United Community Banks (UCB) EBT Margin (2010 - 2026)
United Community Banks (UCB) reported EBT Margin of 39.19% for Q1 2026, up 238.0% on a YoY basis from 11.59% in Q1 2025, and down 3.18% sequentially from 40.48% in Q4 2025.
United Community Banks (UCB) EBT Margin (2010 - 2026) Analysis & Trends
United Community Banks (UCB) has 17 years of EBT Margin data on file, last reported at 39.19% in Q1 2026.
- For the quarter ending Q1 2026, EBT Margin rose 238.0% year-over-year to 39.19%; the trailing twelve-month figure through Mar 2026 stood at 40.26% (up 557.0% YoY), and the FY2025 full-year result was 39.73%, up 581.0% from the prior year.
- EBT Margin slipped to 39.19% in Q1 2026, from 40.48% in the prior quarter.
- In the past five years, EBT Margin ranged from a high of 47.87% in Q3 2022 to a low of 4.37% in Q4 2023.
- A 5-year average of 35.96% and a median of 38.1% in 2023 frame the typical range for EBT Margin.
- Across the five-year window, EBT Margin sank 4311 bps in 2023 and soared 3406 bps in 2024, its largest moves.
- Tracing UCB's EBT Margin over 5 years: stood at 47.48% in 2022, then plunged by 91 bps to 4.37% in 2023, then surged by 780 bps to 38.43% in 2024, then climbed by 5 bps to 40.48% in 2025, then declined by 3 bps to 39.19% in 2026.
- Business Quant data shows UCB's EBT Margin at 39.19% in Q1 2026, 40.48% in Q4 2025, and 42.65% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 558,628.45% |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | 7.80% |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | 167.25% |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | 46.65% |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 0.13% |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | 39.06% |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 311.44% |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 36.05% |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 35.47% |
| 10 | United Community Banks | 4.18 Bn | 3.58 Bn | 273.93 Mn | 39.19% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 39.19% |
| Dec 31, 2025 | 40.48% |
| Sep 30, 2025 | 42.65% |
| Jun 30, 2025 | 38.62% |
| Mar 31, 2025 | 36.81% |
| Dec 31, 2024 | 38.43% |
| Sep 30, 2024 | 27.52% |
| Jun 30, 2024 | 35.06% |
| Mar 31, 2024 | 33.86% |
| Dec 31, 2023 | 4.37% |
| Sep 30, 2023 | 29.27% |
| Jun 30, 2023 | 38.10% |
| Mar 31, 2023 | 36.42% |
| Dec 31, 2022 | 47.48% |
| Sep 30, 2022 | 47.87% |
| Jun 30, 2022 | 41.58% |
| Mar 31, 2022 | 33.62% |
| Dec 31, 2021 | 37.76% |
| Sep 30, 2021 | 49.65% |
| Jun 30, 2021 | 49.13% |