Jiayin (JFIN) Asset Utilization Ratio (2019 - 2026)

Jiayin (JFIN) has 8 years of Asset Utilization Ratio data on file, last reported at 0.59 in Q1 2026.

• Quarterly Asset Utilization Ratio fell 42.58% year-over-year to 0.59 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.59 (down 42.58% YoY) and the FY2025 annual result came in at 0.89, down 13.71% from the prior year.
• Asset Utilization Ratio declined to 0.59 in Q1 2026 per JFIN's latest filing, from 0.74 in the prior quarter.
• The five-year high for Asset Utilization Ratio was 4.04 in Q1 2022, with the low at 0.59 in Q1 2026.
• Average Asset Utilization Ratio over 5 years is 1.38, with a median of 1.09 recorded in 2024.
• Year-over-year, Asset Utilization Ratio tumbled 75.32% in 2023 and surged 72.81% in 2024.
• Jiayin's Asset Utilization Ratio stood at 4.04 in 2022, then plunged by 58.24% to 1.69 in 2023, then plunged by 36.32% to 1.07 in 2024, then slumped by 30.88% to 0.74 in 2025, then slipped by 19.89% to 0.59 in 2026.
• Business Quant data shows JFIN's Asset Utilization Ratio at 0.59 in Q1 2026, 0.74 in Q4 2025, and 0.85 in Q3 2025.