United Community Banks (UCB) Net Cash Flow (2010 - 2026)
United Community Banks' (UCB) quarterly Net Cash Flow came in at $97.4 million in Q1 2026, down 16.65% year-on-year from $116.8 million in Q1 2025, and up 144.74% quarter-over-quarter from -$217.7 million in Q4 2025.
United Community Banks (UCB) Net Cash Flow (2010 - 2026) Analysis & Trends
United Community Banks has disclosed Net Cash Flow across 17 years of filings, most recently posting $97.4 million for Q1 2026.
- Net Cash Flow for Q1 2026 came in at $97.4 million, down 16.65% year-over-year; the trailing twelve-month figure through Mar 2026 was -$143.6 million (up 55.85% YoY), and the FY2025 annual result was -$124.1 million, up 74.36% from the prior year.
- Net Cash Flow came in at $97.4 million for Q1 2026 at United Community Banks, up from -$217.7 million in the prior quarter.
- In the past five years, Net Cash Flow ranged from a high of $244.4 million in Q4 2023 to a low of -$731.7 million in Q3 2022.
- The 5-year median for Net Cash Flow is -$41.9 million (2024), against an average of -$107.4 million.
- Across the five-year window, Net Cash Flow plunged 910.18% in 2022 and soared 378.57% in 2025, its largest moves.
- United Community Banks' Net Cash Flow stood at $162.8 million in 2022, then jumped by 50.07% to $244.4 million in 2023, then plunged by 190.1% to -$220.2 million in 2024, then grew by 1.13% to -$217.7 million in 2025, then soared by 144.74% to $97.4 million in 2026.
- The last three Net Cash Flow figures came in at $97.4 million (Q1 2026), -$217.7 million (Q4 2025), and $38.5 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Cash Flow (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | -1.18 Mn |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 12.35 Mn |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 10.88 Mn |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | -8.79 Bn |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | United Community Banks | 4.17 Bn | 3.68 Bn | 273.93 Mn | 97.39 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 97.39 Mn |
| Mar 31, 2026 | 97.39 Mn |
| Dec 31, 2025 | -217.68 Mn |
| Dec 31, 2025 | -217.68 Mn |
| Sep 30, 2025 | 38.48 Mn |
| Sep 30, 2025 | 38.48 Mn |
| Jun 30, 2025 | -61.76 Mn |
| Jun 30, 2025 | -61.76 Mn |
| Mar 31, 2025 | 116.84 Mn |
| Mar 31, 2025 | 116.84 Mn |
| Dec 31, 2024 | -220.17 Mn |
| Dec 31, 2024 | -220.17 Mn |
| Sep 30, 2024 | 177.18 Mn |
| Sep 30, 2024 | 177.18 Mn |
| Jun 30, 2024 | -399.07 Mn |
| Jun 30, 2024 | -399.07 Mn |
| Mar 31, 2024 | -41.94 Mn |
| Mar 31, 2024 | -41.94 Mn |
| Dec 31, 2023 | 244.37 Mn |
| Dec 31, 2023 | 244.37 Mn |