Jiayin (JFIN) Cost of Revenue (2018 - 2026)

Jiayin (JFIN) posted Cost of Revenue of $49.3 million for Q1 2026, down 30.86% sequentially from $71.3 million in Q4 2025, and down 46.95% YoY from $92.9 million in Q1 2025.

Jiayin (JFIN) Cost of Revenue (2018 - 2026) Analysis & Trends

Jiayin (JFIN) has 9 years of Cost of Revenue data on file, last reported at $49.3 million in Q1 2026.

  • Quarterly Cost of Revenue fell 46.95% year-over-year to $49.3 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $296.3 million (down 4.18% YoY) and the FY2025 annual result came in at $347.2 million, up 32.42% from the prior year.
  • Cost of Revenue declined to $49.3 million in Q1 2026 per JFIN's latest filing, from $71.3 million in the prior quarter.
  • The five-year high for Cost of Revenue was $99.2 million in Q2 2025, with the low at $23.5 million in Q1 2022.
  • Average Cost of Revenue over 5 years is $60.5 million, with a median of $55.9 million recorded in 2023.
  • Year-over-year, Cost of Revenue soared 31983.43% in 2022 and sank 46.95% in 2026.
  • Jiayin's Cost of Revenue stood at $54.2 million in 2022, then slipped by 14.42% to $46.4 million in 2023, then soared by 52.7% to $70.9 million in 2024, then advanced by 0.65% to $71.3 million in 2025, then sank by 30.86% to $49.3 million in 2026.
  • Business Quant data shows JFIN's Cost of Revenue at $49.3 million in Q1 2026, $71.3 million in Q4 2025, and $76.4 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Cost of Rev (Qtr)
1 Visa 587.74 Bn 575.34 Bn - -
2 Mastercard 465.55 Bn 455.34 Bn - -
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 1.48 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 518.00 Mn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 72.85 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 171.12 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 121.00 Mn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 17.20 Mn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 121.17 Mn
10 Jiayin 632.14 Mn 625.88 Mn 60.14 Mn 49.31 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 49.31 Mn
Mar 31, 2026 49.31 Mn
Dec 31, 2025 71.32 Mn
Dec 31, 2025 71.32 Mn
Sep 30, 2025 76.45 Mn
Sep 30, 2025 76.45 Mn
Jun 30, 2025 99.19 Mn
Jun 30, 2025 99.19 Mn
Mar 31, 2025 92.95 Mn
Mar 31, 2025 92.95 Mn
Dec 31, 2024 70.86 Mn
Dec 31, 2024 70.86 Mn
Sep 30, 2024 78.42 Mn
Sep 30, 2024 78.42 Mn
Jun 30, 2024 66.95 Mn
Jun 30, 2024 66.95 Mn
Mar 31, 2024 49.83 Mn
Mar 31, 2024 49.83 Mn
Dec 31, 2023 46.40 Mn
Dec 31, 2023 46.40 Mn