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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioGross MarginInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on Capital EmployedReturn on EquityReturn on Invested CapitalReturn on Sales

Jiayin (JFIN) EBT Margin (2018 - 2025)

Jiayin's EBT Margin history spans 6 years, with the latest figure at 9.28% for Q4 2025.

  • On a quarterly basis, EBT Margin rose 8086.0% to 9.28% in Q4 2025 year-over-year; TTM through Dec 2025 was 29.83%, a 3191.0% increase, with the full-year FY2025 number at 30.11%, up 778.0% from a year prior.
  • EBT Margin hit 9.28% in Q4 2025 for Jiayin, down from 31.68% in the prior quarter.
  • Over the last five years, EBT Margin for JFIN hit a ceiling of 37.35% in Q1 2025 and a floor of 71.58% in Q4 2024.
  • Historically, EBT Margin has averaged 17.89% across 4 years, with a median of 25.82% in 2023.
  • Biggest five-year swings in EBT Margin: tumbled -8607bps in 2024 and later surged 8086bps in 2025.
  • Tracing JFIN's EBT Margin over 4 years: stood at 33.89% in 2022, then plummeted by -57bps to 14.49% in 2023, then plummeted by -594bps to 71.58% in 2024, then surged by 113bps to 9.28% in 2025.
  • Business Quant data shows EBT Margin for JFIN at 9.28% in Q4 2025, 31.68% in Q3 2025, and 33.56% in Q2 2025.