United Community Banks (UCB) Interest Income - Fed Funds (2010 - 2025)
United Community Banks' Interest Income - Fed Funds was $4.77 million in Q4 2025, down 36.4% from $7.51 million a year earlier but up 75.6% from the prior quarter.
United Community Banks (UCB) Interest Income - Fed Funds (2010 - 2025) Analysis & Trends
For FY2025, Interest Income - Fed Funds at United Community Banks came in at $13.16 million, down 44.3% from FY2024.
- Interest Income - Fed Funds shows a five-year compound annual growth rate of 50.4% (FY2020 to FY2025).
- In earlier years, Interest Income - Fed Funds was $23.64 million in FY2024 (-4.3%), $24.7 million in FY2023 (+211.5%), $7.93 million in FY2022 (+279.7%) and $2.09 million in FY2021 (+22.1%).
- Quarterly Interest Income - Fed Funds has moved between $209,000 (Q2 2021) and $12.76 million (Q4 2023) over five years.
- Compared with a year earlier, Interest Income - Fed Funds has declined for six straight quarters, with an average decline of 11.2% over the last eight quarters.
- The best year-over-year quarter for Interest Income - Fed Funds over five years was Q2 2022 (growth of 707.2%); the worst was Q1 2021 (a decline of 66.2%).
- Per Business Quant data, UCB's Interest Income - Fed Funds in the three quarters before Q4 2025 was $2.72 million (Q3 2025), $3.22 million (Q2 2025) and $2.45 million (Q1 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Jpmorgan Chase | 883.45 Bn | 912.92 Bn | - |
| 2 | Banco Santander Chile | 401.52 Bn | 521.46 Bn | - |
| 3 | Bank Of America | 377.43 Bn | -1,998.64 Bn | - |
| 4 | Hsbc Holdings | 330.31 Bn | 330.37 Bn | - |
| 5 | Morgan Stanley | 299.17 Bn | -209.92 Bn | - |
| 6 | Royal Bank Of Canada | 274.08 Bn | 124.82 Bn | - |
| 7 | Mitsubishi Ufj Financial | 270.70 Bn | -1,317.79 Bn | 10.89 Bn |
| 8 | Goldman Sachs | 263.13 Bn | -3,293.98 Bn | - |
| 9 | Wells Fargo & Company | 243.64 Bn | 245.78 Bn | - |
| 10 | United Community Banks | 4.09 Bn | 3.54 Bn | - |
Historic Data
| Date | Value |
|---|---|
| Dec 31, 2025 | 4.77 Mn |
| Sep 30, 2025 | 2.72 Mn |
| Jun 30, 2025 | 3.22 Mn |
| Mar 31, 2025 | 2.45 Mn |
| Dec 31, 2024 | 7.51 Mn |
| Sep 30, 2024 | 4.52 Mn |
| Jun 30, 2024 | 5.31 Mn |
| Mar 31, 2024 | 6.31 Mn |
| Dec 31, 2023 | 12.76 Mn |
| Sep 30, 2023 | 4.64 Mn |
| Jun 30, 2023 | 4.23 Mn |
| Mar 31, 2023 | 3.07 Mn |
| Dec 31, 2022 | 2.72 Mn |
| Sep 30, 2022 | 2.87 Mn |
| Jun 30, 2022 | 1.69 Mn |
| Mar 31, 2022 | 653,000.00 |
| Dec 31, 2021 | 853,000.00 |
| Sep 30, 2021 | 658,000.00 |
| Jun 30, 2021 | 209,000.00 |
| Mar 31, 2021 | 368,000.00 |
United Community Banks Interest Income - Fed Funds API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-income-fed-funds&ticker=UCB&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-income-fed-funds", "ticker": "UCB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=interest-income-fed-funds&ticker=UCB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();