Jiayin (JFIN) EBITDA (2018 - 2026)
Jiayin's (JFIN) quarterly EBITDA came in at -$36.2 million in Q2 2026, down 140.6% year-over-year from $89.2 million in Q2 2025, and down 258.09% quarter-over-quarter from -$10.1 million in Q1 2026.
Analysis
Jiayin (JFIN) EBITDA (2018 - 2026) Analysis & Trends
Jiayin has disclosed EBITDA across 9 years of filings, most recently posting -$36.2 million for Q2 2026.
- In Q2 2026, EBITDA fell 140.6% year-over-year to -$36.2 million; the TTM figure through Jun 2026 stood at $31.0 million (down 88.55% YoY), while the FY2025 annual figure was $253.4 million, up 48.21% from the prior year.
- EBITDA came in at -$36.2 million for Q2 2026 at Jiayin, down from -$10.1 million in the prior quarter.
- In the past five years, EBITDA ranged from a high of $89.2 million in Q2 2025 to a low of -$36.2 million in Q2 2026.
- Average EBITDA over 5 years is $41.2 million, with a median of $47.3 million recorded in 2022.
- Year-over-year, EBITDA soared 2072.84% in 2022 and sank 140.6% in 2026.
- Over 5 years, EBITDA stood at $50.2 million in 2022, then slumped by 34.96% to $32.7 million in 2023, then surged by 64.62% to $53.8 million in 2024, then plunged by 74.84% to $13.5 million in 2025, then slumped by 367.65% to -$36.2 million in 2026.
- Per Business Quant data, the three most recent EBITDA figures were -$36.2 million in Q2 2026, -$10.1 million in Q1 2026, and $13.5 million in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA (Qtr) |
|---|---|---|---|---|---|
| 1 | Upstart Holdings | 2.43 Bn | 1.99 Bn | 303.39 Mn | 14.64 Mn |
| 2 | Pagaya Technologies | 1.70 Bn | 1.51 Bn | 168.33 Mn | 105.80 Mn |
| 3 | Qfin Holdings | 986.27 Mn | -9.51 Mn | - | 170.50 Mn |
| 4 | FinVolution | 836.54 Mn | -90.46 Mn | - | 77.73 Mn |
| 5 | X Financial | 386.17 Mn | -182.14 Mn | 84.09 Mn | 28.63 Mn |
| 6 | Open Lending | 371.20 Mn | 186.25 Mn | 15.64 Mn | -633,000.00 |
| 7 | Blend Labs | 279.09 Mn | 234.22 Mn | 24.89 Mn | -1.58 Mn |
| 8 | LexinFintech Holdings | 251.25 Mn | 251.25 Mn | 73.06 Mn | 161.06 Mn |
| 9 | Jiayin | 76.25 Mn | 2.23 Mn | - | -36.22 Mn |
| 10 | Antalpha Platform Holding | 76.02 Mn | -813.69 Mn | 11.94 Mn | -27.42 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -36.22 Mn |
| Mar 31, 2026 | -10.12 Mn |
| Dec 31, 2025 | 13.53 Mn |
| Sep 30, 2025 | 63.84 Mn |
| Jun 30, 2025 | 89.22 Mn |
| Mar 31, 2025 | 83.60 Mn |
| Dec 31, 2024 | 53.79 Mn |
| Sep 30, 2024 | 44.44 Mn |
| Jun 30, 2024 | 31.37 Mn |
| Mar 31, 2024 | 43.83 Mn |
| Dec 31, 2023 | 32.68 Mn |
| Sep 30, 2023 | 52.80 Mn |
| Jun 30, 2023 | 52.73 Mn |
| Mar 31, 2023 | 51.05 Mn |
| Dec 31, 2022 | 50.24 Mn |
| Sep 30, 2022 | 43.38 Mn |
| Jun 30, 2022 | 52.24 Mn |
| Mar 31, 2022 | 28.79 Mn |
| Dec 31, 2021 | 2.31 Mn |
| Sep 30, 2021 | 23.87 Mn |