Jiayin (JFIN) EBITDA (2018 - 2026)

Jiayin (JFIN) posted EBITDA of -$8.9 million for Q1 2026, down 160.91% sequentially from $14.7 million in Q4 2025, and down 112.04% YoY from $74.2 million in Q1 2025.

Jiayin (JFIN) EBITDA (2018 - 2026) Analysis & Trends

Jiayin (JFIN) has 9 years of EBITDA data on file, last reported at -$8.9 million in Q1 2026.

  • Quarterly EBITDA fell 112.04% year-over-year to -$8.9 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $131.5 million (down 28.22% YoY) and the FY2025 annual result came in at $220.2 million, up 50.19% from the prior year.
  • EBITDA fell to -$8.9 million in Q1 2026 per JFIN's latest filing, from $14.7 million in the prior quarter.
  • The five-year high for EBITDA was $76.8 million in Q4 2022, with the low at -$8.9 million in Q1 2026.
  • Average EBITDA over 5 years is $41.6 million, with a median of $39.4 million recorded in 2022.
  • Year-over-year, EBITDA soared 304.37% in 2022 and tumbled 112.04% in 2026.
  • Jiayin's EBITDA stood at $76.8 million in 2022, then slumped by 35.33% to $49.6 million in 2023, then declined by 22.12% to $38.7 million in 2024, then sank by 62.05% to $14.7 million in 2025, then plunged by 160.91% to -$8.9 million in 2026.
  • Business Quant data shows JFIN's EBITDA at -$8.9 million in Q1 2026, $14.7 million in Q4 2025, and $53.0 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBITDA (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 7.23 Bn
2 Mastercard 465.55 Bn 455.34 Bn - 4.91 Bn
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 3.55 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 1.49 Bn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 96.25 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 153.01 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 332.00 Mn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 139.80 Mn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 69.02 Mn
10 Jiayin 632.14 Mn 625.88 Mn 60.14 Mn -8.94 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 -8.94 Mn
Dec 31, 2025 14.67 Mn
Sep 30, 2025 53.04 Mn
Jun 30, 2025 72.69 Mn
Mar 31, 2025 74.23 Mn
Dec 31, 2024 38.67 Mn
Sep 30, 2024 37.42 Mn
Jun 30, 2024 32.82 Mn
Mar 31, 2024 37.38 Mn
Dec 31, 2023 49.65 Mn
Sep 30, 2023 44.68 Mn
Jun 30, 2023 45.91 Mn
Mar 31, 2023 40.64 Mn
Dec 31, 2022 76.77 Mn
Sep 30, 2022 36.26 Mn
Jun 30, 2022 39.38 Mn
Mar 31, 2022 22.68 Mn
Dec 31, 2021 18.99 Mn
Sep 30, 2021 19.34 Mn
Jun 30, 2021 19.24 Mn