Jiayin (JFIN) Cost of Revenue (2018 - 2026)
Jiayin (JFIN) posted Cost of Revenue of $49.3 million for Q1 2026, down 30.86% sequentially from $71.3 million in Q4 2025, and down 46.95% YoY from $92.9 million in Q1 2025.
Jiayin (JFIN) Cost of Revenue (2018 - 2026) Analysis & Trends
Jiayin (JFIN) has 9 years of Cost of Revenue data on file, last reported at $49.3 million in Q1 2026.
- Quarterly Cost of Revenue fell 46.95% year-over-year to $49.3 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $296.3 million (down 4.18% YoY) and the FY2025 annual result came in at $347.2 million, up 32.42% from the prior year.
- Cost of Revenue declined to $49.3 million in Q1 2026 per JFIN's latest filing, from $71.3 million in the prior quarter.
- The five-year high for Cost of Revenue was $99.2 million in Q2 2025, with the low at $23.5 million in Q1 2022.
- Average Cost of Revenue over 5 years is $60.5 million, with a median of $55.9 million recorded in 2023.
- Year-over-year, Cost of Revenue soared 31983.43% in 2022 and sank 46.95% in 2026.
- Jiayin's Cost of Revenue stood at $54.2 million in 2022, then slipped by 14.42% to $46.4 million in 2023, then soared by 52.7% to $70.9 million in 2024, then advanced by 0.65% to $71.3 million in 2025, then sank by 30.86% to $49.3 million in 2026.
- Business Quant data shows JFIN's Cost of Revenue at $49.3 million in Q1 2026, $71.3 million in Q4 2025, and $76.4 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Cost of Rev (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | - |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | - |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 1.48 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 518.00 Mn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 72.85 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 171.12 Mn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 121.00 Mn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 17.20 Mn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 121.17 Mn |
| 10 | Jiayin | 632.14 Mn | 625.88 Mn | 60.14 Mn | 49.31 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 49.31 Mn |
| Mar 31, 2026 | 49.31 Mn |
| Dec 31, 2025 | 71.32 Mn |
| Dec 31, 2025 | 71.32 Mn |
| Sep 30, 2025 | 76.45 Mn |
| Sep 30, 2025 | 76.45 Mn |
| Jun 30, 2025 | 99.19 Mn |
| Jun 30, 2025 | 99.19 Mn |
| Mar 31, 2025 | 92.95 Mn |
| Mar 31, 2025 | 92.95 Mn |
| Dec 31, 2024 | 70.86 Mn |
| Dec 31, 2024 | 70.86 Mn |
| Sep 30, 2024 | 78.42 Mn |
| Sep 30, 2024 | 78.42 Mn |
| Jun 30, 2024 | 66.95 Mn |
| Jun 30, 2024 | 66.95 Mn |
| Mar 31, 2024 | 49.83 Mn |
| Mar 31, 2024 | 49.83 Mn |
| Dec 31, 2023 | 46.40 Mn |
| Dec 31, 2023 | 46.40 Mn |