Jiayin (JFIN) Operating Income (2018 - 2026)
Jiayin (JFIN) posted Operating Income of -$10.2 million for Q1 2026, down 175.06% sequentially from $13.5 million in Q4 2025, and down 112.15% YoY from $83.6 million in Q1 2025.
Jiayin (JFIN) Operating Income (2018 - 2026) Analysis & Trends
Jiayin (JFIN) has 9 years of Operating Income data on file, last reported at -$10.2 million in Q1 2026.
- Quarterly Operating Income fell 112.15% year-over-year to -$10.2 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $156.8 million (down 26.42% YoY) and the FY2025 annual result came in at $257.0 million, up 50.32% from the prior year.
- Operating Income declined to -$10.2 million in Q1 2026 per JFIN's latest filing, from $13.5 million in the prior quarter.
- The five-year high for Operating Income was $89.2 million in Q2 2025, with the low at -$10.2 million in Q1 2026.
- Average Operating Income over 5 years is $45.5 million, with a median of $50.2 million recorded in 2022.
- Year-over-year, Operating Income soared 2072.84% in 2022 and plunged 112.15% in 2026.
- Jiayin's Operating Income stood at $50.2 million in 2022, then sank by 34.96% to $32.7 million in 2023, then surged by 64.62% to $53.8 million in 2024, then tumbled by 74.84% to $13.5 million in 2025, then plunged by 175.06% to -$10.2 million in 2026.
- Business Quant data shows JFIN's Operating Income at -$10.2 million in Q1 2026, $13.5 million in Q4 2025, and $64.2 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Op. Inc (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 7.23 Bn |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 4.91 Bn |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 3.55 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 1.49 Bn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 88.43 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 37.32 Mn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 746.00 Mn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 139.80 Mn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 69.02 Mn |
| 10 | Jiayin | 632.14 Mn | 625.88 Mn | 60.14 Mn | -10.16 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -10.16 Mn |
| Dec 31, 2025 | 13.53 Mn |
| Sep 30, 2025 | 64.19 Mn |
| Jun 30, 2025 | 89.22 Mn |
| Mar 31, 2025 | 83.60 Mn |
| Dec 31, 2024 | 53.79 Mn |
| Sep 30, 2024 | 44.44 Mn |
| Jun 30, 2024 | 31.25 Mn |
| Mar 31, 2024 | 43.83 Mn |
| Dec 31, 2023 | 32.68 Mn |
| Sep 30, 2023 | 52.35 Mn |
| Jun 30, 2023 | 50.93 Mn |
| Mar 31, 2023 | 50.86 Mn |
| Dec 31, 2022 | 50.24 Mn |
| Sep 30, 2022 | 43.38 Mn |
| Jun 30, 2022 | 51.43 Mn |
| Mar 31, 2022 | 28.79 Mn |
| Dec 31, 2021 | 2.31 Mn |
| Sep 30, 2021 | 23.87 Mn |
| Jun 30, 2021 | 23.17 Mn |