Jiayin (JFIN) Operating Income (2018 - 2026)
Jiayin (JFIN) posted Operating Income of -$10.2 million for Q1 2026, down 175.06% sequentially from $13.5 million in Q4 2025, and down 112.15% YoY from $83.6 million in Q1 2025.
Analysis
Jiayin (JFIN) Operating Income (2018 - 2026) Analysis & Trends
Jiayin has reported Operating Income for 9 years, with the latest figure at -$10.2 million in Q1 2026.
- Quarterly Operating Income fell 112.15% year-over-year to -$10.2 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $156.8 million (down 26.42% YoY) and the FY2025 annual result came in at $257.0 million, up 50.32% from the prior year.
- Operating Income declined to -$10.2 million in Q1 2026 per JFIN's latest filing, from $13.5 million in the prior quarter.
- Over five years, Operating Income peaked at $89.2 million in Q2 2025 and troughed at -$10.2 million in Q1 2026.
- A 5-year average of $45.5 million and a median of $50.2 million in 2022 frame the typical range for Operating Income.
- The sharpest annual moves came in 2022 and 2026: Operating Income jumped 2072.84% in 2022, then slumped 112.15% in 2026.
- Over 5 years, Operating Income stood at $50.2 million in 2022, then plunged by 34.96% to $32.7 million in 2023, then jumped by 64.62% to $53.8 million in 2024, then slumped by 74.84% to $13.5 million in 2025, then tumbled by 175.06% to -$10.2 million in 2026.
- According to Business Quant data, Operating Income over the past three periods registered -$10.2 million, $13.5 million, and $64.2 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Op. Inc (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 6.88 Bn |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 5.59 Bn |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 3.51 Bn |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | - |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 1.43 Bn |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 147.26 Mn |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | - |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 17.93 Mn |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 759.00 Mn |
| 10 | Jiayin | 109.67 Mn | 35.66 Mn | - | -36.35 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -36.35 Mn |
| Mar 31, 2026 | -10.16 Mn |
| Dec 31, 2025 | 13.53 Mn |
| Sep 30, 2025 | 64.19 Mn |
| Jun 30, 2025 | 89.22 Mn |
| Mar 31, 2025 | 83.60 Mn |
| Dec 31, 2024 | 53.79 Mn |
| Sep 30, 2024 | 44.44 Mn |
| Jun 30, 2024 | 31.25 Mn |
| Mar 31, 2024 | 43.83 Mn |
| Dec 31, 2023 | 32.68 Mn |
| Sep 30, 2023 | 52.35 Mn |
| Jun 30, 2023 | 50.93 Mn |
| Mar 31, 2023 | 50.86 Mn |
| Dec 31, 2022 | 50.24 Mn |
| Sep 30, 2022 | 43.38 Mn |
| Jun 30, 2022 | 51.43 Mn |
| Mar 31, 2022 | 28.79 Mn |
| Dec 31, 2021 | 2.31 Mn |
| Sep 30, 2021 | 23.87 Mn |