United Community Banks (UCB) Net Margin (2010 - 2026)

United Community Banks has disclosed Net Margin across 17 years of filings, most recently posting 30.28% for Q1 2026.

• Net Margin for Q1 2026 came in at 30.28%, up 225.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 30.45% (up 409.0% YoY), and the FY2025 annual result was 29.93%, up 424.0% from the prior year.
• Net Margin came in at 30.28% for Q1 2026 at United Community Banks, down from 30.85% in the prior quarter.
• In the past five years, Net Margin ranged from a high of 36.54% in Q3 2022 to a low of 4.94% in Q4 2023.
• The 5-year median for Net Margin is 28.62% (2023), against an average of 27.34%.
• Across the five-year window, Net Margin tumbled 3055 bps in 2023 and jumped 2446 bps in 2024, its largest moves.
• United Community Banks' Net Margin stood at 35.48% in 2022, then tumbled by 86 bps to 4.94% in 2023, then surged by 495 bps to 29.4% in 2024, then rose by 5 bps to 30.85% in 2025, then decreased by 2 bps to 30.28% in 2026.
• The last three Net Margin figures came in at 30.28% (Q1 2026), 30.85% (Q4 2025), and 31.11% (Q3 2025), per Business Quant data.