United Community Banks (UCB) Interest Expense - Deposits (2010 - 2026)
United Community Banks' (UCB) quarterly Interest Expense - Deposits came in at $98.1 million in Q2 2026, down 17.65% year-over-year from $119.1 million in Q2 2025, and little changed quarter-over-quarter from $98.0 million in Q1 2026.
Analysis
United Community Banks (UCB) Interest Expense - Deposits (2010 - 2026) Analysis & Trends
United Community Banks has disclosed Interest Expense - Deposits across 17 years of filings, most recently posting $98.1 million for Q2 2026.
- In Q2 2026, Interest Expense - Deposits fell 17.65% year-over-year to $98.1 million; the TTM figure through Jun 2026 stood at $421.8 million (down 16.53% YoY), while the FY2025 annual figure was $463.8 million, down 13.4% from the prior year.
- Interest Expense - Deposits came in at $98.1 million for Q2 2026 at United Community Banks, roughly flat from $98.0 million in the prior quarter.
- In the past five years, Interest Expense - Deposits ranged from a high of $136.1 million in Q3 2024 to a low of $3.1 million in Q1 2022.
- Average Interest Expense - Deposits over 5 years is $90.7 million, with a median of $112.0 million recorded in 2023.
- Year-over-year, Interest Expense - Deposits slumped 40.01% in 2022 and surged 1973.85% in 2023.
- Over 5 years, Interest Expense - Deposits stood at $24.8 million in 2022, then soared by 431.6% to $131.8 million in 2023, then slipped by 0.48% to $131.1 million in 2024, then retreated by 18.24% to $107.2 million in 2025, then declined by 8.49% to $98.1 million in 2026.
- Per Business Quant data, the three most recent Interest Expense - Deposits figures were $98.1 million in Q2 2026, $98.0 million in Q1 2026, and $107.2 million in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense - Deposits (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 950.85 Bn | 950.85 Bn | - | - |
| 2 | Truist Financial | 61.46 Bn | 61.46 Bn | - | 1.58 Bn |
| 3 | Fifth Third Bancorp | 49.43 Bn | 25.71 Bn | - | 891.00 Mn |
| 4 | M&T Bank | 34.72 Bn | 34.72 Bn | - | 104.00 Mn |
| 5 | Huntington Bancshares | 33.60 Bn | 29.07 Bn | - | 1.05 Bn |
| 6 | Citizens Financial | 29.31 Bn | 29.31 Bn | - | 747.00 Mn |
| 7 | Regions Financial | 25.53 Bn | 25.53 Bn | - | 385.00 Mn |
| 8 | First Citizens Bancshares | 24.60 Bn | 24.07 Bn | 29.00 Mn | 881.00 Mn |
| 9 | Keycorp | 23.26 Bn | -24.44 Bn | - | 600.00 Mn |
| 10 | United Community Banks | 4.21 Bn | 3.67 Bn | - | 98.10 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 98.10 Mn |
| Mar 31, 2026 | 98.03 Mn |
| Dec 31, 2025 | 107.21 Mn |
| Sep 30, 2025 | 118.48 Mn |
| Jun 30, 2025 | 119.14 Mn |
| Mar 31, 2025 | 118.93 Mn |
| Dec 31, 2024 | 131.12 Mn |
| Sep 30, 2024 | 136.15 Mn |
| Jun 30, 2024 | 134.46 Mn |
| Mar 31, 2024 | 133.78 Mn |
| Dec 31, 2023 | 131.76 Mn |
| Sep 30, 2023 | 116.73 Mn |
| Jun 30, 2023 | 89.22 Mn |
| Mar 31, 2023 | 57.86 Mn |
| Dec 31, 2022 | 24.79 Mn |
| Sep 30, 2022 | 9.88 Mn |
| Jun 30, 2022 | 4.30 Mn |
| Mar 31, 2022 | 3.13 Mn |
| Dec 31, 2021 | 2.86 Mn |
| Sep 30, 2021 | 3.14 Mn |