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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioGross MarginInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on Capital EmployedReturn on EquityReturn on Invested CapitalReturn on Sales

Jiayin (JFIN) EBITDA Margin (2018 - 2025)

Jiayin's EBITDA Margin history spans 6 years, with the latest figure at 9.41% for Q4 2025.

  • On a quarterly basis, EBITDA Margin fell 1068.0% to 9.41% in Q4 2025 year-over-year; TTM through Dec 2025 was 24.66%, a 650.0% increase, with the full-year FY2025 number at 24.74%, up 629.0% from a year prior.
  • EBITDA Margin hit 9.41% in Q4 2025 for Jiayin, down from 25.68% in the prior quarter.
  • Over the last five years, EBITDA Margin for JFIN hit a ceiling of 51.79% in Q4 2022 and a floor of 9.41% in Q4 2025.
  • Historically, EBITDA Margin has averaged 23.97% across 4 years, with a median of 22.04% in 2023.
  • Biggest five-year swings in EBITDA Margin: plummeted -2976bps in 2023 and later surged 1204bps in 2025.
  • Tracing JFIN's EBITDA Margin over 4 years: stood at 51.79% in 2022, then crashed by -57bps to 22.02% in 2023, then decreased by -9bps to 20.1% in 2024, then plummeted by -53bps to 9.41% in 2025.
  • Business Quant data shows EBITDA Margin for JFIN at 9.41% in Q4 2025, 25.68% in Q3 2025, and 27.61% in Q2 2025.