Jiayin (JFIN) Operating Margin (2018 - 2025)

Jiayin has disclosed Operating Margin across 6 years of filings, most recently posting 8.68% for Q4 2025.

• Operating Margin for Q4 2025 came in at 8.68%, down 1927.0% year-over-year; the trailing twelve-month figure through Dec 2025 was 28.78% (up 728.0% YoY), and the FY2025 annual result was 28.89%, up 737.0% from the prior year.
• Operating Margin came in at 8.68% for Q4 2025 at Jiayin, down from 31.08% in the prior quarter.
• In the past five years, Operating Margin ranged from a high of 34.17% in Q1 2025 to a low of 8.68% in Q4 2025.
• The 4-year median for Operating Margin is 27.92% (2023), against an average of 25.18%.
• Across the five-year window, Operating Margin slumped 1939 bps in 2023 and soared 1850 bps in 2025, its largest moves.
• Jiayin's Operating Margin stood at 33.89% in 2022, then tumbled by 57 bps to 14.49% in 2023, then soared by 93 bps to 27.96% in 2024, then sank by 69 bps to 8.68% in 2025.
• The last three Operating Margin figures came in at 8.68% (Q4 2025), 31.08% (Q3 2025), and 33.88% (Q2 2025), per Business Quant data.