United Community Banks (UCB) Debt Ratio (2010 - 2026)

United Community Banks (UCB) reported Debt Ratio of 0.0 for Q1 2026, down 53.12% on a YoY basis from 0.01 in Q1 2025, and down 41.7% sequentially from 0.01 in Q4 2025.

United Community Banks (UCB) Debt Ratio (2010 - 2026) Analysis & Trends

United Community Banks (UCB) has 17 years of Debt Ratio data on file, last reported at 0.0 in Q1 2026.

  • For the quarter ending Q1 2026, Debt Ratio fell 53.12% year-over-year to 0.0; the trailing twelve-month figure through Mar 2026 stood at 0.0 (down 53.12% YoY), and the FY2025 full-year result was 0.01, down 54.73% from the prior year.
  • Debt Ratio declined to 0.0 in Q1 2026, from 0.01 in the prior quarter.
  • In the past five years, Debt Ratio ranged from a high of 0.03 in Q4 2022 to a low of 0.0 in Q3 2023.
  • A 5-year average of 0.01 and a median of 0.01 in 2023 frame the typical range for Debt Ratio.
  • Across the five-year window, Debt Ratio tumbled 89.85% in 2023 and surged 731.47% in 2024, its largest moves.
  • Tracing UCB's Debt Ratio over 5 years: stood at 0.03 in 2022, then slumped by 59.7% to 0.01 in 2023, then surged by 36.17% to 0.02 in 2024, then slumped by 54.73% to 0.01 in 2025, then plunged by 41.7% to 0.0 in 2026.
  • Business Quant data shows UCB's Debt Ratio at 0.0 in Q1 2026, 0.01 in Q4 2025, and 0.01 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 0.10
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - 0.07
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 0.02
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn 0.09
5 Mizuho Financial 385.64 Bn 389.59 Bn - 0.13
6 Lloyds Banking 358.14 Bn 358.14 Bn - 0.03
7 First Capital 200.03 Bn 199.69 Bn - -
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 0.00
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 0.04
10 United Community Banks 4.18 Bn 3.58 Bn 273.93 Mn 0.00

Historic Data

Download Data
DateValue
Mar 31, 2026 0.00
Dec 31, 2025 0.01
Sep 30, 2025 0.01
Jun 30, 2025 0.01
Mar 31, 2025 0.01
Dec 31, 2024 0.02
Sep 30, 2024 0.01
Jun 30, 2024 0.01
Mar 31, 2024 0.01
Dec 31, 2023 0.01
Sep 30, 2023 0.00
Mar 31, 2023 0.01
Dec 31, 2022 0.03
Sep 30, 2022 0.01
Jun 30, 2022 0.01
Mar 31, 2022 0.01
Dec 31, 2021 0.01
Sep 30, 2021 0.01
Jun 30, 2021 0.01
Mar 31, 2021 0.02