Jiayin (JFIN) Equity Ratio (2018 - 2025)

Jiayin's (JFIN) quarterly Equity Ratio came in at 0.51 in Q4 2025, down 12.5% year-on-year from 0.58 in Q4 2024, and down 12.5% quarter-over-quarter from 0.58 in Q4 2024.

Jiayin (JFIN) Equity Ratio (2018 - 2025) Analysis & Trends

Jiayin has disclosed Equity Ratio across 8 years of filings, most recently posting 0.51 for Q4 2025.

  • Equity Ratio for Q4 2025 came in at 0.51, down 12.5% year-over-year; the trailing twelve-month figure through Dec 2025 was 0.51 (down 12.5% YoY), and the FY2025 annual result was 0.51, down 12.43% from the prior year.
  • Equity Ratio came in at 0.51 for Q4 2025 at Jiayin, down from 0.58 in the prior quarter.
  • In the past five years, Equity Ratio ranged from a high of 0.58 in Q4 2024 to a low of 0.57 in Q1 2021.
  • The 5-year median for Equity Ratio is 0.22 (2021), against an average of 0.13.
  • Across the five-year window, Equity Ratio jumped 1450.49% in 2022 and fell 12.5% in 2025, its largest moves.
  • Jiayin's Equity Ratio stood at 0.03 in 2021, then surged by 1450.49% to 0.41 in 2022, then grew by 2.61% to 0.42 in 2023, then surged by 37.16% to 0.58 in 2024, then fell by 12.5% to 0.51 in 2025.
  • The last three Equity Ratio figures came in at 0.51 (Q4 2025), 0.58 (Q4 2024), and 0.42 (Q4 2023), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Equity Ratio (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 0.38
2 Mastercard 437.55 Bn 427.34 Bn - 0.13
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 0.11
4 Capital One Financial 112.47 Bn 35.97 Bn - 0.16
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 0.25
6 Synchrony Financial 24.26 Bn 3.70 Bn - 0.14
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 0.29
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 0.20
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 0.08
10 Jiayin 113.10 Mn 104.16 Mn 84.58 Mn 0.51

Historic Data

Download Data
DateValue
Dec 31, 2025 0.51
Dec 31, 2024 0.58
Dec 31, 2023 0.42
Dec 31, 2022 0.41
Dec 31, 2021 0.03
Sep 30, 2021 -0.10
Jun 30, 2021 -0.27
Mar 31, 2021 -0.57
Dec 31, 2020 -0.88
Sep 30, 2020 -1.04
Jun 30, 2020 -1.12
Mar 31, 2020 -1.06
Dec 31, 2019 -1.06
Sep 30, 2019 -0.96
Jun 30, 2019 -0.95
Mar 31, 2019 -1.68
Dec 31, 2018 -2.06