United Community Banks (UCB) Asset Utilization Ratio (2011 - 2026)
United Community Banks (UCB) posted Asset Utilization Ratio of 0.04 for Q1 2026, up 2.65% sequentially from 0.04 in Q4 2025, and up 12.44% YoY from 0.03 in Q1 2025.
United Community Banks (UCB) Asset Utilization Ratio (2011 - 2026) Analysis & Trends
United Community Banks has reported Asset Utilization Ratio for 16 years, with the latest figure at 0.04 in Q1 2026.
- Quarterly Asset Utilization Ratio rose 12.44% year-over-year to 0.04 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.04 (up 12.44% YoY) and the FY2025 annual result came in at 0.04, up 10.25% from the prior year.
- Asset Utilization Ratio improved to 0.04 in Q1 2026 per UCB's latest filing, from 0.04 in the prior quarter.
- Over five years, Asset Utilization Ratio peaked at 0.04 in Q1 2026 and troughed at 0.03 in Q2 2022.
- A 5-year average of 0.03 and a median of 0.03 in 2025 frame the typical range for Asset Utilization Ratio.
- The sharpest annual moves came in 2022 and 2026: Asset Utilization Ratio decreased 18.83% in 2022, then climbed 12.44% in 2026.
- Over 5 years, Asset Utilization Ratio stood at 0.03 in 2022, then dropped by 4.79% to 0.03 in 2023, then rose by 4.8% to 0.03 in 2024, then advanced by 9.57% to 0.04 in 2025, then rose by 2.65% to 0.04 in 2026.
- According to Business Quant data, Asset Utilization Ratio over the past three periods registered 0.04, 0.04, and 0.04 for Q1 2026, Q4 2025, and Q3 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 121.06 Bn | 84.86 Bn | - | - |
| 2 | Pnc Financial Services | 97.78 Bn | 97.78 Bn | - | 0.04 |
| 3 | Us Bancorp | 95.96 Bn | 95.96 Bn | - | 0.04 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.82 Bn | -144.27 Bn | - | 0.02 |
| 6 | Deutsche Bank Aktiengesellschaft | 72.09 Bn | -81.22 Bn | - | 0.02 |
| 7 | Nu Holdings | 71.36 Bn | 57.67 Bn | 2.35 Bn | 0.23 |
| 8 | Truist Financial | 61.59 Bn | 61.59 Bn | - | 0.04 |
| 9 | Fifth Third Bancorp | 49.58 Bn | 25.85 Bn | - | 0.04 |
| 10 | United Community Banks | 4.27 Bn | 3.72 Bn | - | 0.04 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 0.04 |
| Mar 31, 2026 | 0.04 |
| Dec 31, 2025 | 0.04 |
| Sep 30, 2025 | 0.04 |
| Jun 30, 2025 | 0.03 |
| Mar 31, 2025 | 0.03 |
| Dec 31, 2024 | 0.03 |
| Sep 30, 2024 | 0.04 |
| Jun 30, 2024 | 0.03 |
| Mar 31, 2024 | 0.03 |
| Dec 31, 2023 | 0.03 |
| Sep 30, 2023 | 0.03 |
| Jun 30, 2023 | 0.03 |
| Mar 31, 2023 | 0.03 |
| Dec 31, 2022 | 0.03 |
| Sep 30, 2022 | 0.03 |
| Jun 30, 2022 | 0.03 |
| Mar 31, 2022 | 0.03 |
| Dec 31, 2021 | 0.04 |
| Sep 30, 2021 | 0.04 |