Jiayin JFIN
NASDAQ JFIN
$2.10 -0.07 (-3.23%)
At close: Aug 28, 2026 · 4:00 PM EDT

Jiayin (JFIN) Research & Development (2018 - 2026)

Jiayin (JFIN) posted Research & Development of -$15.9 million for Q1 2026, up 8.72% sequentially from -$17.4 million in Q4 2025, and down 31.1% YoY from -$23.1 million in Q1 2025.

Analysis

Jiayin (JFIN) Research & Development (2018 - 2026) Analysis & Trends

Jiayin has reported Research & Development for 9 years, with the latest figure at -$15.9 million in Q1 2026.

  • Quarterly Research & Development fell 31.1% year-over-year to -$15.9 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was -$63.8 million (down 21.81% YoY) and the FY2025 annual result came in at $61.1 million, down 76.71% from the prior year.
  • Research & Development grew to -$15.9 million in Q1 2026 per JFIN's latest filing, from -$17.4 million in the prior quarter.
  • Over five years, Research & Development peaked at -$6.6 million in Q1 2022 and troughed at -$17.4 million in Q4 2025.
  • A 5-year average of -$11.8 million and a median of -$12.1 million in 2025 frame the typical range for Research & Development.
  • The sharpest annual moves came in 2022 and 2024: Research & Development slumped 63.45% in 2022, then dropped 5.13% in 2024.
  • Over 5 years, Research & Development stood at -$9.3 million in 2022, then plunged by 40.09% to -$13.1 million in 2023, then declined by 5.13% to -$13.8 million in 2024, then retreated by 26.73% to -$17.4 million in 2025, then rose by 8.72% to -$15.9 million in 2026.
  • According to Business Quant data, Research & Development over the past three periods registered -$15.9 million, -$17.4 million, and -$15.3 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) R&D (Qtr)
1 Visa 680.39 Bn 668.03 Bn - 280.00 Mn
2 Mastercard 518.33 Bn 504.84 Bn - -
3 American Express 224.91 Bn 175.59 Bn 17.99 Bn 1.76 Bn
4 Capital One Financial 132.31 Bn 77.60 Bn - 489.00 Mn
5 PayPal Holdings 46.25 Bn 35.00 Bn - 849.00 Mn
6 Affirm Holdings 26.22 Bn 24.59 Bn - 92.40 Mn
7 Synchrony Financial 25.37 Bn 9.17 Bn - 248.00 Mn
8 SoFi Technologies 23.30 Bn 20.18 Bn 1.02 Bn 392.40 Mn
9 Ally Financial 12.85 Bn 5.01 Bn 2.08 Bn -
10 Jiayin 109.67 Mn 35.66 Mn - -13.89 Mn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 -13.89 Mn
Mar 31, 2026 -15.91 Mn
Dec 31, 2025 -17.44 Mn
Sep 30, 2025 -15.27 Mn
Jun 30, 2025 -15.14 Mn
Mar 31, 2025 -12.14 Mn
Dec 31, 2024 -13.76 Mn
Sep 30, 2024 -13.67 Mn
Jun 30, 2024 -12.77 Mn
Mar 31, 2024 -11.53 Mn
Dec 31, 2023 -13.09 Mn
Sep 30, 2023 -9.67 Mn
Jun 30, 2023 -9.39 Mn
Mar 31, 2023 -9.43 Mn
Dec 31, 2022 -9.34 Mn
Sep 30, 2022 -7.92 Mn
Jun 30, 2022 -8.08 Mn
Mar 31, 2022 -6.59 Mn
Dec 31, 2021 -7.31 Mn
Sep 30, 2021 -5.76 Mn