Jiayin (JFIN) EBT Margin (2018 - 2026)
Jiayin's EBT Margin came in at -29.69% for Q2 2026, down 63.46 percentage points from 33.77% a year earlier and down 20.52 percentage points from the prior quarter.
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Analysis
Jiayin (JFIN) EBT Margin (2018 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, Jiayin reported EBT Margin of 6.47%, down 23.87 percentage points year-over-year; for FY2025, it was 30.11%, up 7.78 percentage points from FY2024.
- EBT Margin carries a five-year change of +18.27 percentage points (FY2020 to FY2025).
- Going back by year, EBT Margin was 22.33% in FY2024 (-2.16 pp), 24.49% in FY2023 (+0.27 pp), 24.22% in FY2022 (+12.28 pp) and 11.94% in FY2021 (+0.10 pp).
- The Q2 2026 figure represents the lowest quarterly EBT Margin in data going back to Q1 2018.
- Year-over-year, EBT Margin has declined for three consecutive quarters, with an average year-over-year change of -8.70 percentage points over the last eight quarters.
- The fastest year-over-year change in EBT Margin over five years came in Q2 2025 (a gain of 18.33 percentage points), and the weakest in Q2 2026 (a drop of 63.46 percentage points).
- Business Quant data shows JFIN's EBT Margin at -9.17% (Q1 2026), 9.28% (Q4 2025) and 31.68% (Q3 2025) in the three quarters before Q2 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | PayPal Holdings | 50.08 Bn | 8.30 Bn | - | 15.09% |
| 2 | Block | 46.71 Bn | 18.00 Bn | 3.17 Bn | 4.56% |
| 3 | Coinbase Global | 45.00 Bn | 1.80 Bn | - | -32.41% |
| 4 | Corpay | 26.84 Bn | 16.72 Bn | - | 25.75% |
| 5 | Fiserv | 25.68 Bn | 22.36 Bn | 2.90 Bn | 14.64% |
| 6 | Global Payments | 22.94 Bn | 732.47 Mn | 2.03 Bn | 3.14% |
| 7 | Guidewire Software | 15.52 Bn | 12.08 Bn | 269.68 Mn | 11.02% |
| 8 | Bitmine Immersion Technologies | 12.62 Bn | 10.00 Bn | 40.81 Mn | -179.64% |
| 9 | Chime Financial | 11.56 Bn | 7.35 Bn | 594.87 Mn | 4.19% |
| 10 | Jiayin | 66.33 Mn | -40.41 Mn | - | -29.69% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -29.69% |
| Mar 31, 2026 | -9.17% |
| Dec 31, 2025 | 9.28% |
| Sep 30, 2025 | 31.68% |
| Jun 30, 2025 | 33.77% |
| Mar 31, 2025 | 37.35% |
| Dec 31, 2024 | 25.75% |
| Sep 30, 2024 | 21.93% |
| Jun 30, 2024 | 15.38% |
| Mar 31, 2024 | 21.83% |
| Dec 31, 2023 | 14.49% |
| Sep 30, 2023 | 9.88% |
| Jun 30, 2023 | 15.93% |
| Mar 31, 2023 | 31.24% |
| Sep 30, 2022 | 50,586.23% |
| Jun 30, 2022 | 100,135.43% |
| Mar 31, 2022 | 66,358.91% |
| Mar 31, 2021 | 33.17% |
| Dec 31, 2020 | 2.41% |
| Sep 30, 2020 | 7.95% |
API Access
Jiayin EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=JFIN&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "JFIN", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=JFIN&period=max&api_key=YOUR_API_KEY");
const data = await res.json();