Growth Metrics

Jiayin (JFIN) EBT Margin (2018 - 2025)

Historic EBT Margin for Jiayin (JFIN) over the last 8 years, with Q3 2025 value amounting to 31.68%.

  • Jiayin's EBT Margin rose 92900.0% to 31.68% in Q3 2025 from the same period last year, while for Sep 2025 it was 15.41%, marking a year-over-year decrease of 31600.0%. This contributed to the annual value of 22.33% for FY2024, which is 75200.0% down from last year.
  • Per Jiayin's latest filing, its EBT Margin stood at 31.68% for Q3 2025, which was up 92900.0% from 33.95% recorded in Q2 2025.
  • In the past 5 years, Jiayin's EBT Margin ranged from a high of 16011.7% in Q3 2022 and a low of 14168.09% during Q4 2021
  • Moreover, its 5-year median value for EBT Margin was 27.64% (2023), whereas its average is 438.19%.
  • As far as peak fluctuations go, Jiayin's EBT Margin surged by 142009300bps in 2022, and later crashed by -159854600bps in 2023.
  • Over the past 5 years, Jiayin's EBT Margin (Quarter) stood at 14168.09% in 2021, then skyrocketed by 100bps to 32.84% in 2022, then tumbled by -54bps to 14.99% in 2023, then tumbled by -462bps to 54.26% in 2024, then surged by 158bps to 31.68% in 2025.
  • Its last three reported values are 31.68% in Q3 2025, 33.95% for Q2 2025, and 37.35% during Q1 2025.