Jiayin (JFIN) Asset Utilization Ratio (2019 - 2026)

Jiayin has reported Asset Utilization Ratio for 7 years, with the latest figure at 0.59 in Q1 2026.

• Quarterly Asset Utilization Ratio fell 42.58% year-over-year to 0.59 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.59 (down 42.58% YoY) and the FY2025 annual result came in at 0.89, down 13.71% from the prior year.
• Asset Utilization Ratio declined to 0.59 in Q1 2026 per JFIN's latest filing, from 0.74 in the prior quarter.
• Over five years, Asset Utilization Ratio peaked at 1.72 in Q1 2024 and troughed at 0.59 in Q1 2026.
• A 4-year average of 1.23 and a median of 1.11 in 2024 frame the typical range for Asset Utilization Ratio.
• The sharpest annual moves came in 2024 and 2026: Asset Utilization Ratio advanced 10.27% in 2024, then tumbled 42.58% in 2026.
• Over 4 years, Asset Utilization Ratio stood at 1.69 in 2023, then tumbled by 36.32% to 1.07 in 2024, then sank by 30.88% to 0.74 in 2025, then decreased by 19.89% to 0.59 in 2026.
• According to Business Quant data, Asset Utilization Ratio over the past three periods registered 0.59, 0.74, and 0.85 for Q1 2026, Q4 2025, and Q3 2025 respectively.