Jiayin (JFIN) EBIT (2018 - 2025)

Jiayin's (JFIN) quarterly EBIT came in at $13.5 million in Q4 2025, down 74.84% year-on-year from $53.8 million in Q4 2024, and down 78.8% quarter-over-quarter from $63.8 million in Q3 2025.

Jiayin (JFIN) EBIT (2018 - 2025) Analysis & Trends

Jiayin has disclosed EBIT across 8 years of filings, most recently posting $13.5 million for Q4 2025.

  • EBIT for Q4 2025 came in at $13.5 million, down 74.84% year-over-year; the trailing twelve-month figure through Dec 2025 was $249.2 million (up 43.79% YoY), and the FY2025 annual result was $257.0 million, up 50.32% from the prior year.
  • EBIT came in at $13.5 million for Q4 2025 at Jiayin, down from $63.8 million in the prior quarter.
  • In the past five years, EBIT ranged from a high of $88.4 million in Q2 2025 to a low of $2.3 million in Q4 2021.
  • The 5-year median for EBIT is $44.1 million (2024), against an average of $42.5 million.
  • Across the five-year window, EBIT surged 2072.84% in 2022 and plunged 74.84% in 2025, its largest moves.
  • Jiayin's EBIT stood at $2.3 million in 2021, then soared by 2072.84% to $50.2 million in 2022, then plunged by 34.96% to $32.7 million in 2023, then surged by 64.62% to $53.8 million in 2024, then slumped by 74.84% to $13.5 million in 2025.
  • The last three EBIT figures came in at $13.5 million (Q4 2025), $63.8 million (Q3 2025), and $88.4 million (Q2 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBIT (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 7.23 Bn
2 Mastercard 437.55 Bn 427.34 Bn - 4.91 Bn
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 3.55 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn - 6.79 Bn
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 1.49 Bn
6 Synchrony Financial 24.26 Bn 3.70 Bn - 2.02 Bn
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 88.43 Mn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 37.32 Mn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 746.00 Mn
10 Jiayin 113.10 Mn 104.16 Mn 84.58 Mn 13.53 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 13.53 Mn
Sep 30, 2025 63.84 Mn
Jun 30, 2025 88.36 Mn
Mar 31, 2025 83.45 Mn
Dec 31, 2024 53.79 Mn
Sep 30, 2024 44.44 Mn
Jun 30, 2024 31.25 Mn
Mar 31, 2024 43.83 Mn
Dec 31, 2023 32.68 Mn
Sep 30, 2023 52.35 Mn
Jun 30, 2023 50.93 Mn
Mar 31, 2023 50.86 Mn
Dec 31, 2022 50.24 Mn
Sep 30, 2022 43.38 Mn
Jun 30, 2022 51.43 Mn
Mar 31, 2022 28.79 Mn
Dec 31, 2021 2.31 Mn
Sep 30, 2021 23.87 Mn
Jun 30, 2021 23.17 Mn
Mar 31, 2021 17.37 Mn