Growth Metrics

Jiayin (JFIN) Asset Utilization Ratio (2019 - 2025)

Historic Asset Utilization Ratio for Jiayin (JFIN) over the last 6 years, with Q3 2025 value amounting to 0.86.

  • Jiayin's Asset Utilization Ratio fell 2259.46% to 0.86 in Q3 2025 from the same period last year, while for Sep 2025 it was 0.86, marking a year-over-year decrease of 2259.46%. This contributed to the annual value of 1.03 for FY2024, which is 1767.88% down from last year.
  • As of Q3 2025, Jiayin's Asset Utilization Ratio stood at 0.86, which was down 2259.46% from 0.95 recorded in Q2 2025.
  • In the past 5 years, Jiayin's Asset Utilization Ratio ranged from a high of 2.93 in Q4 2022 and a low of 0.01 during Q3 2022
  • Moreover, its 4-year median value for Asset Utilization Ratio was 1.11 (2024), whereas its average is 1.32.
  • Within the past 5 years, the most significant YoY rise in Jiayin's Asset Utilization Ratio was 1430865.13% (2023), while the steepest drop was 3643.08% (2023).
  • Quarter analysis of 4 years shows Jiayin's Asset Utilization Ratio stood at 2.93 in 2022, then plummeted by 36.43% to 1.86 in 2023, then increased by 3.97% to 1.93 in 2024, then plummeted by 55.47% to 0.86 in 2025.
  • Its Asset Utilization Ratio was 0.86 in Q3 2025, compared to 0.95 in Q2 2025 and 1.71 in Q1 2025.