United Community Banks (UCB) FCF Margin (2010 - 2026)
United Community Banks (UCB) reported FCF Margin of 22.55% for Q1 2026, down 1553.0% on a YoY basis from 1.55% in Q1 2025, and up 5.14% sequentially from 21.45% in Q4 2025.
United Community Banks (UCB) FCF Margin (2010 - 2026) Analysis & Trends
United Community Banks (UCB) has 17 years of FCF Margin data on file, last reported at 22.55% in Q1 2026.
- For the quarter ending Q1 2026, FCF Margin fell 1553.0% year-over-year to 22.55%; the trailing twelve-month figure through Mar 2026 stood at 29.72% (down 378.0% YoY), and the FY2025 full-year result was 33.53%, up 174.0% from the prior year.
- FCF Margin improved to 22.55% in Q1 2026, from 21.45% in the prior quarter.
- In the past five years, FCF Margin ranged from a high of 107.5% in Q1 2022 to a low of 1.01% in Q3 2024.
- A 5-year average of 39.09% and a median of 35.16% in 2023 frame the typical range for FCF Margin.
- Across the five-year window, FCF Margin jumped 9049 bps in 2022 and slumped 7681 bps in 2023, its largest moves.
- Tracing UCB's FCF Margin over 5 years: stood at 36.93% in 2022, then plunged by 91 bps to 3.31% in 2023, then soared by 1617 bps to 56.83% in 2024, then plunged by 62 bps to 21.45% in 2025, then rose by 5 bps to 22.55% in 2026.
- Business Quant data shows UCB's FCF Margin at 22.55% in Q1 2026, 21.45% in Q4 2025, and 42.52% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 121.23% |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | 136,088.77% |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | -83.10% |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | - |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 339.84% |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 38.26% |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 31.27% |
| 10 | United Community Banks | 4.18 Bn | 3.58 Bn | 273.93 Mn | 22.55% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 22.55% |
| Dec 31, 2025 | 21.45% |
| Sep 30, 2025 | 42.52% |
| Jun 30, 2025 | 32.55% |
| Mar 31, 2025 | 38.08% |
| Dec 31, 2024 | 56.83% |
| Sep 30, 2024 | -1.01% |
| Jun 30, 2024 | 35.57% |
| Mar 31, 2024 | 31.46% |
| Dec 31, 2023 | 3.31% |
| Sep 30, 2023 | 35.16% |
| Jun 30, 2023 | 34.46% |
| Mar 31, 2023 | 30.69% |
| Dec 31, 2022 | 36.93% |
| Sep 30, 2022 | 70.02% |
| Jun 30, 2022 | 66.49% |
| Mar 31, 2022 | 107.50% |
| Dec 31, 2021 | 39.72% |
| Sep 30, 2021 | 59.99% |
| Jun 30, 2021 | 61.62% |