Jiayin (JFIN) Net Income (2018 - 2026)
Jiayin's (JFIN) quarterly Net Income came in at -$27.1 million in Q2 2026, down 137.69% year-over-year from $71.8 million in Q2 2025, and down 202.63% quarter-over-quarter from -$8.9 million in Q1 2026.
Analysis
Jiayin (JFIN) Net Income (2018 - 2026) Analysis & Trends
Jiayin has disclosed Net Income across 9 years of filings, most recently posting -$27.1 million for Q2 2026.
- In Q2 2026, Net Income fell 137.69% year-over-year to -$27.1 million; the TTM figure through Jun 2026 stood at $56.1 million (down 78.36% YoY), while the FY2025 annual figure was $314.5 million, up 49.6% from the prior year.
- Net Income came in at -$27.1 million for Q2 2026 at Jiayin, down from -$8.9 million in the prior quarter.
- In the past five years, Net Income ranged from a high of $77.6 million in Q3 2025 to a low of -$27.1 million in Q2 2026.
- Average Net Income over 5 years is $46.2 million, with a median of $53.6 million recorded in 2022.
- Year-over-year, Net Income jumped 445.19% in 2022 and sank 137.69% in 2026.
- Over 5 years, Net Income stood at $42.9 million in 2022, then retreated by 0.57% to $42.6 million in 2023, then jumped by 42.11% to $60.5 million in 2024, then plunged by 75.98% to $14.5 million in 2025, then tumbled by 286.04% to -$27.1 million in 2026.
- Per Business Quant data, the three most recent Net Income figures were -$27.1 million in Q2 2026, -$8.9 million in Q1 2026, and $14.5 million in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Income (Qtr) |
|---|---|---|---|---|---|
| 1 | Upstart Holdings | 2.43 Bn | 1.99 Bn | 303.39 Mn | 16.54 Mn |
| 2 | Pagaya Technologies | 1.70 Bn | 1.51 Bn | 168.33 Mn | 42.33 Mn |
| 3 | Qfin Holdings | 986.27 Mn | -9.51 Mn | - | 261.95 Mn |
| 4 | FinVolution | 836.54 Mn | -90.46 Mn | - | 96.85 Mn |
| 5 | X Financial | 386.17 Mn | -182.14 Mn | 84.09 Mn | 40.32 Mn |
| 6 | Open Lending | 371.20 Mn | 186.25 Mn | 15.64 Mn | -460,000.00 |
| 7 | Blend Labs | 279.09 Mn | 234.22 Mn | 24.89 Mn | -1.15 Mn |
| 8 | LexinFintech Holdings | 251.25 Mn | 251.25 Mn | 73.06 Mn | 30.58 Mn |
| 9 | Jiayin | 76.25 Mn | 2.23 Mn | - | -27.05 Mn |
| 10 | Antalpha Platform Holding | 76.02 Mn | -813.69 Mn | 11.94 Mn | -29.65 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -27.05 Mn |
| Mar 31, 2026 | -8.94 Mn |
| Dec 31, 2025 | 14.54 Mn |
| Sep 30, 2025 | 77.57 Mn |
| Jun 30, 2025 | 71.77 Mn |
| Mar 31, 2025 | 74.21 Mn |
| Dec 31, 2024 | 60.55 Mn |
| Sep 30, 2024 | 52.83 Mn |
| Jun 30, 2024 | 40.08 Mn |
| Mar 31, 2024 | 50.96 Mn |
| Dec 31, 2023 | 42.61 Mn |
| Sep 30, 2023 | 61.75 Mn |
| Jun 30, 2023 | 59.47 Mn |
| Mar 31, 2023 | 62.46 Mn |
| Dec 31, 2022 | 42.85 Mn |
| Sep 30, 2022 | 54.39 Mn |
| Jun 30, 2022 | 64.77 Mn |
| Mar 31, 2022 | 35.99 Mn |
| Dec 31, 2021 | 7.86 Mn |
| Sep 30, 2021 | 28.49 Mn |