Jiayin (JFIN) Net Income (2018 - 2025)
Jiayin's (JFIN) quarterly Net Income came in at $14.5 million in Q4 2025, up 111.47% year-on-year from $6.9 million in Q4 2024, and down 81.25% quarter-over-quarter from $77.6 million in Q3 2025.
Jiayin (JFIN) Net Income (2018 - 2025) Analysis & Trends
Jiayin has disclosed Net Income across 8 years of filings, most recently posting $14.5 million for Q4 2025.
- Net Income for Q4 2025 came in at $14.5 million, up 111.47% year-over-year; the trailing twelve-month figure through Dec 2025 was $306.6 million (up 1677.12% YoY), and the FY2025 annual result was $219.6 million, up 51.73% from the prior year.
- Net Income came in at $14.5 million for Q4 2025 at Jiayin, down from $77.6 million in the prior quarter.
- In the past five years, Net Income ranged from a high of $108.3 million in Q1 2025 to a low of -$126.7 million in Q4 2024.
- The 5-year median for Net Income is $47.0 million (2024), against an average of $41.5 million.
- Across the five-year window, Net Income surged 439.58% in 2022 and tumbled 405.44% in 2024, its largest moves.
- Jiayin's Net Income stood at $8.0 million in 2021, then soared by 439.58% to $43.0 million in 2022, then dropped by 3.49% to $41.5 million in 2023, then sank by 405.44% to -$126.7 million in 2024, then jumped by 111.47% to $14.5 million in 2025.
- The last three Net Income figures came in at $14.5 million (Q4 2025), $77.6 million (Q3 2025), and $106.3 million (Q2 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Income (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 6.02 Bn |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 3.88 Bn |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 2.97 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | -7.00 Mn |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 1.11 Bn |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 805.00 Mn |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 102.88 Mn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 166.73 Mn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 319.00 Mn |
| 10 | Jiayin | 113.10 Mn | 104.16 Mn | 84.58 Mn | 14.54 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 14.54 Mn |
| Sep 30, 2025 | 77.57 Mn |
| Jun 30, 2025 | 106.26 Mn |
| Mar 31, 2025 | 108.26 Mn |
| Dec 31, 2024 | -126.72 Mn |
| Sep 30, 2024 | 52.83 Mn |
| Jun 30, 2024 | 40.19 Mn |
| Mar 31, 2024 | 50.96 Mn |
| Dec 31, 2023 | 41.49 Mn |
| Sep 30, 2023 | 61.50 Mn |
| Jun 30, 2023 | 57.49 Mn |
| Mar 31, 2023 | 62.22 Mn |
| Dec 31, 2022 | 42.99 Mn |
| Sep 30, 2022 | 54.48 Mn |
| Jun 30, 2022 | 63.81 Mn |
| Mar 31, 2022 | 35.99 Mn |
| Dec 31, 2021 | 7.97 Mn |
| Sep 30, 2021 | 28.49 Mn |
| Jun 30, 2021 | 29.10 Mn |
| Mar 31, 2021 | 20.61 Mn |