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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

United Community Banks (UCB) Net Margin (2016 - 2025)

Historic Net Margin for United Community Banks (UCB) over the last 16 years, with Q4 2025 value amounting to 30.85%.

  • United Community Banks' Net Margin rose 14600.0% to 30.85% in Q4 2025 from the same period last year, while for Dec 2025 it was 29.93%, marking a year-over-year increase of 42400.0%. This contributed to the annual value of 29.93% for FY2025, which is 42400.0% up from last year.
  • Latest data reveals that United Community Banks reported Net Margin of 30.85% as of Q4 2025, which was up 14600.0% from 31.11% recorded in Q3 2025.
  • United Community Banks' Net Margin's 5-year high stood at 37.83% during Q1 2021, with a 5-year trough of 4.94% in Q4 2023.
  • Its 5-year average for Net Margin is 28.72%, with a median of 29.01% in 2023.
  • Its Net Margin has fluctuated over the past 5 years, first tumbled by -305500bps in 2023, then soared by 244600bps in 2024.
  • United Community Banks' Net Margin (Quarter) stood at 28.5% in 2021, then rose by 25bps to 35.48% in 2022, then crashed by -86bps to 4.94% in 2023, then skyrocketed by 495bps to 29.4% in 2024, then increased by 5bps to 30.85% in 2025.
  • Its Net Margin stands at 30.85% for Q4 2025, versus 31.11% for Q3 2025 and 29.48% for Q2 2025.