Jiayin (JFIN) Operating Expenses (2018 - 2026)

Jiayin (JFIN) posted Operating Expenses of -$119.9 million for Q1 2026, up 15.81% sequentially from -$142.4 million in Q4 2025, and up 25.59% YoY from -$95.4 million in Q1 2025.

Jiayin (JFIN) Operating Expenses (2018 - 2026) Analysis & Trends

Jiayin has reported Operating Expenses for 9 years, with the latest figure at -$119.9 million in Q1 2026.

  • Quarterly Operating Expenses rose 25.59% year-over-year to -$119.9 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was -$578.6 million (up 8.6% YoY) and the FY2025 annual result came in at $632.7 million, up 1.44% from the prior year.
  • Operating Expenses grew to -$119.9 million in Q1 2026 per JFIN's latest filing, from -$142.4 million in the prior quarter.
  • Over five years, Operating Expenses peaked at -$51.8 million in Q1 2022 and troughed at -$192.8 million in Q4 2023.
  • A 5-year average of -$132.8 million and a median of -$142.3 million in 2025 frame the typical range for Operating Expenses.
  • The sharpest annual moves came in 2023 and 2024: Operating Expenses sank 117.06% in 2023, then rose 28.08% in 2024.
  • Over 5 years, Operating Expenses stood at -$102.6 million in 2022, then plunged by 87.81% to -$192.8 million in 2023, then grew by 28.08% to -$138.6 million in 2024, then slipped by 2.7% to -$142.4 million in 2025, then advanced by 15.81% to -$119.9 million in 2026.
  • According to Business Quant data, Operating Expenses over the past three periods registered -$119.9 million, -$142.4 million, and -$142.3 million for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Opex (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 4.76 Bn
2 Mastercard 506.53 Bn 493.04 Bn - 3.69 Bn
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 14.48 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn - 9.04 Bn
5 PayPal Holdings 52.34 Bn 41.08 Bn - 7.26 Bn
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 1.33 Bn
8 Affirm Holdings 25.93 Bn 24.20 Bn - 950.34 Mn
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn 891.92 Mn
10 Jiayin 523.30 Mn 517.03 Mn - -119.85 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 -119.85 Mn
Dec 31, 2025 -142.36 Mn
Sep 30, 2025 -142.33 Mn
Jun 30, 2025 -174.09 Mn
Mar 31, 2025 -161.08 Mn
Dec 31, 2024 -138.62 Mn
Sep 30, 2024 -161.45 Mn
Jun 30, 2024 -171.90 Mn
Mar 31, 2024 -160.51 Mn
Dec 31, 2023 -192.76 Mn
Sep 30, 2023 -148.63 Mn
Jun 30, 2023 -125.29 Mn
Mar 31, 2023 -112.54 Mn
Dec 31, 2022 -102.64 Mn
Sep 30, 2022 -82.34 Mn
Jun 30, 2022 -69.73 Mn
Mar 31, 2022 -51.85 Mn
Dec 31, 2021 -55.47 Mn
Sep 30, 2021 -65.68 Mn
Jun 30, 2021 -53.06 Mn