Jiayin (JFIN) EBIT Margin (2018 - 2026)
Jiayin's EBIT Margin came in at -33.35% for Q2 2026, down 67.24 percentage points from 33.88% a year earlier and down 24.13 percentage points from the prior quarter.
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Analysis
Jiayin (JFIN) EBIT Margin (2018 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, Jiayin reported EBIT Margin of 5.34%, down 24.56 percentage points year-over-year; for FY2025, it was 28.48%, up 6.97 percentage points from FY2024.
- EBIT Margin carries a five-year change of +19.25 percentage points (FY2020 to FY2025).
- Going back by year, EBIT Margin was 21.51% in FY2024 (+0.42 pp), 21.09% in FY2023 (-0.47 pp), 21.56% in FY2022 (+12.87 pp) and 8.70% in FY2021 (-0.54 pp).
- The Q2 2026 figure represents the lowest quarterly EBIT Margin in data going back to Q1 2018.
- Year-over-year, EBIT Margin has declined for three consecutive quarters, with an average year-over-year change of -8.03 percentage points over the last eight quarters.
- The fastest year-over-year change in EBIT Margin over five years came in Q2 2025 (a gain of 18.44 percentage points), and the weakest in Q2 2026 (a drop of 67.24 percentage points).
- Business Quant data shows JFIN's EBIT Margin at -9.22% (Q1 2026), 8.68% (Q4 2025) and 30.91% (Q3 2025) in the three quarters before Q2 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBIT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | PayPal Holdings | 50.23 Bn | 8.45 Bn | - | 16.44% |
| 2 | Block | 46.85 Bn | 18.15 Bn | 3.17 Bn | 6.75% |
| 3 | Coinbase Global | 46.71 Bn | 3.52 Bn | - | -9.30% |
| 4 | Corpay | 26.70 Bn | 16.59 Bn | - | 35.28% |
| 5 | Fiserv | 25.72 Bn | 22.40 Bn | 2.90 Bn | 19.18% |
| 6 | Global Payments | 22.62 Bn | 412.61 Mn | 2.03 Bn | 10.15% |
| 7 | Guidewire Software | 15.37 Bn | 11.94 Bn | 269.68 Mn | 15.16% |
| 8 | Bitmine Immersion Technologies | 13.22 Bn | 10.60 Bn | 40.81 Mn | -25.50% |
| 9 | Chime Financial | 11.55 Bn | 7.34 Bn | 594.87 Mn | 3.18% |
| 10 | Jiayin | 69.20 Mn | -37.54 Mn | - | -33.35% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -33.35% |
| Mar 31, 2026 | -9.22% |
| Dec 31, 2025 | 8.68% |
| Sep 30, 2025 | 30.91% |
| Jun 30, 2025 | 33.88% |
| Mar 31, 2025 | 34.17% |
| Dec 31, 2024 | 27.96% |
| Sep 30, 2024 | 21.58% |
| Jun 30, 2024 | 15.38% |
| Mar 31, 2024 | 21.45% |
| Dec 31, 2023 | 14.49% |
| Sep 30, 2023 | 9.88% |
| Jun 30, 2023 | 15.93% |
| Mar 31, 2023 | 31.24% |
| Sep 30, 2022 | 50,586.23% |
| Jun 30, 2022 | 100,038.17% |
| Mar 31, 2022 | 66,358.91% |
| Mar 31, 2021 | 33.17% |
| Dec 31, 2020 | 2.41% |
| Sep 30, 2020 | 7.95% |
API Access
Jiayin EBIT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebit-margin&ticker=JFIN&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebit-margin", "ticker": "JFIN", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebit-margin&ticker=JFIN&period=max&api_key=YOUR_API_KEY");
const data = await res.json();