Jiayin (JFIN) Operating Income (2018 - 2026)
Jiayin's Operating Income was -$36.35 million in Q2 2026, compared with $89.22 million a year earlier.
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Analysis
Jiayin (JFIN) Operating Income (2018 - 2026) Analysis & Trends
On a trailing twelve-month basis, Jiayin's Operating Income was $31.21 million through Jun 30, 2026, down 88.5% year-over-year; for FY2025, it was $257.02 million, up 50.3% from FY2024.
- Operating Income shows a five-year compound annual growth rate of 40.9% (FY2020 to FY2025).
- In earlier years, Operating Income was $170.98 million in FY2024 (-8.9%), $187.68 million in FY2023 (+9.5%), $171.38 million in FY2022 (+152.8%) and $67.78 million in FY2021 (+46.4%).
- The Q2 2026 figure marks the lowest quarterly Operating Income in data going back to Q1 2018.
- Compared with a year earlier, Operating Income was higher in four of the last six quarters, with growth averaging 49.2%.
- The best year-over-year quarter for Operating Income over five years was Q2 2025 (growth of 185.5%); the worst was Q4 2025 (a decline of 74.8%).
- Per Business Quant data, JFIN's Operating Income in the three quarters before Q2 2026 was -$10.16 million (Q1 2026), $13.53 million (Q4 2025) and $64.19 million (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Op. Inc (Qtr) |
|---|---|---|---|---|---|
| 1 | PayPal Holdings | 50.23 Bn | 8.45 Bn | - | 1.43 Bn |
| 2 | Block | 46.85 Bn | 18.15 Bn | 3.17 Bn | 446.87 Mn |
| 3 | Coinbase Global | 46.71 Bn | 3.52 Bn | - | -113.49 Mn |
| 4 | Corpay | 26.70 Bn | 16.59 Bn | - | 472.27 Mn |
| 5 | Fiserv | 25.72 Bn | 22.40 Bn | 2.90 Bn | 1.02 Bn |
| 6 | Global Payments | 22.62 Bn | 412.61 Mn | 2.03 Bn | 337.12 Mn |
| 7 | Guidewire Software | 15.37 Bn | 11.94 Bn | 269.68 Mn | 62.32 Mn |
| 8 | Bitmine Immersion Technologies | 13.22 Bn | 10.60 Bn | 40.81 Mn | -11.87 Mn |
| 9 | Chime Financial | 11.55 Bn | 7.34 Bn | 594.87 Mn | 21.32 Mn |
| 10 | Jiayin | 69.20 Mn | -37.54 Mn | - | -36.35 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -36.35 Mn |
| Mar 31, 2026 | -10.16 Mn |
| Dec 31, 2025 | 13.53 Mn |
| Sep 30, 2025 | 64.19 Mn |
| Jun 30, 2025 | 89.22 Mn |
| Mar 31, 2025 | 83.60 Mn |
| Dec 31, 2024 | 53.79 Mn |
| Sep 30, 2024 | 44.44 Mn |
| Jun 30, 2024 | 31.25 Mn |
| Mar 31, 2024 | 43.83 Mn |
| Dec 31, 2023 | 32.68 Mn |
| Sep 30, 2023 | 52.35 Mn |
| Jun 30, 2023 | 50.93 Mn |
| Mar 31, 2023 | 50.86 Mn |
| Dec 31, 2022 | 50.24 Mn |
| Sep 30, 2022 | 43.38 Mn |
| Jun 30, 2022 | 51.43 Mn |
| Mar 31, 2022 | 28.79 Mn |
| Dec 31, 2021 | 2.31 Mn |
| Sep 30, 2021 | 23.87 Mn |
API Access
Jiayin Operating Income API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=operating-income&ticker=JFIN&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "operating-income", "ticker": "JFIN", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=operating-income&ticker=JFIN&period=max&api_key=YOUR_API_KEY");
const data = await res.json();