Jiayin (JFIN) Invested Capital (2018 - 2025)
Jiayin's (JFIN) quarterly Invested Capital came in at $646.7 million in Q4 2025, up 48.44% year-on-year from $435.6 million in Q4 2024, and up 48.44% quarter-over-quarter from $435.6 million in Q4 2024.
Jiayin (JFIN) Invested Capital (2018 - 2025) Analysis & Trends
Jiayin has disclosed Invested Capital across 8 years of filings, most recently posting $646.7 million for Q4 2025.
- Invested Capital for Q4 2025 came in at $646.7 million, up 48.44% year-over-year; the trailing twelve-month figure through Dec 2025 was $646.7 million (up 48.44% YoY), and the FY2025 annual result was $656.1 million, up 53.12% from the prior year.
- Invested Capital came in at $646.7 million for Q4 2025 at Jiayin, up from $435.6 million in the prior quarter.
- In the past five years, Invested Capital ranged from a high of $646.7 million in Q4 2025 to a low of -$55.5 million in Q1 2021.
- The 5-year median for Invested Capital is $89.3 million (2021), against an average of $185.5 million.
- Across the five-year window, Invested Capital jumped 4234.33% in 2022 and soared 31.77% in 2024, its largest moves.
- Jiayin's Invested Capital stood at $4.0 million in 2021, then surged by 4234.33% to $174.6 million in 2022, then surged by 89.4% to $330.6 million in 2023, then soared by 31.77% to $435.6 million in 2024, then jumped by 48.44% to $646.7 million in 2025.
- The last three Invested Capital figures came in at $646.7 million (Q4 2025), $435.6 million (Q4 2024), and $330.6 million (Q4 2023), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Invested Cap. (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 59.66 Bn |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 8.47 Bn |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 92.75 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 112.26 Bn |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 30.90 Bn |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 32.91 Bn |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 3.78 Bn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 12.63 Bn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 32.96 Bn |
| 10 | Jiayin | 113.10 Mn | 104.16 Mn | 84.58 Mn | 646.66 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 646.66 Mn |
| Dec 31, 2024 | 435.64 Mn |
| Dec 31, 2023 | 330.62 Mn |
| Dec 31, 2022 | 174.56 Mn |
| Dec 31, 2021 | 4.03 Mn |
| Sep 30, 2021 | -15.90 Mn |
| Jun 30, 2021 | -35.80 Mn |
| Mar 31, 2021 | -55.54 Mn |
| Dec 31, 2020 | -69.98 Mn |
| Sep 30, 2020 | -81.73 Mn |
| Jun 30, 2020 | -90.33 Mn |
| Mar 31, 2020 | -98.55 Mn |
| Dec 31, 2019 | -100.22 Mn |
| Sep 30, 2019 | -117.50 Mn |
| Jun 30, 2019 | -134.71 Mn |
| Mar 31, 2019 | -201.33 Mn |
| Dec 31, 2018 | -238.93 Mn |