Jiayin JFIN
NASDAQ JFIN
$1.46 -0.03 (-2.01%)
At close: Sep 18, 2026 · 4:00 PM EDT

Jiayin (JFIN) Retained Earnings (2018 - 2025)

Jiayin's (JFIN) quarterly Retained Earnings came in at $490.8 million in Q4 2025, up 57.28% year-over-year from $312.0 million in Q4 2024, and up 57.28% quarter-over-quarter from $312.0 million in Q4 2024.

Analysis

Jiayin (JFIN) Retained Earnings (2018 - 2025) Analysis & Trends

Jiayin has disclosed Retained Earnings across 8 years of filings, most recently posting $490.8 million for Q4 2025.

  • In Q4 2025, Retained Earnings rose 57.28% year-over-year to $490.8 million; the TTM figure through Dec 2025 stood at $490.8 million (up 57.28% YoY), while the FY2025 annual figure was $497.7 million, up 62.09% from the prior year.
  • Retained Earnings came in at $490.8 million for Q4 2025 at Jiayin, up from $312.0 million in the prior quarter.
  • In the past five years, Retained Earnings ranged from a high of $490.8 million in Q4 2025 to a low of -$179.1 million in Q1 2021.
  • Average Retained Earnings over 5 years is $66.2 million, with a median of $75.4 million recorded in 2023.
  • Year-over-year, Retained Earnings tumbled 58.84% in 2022 and surged 862.71% in 2023.
  • Over 5 years, Retained Earnings stood at $131.5 million in 2021, then plunged by 58.84% to $54.1 million in 2022, then surged by 291.59% to $211.9 million in 2023, then jumped by 47.24% to $312.0 million in 2024, then surged by 57.28% to $490.8 million in 2025.
  • Per Business Quant data, the three most recent Retained Earnings figures were $490.8 million in Q4 2025, $312.0 million in Q4 2024, and $211.9 million in Q4 2023.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Retained Earnings (Qtr)
1 Upstart Holdings 2.43 Bn 1.99 Bn 303.39 Mn 1.15 Bn
2 Pagaya Technologies 1.70 Bn 1.51 Bn 168.33 Mn 1.41 Bn
3 Qfin Holdings 986.27 Mn -9.51 Mn - -
4 FinVolution 836.54 Mn -90.46 Mn - 882.35 Mn
5 X Financial 386.17 Mn -182.14 Mn 84.09 Mn 480.44 Mn
6 Open Lending 371.20 Mn 186.25 Mn 15.64 Mn 491.95 Mn
7 Blend Labs 279.09 Mn 234.22 Mn 24.89 Mn -1.40 Bn
8 LexinFintech Holdings 251.25 Mn 251.25 Mn 73.06 Mn 463.12 Mn
9 Jiayin 76.25 Mn 2.23 Mn - -
10 Antalpha Platform Holding 76.02 Mn -813.69 Mn 11.94 Mn -
Historic Data

Historic Data

Download Data
DateValue
Dec 31, 2025 490.77 Mn
Dec 31, 2024 312.04 Mn
Dec 31, 2023 211.92 Mn
Sep 30, 2023 158.73 Mn
Jun 30, 2023 136.66 Mn
Mar 31, 2023 96.78 Mn
Dec 31, 2022 54.12 Mn
Sep 30, 2022 -20.81 Mn
Jun 30, 2022 -59.15 Mn
Mar 31, 2022 -102.55 Mn
Dec 31, 2021 131.47 Mn
Sep 30, 2021 -142.54 Mn
Jun 30, 2021 -162.13 Mn
Mar 31, 2021 -179.13 Mn
Dec 31, 2020 -191.16 Mn
Sep 30, 2020 -199.20 Mn
Jun 30, 2020 -203.62 Mn
Mar 31, 2020 -208.91 Mn
Dec 31, 2019 -215.62 Mn
Sep 30, 2019 -219.03 Mn