Jiayin (JFIN) Profit After Tax (2018 - 2025)
Jiayin's (JFIN) quarterly Profit After Tax came in at $14.4 million in Q4 2025, down 61.88% year-on-year from $37.7 million in Q4 2024, and down 72.79% quarter-over-quarter from $52.9 million in Q3 2025.
Jiayin (JFIN) Profit After Tax (2018 - 2025) Analysis & Trends
Jiayin has disclosed Profit After Tax across 8 years of filings, most recently posting $14.4 million for Q4 2025.
- Profit After Tax for Q4 2025 came in at $14.4 million, down 61.88% year-over-year; the trailing twelve-month figure through Dec 2025 was $214.1 million (up 45.86% YoY), and the FY2025 annual result was $219.6 million, up 51.73% from the prior year.
- Profit After Tax came in at $14.4 million for Q4 2025 at Jiayin, down from $52.9 million in the prior quarter.
- In the past five years, Profit After Tax ranged from a high of $77.4 million in Q4 2022 to a low of $14.3 million in Q1 2021.
- The 5-year median for Profit After Tax is $37.9 million (2022), against an average of $39.4 million.
- Across the five-year window, Profit After Tax jumped 302.53% in 2022 and sank 61.88% in 2025, its largest moves.
- Jiayin's Profit After Tax stood at $19.2 million in 2021, then surged by 302.53% to $77.4 million in 2022, then slumped by 33.08% to $51.8 million in 2023, then declined by 27.1% to $37.7 million in 2024, then tumbled by 61.88% to $14.4 million in 2025.
- The last three Profit After Tax figures came in at $14.4 million (Q4 2025), $52.9 million (Q3 2025), and $72.5 million (Q2 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | PAT (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 6.02 Bn |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 3.88 Bn |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 2.97 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 2.17 Bn |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 1.11 Bn |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 805.00 Mn |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 102.90 Mn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 166.73 Mn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 319.00 Mn |
| 10 | Jiayin | 113.10 Mn | 104.16 Mn | 84.58 Mn | 14.39 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 14.39 Mn |
| Sep 30, 2025 | 52.89 Mn |
| Jun 30, 2025 | 72.47 Mn |
| Mar 31, 2025 | 74.34 Mn |
| Dec 31, 2024 | 37.75 Mn |
| Sep 30, 2024 | 38.42 Mn |
| Jun 30, 2024 | 32.79 Mn |
| Mar 31, 2024 | 37.82 Mn |
| Dec 31, 2023 | 51.78 Mn |
| Sep 30, 2023 | 44.40 Mn |
| Jun 30, 2023 | 45.00 Mn |
| Mar 31, 2023 | 40.73 Mn |
| Dec 31, 2022 | 77.38 Mn |
| Sep 30, 2022 | 34.87 Mn |
| Jun 30, 2022 | 37.89 Mn |
| Mar 31, 2022 | 22.82 Mn |
| Dec 31, 2021 | 19.22 Mn |
| Sep 30, 2021 | 19.36 Mn |
| Jun 30, 2021 | 19.65 Mn |
| Mar 31, 2021 | 14.30 Mn |