Jiayin (JFIN) Equity Ratio (2018 - 2025)

Jiayin (JFIN) posted Equity Ratio of 0.51 for Q1 2026, up 1.03% sequentially from 0.51 in Q4 2025.

Jiayin (JFIN) Equity Ratio (2018 - 2025) Analysis & Trends

Jiayin (JFIN) has 9 years of Equity Ratio data on file, last reported at 0.51 in Q1 2026.

  • Quarterly Equity Ratio changed N/A year-over-year to 0.51 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.51 (changed N/A YoY) and the FY2025 annual result came in at 0.51, down 12.43% from the prior year.
  • Equity Ratio rose to 0.51 in Q1 2026 per JFIN's latest filing, from 0.51 in the prior quarter.
  • The five-year high for Equity Ratio was 0.58 in Q4 2024, with the low at 0.41 in Q4 2022.
  • Average Equity Ratio over 5 years is 0.49, with a median of 0.51 recorded in 2025.
  • Year-over-year, Equity Ratio surged 1450.49% in 2022 and dropped 12.5% in 2025.
  • Jiayin's Equity Ratio stood at 0.41 in 2022, then gained by 2.61% to 0.42 in 2023, then surged by 37.16% to 0.58 in 2024, then slipped by 12.5% to 0.51 in 2025, then climbed by 1.03% to 0.51 in 2026.
  • Business Quant data shows JFIN's Equity Ratio at 0.51 in Q1 2026, 0.51 in Q4 2025, and 0.58 in Q4 2024.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Equity Ratio (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 0.38
2 Mastercard 465.55 Bn 455.34 Bn - 0.13
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 0.11
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 0.25
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 0.29
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 0.20
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 0.08
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 0.18
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 0.66
10 Jiayin 632.14 Mn 625.88 Mn 60.14 Mn -

Historic Data

Download Data
DateValue
Dec 31, 2025 0.51
Dec 31, 2024 0.58
Dec 31, 2023 0.42
Dec 31, 2022 0.41
Dec 31, 2021 0.03
Dec 31, 2020 -0.88
Dec 31, 2019 -1.06
Dec 31, 2018 -2.06