United Community Banks (UCB) FCF Margin (2010 - 2026)

United Community Banks has disclosed FCF Margin across 17 years of filings, most recently posting 43.47% for Q2 2026.

• In Q2 2026, FCF Margin rose 1092.0% year-over-year to 43.47%; the TTM figure through Jun 2026 stood at 32.51% (down 21.0% YoY), while the FY2025 annual figure was 33.53%, up 174.0% from the prior year.
• FCF Margin came in at 43.47% for Q2 2026 at United Community Banks, up from 22.55% in the prior quarter.
• In the past five years, FCF Margin ranged from a high of 107.5% in Q1 2022 to a low of 1.01% in Q3 2024.
• Average FCF Margin over 5 years is 39.34%, with a median of 35.37% recorded in 2023.
• Year-over-year, FCF Margin surged 9049 bps in 2022 and tumbled 7681 bps in 2023.
• Over 5 years, FCF Margin stood at 36.93% in 2022, then sank by 91 bps to 3.31% in 2023, then jumped by 1617 bps to 56.83% in 2024, then sank by 62 bps to 21.45% in 2025, then soared by 103 bps to 43.47% in 2026.
• Per Business Quant data, the three most recent FCF Margin figures were 43.47% in Q2 2026, 22.55% in Q1 2026, and 21.45% in Q4 2025.