Jiayin (JFIN) Operating Expenses (2018 - 2026)
Jiayin (JFIN) posted Operating Expenses of -$119.9 million for Q1 2026, up 15.81% sequentially from -$142.4 million in Q4 2025, and up 25.59% YoY from -$95.4 million in Q1 2025.
Jiayin (JFIN) Operating Expenses (2018 - 2026) Analysis & Trends
Jiayin (JFIN) has 9 years of Operating Expenses data on file, last reported at -$119.9 million in Q1 2026.
- Quarterly Operating Expenses rose 25.59% year-over-year to -$119.9 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was -$578.6 million (up 8.6% YoY) and the FY2025 annual result came in at $632.7 million, up 1.44% from the prior year.
- Operating Expenses grew to -$119.9 million in Q1 2026 per JFIN's latest filing, from -$142.4 million in the prior quarter.
- The five-year high for Operating Expenses was -$51.8 million in Q1 2022, with the low at -$192.8 million in Q4 2023.
- Average Operating Expenses over 5 years is -$132.8 million, with a median of -$142.3 million recorded in 2025.
- Year-over-year, Operating Expenses tumbled 117.06% in 2023 and advanced 28.08% in 2024.
- Jiayin's Operating Expenses stood at -$102.6 million in 2022, then sank by 87.81% to -$192.8 million in 2023, then increased by 28.08% to -$138.6 million in 2024, then dropped by 2.7% to -$142.4 million in 2025, then climbed by 15.81% to -$119.9 million in 2026.
- Business Quant data shows JFIN's Operating Expenses at -$119.9 million in Q1 2026, -$142.4 million in Q4 2025, and -$142.3 million in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Opex (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 4.00 Bn |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 3.49 Bn |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 13.88 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 6.87 Bn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 950.34 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 891.92 Mn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 1.24 Bn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 422.90 Mn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | -363.39 Mn |
| 10 | Jiayin | 632.14 Mn | 625.88 Mn | 60.14 Mn | -119.85 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -119.85 Mn |
| Dec 31, 2025 | -142.36 Mn |
| Sep 30, 2025 | -142.33 Mn |
| Jun 30, 2025 | -174.09 Mn |
| Mar 31, 2025 | -161.08 Mn |
| Dec 31, 2024 | -138.62 Mn |
| Sep 30, 2024 | -161.45 Mn |
| Jun 30, 2024 | -171.90 Mn |
| Mar 31, 2024 | -160.51 Mn |
| Dec 31, 2023 | -192.76 Mn |
| Sep 30, 2023 | -148.63 Mn |
| Jun 30, 2023 | -125.29 Mn |
| Mar 31, 2023 | -112.54 Mn |
| Dec 31, 2022 | -102.64 Mn |
| Sep 30, 2022 | -82.34 Mn |
| Jun 30, 2022 | -69.73 Mn |
| Mar 31, 2022 | -51.85 Mn |
| Dec 31, 2021 | -55.47 Mn |
| Sep 30, 2021 | -65.68 Mn |
| Jun 30, 2021 | -53.06 Mn |