Jiayin JFIN
NASDAQ JFIN
$1.46 -0.03 (-2.01%)
At close: Sep 18, 2026 · 4:00 PM EDT

Jiayin (JFIN) Operating Expenses (2018 - 2026)

Jiayin's (JFIN) quarterly Operating Expenses came in at -$145.0 million in Q2 2026, up 16.73% year-over-year from -$124.2 million in Q2 2025, and down 20.94% quarter-over-quarter from -$119.9 million in Q1 2026.

Analysis

Jiayin (JFIN) Operating Expenses (2018 - 2026) Analysis & Trends

Jiayin has disclosed Operating Expenses across 9 years of filings, most recently posting -$145.0 million for Q2 2026.

  • In Q2 2026, Operating Expenses rose 16.73% year-over-year to -$145.0 million; the TTM figure through Jun 2026 stood at -$549.5 million (up 13.5% YoY), while the FY2025 annual figure was -$632.7 million, down 1.44% from the prior year.
  • Operating Expenses came in at -$145.0 million for Q2 2026 at Jiayin, down from -$119.9 million in the prior quarter.
  • In the past five years, Operating Expenses ranged from a high of -$51.8 million in Q1 2022 to a low of -$192.8 million in Q4 2023.
  • Average Operating Expenses over 5 years is -$133.5 million, with a median of -$142.3 million recorded in 2025.
  • Year-over-year, Operating Expenses plunged 117.06% in 2023 and increased 28.08% in 2024.
  • Over 5 years, Operating Expenses stood at -$102.6 million in 2022, then slumped by 87.81% to -$192.8 million in 2023, then advanced by 28.08% to -$138.6 million in 2024, then retreated by 2.7% to -$142.4 million in 2025, then retreated by 1.82% to -$145.0 million in 2026.
  • Per Business Quant data, the three most recent Operating Expenses figures were -$145.0 million in Q2 2026, -$119.9 million in Q1 2026, and -$142.4 million in Q4 2025.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Opex (Qtr)
1 Upstart Holdings 2.43 Bn 1.99 Bn 303.39 Mn 350.07 Mn
2 Pagaya Technologies 1.70 Bn 1.51 Bn 168.33 Mn 281.24 Mn
3 Qfin Holdings 986.27 Mn -9.51 Mn - 354.54 Mn
4 FinVolution 836.54 Mn -90.46 Mn - -423.57 Mn
5 X Financial 386.17 Mn -182.14 Mn 84.09 Mn 117.70 Mn
6 Open Lending 371.20 Mn 186.25 Mn 15.64 Mn 16.27 Mn
7 Blend Labs 279.09 Mn 234.22 Mn 24.89 Mn 26.46 Mn
8 LexinFintech Holdings 251.25 Mn 251.25 Mn 73.06 Mn -88.58 Mn
9 Jiayin 76.25 Mn 2.23 Mn - -144.96 Mn
10 Antalpha Platform Holding 76.02 Mn -813.69 Mn 11.94 Mn 37.28 Mn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 -144.96 Mn
Mar 31, 2026 -119.85 Mn
Dec 31, 2025 -142.36 Mn
Sep 30, 2025 -142.33 Mn
Jun 30, 2025 -174.09 Mn
Mar 31, 2025 -161.08 Mn
Dec 31, 2024 -138.62 Mn
Sep 30, 2024 -161.45 Mn
Jun 30, 2024 -171.90 Mn
Mar 31, 2024 -160.51 Mn
Dec 31, 2023 -192.76 Mn
Sep 30, 2023 -148.63 Mn
Jun 30, 2023 -125.29 Mn
Mar 31, 2023 -112.54 Mn
Dec 31, 2022 -102.64 Mn
Sep 30, 2022 -82.34 Mn
Jun 30, 2022 -69.73 Mn
Mar 31, 2022 -51.85 Mn
Dec 31, 2021 -55.47 Mn
Sep 30, 2021 -65.68 Mn