Jiayin (JFIN) EBIT (2018 - 2025)
Jiayin's (JFIN) quarterly EBIT came in at $13.5 million in Q4 2025, down 74.84% year-on-year from $53.8 million in Q4 2024, and down 78.8% quarter-over-quarter from $63.8 million in Q3 2025.
Jiayin (JFIN) EBIT (2018 - 2025) Analysis & Trends
Jiayin has disclosed EBIT across 8 years of filings, most recently posting $13.5 million for Q4 2025.
- EBIT for Q4 2025 came in at $13.5 million, down 74.84% year-over-year; the trailing twelve-month figure through Dec 2025 was $249.2 million (up 43.79% YoY), and the FY2025 annual result was $257.0 million, up 50.32% from the prior year.
- EBIT came in at $13.5 million for Q4 2025 at Jiayin, down from $63.8 million in the prior quarter.
- In the past five years, EBIT ranged from a high of $88.4 million in Q2 2025 to a low of $2.3 million in Q4 2021.
- The 5-year median for EBIT is $44.1 million (2024), against an average of $42.5 million.
- Across the five-year window, EBIT surged 2072.84% in 2022 and plunged 74.84% in 2025, its largest moves.
- Jiayin's EBIT stood at $2.3 million in 2021, then soared by 2072.84% to $50.2 million in 2022, then plunged by 34.96% to $32.7 million in 2023, then surged by 64.62% to $53.8 million in 2024, then slumped by 74.84% to $13.5 million in 2025.
- The last three EBIT figures came in at $13.5 million (Q4 2025), $63.8 million (Q3 2025), and $88.4 million (Q2 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBIT (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 7.23 Bn |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 4.91 Bn |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 3.55 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 6.79 Bn |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 1.49 Bn |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 2.02 Bn |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 88.43 Mn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 37.32 Mn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 746.00 Mn |
| 10 | Jiayin | 113.10 Mn | 104.16 Mn | 84.58 Mn | 13.53 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 13.53 Mn |
| Sep 30, 2025 | 63.84 Mn |
| Jun 30, 2025 | 88.36 Mn |
| Mar 31, 2025 | 83.45 Mn |
| Dec 31, 2024 | 53.79 Mn |
| Sep 30, 2024 | 44.44 Mn |
| Jun 30, 2024 | 31.25 Mn |
| Mar 31, 2024 | 43.83 Mn |
| Dec 31, 2023 | 32.68 Mn |
| Sep 30, 2023 | 52.35 Mn |
| Jun 30, 2023 | 50.93 Mn |
| Mar 31, 2023 | 50.86 Mn |
| Dec 31, 2022 | 50.24 Mn |
| Sep 30, 2022 | 43.38 Mn |
| Jun 30, 2022 | 51.43 Mn |
| Mar 31, 2022 | 28.79 Mn |
| Dec 31, 2021 | 2.31 Mn |
| Sep 30, 2021 | 23.87 Mn |
| Jun 30, 2021 | 23.17 Mn |
| Mar 31, 2021 | 17.37 Mn |