United Community Banks (UCB) FCF Payout Ratio (2015 - 2026)

United Community Banks (UCB) has 12 years of FCF Payout Ratio data on file, last reported at 0.49 in Q1 2026.

• For the quarter ending Q1 2026, FCF Payout Ratio rose 59.23% year-over-year to 0.49; the trailing twelve-month figure through Mar 2026 stood at 0.37 (up 4.8% YoY), and the FY2025 full-year result was 0.33, down 10.39% from the prior year.
• FCF Payout Ratio declined to 0.49 in Q1 2026, from 0.52 in the prior quarter.
• In the past five years, FCF Payout Ratio ranged from a high of 3.28 in Q4 2023 to a low of 12.65 in Q3 2024.
• A 5-year average of 0.28 and a median of 0.32 in 2024 frame the typical range for FCF Payout Ratio.
• Across the five-year window, FCF Payout Ratio soared 1046.42% in 2023 and tumbled 3482.36% in 2024, its largest moves.
• Tracing UCB's FCF Payout Ratio over 5 years: stood at 0.29 in 2022, then soared by 1046.42% to 3.28 in 2023, then slumped by 93.79% to 0.2 in 2024, then soared by 153.47% to 0.52 in 2025, then dropped by 5.02% to 0.49 in 2026.
• Business Quant data shows UCB's FCF Payout Ratio at 0.49 in Q1 2026, 0.52 in Q4 2025, and 0.25 in Q3 2025.