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Jiayin (JFIN) Research & Development (2018 - 2025)

Jiayin's Research & Development history spans 8 years, with the latest figure at -$17.4 million for Q4 2025.

  • On a quarterly basis, Research & Development fell 26.73% to -$17.4 million in Q4 2025 year-over-year; TTM through Dec 2025 was -$60.0 million, a 15.94% decrease, with the full-year FY2025 number at $61.1 million, up 19.7% from a year prior.
  • Research & Development hit -$17.4 million in Q4 2025 for Jiayin, down from -$15.3 million in the prior quarter.
  • Over the last five years, Research & Development for JFIN hit a ceiling of -$4.3 million in Q1 2021 and a floor of -$17.4 million in Q4 2025.
  • Historically, Research & Development has averaged -$10.4 million across 5 years, with a median of -$9.5 million in 2023.
  • Biggest five-year swings in Research & Development: grew 16.43% in 2021 and later crashed 63.45% in 2022.
  • Tracing JFIN's Research & Development over 5 years: stood at -$7.3 million in 2021, then decreased by 27.8% to -$9.3 million in 2022, then crashed by 40.09% to -$13.1 million in 2023, then dropped by 5.13% to -$13.8 million in 2024, then fell by 26.73% to -$17.4 million in 2025.
  • Business Quant data shows Research & Development for JFIN at -$17.4 million in Q4 2025, -$15.3 million in Q3 2025, and -$15.1 million in Q2 2025.