United Community Banks (UCB) Debt Ratio (2010 - 2026)
United Community Banks' Debt Ratio was 0.04 in Q2 2026, up 635.7% from 0.01 a year earlier and up 850.3% from the prior quarter.
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Analysis
United Community Banks (UCB) Debt Ratio (2010 - 2026) Analysis & Trends
For FY2025, Debt Ratio at United Community Banks came in at 0.01, down 54.7% from FY2024.
- In earlier years, Debt Ratio was 0.02 in FY2024 (+36.2%), 0.01 in FY2023 (-72.4%), 0.04 in FY2022 (+264.6%) and 0.01 in FY2021 (-35.7%).
- The Q2 2026 figure marks the highest quarterly Debt Ratio since Q4 2022.
- Compared with a year earlier, Debt Ratio was higher in two of the last eight quarters, with growth averaging 52.5%.
- The best year-over-year quarter for Debt Ratio over five years was Q2 2026 (growth of 635.7%); the worst was Q4 2023 (a decline of 72.4%).
- Per Business Quant data, UCB's Debt Ratio in the three quarters before Q2 2026 was 0.00 (Q1 2026), 0.01 (Q4 2025) and 0.01 (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 896.53 Bn | 896.53 Bn | - | 0.10 |
| 2 | Bank Of America | 354.20 Bn | -2,021.91 Bn | - | 0.11 |
| 3 | Hsbc Holdings | 303.54 Bn | -1,800.05 Bn | - | - |
| 4 | Royal Bank Of Canada | 283.29 Bn | -546.75 Bn | - | 0.01 |
| 5 | Morgan Stanley | 281.19 Bn | -262.84 Bn | - | 0.23 |
| 6 | Goldman Sachs | 256.26 Bn | -3,487.19 Bn | - | 0.20 |
| 7 | Wells Fargo & Company | 253.33 Bn | 253.33 Bn | - | 0.10 |
| 8 | Mitsubishi Ufj Financial | 238.77 Bn | -102.62 Bn | 10.89 Bn | 0.04 |
| 9 | American Express | 216.03 Bn | 15.51 Bn | - | 0.19 |
| 10 | United Community Banks | 4.46 Bn | 4.17 Bn | - | 0.00 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 0.00 |
| Jun 30, 2026 | 0.04 |
| Mar 31, 2026 | 0.00 |
| Dec 31, 2025 | 0.01 |
| Sep 30, 2025 | 0.01 |
| Jun 30, 2025 | 0.01 |
| Mar 31, 2025 | 0.01 |
| Dec 31, 2024 | 0.02 |
| Sep 30, 2024 | 0.01 |
| Jun 30, 2024 | 0.01 |
| Mar 31, 2024 | 0.01 |
| Dec 31, 2023 | 0.01 |
| Sep 30, 2023 | 0.01 |
| Jun 30, 2023 | 0.01 |
| Mar 31, 2023 | 0.01 |
| Dec 31, 2022 | 0.04 |
| Sep 30, 2022 | 0.01 |
| Jun 30, 2022 | 0.01 |
| Mar 31, 2022 | 0.01 |
| Dec 31, 2021 | 0.01 |
API Access
United Community Banks Debt Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=debt-ratio&ticker=UCB&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "debt-ratio", "ticker": "UCB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=debt-ratio&ticker=UCB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();