Jiayin (JFIN) EBITDA (2018 - 2026)
Jiayin (JFIN) posted EBITDA of -$8.9 million for Q1 2026, down 160.91% sequentially from $14.7 million in Q4 2025, and down 112.04% YoY from $74.2 million in Q1 2025.
Jiayin (JFIN) EBITDA (2018 - 2026) Analysis & Trends
Jiayin (JFIN) has 9 years of EBITDA data on file, last reported at -$8.9 million in Q1 2026.
- Quarterly EBITDA fell 112.04% year-over-year to -$8.9 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $131.5 million (down 28.22% YoY) and the FY2025 annual result came in at $220.2 million, up 50.19% from the prior year.
- EBITDA fell to -$8.9 million in Q1 2026 per JFIN's latest filing, from $14.7 million in the prior quarter.
- The five-year high for EBITDA was $76.8 million in Q4 2022, with the low at -$8.9 million in Q1 2026.
- Average EBITDA over 5 years is $41.6 million, with a median of $39.4 million recorded in 2022.
- Year-over-year, EBITDA soared 304.37% in 2022 and tumbled 112.04% in 2026.
- Jiayin's EBITDA stood at $76.8 million in 2022, then slumped by 35.33% to $49.6 million in 2023, then declined by 22.12% to $38.7 million in 2024, then sank by 62.05% to $14.7 million in 2025, then plunged by 160.91% to -$8.9 million in 2026.
- Business Quant data shows JFIN's EBITDA at -$8.9 million in Q1 2026, $14.7 million in Q4 2025, and $53.0 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 7.23 Bn |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 4.91 Bn |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 3.55 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 1.49 Bn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 96.25 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 153.01 Mn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 332.00 Mn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 139.80 Mn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 69.02 Mn |
| 10 | Jiayin | 632.14 Mn | 625.88 Mn | 60.14 Mn | -8.94 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -8.94 Mn |
| Dec 31, 2025 | 14.67 Mn |
| Sep 30, 2025 | 53.04 Mn |
| Jun 30, 2025 | 72.69 Mn |
| Mar 31, 2025 | 74.23 Mn |
| Dec 31, 2024 | 38.67 Mn |
| Sep 30, 2024 | 37.42 Mn |
| Jun 30, 2024 | 32.82 Mn |
| Mar 31, 2024 | 37.38 Mn |
| Dec 31, 2023 | 49.65 Mn |
| Sep 30, 2023 | 44.68 Mn |
| Jun 30, 2023 | 45.91 Mn |
| Mar 31, 2023 | 40.64 Mn |
| Dec 31, 2022 | 76.77 Mn |
| Sep 30, 2022 | 36.26 Mn |
| Jun 30, 2022 | 39.38 Mn |
| Mar 31, 2022 | 22.68 Mn |
| Dec 31, 2021 | 18.99 Mn |
| Sep 30, 2021 | 19.34 Mn |
| Jun 30, 2021 | 19.24 Mn |