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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

United Community Banks (UCB) Debt Ratio (2011 - 2025)

United Community Banks recorded quarterly Debt Ratio of 0.0 in Q4 2025, down 56.85% quarter-over-quarter from 0.01 in Q4 2024, and down 56.85% year-over-year from 0.01 in Q4 2024.

United Community Banks' Debt Ratio history runs 13 years deep, the most recent figure standing at 0.0 for Q4 2025.

  • In Q4 2025, Debt Ratio fell 56.85% year-over-year to 0.0; the TTM figure through Dec 2025 stood at 0.0 (down 56.85% YoY), while the FY2025 annual figure was 0.0, down 56.85% from the prior year.
  • Debt Ratio came in at 0.0 for Q4 2025 at United Community Banks, down from 0.01 in the prior quarter.
  • In the past five years, Debt Ratio ranged from a high of 0.03 in Q4 2022 to a low of 0.0 in Q3 2023.
  • A 4-year average of 0.01 and a median of 0.0 in 2025 frame the typical range for Debt Ratio.
  • On a YoY basis, Debt Ratio climbed as much as 56.85% in 2025 and fell as far as 56.85% in 2025.
  • United Community Banks' Debt Ratio stood at 0.03 in 2022, then plunged by 95.29% to 0.0 in 2023, then surged by 406.09% to 0.01 in 2024, then plunged by 56.85% to 0.0 in 2025.
  • According to Business Quant data, Debt Ratio over the past three periods registered 0.0, 0.01, and 0.0 for Q4 2025, Q4 2024, and Q3 2023 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Bank Of Chile 90,891.20 Bn 90,891.20 Bn - 0.02
2 Bank Bradesco 6,807.69 Bn 6,791.75 Bn - 0.05
3 Lloyds Banking 426.28 Bn 426.28 Bn - -
4 NatWest 184.56 Bn 184.56 Bn - -
5 First Capital 181.18 Bn 181.03 Bn - -
6 Landmark Bancorp 164.67 Bn 164.64 Bn - 0.01
7 Deutsche Bank Aktiengesellschaft 161.63 Bn -151,939.28 Bn - 0.36
8 KB Financial 150.02 Bn 142.15 Bn - 0.01
9 Pnc Financial Services 88.79 Bn 88.84 Bn - 0.04
10 United Community Banks 4.00 Bn 3.51 Bn 273.93 Mn -

Historic Data

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DateValue
Dec 31, 2025 0.00
Dec 31, 2024 0.01
Sep 30, 2023 0.00
Mar 31, 2023 0.00
Dec 31, 2022 0.03
Sep 30, 2019 0.00
Jun 30, 2019 0.02
Mar 31, 2019 0.00
Dec 31, 2018 0.01
Jun 30, 2018 0.00
Dec 31, 2017 0.05
Sep 30, 2017 0.00
Dec 31, 2016 0.07
Sep 30, 2016 0.00
Dec 31, 2015 0.05
Sep 30, 2015 0.00
Jun 30, 2015 0.00
Dec 31, 2014 0.04
Sep 30, 2014 0.00
Jun 30, 2014 0.01
Dec 31, 2013 0.02
Dec 31, 2012 0.03
Dec 31, 2011 0.03