Jiayin (JFIN) Net Margin (2018 - 2026)
Jiayin (JFIN) recorded Net Margin of -24.82% in Q2 2026, down 52.34 percentage points from 27.52% a year earlier and down 16.71 percentage points from the prior quarter.
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Analysis
Jiayin (JFIN) Net Margin (2018 - 2026) Analysis & Trends
On a TTM basis, Jiayin's Net Margin came in at 5.36% as of Jun 30, 2026, down 19.24 percentage points year-over-year; for FY2025, it was 24.34%, up 6.12 percentage points from FY2024.
- Annual Net Margin has a five-year change of +16.69 percentage points (FY2020 to FY2025).
- Across earlier years, Net Margin came in at 18.21% in FY2024 (-2.33 pp), 20.54% in FY2023 (-0.99 pp), 21.53% in FY2022 (+12.11 pp) and 9.42% in FY2021 (+1.77 pp).
- The Q2 2026 figure is the lowest quarterly Net Margin in data going back to Q1 2018.
- On a year-over-year basis, Net Margin has declined for three consecutive quarters, with an average year-over-year change of -8.04 percentage points over the last eight quarters.
- Peak year-over-year performance for Net Margin in the last five years was a gain of 11.88 percentage points in Q1 2025, against a drop of 52.34 percentage points in Q2 2026 at the low end.
- Per Business Quant, the preceding three quarters came in at -8.11% (Q1 2026), 9.23% (Q4 2025) and 25.47% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | PayPal Holdings | 50.08 Bn | 8.30 Bn | - | 12.72% |
| 2 | Block | 46.71 Bn | 18.00 Bn | 3.17 Bn | 1.34% |
| 3 | Coinbase Global | 45.00 Bn | 1.80 Bn | - | -29.46% |
| 4 | Corpay | 26.84 Bn | 16.72 Bn | - | 18.55% |
| 5 | Fiserv | 25.68 Bn | 22.36 Bn | 2.90 Bn | 11.85% |
| 6 | Global Payments | 22.94 Bn | 732.47 Mn | 2.03 Bn | 0.39% |
| 7 | Guidewire Software | 15.52 Bn | 12.08 Bn | 269.68 Mn | 7.64% |
| 8 | Bitmine Immersion Technologies | 12.62 Bn | 10.00 Bn | 40.81 Mn | -179.60% |
| 9 | Chime Financial | 11.56 Bn | 7.35 Bn | 594.87 Mn | 4.16% |
| 10 | Jiayin | 66.33 Mn | -40.41 Mn | - | -24.82% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -24.82% |
| Mar 31, 2026 | -8.11% |
| Dec 31, 2025 | 9.23% |
| Sep 30, 2025 | 25.47% |
| Jun 30, 2025 | 27.52% |
| Mar 31, 2025 | 30.38% |
| Dec 31, 2024 | 19.62% |
| Sep 30, 2024 | 18.66% |
| Jun 30, 2024 | 16.14% |
| Mar 31, 2024 | 18.51% |
| Dec 31, 2023 | 22.97% |
| Sep 30, 2023 | 8.38% |
| Jun 30, 2023 | 14.08% |
| Mar 31, 2023 | 25.02% |
| Sep 30, 2022 | 40,666.56% |
| Jun 30, 2022 | 73,711.72% |
| Mar 31, 2022 | 52,599.27% |
| Mar 31, 2021 | 27.31% |
| Dec 31, 2020 | 3.70% |
| Sep 30, 2020 | 4.68% |
API Access
Jiayin Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=JFIN&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "JFIN", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=JFIN&period=max&api_key=YOUR_API_KEY");
const data = await res.json();