Jiayin (JFIN) EV to EBITDA (2024 - 2026)
Jiayin's (JFIN) quarterly EV to EBITDA came in at 2129.73 in Q2 2026, down 143.93% year-over-year from 4847.74 in Q2 2025, and up 80.96% quarter-over-quarter from 11183.07 in Q1 2026.
Analysis
Jiayin (JFIN) EV to EBITDA (2024 - 2026) Analysis & Trends
Jiayin has disclosed EV to EBITDA across 3 years of filings, most recently posting 2129.73 for Q2 2026.
- In Q2 2026, EV to EBITDA fell 143.93% year-over-year to 2129.73; the TTM figure through Jun 2026 stood at 2485.62 (up 55.78% YoY), while the FY2025 annual figure was 617.94, down 38.54% from the prior year.
- EV to EBITDA came in at 2129.73 for Q2 2026 at Jiayin, up from 11183.07 in the prior quarter.
- In the past five years, EV to EBITDA ranged from a high of 11570.2 in Q4 2025 to a low of 11183.07 in Q1 2026.
- Average EV to EBITDA over 3 years is 2157.52, with a median of 4364.26 recorded in 2025.
- Year-over-year, EV to EBITDA surged 262.03% in 2025 and slumped 352.02% in 2026.
- Over 3 years, EV to EBITDA stood at 3195.91 in 2024, then soared by 262.03% to 11570.2 in 2025, then slumped by 118.41% to 2129.73 in 2026.
- Per Business Quant data, the three most recent EV to EBITDA figures were 2129.73 in Q2 2026, 11183.07 in Q1 2026, and 11570.2 in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Upstart Holdings | 2.43 Bn | 1.99 Bn | 303.39 Mn |
| 2 | Pagaya Technologies | 1.70 Bn | 1.51 Bn | 168.33 Mn |
| 3 | Qfin Holdings | 986.27 Mn | -9.51 Mn | - |
| 4 | FinVolution | 836.54 Mn | -90.46 Mn | - |
| 5 | X Financial | 386.17 Mn | -182.14 Mn | 84.09 Mn |
| 6 | Open Lending | 371.20 Mn | 186.25 Mn | 15.64 Mn |
| 7 | Blend Labs | 279.09 Mn | 234.22 Mn | 24.89 Mn |
| 8 | LexinFintech Holdings | 251.25 Mn | 251.25 Mn | 73.06 Mn |
| 9 | Jiayin | 76.25 Mn | 2.23 Mn | - |
| 10 | Antalpha Platform Holding | 76.02 Mn | -813.69 Mn | 11.94 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -2,129.73 |
| Mar 31, 2026 | -11,183.07 |
| Dec 31, 2025 | 11,570.20 |
| Sep 30, 2025 | 4,364.26 |
| Jun 30, 2025 | 4,847.74 |
| Mar 31, 2025 | 4,437.35 |
| Dec 31, 2024 | 3,195.91 |