Jiayin (JFIN) Equity Ratio (2018 - 2025)
Jiayin (JFIN) posted Equity Ratio of 0.51 for Q1 2026, up 1.03% sequentially from 0.51 in Q4 2025.
Jiayin (JFIN) Equity Ratio (2018 - 2025) Analysis & Trends
Jiayin (JFIN) has 9 years of Equity Ratio data on file, last reported at 0.51 in Q1 2026.
- Quarterly Equity Ratio changed N/A year-over-year to 0.51 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.51 (changed N/A YoY) and the FY2025 annual result came in at 0.51, down 12.43% from the prior year.
- Equity Ratio rose to 0.51 in Q1 2026 per JFIN's latest filing, from 0.51 in the prior quarter.
- The five-year high for Equity Ratio was 0.58 in Q4 2024, with the low at 0.41 in Q4 2022.
- Average Equity Ratio over 5 years is 0.49, with a median of 0.51 recorded in 2025.
- Year-over-year, Equity Ratio surged 1450.49% in 2022 and dropped 12.5% in 2025.
- Jiayin's Equity Ratio stood at 0.41 in 2022, then gained by 2.61% to 0.42 in 2023, then surged by 37.16% to 0.58 in 2024, then slipped by 12.5% to 0.51 in 2025, then climbed by 1.03% to 0.51 in 2026.
- Business Quant data shows JFIN's Equity Ratio at 0.51 in Q1 2026, 0.51 in Q4 2025, and 0.58 in Q4 2024.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Equity Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 0.38 |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 0.13 |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 0.11 |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 0.25 |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 0.29 |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 0.20 |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 0.08 |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 0.18 |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 0.66 |
| 10 | Jiayin | 632.14 Mn | 625.88 Mn | 60.14 Mn | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 0.51 |
| Dec 31, 2024 | 0.58 |
| Dec 31, 2023 | 0.42 |
| Dec 31, 2022 | 0.41 |
| Dec 31, 2021 | 0.03 |
| Dec 31, 2020 | -0.88 |
| Dec 31, 2019 | -1.06 |
| Dec 31, 2018 | -2.06 |