Jiayin (JFIN) Tax Rate (2018 - 2025)
Jiayin's (JFIN) quarterly Tax Rate came in at 0.53% in Q4 2025, down 852.0% year-on-year from 0.07% in Q4 2024, and up 97.26% quarter-over-quarter from 19.18% in Q3 2025.
Jiayin (JFIN) Tax Rate (2018 - 2025) Analysis & Trends
Jiayin has disclosed Tax Rate across 8 years of filings, most recently posting 0.53% for Q4 2025.
- Tax Rate for Q4 2025 came in at 0.53%, down 852.0% year-over-year; the trailing twelve-month figure through Dec 2025 was 140.0% (down 35649.0% YoY), and the FY2025 annual result was 18.02%, down 42.0% from the prior year.
- Tax Rate came in at 0.53% for Q4 2025 at Jiayin, up from 19.18% in the prior quarter.
- In the past five years, Tax Rate ranged from a high of 14.43% in Q4 2022 to a low of 244.59% in Q4 2021.
- The 5-year median for Tax Rate is 19.54% (2021), against an average of 27.59%.
- Across the five-year window, Tax Rate slumped 15110 bps in 2021 and surged 25902 bps in 2022, its largest moves.
- Jiayin's Tax Rate stood at 244.59% in 2021, then soared by 106 bps to 14.43% in 2022, then tumbled by 287 bps to 26.97% in 2023, then jumped by 130 bps to 7.99% in 2024, then plunged by 107 bps to 0.53% in 2025.
- The last three Tax Rate figures came in at 0.53% (Q4 2025), 19.18% (Q3 2025), and 19.43% (Q2 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Tax Rate (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 16.07% |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 19.33% |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 21.36% |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 19.19% |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 20.10% |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 23.11% |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 4.19% |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 16.45% |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 20.25% |
| 10 | Jiayin | 113.10 Mn | 104.16 Mn | 84.58 Mn | -0.53% |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | -0.53% |
| Dec 31, 2025 | -0.53% |
| Sep 30, 2025 | -19.18% |
| Sep 30, 2025 | -19.18% |
| Jun 30, 2025 | -19.43% |
| Jun 30, 2025 | -19.43% |
| Mar 31, 2025 | -18.66% |
| Mar 31, 2025 | -18.66% |
| Dec 31, 2024 | 7.99% |
| Dec 31, 2024 | 7.99% |
| Sep 30, 2024 | -17.02% |
| Sep 30, 2024 | -17.02% |
| Jun 30, 2024 | -25.18% |
| Jun 30, 2024 | -25.18% |
| Mar 31, 2024 | -14.25% |
| Mar 31, 2024 | -14.25% |
| Dec 31, 2023 | -26.97% |
| Dec 31, 2023 | -26.97% |
| Sep 30, 2023 | -15.98% |
| Sep 30, 2023 | -15.98% |