Jiayin (JFIN) Operating Expenses (2018 - 2026)
Jiayin (JFIN) posted Operating Expenses of -$119.9 million for Q1 2026, up 15.81% sequentially from -$142.4 million in Q4 2025, and up 25.59% YoY from -$95.4 million in Q1 2025.
Jiayin (JFIN) Operating Expenses (2018 - 2026) Analysis & Trends
Jiayin has reported Operating Expenses for 9 years, with the latest figure at -$119.9 million in Q1 2026.
- Quarterly Operating Expenses rose 25.59% year-over-year to -$119.9 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was -$578.6 million (up 8.6% YoY) and the FY2025 annual result came in at $632.7 million, up 1.44% from the prior year.
- Operating Expenses grew to -$119.9 million in Q1 2026 per JFIN's latest filing, from -$142.4 million in the prior quarter.
- Over five years, Operating Expenses peaked at -$51.8 million in Q1 2022 and troughed at -$192.8 million in Q4 2023.
- A 5-year average of -$132.8 million and a median of -$142.3 million in 2025 frame the typical range for Operating Expenses.
- The sharpest annual moves came in 2023 and 2024: Operating Expenses sank 117.06% in 2023, then rose 28.08% in 2024.
- Over 5 years, Operating Expenses stood at -$102.6 million in 2022, then plunged by 87.81% to -$192.8 million in 2023, then grew by 28.08% to -$138.6 million in 2024, then slipped by 2.7% to -$142.4 million in 2025, then advanced by 15.81% to -$119.9 million in 2026.
- According to Business Quant data, Operating Expenses over the past three periods registered -$119.9 million, -$142.4 million, and -$142.3 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Opex (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 4.76 Bn |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 3.69 Bn |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 14.48 Bn |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 9.04 Bn |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 7.26 Bn |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 1.33 Bn |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 950.34 Mn |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | 891.92 Mn |
| 10 | Jiayin | 523.30 Mn | 517.03 Mn | - | -119.85 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -119.85 Mn |
| Dec 31, 2025 | -142.36 Mn |
| Sep 30, 2025 | -142.33 Mn |
| Jun 30, 2025 | -174.09 Mn |
| Mar 31, 2025 | -161.08 Mn |
| Dec 31, 2024 | -138.62 Mn |
| Sep 30, 2024 | -161.45 Mn |
| Jun 30, 2024 | -171.90 Mn |
| Mar 31, 2024 | -160.51 Mn |
| Dec 31, 2023 | -192.76 Mn |
| Sep 30, 2023 | -148.63 Mn |
| Jun 30, 2023 | -125.29 Mn |
| Mar 31, 2023 | -112.54 Mn |
| Dec 31, 2022 | -102.64 Mn |
| Sep 30, 2022 | -82.34 Mn |
| Jun 30, 2022 | -69.73 Mn |
| Mar 31, 2022 | -51.85 Mn |
| Dec 31, 2021 | -55.47 Mn |
| Sep 30, 2021 | -65.68 Mn |
| Jun 30, 2021 | -53.06 Mn |