Jiayin (JFIN) Operating Expenses (2018 - 2026)
Jiayin's (JFIN) quarterly Operating Expenses came in at -$145.0 million in Q2 2026, up 16.73% year-over-year from -$124.2 million in Q2 2025, and down 20.94% quarter-over-quarter from -$119.9 million in Q1 2026.
Analysis
Jiayin (JFIN) Operating Expenses (2018 - 2026) Analysis & Trends
Jiayin has disclosed Operating Expenses across 9 years of filings, most recently posting -$145.0 million for Q2 2026.
- In Q2 2026, Operating Expenses rose 16.73% year-over-year to -$145.0 million; the TTM figure through Jun 2026 stood at -$549.5 million (up 13.5% YoY), while the FY2025 annual figure was -$632.7 million, down 1.44% from the prior year.
- Operating Expenses came in at -$145.0 million for Q2 2026 at Jiayin, down from -$119.9 million in the prior quarter.
- In the past five years, Operating Expenses ranged from a high of -$51.8 million in Q1 2022 to a low of -$192.8 million in Q4 2023.
- Average Operating Expenses over 5 years is -$133.5 million, with a median of -$142.3 million recorded in 2025.
- Year-over-year, Operating Expenses plunged 117.06% in 2023 and increased 28.08% in 2024.
- Over 5 years, Operating Expenses stood at -$102.6 million in 2022, then slumped by 87.81% to -$192.8 million in 2023, then advanced by 28.08% to -$138.6 million in 2024, then retreated by 2.7% to -$142.4 million in 2025, then retreated by 1.82% to -$145.0 million in 2026.
- Per Business Quant data, the three most recent Operating Expenses figures were -$145.0 million in Q2 2026, -$119.9 million in Q1 2026, and -$142.4 million in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Opex (Qtr) |
|---|---|---|---|---|---|
| 1 | Upstart Holdings | 2.43 Bn | 1.99 Bn | 303.39 Mn | 350.07 Mn |
| 2 | Pagaya Technologies | 1.70 Bn | 1.51 Bn | 168.33 Mn | 281.24 Mn |
| 3 | Qfin Holdings | 986.27 Mn | -9.51 Mn | - | 354.54 Mn |
| 4 | FinVolution | 836.54 Mn | -90.46 Mn | - | -423.57 Mn |
| 5 | X Financial | 386.17 Mn | -182.14 Mn | 84.09 Mn | 117.70 Mn |
| 6 | Open Lending | 371.20 Mn | 186.25 Mn | 15.64 Mn | 16.27 Mn |
| 7 | Blend Labs | 279.09 Mn | 234.22 Mn | 24.89 Mn | 26.46 Mn |
| 8 | LexinFintech Holdings | 251.25 Mn | 251.25 Mn | 73.06 Mn | -88.58 Mn |
| 9 | Jiayin | 76.25 Mn | 2.23 Mn | - | -144.96 Mn |
| 10 | Antalpha Platform Holding | 76.02 Mn | -813.69 Mn | 11.94 Mn | 37.28 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -144.96 Mn |
| Mar 31, 2026 | -119.85 Mn |
| Dec 31, 2025 | -142.36 Mn |
| Sep 30, 2025 | -142.33 Mn |
| Jun 30, 2025 | -174.09 Mn |
| Mar 31, 2025 | -161.08 Mn |
| Dec 31, 2024 | -138.62 Mn |
| Sep 30, 2024 | -161.45 Mn |
| Jun 30, 2024 | -171.90 Mn |
| Mar 31, 2024 | -160.51 Mn |
| Dec 31, 2023 | -192.76 Mn |
| Sep 30, 2023 | -148.63 Mn |
| Jun 30, 2023 | -125.29 Mn |
| Mar 31, 2023 | -112.54 Mn |
| Dec 31, 2022 | -102.64 Mn |
| Sep 30, 2022 | -82.34 Mn |
| Jun 30, 2022 | -69.73 Mn |
| Mar 31, 2022 | -51.85 Mn |
| Dec 31, 2021 | -55.47 Mn |
| Sep 30, 2021 | -65.68 Mn |