KPIs & Operating Metrics(New)
Balance Sheet
Cash Flow Statement
Daily Values
Growth Metrics
Income Statement
Others
Ratios
Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

United Community Banks (UCB) FCF Payout Ratio (2016 - 2025)

United Community Banks (UCB) has disclosed FCF Payout Ratio for 16 consecutive years, with 0.45 as the latest value for Q3 2025.

  • Quarterly FCF Payout Ratio rose 96.41% to 0.45 in Q3 2025 from the year-ago period, while the trailing twelve-month figure was 0.01 through Dec 2025, down 36.32% year-over-year, with the annual reading at 0.01 for FY2025, 36.32% down from the prior year.
  • FCF Payout Ratio hit 0.45 in Q3 2025 for United Community Banks, down from 0.67 in the prior quarter.
  • In the past five years, FCF Payout Ratio ranged from a high of 11.84 in Q4 2023 to a low of 12.65 in Q3 2024.
  • Historically, FCF Payout Ratio has averaged 0.05 across 5 years, with a median of 0.05 in 2021.
  • Biggest five-year swings in FCF Payout Ratio: skyrocketed 4034.74% in 2023 and later crashed 56040.13% in 2024.
  • Year by year, FCF Payout Ratio stood at 0.25 in 2021, then grew by 13.34% to 0.29 in 2022, then surged by 4034.74% to 11.84 in 2023, then tumbled by 104.56% to 0.54 in 2024, then grew by 15.96% to 0.45 in 2025.
  • Business Quant data shows FCF Payout Ratio for UCB at 0.45 in Q3 2025, 0.67 in Q2 2025, and 0.02 in Q1 2025.