United Community Banks (UCB) FCF Payout Ratio (2010 - 2026)

United Community Banks has disclosed FCF Payout Ratio across 17 years of filings, most recently posting 0.49 for Q1 2026.

• FCF Payout Ratio for Q1 2026 came in at 0.49, up 2841.38% year-over-year; the trailing twelve-month figure through Mar 2026 was 0.45 (up 836.69% YoY), and the FY2025 annual result was 0.33, up 1499.26% from the prior year.
• FCF Payout Ratio came in at 0.49 for Q1 2026 at United Community Banks, down from 1.91 in the prior quarter.
• In the past five years, FCF Payout Ratio ranged from a high of 1.91 in Q4 2025 to a low of 8.37 in Q4 2023.
• The 5-year median for FCF Payout Ratio is 0.02 (2025), against an average of 0.26.
• Across the five-year window, FCF Payout Ratio slumped 945.12% in 2023 and soared 17160.02% in 2025, its largest moves.
• United Community Banks' FCF Payout Ratio stood at 0.99 in 2022, then plunged by 945.12% to 8.37 in 2023, then soared by 100.13% to 0.01 in 2024, then jumped by 17160.02% to 1.91 in 2025, then slumped by 74.26% to 0.49 in 2026.
• The last three FCF Payout Ratio figures came in at 0.49 (Q1 2026), 1.91 (Q4 2025), and 0.01 (Q3 2025), per Business Quant data.