Jiayin (JFIN) Cost of Revenue (2018 - 2025)

Jiayin's (JFIN) quarterly Cost of Revenue came in at $71.3 million in Q4 2025, up 0.65% year-on-year from $70.9 million in Q4 2024, and down 6.71% quarter-over-quarter from $76.4 million in Q3 2025.

Jiayin (JFIN) Cost of Revenue (2018 - 2025) Analysis & Trends

Jiayin has disclosed Cost of Revenue across 8 years of filings, most recently posting $71.3 million for Q4 2025.

  • Cost of Revenue for Q4 2025 came in at $71.3 million, up 0.65% year-over-year; the trailing twelve-month figure through Dec 2025 was $339.9 million (up 27.75% YoY), and the FY2025 annual result was $347.2 million, up 32.42% from the prior year.
  • Cost of Revenue came in at $71.3 million for Q4 2025 at Jiayin, down from $76.4 million in the prior quarter.
  • In the past five years, Cost of Revenue ranged from a high of $99.2 million in Q2 2025 to a low of $169000.0 in Q4 2021.
  • The 5-year median for Cost of Revenue is $54.8 million (2022), against an average of $49.8 million.
  • Across the five-year window, Cost of Revenue tumbled 99.06% in 2021 and surged 31983.43% in 2022, its largest moves.
  • Jiayin's Cost of Revenue stood at $169000.0 in 2021, then soared by 31983.43% to $54.2 million in 2022, then fell by 14.42% to $46.4 million in 2023, then soared by 52.7% to $70.9 million in 2024, then increased by 0.65% to $71.3 million in 2025.
  • The last three Cost of Revenue figures came in at $71.3 million (Q4 2025), $76.4 million (Q3 2025), and $99.2 million (Q2 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Cost of Rev (Qtr)
1 Visa 541.66 Bn 529.25 Bn - -
2 Mastercard 437.55 Bn 427.34 Bn - -
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 1.48 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn - 1.50 Bn
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 518.00 Mn
6 Synchrony Financial 24.26 Bn 3.70 Bn - -
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 72.85 Mn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 171.12 Mn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 121.00 Mn
10 Jiayin 113.10 Mn 104.16 Mn 84.58 Mn 71.32 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 71.32 Mn
Dec 31, 2025 71.32 Mn
Sep 30, 2025 76.45 Mn
Sep 30, 2025 76.45 Mn
Jun 30, 2025 99.19 Mn
Jun 30, 2025 99.19 Mn
Mar 31, 2025 92.95 Mn
Mar 31, 2025 92.95 Mn
Dec 31, 2024 70.86 Mn
Dec 31, 2024 70.86 Mn
Sep 30, 2024 78.42 Mn
Sep 30, 2024 78.42 Mn
Jun 30, 2024 66.95 Mn
Jun 30, 2024 66.95 Mn
Mar 31, 2024 49.83 Mn
Mar 31, 2024 49.83 Mn
Dec 31, 2023 46.40 Mn
Dec 31, 2023 46.40 Mn
Sep 30, 2023 55.91 Mn
Sep 30, 2023 55.91 Mn