 2024 | 91.43% |
| Mar 31, 2024 | 91.49% |
| Dec 31, 2023 | 57.37% |
| Sep 30, 2023 | 88.31% |
| Jun 30, 2023 | 82.74% |
| Mar 31, 2023 | 67.35% |
| Dec 31, 2022 | 61.33% |
| Sep 30, 2022 | 54.40% |
| Jun 30, 2022 | 45.68% |
| Mar 31, 2022 | 37.66% |
| Dec 31, 2021 | 41.30% |
| Sep 30, 2021 | 53.11% |