United Community Banks (UCB) Interest Income - Net (2010 - 2026)
United Community Banks (UCB) posted Interest Income - Net of $251.21 million for Q3 2026, up 7.5% from $233.63 million a year earlier and up 4.3% from the prior quarter.
United Community Banks (UCB) Interest Income - Net (2010 - 2026) Analysis & Trends
For the trailing twelve months through Sep 30, 2026, Interest Income - Net at United Community Banks was $962.8 million, up 9.2% year-over-year; for FY2025, it came in at $909.11 million, up 9.9% from FY2024.
- Annual Interest Income - Net has increased for 12 consecutive years, with a five-year compound annual growth rate of 12.6% (FY2020 to FY2025).
- In prior years, United Community Banks' Interest Income - Net was $827.37 million in FY2024 (+1.2%), $817.77 million in FY2023 (+8.7%), $752.36 million in FY2022 (+37.0%) and $549.03 million in FY2021 (+9.4%).
- The Q3 2026 figure stands as the highest quarterly Interest Income - Net in data going back to Q2 2010.
- On a year-over-year basis, Interest Income - Net has increased in each of the last ten quarters, with growth averaging 8.4% over the last eight quarters.
- The strongest year-over-year quarter for Interest Income - Net in the past five years was Q4 2022, with growth of 52.6%; the weakest was Q1 2024, with a decline of 5.8%.
- According to Business Quant data, Interest Income - Net for the three prior quarters was $240.9 million (Q2 2026), $232.76 million (Q1 2026) and $237.93 million (Q4 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Income - Net (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 896.53 Bn | 896.53 Bn | - | 27.04 Bn |
| 2 | Bank Of America | 354.20 Bn | -2,021.91 Bn | - | 16.45 Bn |
| 3 | Hsbc Holdings | 303.54 Bn | -1,800.05 Bn | - | 9.31 Bn |
| 4 | Royal Bank Of Canada | 283.29 Bn | -546.75 Bn | - | 6.27 Bn |
| 5 | Morgan Stanley | 281.19 Bn | -262.84 Bn | - | 3.25 Bn |
| 6 | Goldman Sachs | 256.26 Bn | -3,487.19 Bn | - | 3.77 Bn |
| 7 | Wells Fargo & Company | 253.33 Bn | 253.33 Bn | - | 12.52 Bn |
| 8 | Mitsubishi Ufj Financial | 238.77 Bn | -102.62 Bn | 10.89 Bn | 5.54 Bn |
| 9 | American Express | 216.03 Bn | 15.51 Bn | - | 4.94 Bn |
| 10 | United Community Banks | 4.46 Bn | 4.17 Bn | - | 251.21 Mn |
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 251.21 Mn |
| Jun 30, 2026 | 240.90 Mn |
| Mar 31, 2026 | 232.76 Mn |
| Dec 31, 2025 | 237.93 Mn |
| Sep 30, 2025 | 233.63 Mn |
| Jun 30, 2025 | 225.53 Mn |
| Mar 31, 2025 | 212.02 Mn |
| Dec 31, 2024 | 210.33 Mn |
| Sep 30, 2024 | 209.19 Mn |
| Jun 30, 2024 | 208.70 Mn |
| Mar 31, 2024 | 199.15 Mn |
| Dec 31, 2023 | 203.45 Mn |
| Sep 30, 2023 | 202.56 Mn |
| Jun 30, 2023 | 200.29 Mn |
| Mar 31, 2023 | 211.47 Mn |
| Dec 31, 2022 | 209.89 Mn |
| Sep 30, 2022 | 199.77 Mn |
| Jun 30, 2022 | 178.90 Mn |
| Mar 31, 2022 | 163.79 Mn |
| Dec 31, 2021 | 137.56 Mn |
United Community Banks Interest Income - Net API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-income-net&ticker=UCB&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-income-net", "ticker": "UCB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=interest-income-net&ticker=UCB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();