Jiayin (JFIN) Asset Utilization Ratio (2019 - 2025)

Jiayin has disclosed Asset Utilization Ratio across 5 years of filings, most recently posting 0.74 for Q4 2025.

• Asset Utilization Ratio for Q4 2025 came in at 0.74, down 30.88% year-over-year; the trailing twelve-month figure through Dec 2025 was 0.74 (down 30.88% YoY), and the FY2025 annual result was 0.89, down 13.71% from the prior year.
• Asset Utilization Ratio came in at 0.74 for Q4 2025 at Jiayin, down from 0.85 in the prior quarter.
• In the past five years, Asset Utilization Ratio ranged from a high of 1.13 in Q2 2024 to a low of 0.74 in Q4 2025.
• The 4-year median for Asset Utilization Ratio is 1.05 (2023), against an average of 1.0.
• Across the five-year window, Asset Utilization Ratio gained 28.43% in 2024 and tumbled 30.88% in 2025, its largest moves.
• Jiayin's Asset Utilization Ratio stood at 1.11 in 2022, then declined by 5.76% to 1.05 in 2023, then advanced by 2.74% to 1.07 in 2024, then sank by 30.88% to 0.74 in 2025.
• The last three Asset Utilization Ratio figures came in at 0.74 (Q4 2025), 0.85 (Q3 2025), and 0.96 (Q2 2025), per Business Quant data.