Jiayin (JFIN) Net Margin (2018 - 2026)

Jiayin (JFIN) posted Net Margin of 0.0% for Q1 2026, down 185.0% sequentially from 0.0% in Q4 2025, and little changed YoY from 0.0% in Q1 2025.

Analysis

Jiayin (JFIN) Net Margin (2018 - 2026) Analysis & Trends

Jiayin has reported Net Margin for 8 years, with the latest figure at 0.0% in Q1 2026.

Quarterly Net Margin changed 0.0% year-over-year to 0.0% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.0% (changed 0.0% YoY) and the FY2025 annual result came in at 0.0%, changed 0.0% from the prior year.
Net Margin eased to 0.0% in Q1 2026 per JFIN's latest filing, from 0.0% in the prior quarter.
Over five years, Net Margin peaked at 0.0% in Q1 2025 and troughed at 0.0% in Q1 2026.
A 4-year average of 0.0% and a median of 0.0% in 2024 frame the typical range for Net Margin.
The widest YoY moves for Net Margin: up 0 bps in 2024, down 0 bps in 2024.
Over 4 years, Net Margin stood at 0.0% in 2023, then decreased by 12 bps to 0.0% in 2024, then plunged by 52 bps to 0.0% in 2025, then sank by 185 bps to 0.0% in 2026.
According to Business Quant data, Net Margin over the past three periods registered 0.0%, 0.0%, and 0.0% for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Set

#	Company	Market Cap	Enterprise Value	Gross Profit (Qtr)	Net Margin (Qtr)
1	Visa	680.39 Bn	668.03 Bn	-	48.38%
2	Mastercard	518.33 Bn	504.84 Bn	-	47.30%
3	American Express	224.91 Bn	175.59 Bn	17.99 Bn	15.84%
4	Capital One Financial	132.31 Bn	77.60 Bn	-	18.52%
5	PayPal Holdings	46.25 Bn	35.00 Bn	-	12.72%
6	Affirm Holdings	26.22 Bn	24.59 Bn	-	138.65%
7	Synchrony Financial	25.37 Bn	9.17 Bn	-	17.93%
8	SoFi Technologies	23.30 Bn	20.18 Bn	1.02 Bn	12.85%
9	Ally Financial	12.85 Bn	5.01 Bn	2.08 Bn	16.05%
10	Jiayin	109.67 Mn	35.66 Mn	-	-34.35%

Historic Data

Download Data