United Community Banks (UCB) Net Cash Flow (2010 - 2026)
United Community Banks (UCB) posted Net Cash Flow of $97.4 million for Q1 2026, up 144.74% sequentially from -$217.7 million in Q4 2025, and down 16.65% YoY from $116.8 million in Q1 2025.
United Community Banks (UCB) Net Cash Flow (2010 - 2026) Analysis & Trends
United Community Banks has reported Net Cash Flow for 17 years, with the latest figure at $97.4 million in Q1 2026.
- Quarterly Net Cash Flow fell 16.65% year-over-year to $97.4 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was -$143.6 million (up 55.85% YoY) and the FY2025 annual result came in at -$124.1 million, up 74.36% from the prior year.
- Net Cash Flow improved to $97.4 million in Q1 2026 per UCB's latest filing, from -$217.7 million in the prior quarter.
- Over five years, Net Cash Flow peaked at $244.4 million in Q4 2023 and troughed at -$731.7 million in Q3 2022.
- A 5-year average of -$107.4 million and a median of -$41.9 million in 2024 frame the typical range for Net Cash Flow.
- The sharpest annual moves came in 2022 and 2025: Net Cash Flow plunged 910.18% in 2022, then surged 378.57% in 2025.
- Over 5 years, Net Cash Flow stood at $162.8 million in 2022, then soared by 50.07% to $244.4 million in 2023, then plunged by 190.1% to -$220.2 million in 2024, then rose by 1.13% to -$217.7 million in 2025, then surged by 144.74% to $97.4 million in 2026.
- According to Business Quant data, Net Cash Flow over the past three periods registered $97.4 million, -$217.7 million, and $38.5 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Powered by 
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Cash Flow (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | -2.95 Bn |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 18.14 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | - |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 3.09 Bn |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | - |
| 10 | United Community Banks | 4.27 Bn | 3.73 Bn | - | -38.04 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | -38.04 Mn |
| Jun 30, 2026 | -38.04 Mn |
| Mar 31, 2026 | 97.39 Mn |
| Mar 31, 2026 | 97.39 Mn |
| Dec 31, 2025 | -217.68 Mn |
| Dec 31, 2025 | -217.68 Mn |
| Sep 30, 2025 | 38.48 Mn |
| Sep 30, 2025 | 38.48 Mn |
| Jun 30, 2025 | -61.76 Mn |
| Jun 30, 2025 | -61.76 Mn |
| Mar 31, 2025 | 116.84 Mn |
| Mar 31, 2025 | 116.84 Mn |
| Dec 31, 2024 | -220.17 Mn |
| Dec 31, 2024 | -220.17 Mn |
| Sep 30, 2024 | 177.18 Mn |
| Sep 30, 2024 | 177.18 Mn |
| Jun 30, 2024 | -399.07 Mn |
| Jun 30, 2024 | -399.07 Mn |
| Mar 31, 2024 | -41.94 Mn |
| Mar 31, 2024 | -41.94 Mn |