United Community Banks UCB
NYSE UCB
$35.04 -0.25 (-0.69%)
As of: Sep 9, 2026 · 3:59 PM EDT

United Community Banks (UCB) EBITDA Margin (2010 - 2026)

United Community Banks' (UCB) quarterly EBITDA Margin came in at 90.46% in Q2 2026, up 503.0% year-over-year from 15.0% in Q2 2025, and up 19.37% quarter-over-quarter from 75.78% in Q1 2026.

Analysis

United Community Banks (UCB) EBITDA Margin (2010 - 2026) Analysis & Trends

United Community Banks has disclosed EBITDA Margin across 17 years of filings, most recently posting 90.46% for Q2 2026.

  • In Q2 2026, EBITDA Margin rose 503.0% year-over-year to 90.46%; the TTM figure through Jun 2026 stood at 82.95% (down 593.0% YoY), while the FY2025 annual figure was 84.3%, down 743.0% from the prior year.
  • EBITDA Margin came in at 90.46% for Q2 2026 at United Community Banks, up from 75.78% in the prior quarter.
  • In the past five years, EBITDA Margin ranged from a high of 92.1% in Q4 2024 to a low of 37.66% in Q1 2022.
  • Average EBITDA Margin over 5 years is 75.86%, with a median of 84.09% recorded in 2023.
  • Year-over-year, EBITDA Margin tumbled 1700 bps in 2022 and jumped 3706 bps in 2023.
  • Over 5 years, EBITDA Margin stood at 61.33% in 2022, then dropped by 6 bps to 57.37% in 2023, then soared by 61 bps to 92.1% in 2024, then fell by 14 bps to 79.43% in 2025, then rose by 14 bps to 90.46% in 2026.
  • Per Business Quant data, the three most recent EBITDA Margin figures were 90.46% in Q2 2026, 75.78% in Q1 2026, and 79.43% in Q4 2025.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBITDA Margin (Qtr)
1 Banco Santander Chile 950.85 Bn 950.85 Bn - -
2 Truist Financial 61.46 Bn 61.46 Bn - 79.03%
3 Fifth Third Bancorp 49.43 Bn 25.71 Bn - 66.98%
4 M&T Bank 34.72 Bn 34.72 Bn - 74.68%
5 Huntington Bancshares 33.60 Bn 29.07 Bn - 78.46%
6 Citizens Financial 29.31 Bn 29.31 Bn - 73.02%
7 Regions Financial 25.53 Bn 25.53 Bn - 62.35%
8 First Citizens Bancshares 24.60 Bn 24.07 Bn 29.00 Mn -1,920.27%
9 Keycorp 23.26 Bn -24.44 Bn - 74.44%
10 United Community Banks 4.21 Bn 3.67 Bn - 90.46%
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 90.46%
Mar 31, 2026 75.78%
Dec 31, 2025 79.43%
Sep 30, 2025 86.07%
Jun 30, 2025 85.44%
Mar 31, 2025 86.60%
Dec 31, 2024 92.10%
Sep 30, 2024 91.90%
Jun 30, 2024 91.43%
Mar 31, 2024 91.49%
Dec 31, 2023 57.37%
Sep 30, 2023 88.31%
Jun 30, 2023 82.74%
Mar 31, 2023 67.35%
Dec 31, 2022 61.33%
Sep 30, 2022 54.40%
Jun 30, 2022 45.68%
Mar 31, 2022 37.66%
Dec 31, 2021 41.30%
Sep 30, 2021 53.11%