Jiayin (JFIN) Net Income (2018 - 2026)
Jiayin's Net Income was -$27.05 million in Q2 2026, compared with $71.77 million a year earlier.
Jiayin (JFIN) Net Income (2018 - 2026) Analysis & Trends
On a trailing twelve-month basis, Jiayin's Net Income was $31.44 million through Jun 30, 2026, down 85.8% year-over-year; for FY2025, it came in at $217.07 million, up 50.0% from FY2024.
- Net Income shows a five-year compound annual growth rate of 43.0% (FY2020 to FY2025).
- In earlier years, Net Income was $144.74 million in FY2024 (-20.8%), $182.76 million in FY2023 (+5.5%), $173.26 million in FY2022 (+138.9%) and $72.52 million in FY2021 (+100.0%).
- The Q2 2026 figure marks the lowest quarterly Net Income in data going back to Q1 2018.
- Compared with a year earlier, Net Income was higher in three of the last six quarters, with growth averaging 26.2%.
- The best year-over-year quarter for Net Income over five years was Q4 2022 (growth of 304.4%); the worst was Q4 2025 (a decline of 62.1%).
- Per Business Quant data, JFIN's Net Income in the three quarters before Q2 2026 was -$8.94 million (Q1 2026), $14.67 million (Q4 2025) and $52.75 million (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Income (Qtr) |
|---|---|---|---|---|---|
| 1 | PayPal Holdings | 50.23 Bn | 8.45 Bn | - | 1.10 Bn |
| 2 | Block | 46.85 Bn | 18.15 Bn | 3.17 Bn | 88.52 Mn |
| 3 | Coinbase Global | 46.71 Bn | 3.52 Bn | - | -359.47 Mn |
| 4 | Corpay | 26.70 Bn | 16.59 Bn | - | 251.79 Mn |
| 5 | Fiserv | 25.72 Bn | 22.40 Bn | 2.90 Bn | 630.00 Mn |
| 6 | Global Payments | 22.62 Bn | 412.61 Mn | 2.03 Bn | 28.92 Mn |
| 7 | Guidewire Software | 15.37 Bn | 11.94 Bn | 269.68 Mn | 31.40 Mn |
| 8 | Bitmine Immersion Technologies | 13.22 Bn | 10.60 Bn | 40.81 Mn | -83.60 Mn |
| 9 | Chime Financial | 11.55 Bn | 7.34 Bn | 594.87 Mn | 27.85 Mn |
| 10 | Jiayin | 69.20 Mn | -37.54 Mn | - | -26.96 Mn |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -26.96 Mn |
| Mar 31, 2026 | -8.90 Mn |
| Dec 31, 2025 | 14.67 Mn |
| Sep 30, 2025 | -698.59 |
| Jun 30, 2025 | -2,000.00 |
| Mar 31, 2025 | 74.21 Mn |
| Dec 31, 2024 | 147.08 Mn |
| Sep 30, 2024 | -10,000.00 |
| Jun 30, 2024 | 5,801.73 |
| Mar 31, 2024 | 37.38 Mn |
| Dec 31, 2023 | 180.22 Mn |
| Sep 30, 2023 | 20,322.57 |
| Jun 30, 2023 | 47.53 Mn |
| Mar 31, 2023 | 40.80 Mn |
| Dec 31, 2022 | 76.77 Mn |
| Sep 30, 2022 | 37.71 Mn |
| Jun 30, 2022 | 365,000.00 |
| Mar 31, 2022 | 22.66 Mn |
| Dec 31, 2021 | 18.99 Mn |
| Sep 30, 2021 | 19.26 Mn |
Jiayin Net Income API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-income&ticker=JFIN&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-income", "ticker": "JFIN", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=net-income&ticker=JFIN&period=max&api_key=YOUR_API_KEY");
const data = await res.json();