United Community Banks (UCB) FCF Margin (2010 - 2026)
United Community Banks recorded quarterly FCF Margin of 22.55% in Q1 2026, up 5.14% quarter-over-quarter from 21.45% in Q4 2025, and down 1553.0% year-over-year from 1.55% in Q1 2025.
United Community Banks' FCF Margin history runs 17 years deep, the most recent figure standing at 22.55% for Q1 2026.
- In Q1 2026, FCF Margin fell 1553.0% year-over-year to 22.55%; the TTM figure through Mar 2026 stood at 29.72% (down 378.0% YoY), while the FY2025 annual figure was 33.53%, up 174.0% from the prior year.
- FCF Margin came in at 22.55% for Q1 2026 at United Community Banks, up from 21.45% in the prior quarter.
- In the past five years, FCF Margin ranged from a high of 107.5% in Q1 2022 to a low of 1.01% in Q3 2024.
- A 5-year average of 39.09% and a median of 35.16% in 2023 frame the typical range for FCF Margin.
- Across the five-year window, FCF Margin surged 9049 bps in 2022 and tumbled 7681 bps in 2023, its largest moves.
- United Community Banks' FCF Margin stood at 36.93% in 2022, then slumped by 91 bps to 3.31% in 2023, then surged by 1617 bps to 56.83% in 2024, then slumped by 62 bps to 21.45% in 2025, then advanced by 5 bps to 22.55% in 2026.
- According to Business Quant data, FCF Margin over the past three periods registered 22.55%, 21.45%, and 42.52% for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | - |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 339.84% |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 35.69% |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | - |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | - |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 31.27% |
| 10 | United Community Banks | 4.00 Bn | 3.51 Bn | 273.93 Mn | 22.55% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 22.55% |
| Dec 31, 2025 | 21.45% |
| Sep 30, 2025 | 42.52% |
| Jun 30, 2025 | 32.55% |
| Mar 31, 2025 | 38.08% |
| Dec 31, 2024 | 56.83% |
| Sep 30, 2024 | -1.01% |
| Jun 30, 2024 | 35.57% |
| Mar 31, 2024 | 31.46% |
| Dec 31, 2023 | 3.31% |
| Sep 30, 2023 | 35.16% |
| Jun 30, 2023 | 34.46% |
| Mar 31, 2023 | 30.69% |
| Dec 31, 2022 | 36.93% |
| Sep 30, 2022 | 70.02% |
| Jun 30, 2022 | 66.49% |
| Mar 31, 2022 | 107.50% |
| Dec 31, 2021 | 39.72% |
| Sep 30, 2021 | 59.99% |
| Jun 30, 2021 | 61.62% |
| Mar 31, 2021 | 17.02% |
| Dec 31, 2020 | 50.36% |
| Sep 30, 2020 | 861.40% |
| Jun 30, 2020 | -1,008.18% |
| Mar 31, 2020 | -99.01% |
| Dec 31, 2019 | 37.27% |
| Sep 30, 2019 | 30.81% |
| Jun 30, 2019 | 7.63% |
| Mar 31, 2019 | 18.16% |
| Dec 31, 2018 | -152.86% |
| Sep 30, 2018 | 58.97% |
| Jun 30, 2018 | 30.80% |
| Mar 31, 2018 | 743.75% |
| Dec 31, 2017 | 45.60% |
| Sep 30, 2017 | 42.03% |
| Jun 30, 2017 | 24.75% |
| Mar 31, 2017 | 56.44% |
| Dec 31, 2016 | 47.51% |
| Sep 30, 2016 | 48.42% |
| Jun 30, 2016 | 23.48% |
| Mar 31, 2016 | -2.38% |
| Dec 31, 2015 | 7.91% |
| Sep 30, 2015 | 1,003.19% |
| Jun 30, 2015 | 34.72% |
| Mar 31, 2015 | 34.56% |
| Dec 31, 2014 | 48.56% |
| Sep 30, 2014 | 31.55% |
| Jun 30, 2014 | 17.44% |
| Mar 31, 2014 | 41.59% |
| Dec 31, 2013 | 43.48% |
| Sep 30, 2013 | 82.54% |
| Jun 30, 2013 | 224.78% |
| Mar 31, 2013 | 91.94% |
| Dec 31, 2012 | 76.19% |
| Sep 30, 2012 | 83.74% |
| Jun 30, 2012 | 113.56% |
| Mar 31, 2012 | 53.64% |
| Dec 31, 2011 | 49.91% |
| Sep 30, 2011 | 124.22% |
| Jun 30, 2011 | 118.16% |
| Mar 31, 2011 | 22.25% |
| Dec 31, 2010 | 0.45% |
| Sep 30, 2010 | 395.89% |