United Community Banks (UCB) Loans - Net (2010 - 2026)
United Community Banks' Loans - Net was $18.81 billion in Q3 2026, down 0.8% from $18.96 billion a year earlier but up 5.3% from the prior quarter.
United Community Banks (UCB) Loans - Net (2010 - 2026) Analysis & Trends
At the end of FY2025, Loans - Net at United Community Banks came in at $19.17 billion, up 6.7% from FY2024.
- Loans - Net shows a five-year compound annual growth rate of 11.3% (FY2020 to FY2025).
- In earlier years, Loans - Net was $17.97 billion in FY2024 (-0.8%), $18.11 billion in FY2023 (+19.3%), $15.18 billion in FY2022 (+30.2%) and $11.66 billion in FY2021 (+3.8%).
- Quarterly Loans - Net has moved between $11.66 billion (Q4 2021) and $19.39 billion (Q1 2026) over five years.
- Compared with a year earlier, Loans - Net was higher in five of the last eight quarters, with growth averaging 2.3%.
- The best year-over-year quarter for Loans - Net over five years was Q3 2022 (growth of 32.8%); the worst was Q2 2026 (a decline of 4.5%).
- Per Business Quant data, UCB's Loans - Net in the three quarters before Q3 2026 was $17.86 billion (Q2 2026), $19.39 billion (Q1 2026) and $19.17 billion (Q4 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Net (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 896.53 Bn | 896.53 Bn | - | 1,558.37 Bn |
| 2 | Bank Of America | 354.20 Bn | -2,021.91 Bn | - | 1,238.26 Bn |
| 3 | Hsbc Holdings | 303.54 Bn | -1,800.05 Bn | - | 1,029.86 Bn |
| 4 | Royal Bank Of Canada | 283.29 Bn | -546.75 Bn | - | 791.32 Bn |
| 5 | Morgan Stanley | 281.19 Bn | -262.84 Bn | - | 297.21 Bn |
| 6 | Goldman Sachs | 256.26 Bn | -3,487.19 Bn | - | 275.65 Bn |
| 7 | Wells Fargo & Company | 253.33 Bn | 253.33 Bn | - | 1,034.29 Bn |
| 8 | Mitsubishi Ufj Financial | 238.77 Bn | -102.62 Bn | 10.89 Bn | - |
| 9 | American Express | 216.03 Bn | 15.51 Bn | - | 227.18 Bn |
| 10 | United Community Banks | 4.46 Bn | 4.17 Bn | - | 18.81 Bn |
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 18.81 Bn |
| Jun 30, 2026 | 17.86 Bn |
| Mar 31, 2026 | 19.39 Bn |
| Dec 31, 2025 | 19.17 Bn |
| Sep 30, 2025 | 18.96 Bn |
| Jun 30, 2025 | 18.70 Bn |
| Mar 31, 2025 | 18.21 Bn |
| Dec 31, 2024 | 17.97 Bn |
| Sep 30, 2024 | 17.76 Bn |
| Jun 30, 2024 | 18.00 Bn |
| Mar 31, 2024 | 18.16 Bn |
| Dec 31, 2023 | 18.11 Bn |
| Sep 30, 2023 | 18.00 Bn |
| Jun 30, 2023 | 17.20 Bn |
| Mar 31, 2023 | 16.95 Bn |
| Dec 31, 2022 | 15.18 Bn |
| Sep 30, 2022 | 14.73 Bn |
| Jun 30, 2022 | 14.40 Bn |
| Mar 31, 2022 | 14.18 Bn |
| Dec 31, 2021 | 11.66 Bn |
United Community Banks Loans - Net API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=loans-net&ticker=UCB&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "loans-net", "ticker": "UCB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=loans-net&ticker=UCB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();