Jiayin (JFIN) Invested Capital (2018 - 2025)

Jiayin's (JFIN) quarterly Invested Capital came in at $646.7 million in Q4 2025, up 48.44% year-on-year from $435.6 million in Q4 2024, and up 48.44% quarter-over-quarter from $435.6 million in Q4 2024.

Jiayin (JFIN) Invested Capital (2018 - 2025) Analysis & Trends

Jiayin has disclosed Invested Capital across 8 years of filings, most recently posting $646.7 million for Q4 2025.

  • Invested Capital for Q4 2025 came in at $646.7 million, up 48.44% year-over-year; the trailing twelve-month figure through Dec 2025 was $646.7 million (up 48.44% YoY), and the FY2025 annual result was $656.1 million, up 53.12% from the prior year.
  • Invested Capital came in at $646.7 million for Q4 2025 at Jiayin, up from $435.6 million in the prior quarter.
  • In the past five years, Invested Capital ranged from a high of $646.7 million in Q4 2025 to a low of -$55.5 million in Q1 2021.
  • The 5-year median for Invested Capital is $89.3 million (2021), against an average of $185.5 million.
  • Across the five-year window, Invested Capital jumped 4234.33% in 2022 and soared 31.77% in 2024, its largest moves.
  • Jiayin's Invested Capital stood at $4.0 million in 2021, then surged by 4234.33% to $174.6 million in 2022, then surged by 89.4% to $330.6 million in 2023, then soared by 31.77% to $435.6 million in 2024, then jumped by 48.44% to $646.7 million in 2025.
  • The last three Invested Capital figures came in at $646.7 million (Q4 2025), $435.6 million (Q4 2024), and $330.6 million (Q4 2023), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Invested Cap. (Qtr)
1 Visa 548.22 Bn 535.81 Bn - 59.66 Bn
2 Mastercard 437.48 Bn 427.27 Bn - 8.47 Bn
3 American Express 231.87 Bn 177.83 Bn 17.43 Bn 92.75 Bn
4 Capital One Financial 125.74 Bn 49.24 Bn - 112.26 Bn
5 PayPal Holdings 38.80 Bn 29.46 Bn 7.84 Bn 30.90 Bn
6 Synchrony Financial 25.78 Bn 5.22 Bn - 32.91 Bn
7 Affirm Holdings 24.65 Bn 22.93 Bn 261.64 Mn 3.78 Bn
8 SoFi Technologies 22.89 Bn 19.49 Bn 929.25 Mn 12.63 Bn
9 Ally Financial 14.15 Bn 13.70 Bn 1.98 Bn 32.96 Bn
10 Jiayin 120.61 Mn 111.67 Mn 84.58 Mn 646.66 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 646.66 Mn
Dec 31, 2024 435.64 Mn
Dec 31, 2023 330.62 Mn
Dec 31, 2022 174.56 Mn
Dec 31, 2021 4.03 Mn
Sep 30, 2021 -15.90 Mn
Jun 30, 2021 -35.80 Mn
Mar 31, 2021 -55.54 Mn
Dec 31, 2020 -69.98 Mn
Sep 30, 2020 -81.73 Mn
Jun 30, 2020 -90.33 Mn
Mar 31, 2020 -98.55 Mn
Dec 31, 2019 -100.22 Mn
Sep 30, 2019 -117.50 Mn
Jun 30, 2019 -134.71 Mn
Mar 31, 2019 -201.33 Mn
Dec 31, 2018 -238.93 Mn