Jiayin (JFIN) Tax Rate (2018 - 2025)

Jiayin's (JFIN) quarterly Tax Rate came in at 0.53% in Q4 2025, down 852.0% year-on-year from 0.07% in Q4 2024, and up 97.26% quarter-over-quarter from 19.18% in Q3 2025.

Jiayin (JFIN) Tax Rate (2018 - 2025) Analysis & Trends

Jiayin has disclosed Tax Rate across 8 years of filings, most recently posting 0.53% for Q4 2025.

  • Tax Rate for Q4 2025 came in at 0.53%, down 852.0% year-over-year; the trailing twelve-month figure through Dec 2025 was 140.0% (down 35649.0% YoY), and the FY2025 annual result was 18.02%, down 42.0% from the prior year.
  • Tax Rate came in at 0.53% for Q4 2025 at Jiayin, up from 19.18% in the prior quarter.
  • In the past five years, Tax Rate ranged from a high of 14.43% in Q4 2022 to a low of 244.59% in Q4 2021.
  • The 5-year median for Tax Rate is 19.54% (2021), against an average of 27.59%.
  • Across the five-year window, Tax Rate slumped 15110 bps in 2021 and surged 25902 bps in 2022, its largest moves.
  • Jiayin's Tax Rate stood at 244.59% in 2021, then soared by 106 bps to 14.43% in 2022, then tumbled by 287 bps to 26.97% in 2023, then jumped by 130 bps to 7.99% in 2024, then plunged by 107 bps to 0.53% in 2025.
  • The last three Tax Rate figures came in at 0.53% (Q4 2025), 19.18% (Q3 2025), and 19.43% (Q2 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Tax Rate (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 16.07%
2 Mastercard 437.55 Bn 427.34 Bn - 19.33%
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 21.36%
4 Capital One Financial 112.47 Bn 35.97 Bn - 19.19%
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 20.10%
6 Synchrony Financial 24.26 Bn 3.70 Bn - 23.11%
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 4.19%
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 16.45%
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 20.25%
10 Jiayin 113.10 Mn 104.16 Mn 84.58 Mn -0.53%

Historic Data

Download Data
DateValue
Dec 31, 2025 -0.53%
Dec 31, 2025 -0.53%
Sep 30, 2025 -19.18%
Sep 30, 2025 -19.18%
Jun 30, 2025 -19.43%
Jun 30, 2025 -19.43%
Mar 31, 2025 -18.66%
Mar 31, 2025 -18.66%
Dec 31, 2024 7.99%
Dec 31, 2024 7.99%
Sep 30, 2024 -17.02%
Sep 30, 2024 -17.02%
Jun 30, 2024 -25.18%
Jun 30, 2024 -25.18%
Mar 31, 2024 -14.25%
Mar 31, 2024 -14.25%
Dec 31, 2023 -26.97%
Dec 31, 2023 -26.97%
Sep 30, 2023 -15.98%
Sep 30, 2023 -15.98%