Jiayin (JFIN) Gross Profit (2018 - 2025)

Jiayin's (JFIN) quarterly Gross Profit came in at $84.6 million in Q4 2025, down 30.42% year-on-year from $121.6 million in Q4 2024, and down 34.62% quarter-over-quarter from $129.4 million in Q3 2025.

Jiayin (JFIN) Gross Profit (2018 - 2025) Analysis & Trends

Jiayin has disclosed Gross Profit across 6 years of filings, most recently posting $84.6 million for Q4 2025.

  • Gross Profit for Q4 2025 came in at $84.6 million, down 30.42% year-over-year; the trailing twelve-month figure through Dec 2025 was $528.0 million (down 2.18% YoY), and the FY2025 annual result was $542.6 million, up 1.88% from the prior year.
  • Gross Profit came in at $84.6 million for Q4 2025 at Jiayin, down from $129.4 million in the prior quarter.
  • In the past five years, Gross Profit ranged from a high of $179.0 million in Q4 2023 to a low of $84.6 million in Q4 2025.
  • The 4-year median for Gross Profit is $129.4 million (2025), against an average of $132.4 million.
  • Across the five-year window, Gross Profit soared 90.4% in 2023 and slumped 32.1% in 2024, its largest moves.
  • Jiayin's Gross Profit stood at $94.0 million in 2022, then surged by 90.4% to $179.0 million in 2023, then tumbled by 32.1% to $121.6 million in 2024, then tumbled by 30.42% to $84.6 million in 2025.
  • The last three Gross Profit figures came in at $84.6 million (Q4 2025), $129.4 million (Q3 2025), and $162.5 million (Q2 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr)
1 Visa 541.66 Bn 529.25 Bn -
2 Mastercard 437.55 Bn 427.34 Bn -
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn -
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn
6 Synchrony Financial 24.26 Bn 3.70 Bn -
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn
10 Jiayin 113.10 Mn 104.16 Mn 84.58 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 84.58 Mn
Dec 31, 2025 84.58 Mn
Sep 30, 2025 129.38 Mn
Sep 30, 2025 129.38 Mn
Jun 30, 2025 162.54 Mn
Jun 30, 2025 162.54 Mn
Mar 31, 2025 151.47 Mn
Mar 31, 2025 151.47 Mn
Dec 31, 2024 121.56 Mn
Dec 31, 2024 121.56 Mn
Sep 30, 2024 127.48 Mn
Sep 30, 2024 127.48 Mn
Jun 30, 2024 136.20 Mn
Jun 30, 2024 136.20 Mn
Mar 31, 2024 154.50 Mn
Mar 31, 2024 154.50 Mn
Dec 31, 2023 179.03 Mn
Dec 31, 2023 179.03 Mn
Sep 30, 2023 146.81 Mn
Sep 30, 2023 146.81 Mn