Jiayin (JFIN) Research & Development (2018 - 2026)
Jiayin (JFIN) posted Research & Development of -$15.9 million for Q1 2026, up 8.72% sequentially from -$17.4 million in Q4 2025, and down 31.1% YoY from -$23.1 million in Q1 2025.
Jiayin (JFIN) Research & Development (2018 - 2026) Analysis & Trends
Jiayin (JFIN) has 9 years of Research & Development data on file, last reported at -$15.9 million in Q1 2026.
- Quarterly Research & Development fell 31.1% year-over-year to -$15.9 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was -$63.8 million (down 21.81% YoY) and the FY2025 annual result came in at $61.1 million, up 19.7% from the prior year.
- Research & Development grew to -$15.9 million in Q1 2026 per JFIN's latest filing, from -$17.4 million in the prior quarter.
- The five-year high for Research & Development was -$6.6 million in Q1 2022, with the low at -$17.4 million in Q4 2025.
- Average Research & Development over 5 years is -$11.8 million, with a median of -$12.1 million recorded in 2025.
- Year-over-year, Research & Development plunged 63.45% in 2022 and fell 5.13% in 2024.
- Jiayin's Research & Development stood at -$9.3 million in 2022, then sank by 40.09% to -$13.1 million in 2023, then fell by 5.13% to -$13.8 million in 2024, then decreased by 26.73% to -$17.4 million in 2025, then gained by 8.72% to -$15.9 million in 2026.
- Business Quant data shows JFIN's Research & Development at -$15.9 million in Q1 2026, -$17.4 million in Q4 2025, and -$15.3 million in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | R&D (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 260.00 Mn |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | - |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 1.59 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 793.00 Mn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | - |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 187.68 Mn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | - |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | - |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | -20.39 Mn |
| 10 | Jiayin | 632.14 Mn | 625.88 Mn | 60.14 Mn | -15.91 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -15.91 Mn |
| Dec 31, 2025 | -17.44 Mn |
| Sep 30, 2025 | -15.27 Mn |
| Jun 30, 2025 | -15.14 Mn |
| Mar 31, 2025 | -12.14 Mn |
| Dec 31, 2024 | -13.76 Mn |
| Sep 30, 2024 | -13.67 Mn |
| Jun 30, 2024 | -12.77 Mn |
| Mar 31, 2024 | -11.53 Mn |
| Dec 31, 2023 | -13.09 Mn |
| Sep 30, 2023 | -9.67 Mn |
| Jun 30, 2023 | -9.39 Mn |
| Mar 31, 2023 | -9.43 Mn |
| Dec 31, 2022 | -9.34 Mn |
| Sep 30, 2022 | -7.92 Mn |
| Jun 30, 2022 | -8.08 Mn |
| Mar 31, 2022 | -6.59 Mn |
| Dec 31, 2021 | -7.31 Mn |
| Sep 30, 2021 | -5.76 Mn |
| Jun 30, 2021 | -4.94 Mn |