Jiayin (JFIN) Retained Earnings (2018 - 2025)

Jiayin (JFIN) posted Retained Earnings of $1.5 million for Q4 2025, down 99.51% sequentially from $312.0 million in Q4 2024, and down 99.51% YoY from $312.0 million in Q4 2024.

Jiayin (JFIN) Retained Earnings (2018 - 2025) Analysis & Trends

Jiayin has reported Retained Earnings for 8 years, with the latest figure at $1.5 million in Q4 2025.

  • Quarterly Retained Earnings fell 99.51% year-over-year to $1.5 million in Q4 2025, while the trailing twelve-month figure through Dec 2025 was $1.5 million (down 99.51% YoY) and the FY2025 annual result came in at $497.7 million, up 51055.81% from the prior year.
  • Retained Earnings eased to $1.5 million in Q4 2025 per JFIN's latest filing, from $312.0 million in the prior quarter.
  • Over five years, Retained Earnings peaked at $312.0 million in Q4 2024 and troughed at -$124.3 million in Q4 2021.
  • A 5-year average of $55.8 million and a median of -$135779.9 in 2022 frame the typical range for Retained Earnings.
  • The sharpest annual moves came in 2021 and 2023: Retained Earnings slumped 6327.53% in 2021, then surged 95519.28% in 2023.
  • Over 5 years, Retained Earnings stood at -$124.3 million in 2021, then jumped by 99.65% to -$437559.9 in 2022, then surged by 48532.25% to $211.9 million in 2023, then soared by 47.24% to $312.0 million in 2024, then sank by 99.51% to $1.5 million in 2025.
  • According to Business Quant data, Retained Earnings over the past three periods registered $1.5 million, $312.0 million, and $211.9 million for Q4 2025, Q4 2024, and Q4 2023 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Retained Earnings (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 22.17 Bn
2 Mastercard 506.53 Bn 493.04 Bn - 91.77 Bn
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 26.38 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn - 69.25 Bn
5 PayPal Holdings 52.34 Bn 41.08 Bn - 34.43 Bn
6 Eason Technology 35.89 Bn 35.89 Bn - -76.63 Mn
7 Synchrony Financial 26.09 Bn 9.90 Bn - 25.97 Bn
8 Affirm Holdings 25.93 Bn 24.20 Bn - 6.55 Bn
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn -2.74 Mn
10 Jiayin 523.30 Mn 517.03 Mn - -

Historic Data

Download Data
DateValue
Dec 31, 2025 1.53 Mn
Dec 31, 2024 312.04 Mn
Dec 31, 2023 211.92 Mn
Sep 30, 2023 158.73 Mn
Jun 30, 2023 136.66 Mn
Mar 31, 2023 96.78 Mn
Dec 31, 2022 -437,559.89
Sep 30, 2022 166,000.00
Jun 30, 2022 -1.31 Mn
Mar 31, 2022 -2.97 Mn
Dec 31, 2021 -124.31 Mn
Sep 30, 2021 -2.55 Mn
Jun 30, 2021 -2.52 Mn
Mar 31, 2021 -2.09 Mn
Dec 31, 2020 -1.93 Mn
Sep 30, 2020 -199.20 Mn
Jun 30, 2020 -203.62 Mn
Mar 31, 2020 -208.91 Mn
Dec 31, 2019 -215.62 Mn
Sep 30, 2019 -219.03 Mn