United Community Banks (UCB) Interest Expense - Deposits (2010 - 2026)
United Community Banks (UCB) posted Interest Expense - Deposits of $98.0 million for Q1 2026, down 8.56% sequentially from $107.2 million in Q4 2025, and down 17.58% YoY from $118.9 million in Q1 2025.
United Community Banks (UCB) Interest Expense - Deposits (2010 - 2026) Analysis & Trends
United Community Banks has reported Interest Expense - Deposits for 17 years, with the latest figure at $98.0 million in Q1 2026.
- Quarterly Interest Expense - Deposits fell 17.58% year-over-year to $98.0 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $442.8 million (down 14.95% YoY) and the FY2025 annual result came in at $463.8 million, down 13.4% from the prior year.
- Interest Expense - Deposits slipped to $98.0 million in Q1 2026 per UCB's latest filing, from $107.2 million in the prior quarter.
- Over five years, Interest Expense - Deposits peaked at $136.1 million in Q3 2024 and troughed at $3.1 million in Q1 2022.
- A 5-year average of $90.3 million and a median of $116.7 million in 2023 frame the typical range for Interest Expense - Deposits.
- The sharpest annual moves came in 2022 and 2023: Interest Expense - Deposits tumbled 40.01% in 2022, then soared 1973.85% in 2023.
- Over 5 years, Interest Expense - Deposits stood at $24.8 million in 2022, then surged by 431.6% to $131.8 million in 2023, then declined by 0.48% to $131.1 million in 2024, then slipped by 18.24% to $107.2 million in 2025, then retreated by 8.56% to $98.0 million in 2026.
- According to Business Quant data, Interest Expense - Deposits over the past three periods registered $98.0 million, $107.2 million, and $118.5 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense - Deposits (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 1.68 Bn |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 2.33 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | - |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 1.58 Bn |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 891.00 Mn |
| 10 | United Community Banks | 4.27 Bn | 3.73 Bn | - | 98.10 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 98.10 Mn |
| Mar 31, 2026 | 98.03 Mn |
| Dec 31, 2025 | 107.21 Mn |
| Sep 30, 2025 | 118.48 Mn |
| Jun 30, 2025 | 119.14 Mn |
| Mar 31, 2025 | 118.93 Mn |
| Dec 31, 2024 | 131.12 Mn |
| Sep 30, 2024 | 136.15 Mn |
| Jun 30, 2024 | 134.46 Mn |
| Mar 31, 2024 | 133.78 Mn |
| Dec 31, 2023 | 131.76 Mn |
| Sep 30, 2023 | 116.73 Mn |
| Jun 30, 2023 | 89.22 Mn |
| Mar 31, 2023 | 57.86 Mn |
| Dec 31, 2022 | 24.79 Mn |
| Sep 30, 2022 | 9.88 Mn |
| Jun 30, 2022 | 4.30 Mn |
| Mar 31, 2022 | 3.13 Mn |
| Dec 31, 2021 | 2.86 Mn |
| Sep 30, 2021 | 3.14 Mn |