Jiayin (JFIN) EBITDA (2018 - 2025)
Jiayin's (JFIN) quarterly EBITDA came in at $14.7 million in Q4 2025, down 62.05% year-on-year from $38.7 million in Q4 2024, and down 72.33% quarter-over-quarter from $53.0 million in Q3 2025.
Jiayin (JFIN) EBITDA (2018 - 2025) Analysis & Trends
Jiayin has disclosed EBITDA across 8 years of filings, most recently posting $14.7 million for Q4 2025.
- EBITDA for Q4 2025 came in at $14.7 million, down 62.05% year-over-year; the trailing twelve-month figure through Dec 2025 was $214.6 million (up 46.71% YoY), and the FY2025 annual result was $220.2 million, up 50.14% from the prior year.
- EBITDA came in at $14.7 million for Q4 2025 at Jiayin, down from $53.0 million in the prior quarter.
- In the past five years, EBITDA ranged from a high of $76.8 million in Q4 2022 to a low of $14.1 million in Q1 2021.
- The 5-year median for EBITDA is $38.0 million (2024), against an average of $39.4 million.
- Across the five-year window, EBITDA surged 304.37% in 2022 and slumped 62.05% in 2025, its largest moves.
- Jiayin's EBITDA stood at $19.0 million in 2021, then soared by 304.37% to $76.8 million in 2022, then sank by 35.33% to $49.6 million in 2023, then decreased by 22.12% to $38.7 million in 2024, then plunged by 62.05% to $14.7 million in 2025.
- The last three EBITDA figures came in at $14.7 million (Q4 2025), $53.0 million (Q3 2025), and $72.7 million (Q2 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 7.23 Bn |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 4.91 Bn |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 3.55 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 6.79 Bn |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 1.49 Bn |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 2.02 Bn |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 96.25 Mn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 153.01 Mn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 332.00 Mn |
| 10 | Jiayin | 113.10 Mn | 104.16 Mn | 84.58 Mn | 14.67 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 14.67 Mn |
| Sep 30, 2025 | 53.04 Mn |
| Jun 30, 2025 | 72.69 Mn |
| Mar 31, 2025 | 74.23 Mn |
| Dec 31, 2024 | 38.67 Mn |
| Sep 30, 2024 | 37.42 Mn |
| Jun 30, 2024 | 32.82 Mn |
| Mar 31, 2024 | 37.38 Mn |
| Dec 31, 2023 | 49.65 Mn |
| Sep 30, 2023 | 44.68 Mn |
| Jun 30, 2023 | 45.91 Mn |
| Mar 31, 2023 | 40.64 Mn |
| Dec 31, 2022 | 76.77 Mn |
| Sep 30, 2022 | 36.26 Mn |
| Jun 30, 2022 | 39.38 Mn |
| Mar 31, 2022 | 22.68 Mn |
| Dec 31, 2021 | 18.99 Mn |
| Sep 30, 2021 | 19.34 Mn |
| Jun 30, 2021 | 19.24 Mn |
| Mar 31, 2021 | 14.15 Mn |