Jiayin (JFIN) Net Income (2018 - 2026)
Jiayin (JFIN) posted Net Income of -$11.1 million for Q1 2026, down 176.62% sequentially from $14.5 million in Q4 2025, and down 110.27% YoY from $108.4 million in Q1 2025.
Jiayin (JFIN) Net Income (2018 - 2026) Analysis & Trends
Jiayin has reported Net Income for 9 years, with the latest figure at -$11.1 million in Q1 2026.
- Quarterly Net Income fell 110.27% year-over-year to -$11.1 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $186.5 million (up 151.89% YoY) and the FY2025 annual result came in at $20.8 million, down 85.63% from the prior year.
- Net Income fell to -$11.1 million in Q1 2026 per JFIN's latest filing, from $14.5 million in the prior quarter.
- Over five years, Net Income peaked at $108.4 million in Q1 2025 and troughed at -$126.7 million in Q4 2024.
- A 5-year average of $42.4 million and a median of $52.8 million in 2024 frame the typical range for Net Income.
- The sharpest annual moves came in 2022 and 2024: Net Income surged 1261.69% in 2022, then sank 422.8% in 2024.
- Over 5 years, Net Income stood at $32.7 million in 2022, then rose by 20.06% to $39.3 million in 2023, then tumbled by 422.8% to -$126.7 million in 2024, then soared by 111.47% to $14.5 million in 2025, then sank by 176.62% to -$11.1 million in 2026.
- According to Business Quant data, Net Income over the past three periods registered -$11.1 million, $14.5 million, and $77.6 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Income (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 5.63 Bn |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 4.39 Bn |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 3.11 Bn |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | - |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 1.10 Bn |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 885.00 Mn |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 102.90 Mn |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | 166.73 Mn |
| 10 | Jiayin | 523.30 Mn | 517.03 Mn | - | -160.00 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -11.14 Mn |
| Dec 31, 2025 | 14.54 Mn |
| Sep 30, 2025 | 77.57 Mn |
| Jun 30, 2025 | 105.51 Mn |
| Mar 31, 2025 | 108.44 Mn |
| Dec 31, 2024 | -126.72 Mn |
| Sep 30, 2024 | 52.83 Mn |
| Jun 30, 2024 | 39.48 Mn |
| Mar 31, 2024 | 50.96 Mn |
| Dec 31, 2023 | 39.26 Mn |
| Sep 30, 2023 | 61.34 Mn |
| Jun 30, 2023 | 59.23 Mn |
| Mar 31, 2023 | 62.41 Mn |
| Dec 31, 2022 | 32.70 Mn |
| Sep 30, 2022 | 54.30 Mn |
| Jun 30, 2022 | 63.77 Mn |
| Mar 31, 2022 | 35.95 Mn |
| Dec 31, 2021 | -2.81 Mn |
| Sep 30, 2021 | 28.58 Mn |
| Jun 30, 2021 | 29.07 Mn |