United Community Banks (UCB) Retained Earnings (2010 - 2026)
United Community Banks (UCB) posted Retained Earnings of -$154.3 million for Q1 2026, down 2.5% sequentially from -$150.6 million in Q4 2025, and down 120.44% YoY from $755.0 million in Q1 2025.
United Community Banks (UCB) Retained Earnings (2010 - 2026) Analysis & Trends
United Community Banks has reported Retained Earnings for 17 years, with the latest figure at -$154.3 million in Q1 2026.
- Quarterly Retained Earnings fell 120.44% year-over-year to -$154.3 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was -$154.3 million (down 120.44% YoY) and the FY2025 annual result came in at -$150.6 million, down 121.08% from the prior year.
- Retained Earnings slipped to -$154.3 million in Q1 2026 per UCB's latest filing, from -$150.6 million in the prior quarter.
- Over five years, Retained Earnings peaked at $2.7 billion in Q3 2024 and troughed at -$305.9 million in Q2 2023.
- A 5-year average of $1.1 billion and a median of $755.0 million in 2025 frame the typical range for Retained Earnings.
- The widest YoY moves for Retained Earnings: up 23524.11% in 2022, down 2364.26% in 2022.
- Over 5 years, Retained Earnings stood at $2.3 billion in 2022, then sank by 110.37% to -$239.2 million in 2023, then surged by 398.56% to $714.1 million in 2024, then plunged by 121.08% to -$150.6 million in 2025, then declined by 2.5% to -$154.3 million in 2026.
- According to Business Quant data, Retained Earnings over the past three periods registered -$154.3 million, -$150.6 million, and $858.4 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 121.12 Bn | 84.92 Bn | - | 25.64 Bn |
| 2 | Pnc Financial Services | 97.87 Bn | 97.87 Bn | - | 65.52 Bn |
| 3 | Us Bancorp | 96.18 Bn | 96.18 Bn | - | 83.24 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | 8.37 Bn |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.10 Bn | -81.21 Bn | - | 43.89 Bn |
| 7 | Nu Holdings | 70.83 Bn | 57.14 Bn | 2.35 Bn | 8.50 Bn |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 31.62 Bn |
| 9 | Fifth Third Bancorp | 49.61 Bn | 25.89 Bn | - | 25.65 Bn |
| 10 | United Community Banks | 4.27 Bn | 3.72 Bn | - | 2.72 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 2.72 Bn |
| Mar 31, 2026 | -154.34 Mn |
| Dec 31, 2025 | -150.57 Mn |
| Sep 30, 2025 | 858.40 Mn |
| Jun 30, 2025 | 802.59 Mn |
| Mar 31, 2025 | 754.97 Mn |
| Dec 31, 2024 | 714.14 Mn |
| Sep 30, 2024 | 2.71 Bn |
| Jun 30, 2024 | 2.71 Bn |
| Mar 31, 2024 | 614.61 Mn |
| Dec 31, 2023 | -239.19 Mn |
| Sep 30, 2023 | 2.70 Bn |
| Jun 30, 2023 | -305.91 Mn |
| Mar 31, 2023 | 2.61 Bn |
| Dec 31, 2022 | 2.31 Bn |
| Sep 30, 2022 | 452.79 Mn |
| Jun 30, 2022 | -264.19 Mn |
| Mar 31, 2022 | 2.30 Bn |
| Dec 31, 2021 | 1.72 Bn |
| Sep 30, 2021 | -1.93 Mn |