United Community Banks (UCB) FCF Margin (2010 - 2026)

United Community Banks has disclosed FCF Margin across 17 years of filings, most recently posting 22.55% for Q1 2026.

• FCF Margin for Q1 2026 came in at 22.55%, down 1553.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 29.72% (down 378.0% YoY), and the FY2025 annual result was 33.53%, up 174.0% from the prior year.
• FCF Margin came in at 22.55% for Q1 2026 at United Community Banks, up from 21.45% in the prior quarter.
• In the past five years, FCF Margin ranged from a high of 107.5% in Q1 2022 to a low of 1.01% in Q3 2024.
• The 5-year median for FCF Margin is 35.16% (2023), against an average of 39.09%.
• Across the five-year window, FCF Margin jumped 9049 bps in 2022 and plunged 7681 bps in 2023, its largest moves.
• United Community Banks' FCF Margin stood at 36.93% in 2022, then tumbled by 91 bps to 3.31% in 2023, then jumped by 1617 bps to 56.83% in 2024, then tumbled by 62 bps to 21.45% in 2025, then gained by 5 bps to 22.55% in 2026.
• The last three FCF Margin figures came in at 22.55% (Q1 2026), 21.45% (Q4 2025), and 42.52% (Q3 2025), per Business Quant data.