United Community Banks (UCB) Interest Expense - Debt (2010 - 2026)
United Community Banks (UCB) posted Interest Expense - Debt of $1.2 million for Q1 2026, down 84.95% sequentially from $8.0 million in Q4 2025, and down 58.04% YoY from $2.9 million in Q1 2025.
United Community Banks (UCB) Interest Expense - Debt (2010 - 2026) Analysis & Trends
United Community Banks has reported Interest Expense - Debt for 17 years, with the latest figure at $1.2 million in Q1 2026.
- Quarterly Interest Expense - Debt fell 58.04% year-over-year to $1.2 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $13.5 million (down 46.04% YoY) and the FY2025 annual result came in at $8.4 million, down 42.85% from the prior year.
- Interest Expense - Debt retreated to $1.2 million in Q1 2026 per UCB's latest filing, from $8.0 million in the prior quarter.
- Over five years, Interest Expense - Debt peaked at $16.8 million in Q4 2022 and troughed at $1.2 million in Q1 2026.
- A 5-year average of $5.1 million and a median of $3.8 million in 2023 frame the typical range for Interest Expense - Debt.
- The sharpest annual moves came in 2022 and 2023: Interest Expense - Debt soared 400.84% in 2022, then sank 79.29% in 2023.
- Over 5 years, Interest Expense - Debt stood at $16.8 million in 2022, then tumbled by 79.29% to $3.5 million in 2023, then jumped by 323.93% to $14.7 million in 2024, then sank by 45.79% to $8.0 million in 2025, then sank by 84.95% to $1.2 million in 2026.
- According to Business Quant data, Interest Expense - Debt over the past three periods registered $1.2 million, $8.0 million, and $1.7 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense - Debt (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 905.00 Mn |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 658.00 Mn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | - |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 485.00 Mn |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 228.00 Mn |
| 10 | United Community Banks | 4.27 Bn | 3.72 Bn | - | 3.01 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 3.01 Mn |
| Mar 31, 2026 | 1.20 Mn |
| Dec 31, 2025 | 7.98 Mn |
| Sep 30, 2025 | 1.72 Mn |
| Jun 30, 2025 | 2.62 Mn |
| Mar 31, 2025 | 2.86 Mn |
| Dec 31, 2024 | 14.72 Mn |
| Sep 30, 2024 | 3.72 Mn |
| Jun 30, 2024 | 3.74 Mn |
| Mar 31, 2024 | 3.80 Mn |
| Dec 31, 2023 | 3.47 Mn |
| Sep 30, 2023 | 3.67 Mn |
| Jun 30, 2023 | 3.77 Mn |
| Mar 31, 2023 | 3.90 Mn |
| Dec 31, 2022 | 16.77 Mn |
| Sep 30, 2022 | 4.21 Mn |
| Jun 30, 2022 | 4.17 Mn |
| Mar 31, 2022 | 4.14 Mn |
| Dec 31, 2021 | 3.35 Mn |
| Sep 30, 2021 | 3.49 Mn |