Jiayin (JFIN) Retained Earnings (2018 - 2025)
Jiayin (JFIN) posted Retained Earnings of $1.5 million for Q4 2025, down 99.51% sequentially from $312.0 million in Q4 2024, and down 99.51% YoY from $312.0 million in Q4 2024.
Analysis
Jiayin (JFIN) Retained Earnings (2018 - 2025) Analysis & Trends
Jiayin has reported Retained Earnings for 8 years, with the latest figure at $1.5 million in Q4 2025.
- Quarterly Retained Earnings fell 99.51% year-over-year to $1.5 million in Q4 2025, while the trailing twelve-month figure through Dec 2025 was $1.5 million (down 99.51% YoY) and the FY2025 annual result came in at $497.7 million, up 51055.81% from the prior year.
- Retained Earnings eased to $1.5 million in Q4 2025 per JFIN's latest filing, from $312.0 million in the prior quarter.
- Over five years, Retained Earnings peaked at $312.0 million in Q4 2024 and troughed at -$124.3 million in Q4 2021.
- A 5-year average of $55.8 million and a median of -$135779.9 in 2022 frame the typical range for Retained Earnings.
- The sharpest annual moves came in 2021 and 2023: Retained Earnings slumped 6327.53% in 2021, then surged 95519.28% in 2023.
- Over 5 years, Retained Earnings stood at -$124.3 million in 2021, then jumped by 99.65% to -$437559.9 in 2022, then surged by 48532.25% to $211.9 million in 2023, then soared by 47.24% to $312.0 million in 2024, then sank by 99.51% to $1.5 million in 2025.
- According to Business Quant data, Retained Earnings over the past three periods registered $1.5 million, $312.0 million, and $211.9 million for Q4 2025, Q4 2024, and Q4 2023 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 22.17 Bn |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 91.77 Bn |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 26.38 Bn |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 69.25 Bn |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 34.43 Bn |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 6.65 Bn |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 25.97 Bn |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 11.59 Bn |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | -2.71 Bn |
| 10 | Jiayin | 109.67 Mn | 35.66 Mn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Dec 31, 2025 | 490.77 Mn |
| Dec 31, 2024 | 312.04 Mn |
| Dec 31, 2023 | 211.92 Mn |
| Sep 30, 2023 | 158.73 Mn |
| Jun 30, 2023 | 136.66 Mn |
| Mar 31, 2023 | 96.78 Mn |
| Dec 31, 2022 | 54.12 Mn |
| Sep 30, 2022 | -20.81 Mn |
| Jun 30, 2022 | -59.15 Mn |
| Mar 31, 2022 | -102.55 Mn |
| Dec 31, 2021 | 131.47 Mn |
| Sep 30, 2021 | -142.54 Mn |
| Jun 30, 2021 | -162.13 Mn |
| Mar 31, 2021 | -179.13 Mn |
| Dec 31, 2020 | -191.16 Mn |
| Sep 30, 2020 | -199.20 Mn |
| Jun 30, 2020 | -203.62 Mn |
| Mar 31, 2020 | -208.91 Mn |
| Dec 31, 2019 | -215.62 Mn |
| Sep 30, 2019 | -219.03 Mn |