Jiayin (JFIN) Research & Development (2018 - 2026)
Jiayin (JFIN) posted Research & Development of -$15.9 million for Q1 2026, up 8.72% sequentially from -$17.4 million in Q4 2025, and down 31.1% YoY from -$23.1 million in Q1 2025.
Jiayin (JFIN) Research & Development (2018 - 2026) Analysis & Trends
Jiayin has reported Research & Development for 9 years, with the latest figure at -$15.9 million in Q1 2026.
- Quarterly Research & Development fell 31.1% year-over-year to -$15.9 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was -$63.8 million (down 21.81% YoY) and the FY2025 annual result came in at $61.1 million, down 76.71% from the prior year.
- Research & Development grew to -$15.9 million in Q1 2026 per JFIN's latest filing, from -$17.4 million in the prior quarter.
- Over five years, Research & Development peaked at -$6.6 million in Q1 2022 and troughed at -$17.4 million in Q4 2025.
- A 5-year average of -$11.8 million and a median of -$12.1 million in 2025 frame the typical range for Research & Development.
- The sharpest annual moves came in 2022 and 2024: Research & Development slumped 63.45% in 2022, then dropped 5.13% in 2024.
- Over 5 years, Research & Development stood at -$9.3 million in 2022, then plunged by 40.09% to -$13.1 million in 2023, then declined by 5.13% to -$13.8 million in 2024, then retreated by 26.73% to -$17.4 million in 2025, then rose by 8.72% to -$15.9 million in 2026.
- According to Business Quant data, Research & Development over the past three periods registered -$15.9 million, -$17.4 million, and -$15.3 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | R&D (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 280.00 Mn |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | - |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 1.76 Bn |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 489.00 Mn |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 849.00 Mn |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 248.00 Mn |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 72.85 Mn |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | 335.54 Mn |
| 10 | Jiayin | 523.30 Mn | 517.03 Mn | - | -15.91 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -15.91 Mn |
| Dec 31, 2025 | -17.44 Mn |
| Sep 30, 2025 | -15.27 Mn |
| Jun 30, 2025 | -15.14 Mn |
| Mar 31, 2025 | -12.14 Mn |
| Dec 31, 2024 | -13.76 Mn |
| Sep 30, 2024 | -13.67 Mn |
| Jun 30, 2024 | -12.77 Mn |
| Mar 31, 2024 | -11.53 Mn |
| Dec 31, 2023 | -13.09 Mn |
| Sep 30, 2023 | -9.67 Mn |
| Jun 30, 2023 | -9.39 Mn |
| Mar 31, 2023 | -9.43 Mn |
| Dec 31, 2022 | -9.34 Mn |
| Sep 30, 2022 | -7.92 Mn |
| Jun 30, 2022 | -8.08 Mn |
| Mar 31, 2022 | -6.59 Mn |
| Dec 31, 2021 | -7.31 Mn |
| Sep 30, 2021 | -5.76 Mn |
| Jun 30, 2021 | -4.94 Mn |