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United Community Banks (UCB) Interest Coverage Ratio: 2009-2024

Historic Interest Coverage Ratio for United Community Banks (UCB) over the last 16 years, with Dec 2024 value amounting to 0.57.

  • United Community Banks' Interest Coverage Ratio rose 99.73% to 1.03 in Q3 2025 from the same period last year, while for Sep 2025 it was 0.79, marking a year-over-year increase of 60.82%. This contributed to the annual value of 0.57 for FY2024, which is 7.58% up from last year.
  • Per United Community Banks' latest filing, its Interest Coverage Ratio stood at 0.57 for FY2024, which was up 7.58% from 0.53 recorded in FY2023.
  • Over the past 5 years, United Community Banks' Interest Coverage Ratio peaked at 11.32 during FY2021, and registered a low of 0.53 during FY2023.
  • Its 3-year average for Interest Coverage Ratio is 2.27, with a median of 0.57 in 2024.
  • As far as peak fluctuations go, United Community Banks' Interest Coverage Ratio soared by 220.80% in 2021, and later crashed by 90.68% in 2023.
  • Yearly analysis of 5 years shows United Community Banks' Interest Coverage Ratio stood at 3.53 in 2020, then soared by 220.80% to 11.32 in 2021, then tumbled by 49.63% to 5.70 in 2022, then slumped by 90.68% to 0.53 in 2023, then rose by 7.58% to 0.57 in 2024.