United Community Banks (UCB) FCF Payout Ratio (2010 - 2026)
United Community Banks recorded quarterly FCF Payout Ratio of 0.49 in Q1 2026, down 74.26% quarter-over-quarter from 1.91 in Q4 2025, and up 2841.38% year-over-year from 0.02 in Q1 2025.
United Community Banks' FCF Payout Ratio history runs 17 years deep, the most recent figure standing at 0.49 for Q1 2026.
- In Q1 2026, FCF Payout Ratio rose 2841.38% year-over-year to 0.49; the TTM figure through Mar 2026 stood at 0.45 (up 836.69% YoY), while the FY2025 annual figure was 0.33, up 1499.26% from the prior year.
- FCF Payout Ratio came in at 0.49 for Q1 2026 at United Community Banks, down from 1.91 in the prior quarter.
- In the past five years, FCF Payout Ratio ranged from a high of 1.91 in Q4 2025 to a low of 8.37 in Q4 2023.
- A 5-year average of 0.26 and a median of 0.02 in 2025 frame the typical range for FCF Payout Ratio.
- Across the five-year window, FCF Payout Ratio sank 945.12% in 2023 and jumped 17160.02% in 2025, its largest moves.
- United Community Banks' FCF Payout Ratio stood at 0.99 in 2022, then tumbled by 945.12% to 8.37 in 2023, then jumped by 100.13% to 0.01 in 2024, then surged by 17160.02% to 1.91 in 2025, then sank by 74.26% to 0.49 in 2026.
- According to Business Quant data, FCF Payout Ratio over the past three periods registered 0.49, 1.91, and 0.01 for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | 5.86 |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 0.18 |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 0.19 |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | - |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | - |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 0.36 |
| 10 | United Community Banks | 4.00 Bn | 3.51 Bn | 273.93 Mn | 0.49 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.49 |
| Dec 31, 2025 | 1.91 |
| Sep 30, 2025 | 0.01 |
| Jun 30, 2025 | 0.02 |
| Mar 31, 2025 | 0.02 |
| Dec 31, 2024 | 0.01 |
| Sep 30, 2024 | -0.72 |
| Jun 30, 2024 | -0.28 |
| Mar 31, 2024 | 0.37 |
| Dec 31, 2023 | -8.37 |
| Sep 30, 2023 | 0.37 |
| Jun 30, 2023 | 0.36 |
| Mar 31, 2023 | 0.35 |
| Dec 31, 2022 | 0.99 |
| Sep 30, 2022 | 0.01 |
| Jun 30, 2022 | -0.11 |
| Mar 31, 2022 | 0.09 |
| Dec 31, 2021 | 0.25 |
| Sep 30, 2021 | 0.15 |
| Jun 30, 2021 | 0.27 |
| Mar 31, 2021 | 0.05 |
| Dec 31, 2020 | 0.02 |
| Sep 30, 2020 | 0.00 |
| Sep 30, 2019 | -0.58 |
| Jun 30, 2019 | 1.21 |
| Mar 31, 2019 | 0.53 |
| Dec 31, 2018 | -0.06 |
| Sep 30, 2018 | 0.15 |
| Jun 30, 2018 | 0.24 |
| Mar 31, 2018 | 0.12 |
| Dec 31, 2017 | 0.14 |
| Sep 30, 2017 | 0.14 |
| Jun 30, 2017 | 0.24 |
| Mar 31, 2017 | 0.10 |
| Dec 31, 2016 | 0.31 |
| Jun 30, 2016 | -0.22 |
| Mar 31, 2016 | -2.26 |
| Dec 31, 2015 | -1.39 |
| Sep 30, 2015 | 0.10 |
| Jun 30, 2015 | 0.12 |
| Mar 31, 2015 | 0.12 |
| Dec 31, 2014 | 0.02 |
| Sep 30, 2014 | -0.03 |
| Jun 30, 2014 | 0.05 |
| Mar 31, 2014 | 0.05 |
| Dec 31, 2013 | 0.11 |
| Sep 30, 2013 | 0.05 |
| Jun 30, 2013 | 0.05 |
| Mar 31, 2013 | 0.05 |
| Sep 30, 2012 | 0.06 |
| Jun 30, 2012 | 0.05 |
| Mar 31, 2012 | 0.08 |
| Sep 30, 2011 | 0.06 |
| Sep 30, 2010 | 0.03 |