United Community Banks (UCB) EBT Margin (2010 - 2026)
United Community Banks recorded quarterly EBT Margin of 39.19% in Q1 2026, down 3.18% quarter-over-quarter from 40.48% in Q4 2025, and up 238.0% year-over-year from 11.59% in Q1 2025.
United Community Banks' EBT Margin history runs 17 years deep, the most recent figure standing at 39.19% for Q1 2026.
- In Q1 2026, EBT Margin rose 238.0% year-over-year to 39.19%; the TTM figure through Mar 2026 stood at 40.26% (up 557.0% YoY), while the FY2025 annual figure was 39.73%, up 581.0% from the prior year.
- EBT Margin came in at 39.19% for Q1 2026 at United Community Banks, down from 40.48% in the prior quarter.
- In the past five years, EBT Margin ranged from a high of 47.87% in Q3 2022 to a low of 4.37% in Q4 2023.
- A 5-year average of 35.96% and a median of 38.1% in 2023 frame the typical range for EBT Margin.
- Across the five-year window, EBT Margin slumped 4311 bps in 2023 and jumped 3406 bps in 2024, its largest moves.
- United Community Banks' EBT Margin stood at 47.48% in 2022, then slumped by 91 bps to 4.37% in 2023, then jumped by 780 bps to 38.43% in 2024, then increased by 5 bps to 40.48% in 2025, then retreated by 3 bps to 39.19% in 2026.
- According to Business Quant data, EBT Margin over the past three periods registered 39.19%, 40.48%, and 42.65% for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | - |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 311.44% |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 33.63% |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | 27.98% |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | - |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 35.47% |
| 10 | United Community Banks | 4.00 Bn | 3.51 Bn | 273.93 Mn | 39.19% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 39.19% |
| Dec 31, 2025 | 40.48% |
| Sep 30, 2025 | 42.65% |
| Jun 30, 2025 | 38.62% |
| Mar 31, 2025 | 36.81% |
| Dec 31, 2024 | 38.43% |
| Sep 30, 2024 | 27.52% |
| Jun 30, 2024 | 35.06% |
| Mar 31, 2024 | 33.86% |
| Dec 31, 2023 | 4.37% |
| Sep 30, 2023 | 29.27% |
| Jun 30, 2023 | 38.10% |
| Mar 31, 2023 | 36.42% |
| Dec 31, 2022 | 47.48% |
| Sep 30, 2022 | 47.87% |
| Jun 30, 2022 | 41.58% |
| Mar 31, 2022 | 33.62% |
| Dec 31, 2021 | 37.76% |
| Sep 30, 2021 | 49.65% |
| Jun 30, 2021 | 49.13% |
| Mar 31, 2021 | 49.65% |
| Dec 31, 2020 | 42.08% |
| Sep 30, 2020 | 38.21% |
| Jun 30, 2020 | 27.60% |
| Mar 31, 2020 | 33.29% |
| Dec 31, 2019 | 43.19% |
| Sep 30, 2019 | 42.92% |
| Jun 30, 2019 | 41.17% |
| Mar 31, 2019 | 42.92% |
| Dec 31, 2018 | 42.39% |
| Sep 30, 2018 | 42.21% |
| Jun 30, 2018 | 40.89% |
| Mar 31, 2018 | 542.36% |
| Dec 31, 2017 | 35.82% |
| Sep 30, 2017 | 39.94% |
| Jun 30, 2017 | 41.47% |
| Mar 31, 2017 | 40.07% |
| Dec 31, 2016 | 42.24% |
| Sep 30, 2016 | 39.40% |
| Jun 30, 2016 | 41.18% |
| Mar 31, 2016 | 38.26% |
| Dec 31, 2015 | 30.88% |
| Sep 30, 2015 | 656.18% |
| Jun 30, 2015 | 37.41% |
| Mar 31, 2015 | 39.46% |
| Dec 31, 2014 | 40.92% |
| Sep 30, 2014 | 40.03% |
| Jun 30, 2014 | 39.06% |
| Mar 31, 2014 | 38.49% |
| Dec 31, 2013 | 36.97% |
| Sep 30, 2013 | 38.42% |
| Jun 30, 2013 | -121.86% |
| Mar 31, 2013 | 22.01% |
| Dec 31, 2012 | 10.07% |
| Sep 30, 2012 | 18.89% |
| Jun 30, 2012 | 13.56% |
| Mar 31, 2012 | 20.14% |
| Dec 31, 2011 | 139.77% |
| Sep 30, 2011 | -35.39% |
| Jun 30, 2011 | 20.67% |
| Mar 31, 2011 | -194.33% |
| Dec 31, 2010 | -79.94% |
| Sep 30, 2010 | -1,160.04% |
| Jun 30, 2010 | -825.01% |