Jiayin (JFIN) Cost of Revenue (2018 - 2025)
Jiayin's (JFIN) quarterly Cost of Revenue came in at $71.3 million in Q4 2025, up 0.65% year-on-year from $70.9 million in Q4 2024, and down 6.71% quarter-over-quarter from $76.4 million in Q3 2025.
Jiayin (JFIN) Cost of Revenue (2018 - 2025) Analysis & Trends
Jiayin has disclosed Cost of Revenue across 8 years of filings, most recently posting $71.3 million for Q4 2025.
- Cost of Revenue for Q4 2025 came in at $71.3 million, up 0.65% year-over-year; the trailing twelve-month figure through Dec 2025 was $339.9 million (up 27.75% YoY), and the FY2025 annual result was $347.2 million, up 32.42% from the prior year.
- Cost of Revenue came in at $71.3 million for Q4 2025 at Jiayin, down from $76.4 million in the prior quarter.
- In the past five years, Cost of Revenue ranged from a high of $99.2 million in Q2 2025 to a low of $169000.0 in Q4 2021.
- The 5-year median for Cost of Revenue is $54.8 million (2022), against an average of $49.8 million.
- Across the five-year window, Cost of Revenue tumbled 99.06% in 2021 and surged 31983.43% in 2022, its largest moves.
- Jiayin's Cost of Revenue stood at $169000.0 in 2021, then soared by 31983.43% to $54.2 million in 2022, then fell by 14.42% to $46.4 million in 2023, then soared by 52.7% to $70.9 million in 2024, then increased by 0.65% to $71.3 million in 2025.
- The last three Cost of Revenue figures came in at $71.3 million (Q4 2025), $76.4 million (Q3 2025), and $99.2 million (Q2 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Cost of Rev (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | - |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | - |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 1.48 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 1.50 Bn |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 518.00 Mn |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | - |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 72.85 Mn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 171.12 Mn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 121.00 Mn |
| 10 | Jiayin | 113.10 Mn | 104.16 Mn | 84.58 Mn | 71.32 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 71.32 Mn |
| Dec 31, 2025 | 71.32 Mn |
| Sep 30, 2025 | 76.45 Mn |
| Sep 30, 2025 | 76.45 Mn |
| Jun 30, 2025 | 99.19 Mn |
| Jun 30, 2025 | 99.19 Mn |
| Mar 31, 2025 | 92.95 Mn |
| Mar 31, 2025 | 92.95 Mn |
| Dec 31, 2024 | 70.86 Mn |
| Dec 31, 2024 | 70.86 Mn |
| Sep 30, 2024 | 78.42 Mn |
| Sep 30, 2024 | 78.42 Mn |
| Jun 30, 2024 | 66.95 Mn |
| Jun 30, 2024 | 66.95 Mn |
| Mar 31, 2024 | 49.83 Mn |
| Mar 31, 2024 | 49.83 Mn |
| Dec 31, 2023 | 46.40 Mn |
| Dec 31, 2023 | 46.40 Mn |
| Sep 30, 2023 | 55.91 Mn |
| Sep 30, 2023 | 55.91 Mn |