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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioGross MarginInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on Capital EmployedReturn on EquityReturn on Invested CapitalReturn on Sales

Jiayin (JFIN) Asset Utilization Ratio (2019 - 2025)

Jiayin's Asset Utilization Ratio history spans 5 years, with the latest figure at 0.74 for Q4 2025.

  • On a quarterly basis, Asset Utilization Ratio fell 30.88% to 0.74 in Q4 2025 year-over-year; TTM through Dec 2025 was 0.74, a 30.88% decrease, with the full-year FY2025 number at 0.89, down 13.71% from a year prior.
  • Asset Utilization Ratio hit 0.74 in Q4 2025 for Jiayin, down from 0.85 in the prior quarter.
  • Over the last five years, Asset Utilization Ratio for JFIN hit a ceiling of 1.13 in Q2 2024 and a floor of 0.74 in Q4 2025.
  • Historically, Asset Utilization Ratio has averaged 1.0 across 4 years, with a median of 1.05 in 2023.
  • Biggest five-year swings in Asset Utilization Ratio: rose 28.43% in 2024 and later tumbled 30.88% in 2025.
  • Tracing JFIN's Asset Utilization Ratio over 4 years: stood at 1.11 in 2022, then fell by 5.76% to 1.05 in 2023, then rose by 2.74% to 1.07 in 2024, then tumbled by 30.88% to 0.74 in 2025.
  • Business Quant data shows Asset Utilization Ratio for JFIN at 0.74 in Q4 2025, 0.85 in Q3 2025, and 0.96 in Q2 2025.