Jiayin (JFIN) EBITDA Margin (2018 - 2026)
Jiayin (JFIN) posted EBITDA Margin of 9.22% for Q1 2026, down 206.22% sequentially from 8.68% in Q4 2025, and down 4339.0% YoY from 0.22% in Q1 2025.
Jiayin (JFIN) EBITDA Margin (2018 - 2026) Analysis & Trends
Jiayin has reported EBITDA Margin for 8 years, with the latest figure at 9.22% in Q1 2026.
- Quarterly EBITDA Margin fell 4339.0% year-over-year to 9.22% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 21.16% (down 404.0% YoY) and the FY2025 annual result came in at 28.48%, up 697.0% from the prior year.
- EBITDA Margin retreated to 9.22% in Q1 2026 per JFIN's latest filing, from 8.68% in the prior quarter.
- Over five years, EBITDA Margin peaked at 34.17% in Q1 2025 and troughed at 9.22% in Q1 2026.
- A 4-year average of 19.7% and a median of 21.45% in 2024 frame the typical range for EBITDA Margin.
- The sharpest annual moves came in 2025 and 2026: EBITDA Margin soared 1812 bps in 2025, then sank 4339 bps in 2026.
- Over 4 years, EBITDA Margin stood at 14.49% in 2023, then surged by 93 bps to 27.96% in 2024, then sank by 69 bps to 8.68% in 2025, then tumbled by 206 bps to 9.22% in 2026.
- According to Business Quant data, EBITDA Margin over the past three periods registered 9.22%, 8.68%, and 30.91% for Q1 2026, Q4 2025, and Q3 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 59.12% |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 60.22% |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 17.85% |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 87.81% |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 16.44% |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 44.85% |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 8.51% |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | -720.86% |
| 10 | Jiayin | 523.30 Mn | 517.03 Mn | - | -9.22% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -9.22% |
| Dec 31, 2025 | 8.68% |
| Sep 30, 2025 | 30.91% |
| Jun 30, 2025 | 33.56% |
| Mar 31, 2025 | 34.17% |
| Dec 31, 2024 | 27.96% |
| Sep 30, 2024 | 21.58% |
| Jun 30, 2024 | 15.44% |
| Mar 31, 2024 | 21.45% |
| Dec 31, 2023 | 14.49% |
| Sep 30, 2023 | 9.96% |
| Jun 30, 2023 | 15.93% |
| Mar 31, 2023 | 31.24% |
| Mar 31, 2021 | 32.82% |
| Dec 31, 2020 | 2.41% |
| Sep 30, 2020 | 7.95% |
| Jun 30, 2020 | 3.52% |
| Mar 31, 2020 | 6.99% |
| Dec 31, 2019 | -8.20% |
| Sep 30, 2019 | 3.77% |