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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioGross MarginInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on Capital EmployedReturn on EquityReturn on Invested CapitalReturn on Sales

Jiayin (JFIN) Net Margin (2018 - 2025)

Jiayin's Net Margin history spans 6 years, with the latest figure at 9.33% for Q4 2025.

  • On a quarterly basis, Net Margin rose 7519.0% to 9.33% in Q4 2025 year-over-year; TTM through Dec 2025 was 35.16%, a 3313.0% increase, with the full-year FY2025 number at 24.34%, up 612.0% from a year prior.
  • Net Margin hit 9.33% in Q4 2025 for Jiayin, down from 37.56% in the prior quarter.
  • Over the last five years, Net Margin for JFIN hit a ceiling of 44.32% in Q1 2025 and a floor of 65.86% in Q4 2024.
  • Historically, Net Margin has averaged 21.7% across 4 years, with a median of 29.0% in 2022.
  • Biggest five-year swings in Net Margin: plummeted -8426bps in 2024 and later soared 7519bps in 2025.
  • Tracing JFIN's Net Margin over 4 years: stood at 29.0% in 2022, then crashed by -37bps to 18.4% in 2023, then tumbled by -458bps to 65.86% in 2024, then skyrocketed by 114bps to 9.33% in 2025.
  • Business Quant data shows Net Margin for JFIN at 9.33% in Q4 2025, 37.56% in Q3 2025, and 40.07% in Q2 2025.