Jiayin JFIN
NASDAQ JFIN
$1.35 +0.03 (+2.33%)
As of: Oct 22, 2026 · 10:05 AM EDT

Jiayin (JFIN) Gross Margin (2018 - 2023)

Updated

Jiayin (JFIN) recorded Gross Margin of 85.92% in Q3 2023, up 46.15 percentage points from the prior quarter.

Analysis

Jiayin (JFIN) Gross Margin (2018 - 2023) Analysis & Trends

On a TTM basis, Jiayin's Gross Margin came in at 70.00% as of Sep 30, 2023; for FY2022, it came in at 89.69%, down 20.07 percentage points from FY2021.

  • Annual Gross Margin has a five-year change of -2.35 percentage points (FY2017 to FY2022).
  • Across earlier years, Gross Margin came in at 109.76% in FY2021 (+17.07 pp), 92.69% in FY2020 (-0.85 pp), 93.54% in FY2019 (+7.48 pp) and 86.06% in FY2018 (-5.98 pp).
  • The Q3 2023 figure is the highest quarterly Gross Margin since Q4 2020.
  • Peak year-over-year performance for Gross Margin in the last five years was a gain of 19.27 percentage points in Q4 2020, against a drop of 9.87 percentage points in Q1 2021 at the low end.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Gross Margin (Qtr)
1 PayPal Holdings 50.42 Bn 8.64 Bn - -
2 Block 47.64 Bn 18.93 Bn 3.17 Bn 47.84%
3 Coinbase Global 45.35 Bn 2.15 Bn - -
4 Corpay 27.06 Bn 16.94 Bn - -
5 Fiserv 26.32 Bn 23.00 Bn 2.90 Bn 54.74%
6 Global Payments 22.94 Bn 732.47 Mn 2.03 Bn 61.04%
7 Guidewire Software 15.72 Bn 12.29 Bn 269.68 Mn 65.60%
8 Bitmine Immersion Technologies 12.62 Bn 10.01 Bn 40.81 Mn 87.70%
9 Chime Financial 11.58 Bn 7.37 Bn 594.87 Mn 88.82%
10 Jiayin 70.50 Mn -36.24 Mn - -
Historic Data

Historic Data

Download Data
DateValue
Sep 30, 2023 85.92%
Jun 30, 2023 39.77%
Mar 31, 2023 75.85%
Mar 31, 2021 81.32%
Dec 31, 2020 97.05%
Sep 30, 2020 96.85%
Jun 30, 2020 96.26%
Mar 31, 2020 91.26%
Dec 31, 2019 77.77%
Sep 30, 2019 95.43%
Jun 30, 2019 79.91%
Mar 31, 2019 83.29%
Dec 31, 2018 83.44%
Jun 30, 2018 85.11%
Mar 31, 2018 91.37%
API Access

Jiayin Gross Margin API

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