United Community Banks (UCB) Retained Earnings (2010 - 2026)
United Community Banks (UCB) reported Retained Earnings of -$154.3 million for Q1 2026, down 120.44% on a YoY basis from $755.0 million in Q1 2025, and down 2.5% sequentially from -$150.6 million in Q4 2025.
United Community Banks (UCB) Retained Earnings (2010 - 2026) Analysis & Trends
United Community Banks (UCB) has 17 years of Retained Earnings data on file, last reported at -$154.3 million in Q1 2026.
- For the quarter ending Q1 2026, Retained Earnings fell 120.44% year-over-year to -$154.3 million; the trailing twelve-month figure through Mar 2026 stood at -$154.3 million (down 120.44% YoY), and the FY2025 full-year result was -$150.6 million, down 121.08% from the prior year.
- Retained Earnings slipped to -$154.3 million in Q1 2026, from -$150.6 million in the prior quarter.
- In the past five years, Retained Earnings ranged from a high of $2.7 billion in Q3 2024 to a low of -$305.9 million in Q2 2023.
- A 5-year average of $1.1 billion and a median of $755.0 million in 2025 frame the typical range for Retained Earnings.
- Peak annual rise in Retained Earnings reached 23524.11% in 2022, while the deepest fall reached 2364.26% in 2022.
- Tracing UCB's Retained Earnings over 5 years: stood at $2.3 billion in 2022, then slumped by 110.37% to -$239.2 million in 2023, then surged by 398.56% to $714.1 million in 2024, then sank by 121.08% to -$150.6 million in 2025, then decreased by 2.5% to -$154.3 million in 2026.
- Business Quant data shows UCB's Retained Earnings at -$154.3 million in Q1 2026, -$150.6 million in Q4 2025, and $858.4 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 31.29 Bn |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | -1.42 Bn |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | 711,658.00 |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 25.93 Bn |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 120.93 Mn |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 102.68 Mn |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 21.93 Bn |
| 10 | United Community Banks | 4.18 Bn | 3.58 Bn | 273.93 Mn | -154.34 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -154.34 Mn |
| Dec 31, 2025 | -150.57 Mn |
| Sep 30, 2025 | 858.40 Mn |
| Jun 30, 2025 | 802.59 Mn |
| Mar 31, 2025 | 754.97 Mn |
| Dec 31, 2024 | 714.14 Mn |
| Sep 30, 2024 | 2.71 Bn |
| Jun 30, 2024 | 2.71 Bn |
| Mar 31, 2024 | 614.61 Mn |
| Dec 31, 2023 | -239.19 Mn |
| Sep 30, 2023 | 2.70 Bn |
| Jun 30, 2023 | -305.91 Mn |
| Mar 31, 2023 | 2.61 Bn |
| Dec 31, 2022 | 2.31 Bn |
| Sep 30, 2022 | 452.79 Mn |
| Jun 30, 2022 | -264.19 Mn |
| Mar 31, 2022 | 2.30 Bn |
| Dec 31, 2021 | 1.72 Bn |
| Sep 30, 2021 | -1.93 Mn |
| Jun 30, 2021 | 11.67 Mn |