United Community Banks (UCB) Interest Expense - Debt (2010 - 2026)
United Community Banks (UCB) reported Interest Expense - Debt of $801,000 for Q2 2026, down 69.4% from $2.62 million a year earlier and down 33.3% from the prior quarter.
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Analysis
United Community Banks (UCB) Interest Expense - Debt (2010 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, United Community Banks' Interest Expense - Debt came in at $4.94 million, down 61.0% year-over-year; for FY2025, it came in at $8.41 million, down 42.9% from FY2024.
- Interest Expense - Debt has declined for three consecutive years, with a five-year compound annual growth rate of -10.2% (FY2020 to FY2025).
- By year, Interest Expense - Debt came in at $14.72 million in FY2024 (-0.6%), $14.81 million in FY2023 (-11.7%), $16.77 million in FY2022 (+12.4%) and $14.91 million in FY2021 (+3.3%).
- The Q2 2026 figure ranks as the lowest quarterly Interest Expense - Debt in data going back to Q2 2010.
- Year over year, Interest Expense - Debt has now declined in each of the last seven quarters, with an average decline of 37.5% over the last eight quarters.
- The high point for year-over-year Interest Expense - Debt in five years was Q4 2022 (growth of 27.0%); the low point was Q2 2026 (a decline of 69.4%).
- Per Business Quant data, the three quarters before Q2 2026 came in at $1.2 million (Q1 2026), $1.22 million (Q4 2025) and $1.72 million (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense - Debt (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - | 4.47 Bn |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - | - |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - | 3.10 Bn |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - | - |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - | 3.41 Bn |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - | - |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - | 2.62 Bn |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - | 2.39 Bn |
| 10 | United Community Banks | 3.99 Bn | 3.45 Bn | - | 801,000.00 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 801,000.00 |
| Mar 31, 2026 | 1.20 Mn |
| Dec 31, 2025 | 1.22 Mn |
| Sep 30, 2025 | 1.72 Mn |
| Jun 30, 2025 | 2.62 Mn |
| Mar 31, 2025 | 2.86 Mn |
| Dec 31, 2024 | 3.46 Mn |
| Sep 30, 2024 | 3.72 Mn |
| Jun 30, 2024 | 3.74 Mn |
| Mar 31, 2024 | 3.80 Mn |
| Dec 31, 2023 | 3.47 Mn |
| Sep 30, 2023 | 3.67 Mn |
| Jun 30, 2023 | 3.77 Mn |
| Mar 31, 2023 | 3.90 Mn |
| Dec 31, 2022 | 4.25 Mn |
| Sep 30, 2022 | 4.21 Mn |
| Jun 30, 2022 | 4.17 Mn |
| Mar 31, 2022 | 4.14 Mn |
| Dec 31, 2021 | 3.35 Mn |
| Sep 30, 2021 | 3.49 Mn |
API Access
United Community Banks Interest Expense - Debt API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-expense-debt&ticker=UCB&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-expense-debt", "ticker": "UCB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-expense-debt&ticker=UCB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();