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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioGross MarginInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on Capital EmployedReturn on EquityReturn on Invested CapitalReturn on Sales

Jiayin (JFIN) Gross Margin (2018 - 2025)

Jiayin's Gross Margin history spans 6 years, with the latest figure at 54.25% for Q4 2025.

  • On a quarterly basis, Gross Margin fell 892.0% to 54.25% in Q4 2025 year-over-year; TTM through Dec 2025 was 60.69%, a 629.0% decrease, with the full-year FY2025 number at 60.12%, down 688.0% from a year prior.
  • Gross Margin hit 54.25% in Q4 2025 for Jiayin, down from 62.65% in the prior quarter.
  • Over the last five years, Gross Margin for JFIN hit a ceiling of 79.42% in Q4 2023 and a floor of 54.25% in Q4 2025.
  • Historically, Gross Margin has averaged 66.0% across 4 years, with a median of 63.43% in 2022.
  • Biggest five-year swings in Gross Margin: soared 1599bps in 2023 and later plummeted -1624bps in 2024.
  • Tracing JFIN's Gross Margin over 4 years: stood at 63.43% in 2022, then increased by 25bps to 79.42% in 2023, then decreased by -20bps to 63.17% in 2024, then decreased by -14bps to 54.25% in 2025.
  • Business Quant data shows Gross Margin for JFIN at 54.25% in Q4 2025, 62.65% in Q3 2025, and 61.73% in Q2 2025.