United Community Banks (UCB) Interest Income - Fed Funds (2010 - 2025)
United Community Banks (UCB) posted Interest Income - Fed Funds of $4.8 million for Q4 2025, up 75.64% sequentially from $2.7 million in Q3 2025, and down 36.43% YoY from $7.5 million in Q4 2024.
United Community Banks (UCB) Interest Income - Fed Funds (2010 - 2025) Analysis & Trends
United Community Banks has reported Interest Income - Fed Funds for 16 years, with the latest figure at $4.8 million in Q4 2025.
- Quarterly Interest Income - Fed Funds fell 36.43% year-over-year to $4.8 million in Q4 2025, while the trailing twelve-month figure through Dec 2025 was $13.2 million (down 44.33% YoY) and the FY2025 annual result came in at $13.2 million, down 44.33% from the prior year.
- Interest Income - Fed Funds improved to $4.8 million in Q4 2025 per UCB's latest filing, from $2.7 million in the prior quarter.
- Over five years, Interest Income - Fed Funds peaked at $12.8 million in Q4 2023 and troughed at $209000.0 in Q2 2021.
- A 5-year average of $3.6 million and a median of $3.0 million in 2022 frame the typical range for Interest Income - Fed Funds.
- The sharpest annual moves came in 2021 and 2022: Interest Income - Fed Funds tumbled 66.24% in 2021, then soared 707.18% in 2022.
- Over 5 years, Interest Income - Fed Funds stood at $853000.0 in 2021, then jumped by 218.87% to $2.7 million in 2022, then soared by 369.26% to $12.8 million in 2023, then tumbled by 41.16% to $7.5 million in 2024, then slumped by 36.43% to $4.8 million in 2025.
- According to Business Quant data, Interest Income - Fed Funds over the past three periods registered $4.8 million, $2.7 million, and $3.2 million for Q4 2025, Q3 2025, and Q2 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - |
| 10 | United Community Banks | 4.27 Bn | 3.72 Bn | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 4.77 Mn |
| Sep 30, 2025 | 2.72 Mn |
| Jun 30, 2025 | 3.22 Mn |
| Mar 31, 2025 | 2.45 Mn |
| Dec 31, 2024 | 7.51 Mn |
| Sep 30, 2024 | 4.52 Mn |
| Jun 30, 2024 | 5.31 Mn |
| Mar 31, 2024 | 6.31 Mn |
| Dec 31, 2023 | 12.76 Mn |
| Sep 30, 2023 | 4.64 Mn |
| Jun 30, 2023 | 4.23 Mn |
| Mar 31, 2023 | 3.07 Mn |
| Dec 31, 2022 | 2.72 Mn |
| Sep 30, 2022 | 2.87 Mn |
| Jun 30, 2022 | 1.69 Mn |
| Mar 31, 2022 | 653,000.00 |
| Dec 31, 2021 | 853,000.00 |
| Sep 30, 2021 | 658,000.00 |
| Jun 30, 2021 | 209,000.00 |
| Mar 31, 2021 | 368,000.00 |