United Community Banks (UCB) Interest Expense - Deposits (2010 - 2026)
United Community Banks' Interest Expense - Deposits was $103.6 million in Q3 2026, down 12.6% from $118.48 million a year earlier but up 5.6% from the prior quarter.
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Analysis
United Community Banks (UCB) Interest Expense - Deposits (2010 - 2026) Analysis & Trends
On a trailing twelve-month basis, United Community Banks' Interest Expense - Deposits was $406.94 million through Sep 30, 2026, down 16.6% year-over-year; for FY2025, it was $463.75 million, down 13.4% from FY2024.
- Interest Expense - Deposits shows a five-year compound annual growth rate of 61.8% (FY2020 to FY2025).
- In earlier years, Interest Expense - Deposits was $535.52 million in FY2024 (+35.4%), $395.57 million in FY2023 (+839.6%), $42.1 million in FY2022 (+183.6%) and $14.85 million in FY2021 (-64.5%).
- Quarterly Interest Expense - Deposits has moved between $2.86 million (Q4 2021) and $136.15 million (Q3 2024) over five years.
- Compared with a year earlier, Interest Expense - Deposits has declined for eight straight quarters, with an average decline of 12.7% over the last eight quarters.
- The best year-over-year quarter for Interest Expense - Deposits over five years was Q4 2022 (growth of 765.4%); the worst was Q4 2021 (a decline of 55.4%).
- Per Business Quant data, UCB's Interest Expense - Deposits in the three quarters before Q3 2026 was $98.1 million (Q2 2026), $98.03 million (Q1 2026) and $107.21 million (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense - Deposits (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 896.53 Bn | 896.53 Bn | - | 11.40 Bn |
| 2 | Bank Of America | 354.20 Bn | -2,021.91 Bn | - | 7.61 Bn |
| 3 | Hsbc Holdings | 303.54 Bn | -1,800.05 Bn | - | - |
| 4 | Royal Bank Of Canada | 283.29 Bn | -546.75 Bn | - | 7.85 Bn |
| 5 | Morgan Stanley | 281.19 Bn | -262.84 Bn | - | 3.09 Bn |
| 6 | Goldman Sachs | 256.26 Bn | -3,487.19 Bn | - | 5.09 Bn |
| 7 | Wells Fargo & Company | 253.33 Bn | 253.33 Bn | - | 5.85 Bn |
| 8 | Mitsubishi Ufj Financial | 238.77 Bn | -102.62 Bn | 10.89 Bn | 3.48 Bn |
| 9 | American Express | 216.03 Bn | 15.51 Bn | - | 1.24 Bn |
| 10 | United Community Banks | 4.46 Bn | 4.17 Bn | - | 103.60 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 103.60 Mn |
| Jun 30, 2026 | 98.10 Mn |
| Mar 31, 2026 | 98.03 Mn |
| Dec 31, 2025 | 107.21 Mn |
| Sep 30, 2025 | 118.48 Mn |
| Jun 30, 2025 | 119.14 Mn |
| Mar 31, 2025 | 118.93 Mn |
| Dec 31, 2024 | 131.12 Mn |
| Sep 30, 2024 | 136.15 Mn |
| Jun 30, 2024 | 134.46 Mn |
| Mar 31, 2024 | 133.78 Mn |
| Dec 31, 2023 | 131.76 Mn |
| Sep 30, 2023 | 116.73 Mn |
| Jun 30, 2023 | 89.22 Mn |
| Mar 31, 2023 | 57.86 Mn |
| Dec 31, 2022 | 24.79 Mn |
| Sep 30, 2022 | 9.88 Mn |
| Jun 30, 2022 | 4.30 Mn |
| Mar 31, 2022 | 3.13 Mn |
| Dec 31, 2021 | 2.86 Mn |
API Access
United Community Banks Interest Expense - Deposits API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-expense-deposits&ticker=UCB&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-expense-deposits", "ticker": "UCB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-expense-deposits&ticker=UCB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();