United Community Banks (UCB) EBT Margin (2010 - 2026)

United Community Banks has disclosed EBT Margin across 17 years of filings, most recently posting 39.19% for Q1 2026.

• EBT Margin for Q1 2026 came in at 39.19%, up 238.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 40.26% (up 557.0% YoY), and the FY2025 annual result was 39.73%, up 581.0% from the prior year.
• EBT Margin came in at 39.19% for Q1 2026 at United Community Banks, down from 40.48% in the prior quarter.
• In the past five years, EBT Margin ranged from a high of 47.87% in Q3 2022 to a low of 4.37% in Q4 2023.
• The 5-year median for EBT Margin is 38.1% (2023), against an average of 35.96%.
• Across the five-year window, EBT Margin tumbled 4311 bps in 2023 and soared 3406 bps in 2024, its largest moves.
• United Community Banks' EBT Margin stood at 47.48% in 2022, then tumbled by 91 bps to 4.37% in 2023, then soared by 780 bps to 38.43% in 2024, then grew by 5 bps to 40.48% in 2025, then fell by 3 bps to 39.19% in 2026.
• The last three EBT Margin figures came in at 39.19% (Q1 2026), 40.48% (Q4 2025), and 42.65% (Q3 2025), per Business Quant data.