United Community Banks (UCB) EBIT Margin (2010 - 2026)
United Community Banks (UCB) posted EBIT Margin of 90.46% for Q2 2026, up 5.03 percentage points from 85.44% a year earlier and up 14.68 percentage points from the prior quarter.
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Analysis
United Community Banks (UCB) EBIT Margin (2010 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, EBIT Margin at United Community Banks was 82.95%, down 5.93 percentage points year-over-year; for FY2025, it came in at 84.30%, down 7.43 percentage points from FY2024.
- Annual EBIT Margin shows a five-year change of +38.29 percentage points (FY2020 to FY2025).
- In prior years, United Community Banks' EBIT Margin was 91.73% in FY2024 (+18.75 pp), 72.98% in FY2023 (+22.53 pp), 50.45% in FY2022 (-0.26 pp) and 50.71% in FY2021 (+4.70 pp).
- The Q2 2026 figure stands as the highest quarterly EBIT Margin since Q4 2024.
- On a year-over-year basis, EBIT Margin increased in three of the last eight quarters, with an average year-over-year change of +0.39 percentage points.
- The strongest year-over-year quarter for EBIT Margin in the past five years was Q2 2023, with a gain of 37.06 percentage points; the weakest was Q1 2022, with a drop of 17.00 percentage points.
- According to Business Quant data, EBIT Margin for the three prior quarters was 75.78% (Q1 2026), 79.43% (Q4 2025) and 86.07% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBIT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 896.53 Bn | 896.53 Bn | - | 91.99% |
| 2 | Bank Of America | 354.20 Bn | -2,021.91 Bn | - | 89.38% |
| 3 | Hsbc Holdings | 303.54 Bn | -1,800.05 Bn | - | 48.15% |
| 4 | Royal Bank Of Canada | 283.29 Bn | -546.75 Bn | - | 138.04% |
| 5 | Morgan Stanley | 281.19 Bn | -262.84 Bn | - | 95.47% |
| 6 | Goldman Sachs | 256.26 Bn | -3,487.19 Bn | - | 139.33% |
| 7 | Wells Fargo & Company | 253.33 Bn | 253.33 Bn | - | 84.54% |
| 8 | Mitsubishi Ufj Financial | 238.77 Bn | -102.62 Bn | 10.89 Bn | 51.45% |
| 9 | American Express | 216.03 Bn | 15.51 Bn | - | 32.15% |
| 10 | United Community Banks | 4.46 Bn | 4.17 Bn | - | -608.94% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | -608.94% |
| Jun 30, 2026 | 90.46% |
| Mar 31, 2026 | 75.78% |
| Dec 31, 2025 | 79.43% |
| Sep 30, 2025 | 86.07% |
| Jun 30, 2025 | 85.44% |
| Mar 31, 2025 | 86.60% |
| Dec 31, 2024 | 92.10% |
| Sep 30, 2024 | 91.90% |
| Jun 30, 2024 | 91.43% |
| Mar 31, 2024 | 91.49% |
| Dec 31, 2023 | 57.37% |
| Sep 30, 2023 | 88.31% |
| Jun 30, 2023 | 82.74% |
| Mar 31, 2023 | 67.35% |
| Dec 31, 2022 | 61.33% |
| Sep 30, 2022 | 54.40% |
| Jun 30, 2022 | 45.68% |
| Mar 31, 2022 | 37.66% |
| Dec 31, 2021 | 41.30% |
API Access
United Community Banks EBIT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebit-margin&ticker=UCB&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebit-margin", "ticker": "UCB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebit-margin&ticker=UCB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();