Jiayin (JFIN) EBIT (2018 - 2026)

Jiayin (JFIN) posted EBIT of -$10.1 million for Q1 2026, down 174.74% sequentially from $13.5 million in Q4 2025, and down 112.1% YoY from $83.6 million in Q1 2025.

Jiayin (JFIN) EBIT (2018 - 2026) Analysis & Trends

Jiayin (JFIN) has 9 years of EBIT data on file, last reported at -$10.1 million in Q1 2026.

  • Quarterly EBIT fell 112.1% year-over-year to -$10.1 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $156.5 million (down 26.6% YoY) and the FY2025 annual result came in at $253.4 million, up 48.21% from the prior year.
  • EBIT eased to -$10.1 million in Q1 2026 per JFIN's latest filing, from $13.5 million in the prior quarter.
  • The five-year high for EBIT was $89.2 million in Q2 2025, with the low at -$10.1 million in Q1 2026.
  • Average EBIT over 5 years is $45.7 million, with a median of $50.2 million recorded in 2022.
  • Year-over-year, EBIT soared 2072.84% in 2022 and slumped 112.1% in 2026.
  • Jiayin's EBIT stood at $50.2 million in 2022, then sank by 34.96% to $32.7 million in 2023, then surged by 64.62% to $53.8 million in 2024, then tumbled by 74.84% to $13.5 million in 2025, then tumbled by 174.74% to -$10.1 million in 2026.
  • Business Quant data shows JFIN's EBIT at -$10.1 million in Q1 2026, $13.5 million in Q4 2025, and $63.8 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBIT (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 7.23 Bn
2 Mastercard 465.55 Bn 455.34 Bn - 4.91 Bn
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 3.55 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 1.49 Bn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 88.43 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 37.32 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 746.00 Mn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 139.80 Mn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 69.02 Mn
10 Jiayin 632.14 Mn 625.88 Mn 60.14 Mn -10.12 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 -10.12 Mn
Dec 31, 2025 13.53 Mn
Sep 30, 2025 63.84 Mn
Jun 30, 2025 88.36 Mn
Mar 31, 2025 83.60 Mn
Dec 31, 2024 53.79 Mn
Sep 30, 2024 44.44 Mn
Jun 30, 2024 31.37 Mn
Mar 31, 2024 43.83 Mn
Dec 31, 2023 32.68 Mn
Sep 30, 2023 52.80 Mn
Jun 30, 2023 52.73 Mn
Mar 31, 2023 51.05 Mn
Dec 31, 2022 50.24 Mn
Sep 30, 2022 43.38 Mn
Jun 30, 2022 52.24 Mn
Mar 31, 2022 28.79 Mn
Dec 31, 2021 2.31 Mn
Sep 30, 2021 23.87 Mn
Jun 30, 2021 23.15 Mn