United Community Banks (UCB) Net Margin (2010 - 2026)
United Community Banks (UCB) reported Net Margin of 30.28% for Q1 2026, up 225.0% on a YoY basis from 9.32% in Q1 2025, and down 1.85% sequentially from 30.85% in Q4 2025.
United Community Banks (UCB) Net Margin (2010 - 2026) Analysis & Trends
United Community Banks (UCB) has 17 years of Net Margin data on file, last reported at 30.28% in Q1 2026.
- For the quarter ending Q1 2026, Net Margin rose 225.0% year-over-year to 30.28%; the trailing twelve-month figure through Mar 2026 stood at 30.45% (up 409.0% YoY), and the FY2025 full-year result was 29.93%, up 424.0% from the prior year.
- Net Margin retreated to 30.28% in Q1 2026, from 30.85% in the prior quarter.
- In the past five years, Net Margin ranged from a high of 36.54% in Q3 2022 to a low of 4.94% in Q4 2023.
- A 5-year average of 27.34% and a median of 28.62% in 2023 frame the typical range for Net Margin.
- Across the five-year window, Net Margin sank 3055 bps in 2023 and jumped 2446 bps in 2024, its largest moves.
- Tracing UCB's Net Margin over 5 years: stood at 35.48% in 2022, then plunged by 86 bps to 4.94% in 2023, then jumped by 495 bps to 29.4% in 2024, then increased by 5 bps to 30.85% in 2025, then retreated by 2 bps to 30.28% in 2026.
- Business Quant data shows UCB's Net Margin at 30.28% in Q1 2026, 30.85% in Q4 2025, and 31.11% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 401,783.65% |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | 8,284,010.29% |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | 0.00% |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | 32.86% |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 0.38% |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | 27.26% |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 251.63% |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 28.90% |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 27.35% |
| 10 | United Community Banks | 4.18 Bn | 3.58 Bn | 273.93 Mn | 30.28% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 30.28% |
| Dec 31, 2025 | 30.85% |
| Sep 30, 2025 | 31.11% |
| Jun 30, 2025 | 29.48% |
| Mar 31, 2025 | 28.03% |
| Dec 31, 2024 | 29.40% |
| Sep 30, 2024 | 20.94% |
| Jun 30, 2024 | 26.37% |
| Mar 31, 2024 | 25.43% |
| Dec 31, 2023 | 4.94% |
| Sep 30, 2023 | 22.90% |
| Jun 30, 2023 | 28.62% |
| Mar 31, 2023 | 27.40% |
| Dec 31, 2022 | 35.48% |
| Sep 30, 2022 | 36.54% |
| Jun 30, 2022 | 31.32% |
| Mar 31, 2022 | 25.64% |
| Dec 31, 2021 | 28.50% |
| Sep 30, 2021 | 37.28% |
| Jun 30, 2021 | 36.27% |