Jiayin (JFIN) Gross Profit (2018 - 2025)
Jiayin's (JFIN) quarterly Gross Profit came in at $84.6 million in Q4 2025, down 30.42% year-on-year from $121.6 million in Q4 2024, and down 34.62% quarter-over-quarter from $129.4 million in Q3 2025.
Jiayin (JFIN) Gross Profit (2018 - 2025) Analysis & Trends
Jiayin has disclosed Gross Profit across 6 years of filings, most recently posting $84.6 million for Q4 2025.
- Gross Profit for Q4 2025 came in at $84.6 million, down 30.42% year-over-year; the trailing twelve-month figure through Dec 2025 was $528.0 million (down 2.18% YoY), and the FY2025 annual result was $542.6 million, up 1.88% from the prior year.
- Gross Profit came in at $84.6 million for Q4 2025 at Jiayin, down from $129.4 million in the prior quarter.
- In the past five years, Gross Profit ranged from a high of $179.0 million in Q4 2023 to a low of $84.6 million in Q4 2025.
- The 4-year median for Gross Profit is $129.4 million (2025), against an average of $132.4 million.
- Across the five-year window, Gross Profit soared 90.4% in 2023 and slumped 32.1% in 2024, its largest moves.
- Jiayin's Gross Profit stood at $94.0 million in 2022, then surged by 90.4% to $179.0 million in 2023, then tumbled by 32.1% to $121.6 million in 2024, then tumbled by 30.42% to $84.6 million in 2025.
- The last three Gross Profit figures came in at $84.6 million (Q4 2025), $129.4 million (Q3 2025), and $162.5 million (Q2 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn |
| 10 | Jiayin | 113.10 Mn | 104.16 Mn | 84.58 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 84.58 Mn |
| Dec 31, 2025 | 84.58 Mn |
| Sep 30, 2025 | 129.38 Mn |
| Sep 30, 2025 | 129.38 Mn |
| Jun 30, 2025 | 162.54 Mn |
| Jun 30, 2025 | 162.54 Mn |
| Mar 31, 2025 | 151.47 Mn |
| Mar 31, 2025 | 151.47 Mn |
| Dec 31, 2024 | 121.56 Mn |
| Dec 31, 2024 | 121.56 Mn |
| Sep 30, 2024 | 127.48 Mn |
| Sep 30, 2024 | 127.48 Mn |
| Jun 30, 2024 | 136.20 Mn |
| Jun 30, 2024 | 136.20 Mn |
| Mar 31, 2024 | 154.50 Mn |
| Mar 31, 2024 | 154.50 Mn |
| Dec 31, 2023 | 179.03 Mn |
| Dec 31, 2023 | 179.03 Mn |
| Sep 30, 2023 | 146.81 Mn |
| Sep 30, 2023 | 146.81 Mn |