Jiayin (JFIN) Tax Rate (2018 - 2026)
Jiayin's (JFIN) quarterly Tax Rate came in at 16.1% in Q2 2026, up 337.0% year-over-year from 3.69% in Q2 2025, and down 44.18% quarter-over-quarter from 11.17% in Q1 2026.
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Jiayin (JFIN) Tax Rate (2018 - 2026) Analysis & Trends
Jiayin has disclosed Tax Rate across 9 years of filings, most recently posting 16.1% for Q2 2026.
- In Q2 2026, Tax Rate rose 337.0% year-over-year to 16.1%; the TTM figure through Jun 2026 stood at 16.78% (up 251.0% YoY), while the FY2025 annual figure was 18.02%, up 42.0% from the prior year.
- Tax Rate came in at 16.1% for Q2 2026 at Jiayin, down from 11.17% in the prior quarter.
- In the past five years, Tax Rate ranged from a high of 14.47% in Q4 2022 to a low of 26.07% in Q4 2023.
- Average Tax Rate over 5 years is 16.6%, with a median of 18.92% recorded in 2025.
- Year-over-year, Tax Rate soared 27095 bps in 2022 and slumped 4054 bps in 2023.
- Over 5 years, Tax Rate stood at 14.47% in 2022, then sank by 280 bps to 26.07% in 2023, then climbed by 15 bps to 22.22% in 2024, then jumped by 98 bps to 0.53% in 2025, then slumped by 2965 bps to 16.1% in 2026.
- Per Business Quant data, the three most recent Tax Rate figures were 16.1% in Q2 2026, 11.17% in Q1 2026, and 0.53% in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Tax Rate (Qtr) |
|---|---|---|---|---|---|
| 1 | Upstart Holdings | 2.43 Bn | 1.99 Bn | 303.39 Mn | 3.58% |
| 2 | Pagaya Technologies | 1.70 Bn | 1.51 Bn | 168.33 Mn | -2.64% |
| 3 | Qfin Holdings | 986.27 Mn | -9.51 Mn | - | -63.26% |
| 4 | FinVolution | 836.54 Mn | -90.46 Mn | - | -21.42% |
| 5 | X Financial | 386.17 Mn | -182.14 Mn | 84.09 Mn | -24.80% |
| 6 | Open Lending | 371.20 Mn | 186.25 Mn | 15.64 Mn | 2.13% |
| 7 | Blend Labs | 279.09 Mn | 234.22 Mn | 24.89 Mn | -8.78% |
| 8 | LexinFintech Holdings | 251.25 Mn | 251.25 Mn | 73.06 Mn | -34.54% |
| 9 | Jiayin | 76.25 Mn | 2.23 Mn | - | -16.10% |
| 10 | Antalpha Platform Holding | 76.02 Mn | -813.69 Mn | 11.94 Mn | -0.15% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -16.10% |
| Mar 31, 2026 | -11.17% |
| Dec 31, 2025 | -0.53% |
| Sep 30, 2025 | -19.18% |
| Jun 30, 2025 | -19.47% |
| Mar 31, 2025 | -18.66% |
| Dec 31, 2024 | -22.22% |
| Sep 30, 2024 | -17.02% |
| Jun 30, 2024 | -25.29% |
| Mar 31, 2024 | -14.25% |
| Dec 31, 2023 | -26.07% |
| Sep 30, 2023 | -15.92% |
| Jun 30, 2023 | -11.87% |
| Mar 31, 2023 | -22.13% |
| Dec 31, 2022 | 14.47% |
| Sep 30, 2022 | -25.12% |
| Jun 30, 2022 | -23.50% |
| Mar 31, 2022 | -24.84% |
| Dec 31, 2021 | -256.48% |
| Sep 30, 2021 | -19.77% |