Jiayin JFIN
NASDAQ JFIN
$1.46 -0.03 (-2.01%)
At close: Sep 18, 2026 · 4:00 PM EDT

Jiayin (JFIN) EBITDA (2018 - 2026)

Jiayin's (JFIN) quarterly EBITDA came in at -$36.2 million in Q2 2026, down 140.6% year-over-year from $89.2 million in Q2 2025, and down 258.09% quarter-over-quarter from -$10.1 million in Q1 2026.

Analysis

Jiayin (JFIN) EBITDA (2018 - 2026) Analysis & Trends

Jiayin has disclosed EBITDA across 9 years of filings, most recently posting -$36.2 million for Q2 2026.

  • In Q2 2026, EBITDA fell 140.6% year-over-year to -$36.2 million; the TTM figure through Jun 2026 stood at $31.0 million (down 88.55% YoY), while the FY2025 annual figure was $253.4 million, up 48.21% from the prior year.
  • EBITDA came in at -$36.2 million for Q2 2026 at Jiayin, down from -$10.1 million in the prior quarter.
  • In the past five years, EBITDA ranged from a high of $89.2 million in Q2 2025 to a low of -$36.2 million in Q2 2026.
  • Average EBITDA over 5 years is $41.2 million, with a median of $47.3 million recorded in 2022.
  • Year-over-year, EBITDA soared 2072.84% in 2022 and sank 140.6% in 2026.
  • Over 5 years, EBITDA stood at $50.2 million in 2022, then slumped by 34.96% to $32.7 million in 2023, then surged by 64.62% to $53.8 million in 2024, then plunged by 74.84% to $13.5 million in 2025, then slumped by 367.65% to -$36.2 million in 2026.
  • Per Business Quant data, the three most recent EBITDA figures were -$36.2 million in Q2 2026, -$10.1 million in Q1 2026, and $13.5 million in Q4 2025.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBITDA (Qtr)
1 Upstart Holdings 2.43 Bn 1.99 Bn 303.39 Mn 14.64 Mn
2 Pagaya Technologies 1.70 Bn 1.51 Bn 168.33 Mn 105.80 Mn
3 Qfin Holdings 986.27 Mn -9.51 Mn - 170.50 Mn
4 FinVolution 836.54 Mn -90.46 Mn - 77.73 Mn
5 X Financial 386.17 Mn -182.14 Mn 84.09 Mn 28.63 Mn
6 Open Lending 371.20 Mn 186.25 Mn 15.64 Mn -633,000.00
7 Blend Labs 279.09 Mn 234.22 Mn 24.89 Mn -1.58 Mn
8 LexinFintech Holdings 251.25 Mn 251.25 Mn 73.06 Mn 161.06 Mn
9 Jiayin 76.25 Mn 2.23 Mn - -36.22 Mn
10 Antalpha Platform Holding 76.02 Mn -813.69 Mn 11.94 Mn -27.42 Mn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 -36.22 Mn
Mar 31, 2026 -10.12 Mn
Dec 31, 2025 13.53 Mn
Sep 30, 2025 63.84 Mn
Jun 30, 2025 89.22 Mn
Mar 31, 2025 83.60 Mn
Dec 31, 2024 53.79 Mn
Sep 30, 2024 44.44 Mn
Jun 30, 2024 31.37 Mn
Mar 31, 2024 43.83 Mn
Dec 31, 2023 32.68 Mn
Sep 30, 2023 52.80 Mn
Jun 30, 2023 52.73 Mn
Mar 31, 2023 51.05 Mn
Dec 31, 2022 50.24 Mn
Sep 30, 2022 43.38 Mn
Jun 30, 2022 52.24 Mn
Mar 31, 2022 28.79 Mn
Dec 31, 2021 2.31 Mn
Sep 30, 2021 23.87 Mn