Jiayin (JFIN) EBITDA (2018 - 2025)

Jiayin's (JFIN) quarterly EBITDA came in at $14.7 million in Q4 2025, down 62.05% year-on-year from $38.7 million in Q4 2024, and down 72.33% quarter-over-quarter from $53.0 million in Q3 2025.

Jiayin (JFIN) EBITDA (2018 - 2025) Analysis & Trends

Jiayin has disclosed EBITDA across 8 years of filings, most recently posting $14.7 million for Q4 2025.

  • EBITDA for Q4 2025 came in at $14.7 million, down 62.05% year-over-year; the trailing twelve-month figure through Dec 2025 was $214.6 million (up 46.71% YoY), and the FY2025 annual result was $220.2 million, up 50.14% from the prior year.
  • EBITDA came in at $14.7 million for Q4 2025 at Jiayin, down from $53.0 million in the prior quarter.
  • In the past five years, EBITDA ranged from a high of $76.8 million in Q4 2022 to a low of $14.1 million in Q1 2021.
  • The 5-year median for EBITDA is $38.0 million (2024), against an average of $39.4 million.
  • Across the five-year window, EBITDA surged 304.37% in 2022 and slumped 62.05% in 2025, its largest moves.
  • Jiayin's EBITDA stood at $19.0 million in 2021, then soared by 304.37% to $76.8 million in 2022, then sank by 35.33% to $49.6 million in 2023, then decreased by 22.12% to $38.7 million in 2024, then plunged by 62.05% to $14.7 million in 2025.
  • The last three EBITDA figures came in at $14.7 million (Q4 2025), $53.0 million (Q3 2025), and $72.7 million (Q2 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBITDA (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 7.23 Bn
2 Mastercard 437.55 Bn 427.34 Bn - 4.91 Bn
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 3.55 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn - 6.79 Bn
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 1.49 Bn
6 Synchrony Financial 24.26 Bn 3.70 Bn - 2.02 Bn
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 96.25 Mn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 153.01 Mn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 332.00 Mn
10 Jiayin 113.10 Mn 104.16 Mn 84.58 Mn 14.67 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 14.67 Mn
Sep 30, 2025 53.04 Mn
Jun 30, 2025 72.69 Mn
Mar 31, 2025 74.23 Mn
Dec 31, 2024 38.67 Mn
Sep 30, 2024 37.42 Mn
Jun 30, 2024 32.82 Mn
Mar 31, 2024 37.38 Mn
Dec 31, 2023 49.65 Mn
Sep 30, 2023 44.68 Mn
Jun 30, 2023 45.91 Mn
Mar 31, 2023 40.64 Mn
Dec 31, 2022 76.77 Mn
Sep 30, 2022 36.26 Mn
Jun 30, 2022 39.38 Mn
Mar 31, 2022 22.68 Mn
Dec 31, 2021 18.99 Mn
Sep 30, 2021 19.34 Mn
Jun 30, 2021 19.24 Mn
Mar 31, 2021 14.15 Mn