Jiayin (JFIN) EBIT (2018 - 2026)
Jiayin (JFIN) reported EBIT of -$36.22 million for Q2 2026, compared with $89.22 million a year earlier.
Jiayin (JFIN) EBIT (2018 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, Jiayin's EBIT came in at $31.04 million, down 88.5% year-over-year; for FY2025, it came in at $253.41 million, up 48.2% from FY2024.
- EBIT has a five-year compound annual growth rate of 42.1% (FY2020 to FY2025).
- By year, EBIT came in at $170.98 million in FY2024 (-8.9%), $187.68 million in FY2023 (+9.5%), $171.38 million in FY2022 (+155.9%) and $66.97 million in FY2021 (+52.9%).
- The Q2 2026 figure ranks as the lowest quarterly EBIT in data going back to Q1 2018.
- Year over year, EBIT gained in four of the last six quarters, with growth averaging 48.9%.
- The high point for year-over-year EBIT in five years was Q2 2025 (growth of 184.4%); the low point was Q4 2025 (a decline of 74.8%).
- Per Business Quant data, the three quarters before Q2 2026 came in at -$10.12 million (Q1 2026), $13.53 million (Q4 2025) and $63.84 million (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBIT (Qtr) |
|---|---|---|---|---|---|
| 1 | PayPal Holdings | 50.08 Bn | 8.30 Bn | - | 1.43 Bn |
| 2 | Block | 46.71 Bn | 18.00 Bn | 3.17 Bn | 446.87 Mn |
| 3 | Coinbase Global | 45.00 Bn | 1.80 Bn | - | -113.49 Mn |
| 4 | Corpay | 26.84 Bn | 16.72 Bn | - | 472.27 Mn |
| 5 | Fiserv | 25.68 Bn | 22.36 Bn | 2.90 Bn | 1.02 Bn |
| 6 | Global Payments | 22.94 Bn | 732.47 Mn | 2.03 Bn | 337.12 Mn |
| 7 | Guidewire Software | 15.52 Bn | 12.08 Bn | 269.68 Mn | 62.32 Mn |
| 8 | Bitmine Immersion Technologies | 12.62 Bn | 10.00 Bn | 40.81 Mn | -11.87 Mn |
| 9 | Chime Financial | 11.56 Bn | 7.35 Bn | 594.87 Mn | 21.32 Mn |
| 10 | Jiayin | 66.33 Mn | -40.41 Mn | - | -36.22 Mn |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -36.22 Mn |
| Mar 31, 2026 | -10.12 Mn |
| Dec 31, 2025 | 13.53 Mn |
| Sep 30, 2025 | 63.84 Mn |
| Jun 30, 2025 | 89.22 Mn |
| Mar 31, 2025 | 83.60 Mn |
| Dec 31, 2024 | 53.79 Mn |
| Sep 30, 2024 | 44.44 Mn |
| Jun 30, 2024 | 31.25 Mn |
| Mar 31, 2024 | 43.83 Mn |
| Dec 31, 2023 | 32.68 Mn |
| Sep 30, 2023 | 52.35 Mn |
| Jun 30, 2023 | 52.73 Mn |
| Mar 31, 2023 | 51.05 Mn |
| Dec 31, 2022 | 50.24 Mn |
| Sep 30, 2022 | 45.11 Mn |
| Jun 30, 2022 | 51.43 Mn |
| Mar 31, 2022 | 28.75 Mn |
| Dec 31, 2021 | 2.31 Mn |
| Sep 30, 2021 | 23.78 Mn |
Jiayin EBIT API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebit&ticker=JFIN&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebit", "ticker": "JFIN", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=ebit&ticker=JFIN&period=max&api_key=YOUR_API_KEY");
const data = await res.json();