United Community Banks (UCB) Net Margin (2010 - 2026)
United Community Banks recorded quarterly Net Margin of 30.28% in Q1 2026, down 1.85% quarter-over-quarter from 30.85% in Q4 2025, and up 225.0% year-over-year from 9.32% in Q1 2025.
United Community Banks' Net Margin history runs 17 years deep, the most recent figure standing at 30.28% for Q1 2026.
- In Q1 2026, Net Margin rose 225.0% year-over-year to 30.28%; the TTM figure through Mar 2026 stood at 30.45% (up 409.0% YoY), while the FY2025 annual figure was 29.93%, up 424.0% from the prior year.
- Net Margin came in at 30.28% for Q1 2026 at United Community Banks, down from 30.85% in the prior quarter.
- In the past five years, Net Margin ranged from a high of 36.54% in Q3 2022 to a low of 4.94% in Q4 2023.
- A 5-year average of 27.34% and a median of 28.62% in 2023 frame the typical range for Net Margin.
- Across the five-year window, Net Margin slumped 3055 bps in 2023 and surged 2446 bps in 2024, its largest moves.
- United Community Banks' Net Margin stood at 35.48% in 2022, then slumped by 86 bps to 4.94% in 2023, then soared by 495 bps to 29.4% in 2024, then gained by 5 bps to 30.85% in 2025, then slipped by 2 bps to 30.28% in 2026.
- According to Business Quant data, Net Margin over the past three periods registered 30.28%, 30.85%, and 31.11% for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | - |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 251.45% |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 26.97% |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | -0.97% |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | - |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 27.35% |
| 10 | United Community Banks | 4.00 Bn | 3.51 Bn | 273.93 Mn | 30.28% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 30.28% |
| Dec 31, 2025 | 30.85% |
| Sep 30, 2025 | 31.11% |
| Jun 30, 2025 | 29.48% |
| Mar 31, 2025 | 28.03% |
| Dec 31, 2024 | 29.40% |
| Sep 30, 2024 | 20.94% |
| Jun 30, 2024 | 26.37% |
| Mar 31, 2024 | 25.43% |
| Dec 31, 2023 | 4.94% |
| Sep 30, 2023 | 22.90% |
| Jun 30, 2023 | 28.62% |
| Mar 31, 2023 | 27.40% |
| Dec 31, 2022 | 35.48% |
| Sep 30, 2022 | 36.54% |
| Jun 30, 2022 | 31.32% |
| Mar 31, 2022 | 25.64% |
| Dec 31, 2021 | 28.50% |
| Sep 30, 2021 | 37.28% |
| Jun 30, 2021 | 36.27% |
| Mar 31, 2021 | 37.83% |
| Dec 31, 2020 | 31.15% |
| Sep 30, 2020 | 29.25% |
| Jun 30, 2020 | 21.48% |
| Mar 31, 2020 | 25.89% |
| Dec 31, 2019 | 33.92% |
| Sep 30, 2019 | 33.05% |
| Jun 30, 2019 | 31.47% |
| Mar 31, 2019 | 32.97% |
| Dec 31, 2018 | 32.99% |
| Sep 30, 2018 | 32.26% |
| Jun 30, 2018 | 30.27% |
| Mar 31, 2018 | 418.83% |
| Dec 31, 2017 | -10.00% |
| Sep 30, 2017 | 25.35% |
| Jun 30, 2017 | 26.17% |
| Mar 31, 2017 | 22.44% |
| Dec 31, 2016 | 25.64% |
| Sep 30, 2016 | 24.49% |
| Jun 30, 2016 | 25.59% |
| Mar 31, 2016 | 23.76% |
| Dec 31, 2015 | 19.19% |
| Sep 30, 2015 | 407.62% |
| Jun 30, 2015 | 23.01% |
| Mar 31, 2015 | 24.84% |
| Dec 31, 2014 | 25.72% |
| Sep 30, 2014 | 25.54% |
| Jun 30, 2014 | 24.59% |
| Mar 31, 2014 | 23.57% |
| Dec 31, 2013 | 19.69% |
| Sep 30, 2013 | 19.11% |
| Jun 30, 2013 | 1,031.12% |
| Mar 31, 2013 | 15.53% |
| Dec 31, 2012 | 3.93% |
| Sep 30, 2012 | 13.63% |
| Jun 30, 2012 | 6.76% |
| Mar 31, 2012 | 14.45% |
| Dec 31, 2011 | 154.66% |
| Sep 30, 2011 | -41.79% |
| Jun 30, 2011 | 14.67% |
| Mar 31, 2011 | -196.48% |
| Dec 31, 2010 | -486.99% |
| Sep 30, 2010 | -1,093.10% |
| Jun 30, 2010 | -554.25% |