Jiayin JFIN
NASDAQ JFIN
$1.46 -0.03 (-2.01%)
At close: Sep 18, 2026 · 4:00 PM EDT

Jiayin (JFIN) Research & Development (2018 - 2026)

Jiayin's (JFIN) quarterly Research & Development came in at -$13.9 million in Q2 2026, up 8.25% year-over-year from -$12.8 million in Q2 2025, and up 12.73% quarter-over-quarter from -$15.9 million in Q1 2026.

Analysis

Jiayin (JFIN) Research & Development (2018 - 2026) Analysis & Trends

Jiayin has disclosed Research & Development across 9 years of filings, most recently posting -$13.9 million for Q2 2026.

  • In Q2 2026, Research & Development rose 8.25% year-over-year to -$13.9 million; the TTM figure through Jun 2026 stood at -$62.5 million (down 14.26% YoY), while the FY2025 annual figure was -$61.1 million, down 19.7% from the prior year.
  • Research & Development came in at -$13.9 million for Q2 2026 at Jiayin, up from -$15.9 million in the prior quarter.
  • In the past five years, Research & Development ranged from a high of -$6.6 million in Q1 2022 to a low of -$17.4 million in Q4 2025.
  • Average Research & Development over 5 years is -$11.9 million, with a median of -$12.5 million recorded in 2024.
  • Year-over-year, Research & Development sank 63.45% in 2022 and rose 8.25% in 2026.
  • Over 5 years, Research & Development stood at -$9.3 million in 2022, then slumped by 40.09% to -$13.1 million in 2023, then slipped by 5.13% to -$13.8 million in 2024, then declined by 26.73% to -$17.4 million in 2025, then grew by 20.34% to -$13.9 million in 2026.
  • Per Business Quant data, the three most recent Research & Development figures were -$13.9 million in Q2 2026, -$15.9 million in Q1 2026, and -$17.4 million in Q4 2025.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) R&D (Qtr)
1 Upstart Holdings 2.43 Bn 1.99 Bn 303.39 Mn 114.51 Mn
2 Pagaya Technologies 1.70 Bn 1.51 Bn 168.33 Mn 17.35 Mn
3 Qfin Holdings 986.27 Mn -9.51 Mn - 58.49 Mn
4 FinVolution 836.54 Mn -90.46 Mn - -17.53 Mn
5 X Financial 386.17 Mn -182.14 Mn 84.09 Mn -
6 Open Lending 371.20 Mn 186.25 Mn 15.64 Mn 2.92 Mn
7 Blend Labs 279.09 Mn 234.22 Mn 24.89 Mn 8.68 Mn
8 LexinFintech Holdings 251.25 Mn 251.25 Mn 73.06 Mn -21.62 Mn
9 Jiayin 76.25 Mn 2.23 Mn - -13.89 Mn
10 Antalpha Platform Holding 76.02 Mn -813.69 Mn 11.94 Mn 1.35 Mn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 -13.89 Mn
Mar 31, 2026 -15.91 Mn
Dec 31, 2025 -17.44 Mn
Sep 30, 2025 -15.27 Mn
Jun 30, 2025 -15.14 Mn
Mar 31, 2025 -12.14 Mn
Dec 31, 2024 -13.76 Mn
Sep 30, 2024 -13.67 Mn
Jun 30, 2024 -12.77 Mn
Mar 31, 2024 -11.53 Mn
Dec 31, 2023 -13.09 Mn
Sep 30, 2023 -9.67 Mn
Jun 30, 2023 -9.39 Mn
Mar 31, 2023 -9.43 Mn
Dec 31, 2022 -9.34 Mn
Sep 30, 2022 -7.92 Mn
Jun 30, 2022 -8.08 Mn
Mar 31, 2022 -6.59 Mn
Dec 31, 2021 -7.31 Mn
Sep 30, 2021 -5.76 Mn