Jiayin (JFIN) EBT Margin (2018 - 2026)
Jiayin (JFIN) posted EBT Margin of 9.17% for Q1 2026, down 198.87% sequentially from 9.28% in Q4 2025, and down 4653.0% YoY from 0.2% in Q1 2025.
Jiayin (JFIN) EBT Margin (2018 - 2026) Analysis & Trends
Jiayin has reported EBT Margin for 8 years, with the latest figure at 9.17% in Q1 2026.
- Quarterly EBT Margin fell 4653.0% year-over-year to 9.17% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 21.51% (up 1794.0% YoY) and the FY2025 annual result came in at 30.11%, up 778.0% from the prior year.
- EBT Margin declined to 9.17% in Q1 2026 per JFIN's latest filing, from 9.28% in the prior quarter.
- Over five years, EBT Margin peaked at 37.35% in Q1 2025 and troughed at 71.58% in Q4 2024.
- A 4-year average of 12.38% and a median of 15.93% in 2023 frame the typical range for EBT Margin.
- The sharpest annual moves came in 2024 and 2025: EBT Margin sank 8508 bps in 2024, then surged 8086 bps in 2025.
- Over 4 years, EBT Margin stood at 13.5% in 2023, then sank by 630 bps to 71.58% in 2024, then soared by 113 bps to 9.28% in 2025, then tumbled by 199 bps to 9.17% in 2026.
- According to Business Quant data, EBT Margin over the past three periods registered 9.17%, 9.28%, and 31.68% for Q1 2026, Q4 2025, and Q3 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 58.74% |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 59.14% |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 20.73% |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 30.28% |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 15.09% |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 24.62% |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 10.34% |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | 154.09% |
| 10 | Jiayin | 523.30 Mn | 517.03 Mn | - | -9.17% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -9.17% |
| Dec 31, 2025 | 9.28% |
| Sep 30, 2025 | 31.68% |
| Jun 30, 2025 | 33.56% |
| Mar 31, 2025 | 37.35% |
| Dec 31, 2024 | -71.58% |
| Sep 30, 2024 | 21.93% |
| Jun 30, 2024 | 15.44% |
| Mar 31, 2024 | 21.83% |
| Dec 31, 2023 | 13.50% |
| Sep 30, 2023 | 9.96% |
| Jun 30, 2023 | 15.93% |
| Mar 31, 2023 | 31.24% |
| Mar 31, 2021 | 32.82% |
| Dec 31, 2020 | 2.23% |
| Sep 30, 2020 | 7.95% |
| Jun 30, 2020 | 3.76% |
| Mar 31, 2020 | 7.29% |
| Dec 31, 2019 | -5.70% |
| Sep 30, 2019 | 4.10% |