Jiayin (JFIN) Profit After Tax (2018 - 2025)

Jiayin's (JFIN) quarterly Profit After Tax came in at $14.4 million in Q4 2025, down 61.88% year-on-year from $37.7 million in Q4 2024, and down 72.79% quarter-over-quarter from $52.9 million in Q3 2025.

Jiayin (JFIN) Profit After Tax (2018 - 2025) Analysis & Trends

Jiayin has disclosed Profit After Tax across 8 years of filings, most recently posting $14.4 million for Q4 2025.

  • Profit After Tax for Q4 2025 came in at $14.4 million, down 61.88% year-over-year; the trailing twelve-month figure through Dec 2025 was $214.1 million (up 45.86% YoY), and the FY2025 annual result was $219.6 million, up 51.73% from the prior year.
  • Profit After Tax came in at $14.4 million for Q4 2025 at Jiayin, down from $52.9 million in the prior quarter.
  • In the past five years, Profit After Tax ranged from a high of $77.4 million in Q4 2022 to a low of $14.3 million in Q1 2021.
  • The 5-year median for Profit After Tax is $37.9 million (2022), against an average of $39.4 million.
  • Across the five-year window, Profit After Tax jumped 302.53% in 2022 and sank 61.88% in 2025, its largest moves.
  • Jiayin's Profit After Tax stood at $19.2 million in 2021, then surged by 302.53% to $77.4 million in 2022, then slumped by 33.08% to $51.8 million in 2023, then declined by 27.1% to $37.7 million in 2024, then tumbled by 61.88% to $14.4 million in 2025.
  • The last three Profit After Tax figures came in at $14.4 million (Q4 2025), $52.9 million (Q3 2025), and $72.5 million (Q2 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) PAT (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 6.02 Bn
2 Mastercard 437.55 Bn 427.34 Bn - 3.88 Bn
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 2.97 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn - 2.17 Bn
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 1.11 Bn
6 Synchrony Financial 24.26 Bn 3.70 Bn - 805.00 Mn
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 102.90 Mn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 166.73 Mn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 319.00 Mn
10 Jiayin 113.10 Mn 104.16 Mn 84.58 Mn 14.39 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 14.39 Mn
Sep 30, 2025 52.89 Mn
Jun 30, 2025 72.47 Mn
Mar 31, 2025 74.34 Mn
Dec 31, 2024 37.75 Mn
Sep 30, 2024 38.42 Mn
Jun 30, 2024 32.79 Mn
Mar 31, 2024 37.82 Mn
Dec 31, 2023 51.78 Mn
Sep 30, 2023 44.40 Mn
Jun 30, 2023 45.00 Mn
Mar 31, 2023 40.73 Mn
Dec 31, 2022 77.38 Mn
Sep 30, 2022 34.87 Mn
Jun 30, 2022 37.89 Mn
Mar 31, 2022 22.82 Mn
Dec 31, 2021 19.22 Mn
Sep 30, 2021 19.36 Mn
Jun 30, 2021 19.65 Mn
Mar 31, 2021 14.30 Mn