United Community Banks (UCB) Times Interest Earned (2010 - 2026)
United Community Banks (UCB) reported Times Interest Earned of $0.77 for Q1 2026, up 43.26% on a YoY basis from $0.54 in Q1 2025, and up 319.2% sequentially from -$0.35 in Q4 2025.
United Community Banks (UCB) Times Interest Earned (2010 - 2026) Analysis & Trends
United Community Banks (UCB) has 17 years of Times Interest Earned data on file, last reported at $0.77 in Q1 2026.
- For the quarter ending Q1 2026, Times Interest Earned rose 43.26% year-over-year to $0.77; the trailing twelve-month figure through Mar 2026 stood at $3.14 (up 61.16% YoY), and the FY2025 full-year result was $0.97, up 46.5% from the prior year.
- Times Interest Earned improved to $0.77 in Q1 2026, from -$0.35 in the prior quarter.
- In the past five years, Times Interest Earned ranged from a high of $9.78 in Q2 2022 to a low of -$0.37 in Q4 2023.
- A 5-year average of $2.03 and a median of $0.76 in 2025 frame the typical range for Times Interest Earned.
- Across the five-year window, Times Interest Earned surged 314.12% in 2024 and plunged 144.88% in 2025, its largest moves.
- Tracing UCB's Times Interest Earned over 5 years: stood at $3.62 in 2022, then slumped by 110.11% to -$0.37 in 2023, then surged by 314.12% to $0.78 in 2024, then sank by 144.88% to -$0.35 in 2025, then jumped by 319.2% to $0.77 in 2026.
- Business Quant data shows UCB's Times Interest Earned at $0.77 in Q1 2026, -$0.35 in Q4 2025, and $0.76 in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 7,084.59 |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | -0.53 |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | -22.98 |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 1.66 |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 1.27 |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 2.19 |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 1.86 |
| 10 | United Community Banks | 4.18 Bn | 3.58 Bn | 273.93 Mn | 0.77 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.77 |
| Dec 31, 2025 | -0.35 |
| Sep 30, 2025 | 0.76 |
| Jun 30, 2025 | 0.61 |
| Mar 31, 2025 | 0.54 |
| Dec 31, 2024 | 0.78 |
| Sep 30, 2024 | 0.39 |
| Jun 30, 2024 | 0.37 |
| Mar 31, 2024 | 0.35 |
| Dec 31, 2023 | -0.37 |
| Sep 30, 2023 | 0.14 |
| Jun 30, 2023 | 0.83 |
| Mar 31, 2023 | 1.14 |
| Dec 31, 2022 | 3.62 |
| Sep 30, 2022 | 7.17 |
| Jun 30, 2022 | 9.78 |
| Mar 31, 2022 | 7.99 |
| Dec 31, 2021 | 7.56 |
| Sep 30, 2021 | 14.01 |
| Jun 30, 2021 | 11.98 |