United Community Banks (UCB) Interest Expense - Deposits (2010 - 2026)
United Community Banks (UCB) reported Interest Expense - Deposits of $98.0 million for Q1 2026, down 17.58% on a YoY basis from $118.9 million in Q1 2025, and down 8.56% sequentially from $107.2 million in Q4 2025.
United Community Banks (UCB) Interest Expense - Deposits (2010 - 2026) Analysis & Trends
United Community Banks (UCB) has 17 years of Interest Expense - Deposits data on file, last reported at $98.0 million in Q1 2026.
- For the quarter ending Q1 2026, Interest Expense - Deposits fell 17.58% year-over-year to $98.0 million; the trailing twelve-month figure through Mar 2026 stood at $442.8 million (down 14.95% YoY), and the FY2025 full-year result was $463.8 million, down 13.4% from the prior year.
- Interest Expense - Deposits slipped to $98.0 million in Q1 2026, from $107.2 million in the prior quarter.
- In the past five years, Interest Expense - Deposits ranged from a high of $136.1 million in Q3 2024 to a low of $3.1 million in Q1 2022.
- A 5-year average of $90.3 million and a median of $116.7 million in 2023 frame the typical range for Interest Expense - Deposits.
- Across the five-year window, Interest Expense - Deposits sank 40.01% in 2022 and jumped 1973.85% in 2023, its largest moves.
- Tracing UCB's Interest Expense - Deposits over 5 years: stood at $24.8 million in 2022, then surged by 431.6% to $131.8 million in 2023, then decreased by 0.48% to $131.1 million in 2024, then fell by 18.24% to $107.2 million in 2025, then dropped by 8.56% to $98.0 million in 2026.
- Business Quant data shows UCB's Interest Expense - Deposits at $98.0 million in Q1 2026, $107.2 million in Q4 2025, and $118.5 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense - Deposits (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | - |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | - |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | - |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 5.24 Bn |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 3.51 Mn |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 4.61 Mn |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 1.74 Bn |
| 10 | United Community Banks | 4.18 Bn | 3.58 Bn | 273.93 Mn | 98.03 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 98.03 Mn |
| Dec 31, 2025 | 107.21 Mn |
| Sep 30, 2025 | 118.48 Mn |
| Jun 30, 2025 | 119.14 Mn |
| Mar 31, 2025 | 118.93 Mn |
| Dec 31, 2024 | 131.12 Mn |
| Sep 30, 2024 | 136.15 Mn |
| Jun 30, 2024 | 134.46 Mn |
| Mar 31, 2024 | 133.78 Mn |
| Dec 31, 2023 | 131.76 Mn |
| Sep 30, 2023 | 116.73 Mn |
| Jun 30, 2023 | 89.22 Mn |
| Mar 31, 2023 | 57.86 Mn |
| Dec 31, 2022 | 24.79 Mn |
| Sep 30, 2022 | 9.88 Mn |
| Jun 30, 2022 | 4.30 Mn |
| Mar 31, 2022 | 3.13 Mn |
| Dec 31, 2021 | 2.86 Mn |
| Sep 30, 2021 | 3.14 Mn |
| Jun 30, 2021 | 3.62 Mn |