Jiayin (JFIN) EBITDA (2018 - 2026)

Jiayin (JFIN) posted EBITDA of -$10.1 million for Q1 2026, down 174.74% sequentially from $13.5 million in Q4 2025, and down 112.1% YoY from $83.6 million in Q1 2025.

Jiayin (JFIN) EBITDA (2018 - 2026) Analysis & Trends

Jiayin has reported EBITDA for 9 years, with the latest figure at -$10.1 million in Q1 2026.

  • Quarterly EBITDA fell 112.1% year-over-year to -$10.1 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $155.6 million (down 27.01% YoY) and the FY2025 annual result came in at $253.4 million, up 48.21% from the prior year.
  • EBITDA eased to -$10.1 million in Q1 2026 per JFIN's latest filing, from $13.5 million in the prior quarter.
  • Over five years, EBITDA peaked at $88.4 million in Q2 2025 and troughed at -$10.1 million in Q1 2026.
  • A 5-year average of $45.6 million and a median of $50.2 million in 2022 frame the typical range for EBITDA.
  • The sharpest annual moves came in 2022 and 2026: EBITDA jumped 2072.84% in 2022, then plunged 112.1% in 2026.
  • Over 5 years, EBITDA stood at $50.2 million in 2022, then plunged by 34.96% to $32.7 million in 2023, then jumped by 64.62% to $53.8 million in 2024, then slumped by 74.84% to $13.5 million in 2025, then slumped by 174.74% to -$10.1 million in 2026.
  • According to Business Quant data, EBITDA over the past three periods registered -$10.1 million, $13.5 million, and $63.8 million for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBITDA (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 6.88 Bn
2 Mastercard 506.53 Bn 493.04 Bn - 5.59 Bn
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 3.51 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn - 11.07 Bn
5 PayPal Holdings 52.34 Bn 41.08 Bn - 1.43 Bn
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 2.16 Bn
8 Affirm Holdings 25.93 Bn 24.20 Bn - 88.43 Mn
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn -933.54 Mn
10 Jiayin 523.30 Mn 517.03 Mn - -10.12 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 -10.12 Mn
Dec 31, 2025 13.53 Mn
Sep 30, 2025 63.84 Mn
Jun 30, 2025 88.36 Mn
Mar 31, 2025 83.60 Mn
Dec 31, 2024 53.79 Mn
Sep 30, 2024 44.44 Mn
Jun 30, 2024 31.37 Mn
Mar 31, 2024 43.83 Mn
Dec 31, 2023 32.68 Mn
Sep 30, 2023 52.80 Mn
Jun 30, 2023 52.73 Mn
Mar 31, 2023 51.05 Mn
Dec 31, 2022 50.24 Mn
Sep 30, 2022 43.38 Mn
Jun 30, 2022 51.43 Mn
Mar 31, 2022 28.79 Mn
Dec 31, 2021 2.31 Mn
Sep 30, 2021 23.87 Mn
Jun 30, 2021 23.15 Mn