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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioGross MarginInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on Capital EmployedReturn on EquityReturn on Invested CapitalReturn on Sales

Jiayin (JFIN) Operating Margin (2018 - 2025)

Jiayin's Operating Margin history spans 6 years, with the latest figure at 8.68% for Q4 2025.

  • On a quarterly basis, Operating Margin fell 1927.0% to 8.68% in Q4 2025 year-over-year; TTM through Dec 2025 was 28.78%, a 728.0% increase, with the full-year FY2025 number at 28.89%, up 737.0% from a year prior.
  • Operating Margin hit 8.68% in Q4 2025 for Jiayin, down from 31.08% in the prior quarter.
  • Over the last five years, Operating Margin for JFIN hit a ceiling of 34.17% in Q1 2025 and a floor of 8.68% in Q4 2025.
  • Historically, Operating Margin has averaged 25.18% across 4 years, with a median of 27.92% in 2023.
  • Biggest five-year swings in Operating Margin: crashed -1939bps in 2023 and later surged 1850bps in 2025.
  • Tracing JFIN's Operating Margin over 4 years: stood at 33.89% in 2022, then plummeted by -57bps to 14.49% in 2023, then skyrocketed by 93bps to 27.96% in 2024, then plummeted by -69bps to 8.68% in 2025.
  • Business Quant data shows Operating Margin for JFIN at 8.68% in Q4 2025, 31.08% in Q3 2025, and 33.88% in Q2 2025.