Jiayin (JFIN) Net Margin (2018 - 2026)
Jiayin (JFIN) posted Net Margin of 0.0% for Q1 2026, down 100.0% sequentially from 9.33% in Q4 2025, and little changed YoY from 0.0% in Q1 2025.
Jiayin (JFIN) Net Margin (2018 - 2026) Analysis & Trends
Jiayin (JFIN) has 9 years of Net Margin data on file, last reported at 0.0% in Q1 2026.
- Quarterly Net Margin changed 0.0% year-over-year to 0.0% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 27.04% (up 3103.0% YoY) and the FY2025 annual result came in at 24.34%, up 612.0% from the prior year.
- Net Margin fell to 0.0% in Q1 2026 per JFIN's latest filing, from 9.33% in the prior quarter.
- The five-year high for Net Margin was 44.69% in Q1 2022, with the low at 65.86% in Q4 2024.
- Average Net Margin over 5 years is 15.95%, with a median of 19.31% recorded in 2024.
- Year-over-year, Net Margin slumped 8475 bps in 2024 and surged 7519 bps in 2025.
- Jiayin's Net Margin stood at 44.69% in 2022, then sank by 58 bps to 18.89% in 2023, then plunged by 449 bps to 65.86% in 2024, then soared by 114 bps to 9.33% in 2025, then slumped by 100 bps to 0.0% in 2026.
- Business Quant data shows JFIN's Net Margin at 0.0% in Q1 2026, 9.33% in Q4 2025, and 37.56% in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 53.62% |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 46.23% |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 15.71% |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 13.32% |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 30.76% |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 15.15% |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 13.84% |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 21.04% |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 14.05% |
| 10 | Jiayin | 632.14 Mn | 625.88 Mn | 60.14 Mn | 0.00% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.00% |
| Dec 31, 2025 | 9.33% |
| Sep 30, 2025 | 37.56% |
| Jun 30, 2025 | 40.14% |
| Mar 31, 2025 | 0.00% |
| Dec 31, 2024 | -65.86% |
| Sep 30, 2024 | 25.66% |
| Jun 30, 2024 | 19.73% |
| Mar 31, 2024 | 24.94% |
| Dec 31, 2023 | 18.89% |
| Sep 30, 2023 | 11.65% |
| Jun 30, 2023 | 17.97% |
| Mar 31, 2023 | 38.22% |
| Mar 31, 2022 | 44.69% |
| Sep 30, 2021 | 13.05% |
| Mar 31, 2021 | 38.95% |
| Dec 31, 2020 | 4.63% |
| Sep 30, 2020 | 9.78% |
| Jun 30, 2020 | 4.78% |
| Mar 31, 2020 | 9.31% |