Jiayin (JFIN) Retained Earnings (2018 - 2025)
Jiayin's (JFIN) quarterly Retained Earnings came in at $490.8 million in Q4 2025, up 57.28% year-over-year from $312.0 million in Q4 2024, and up 57.28% quarter-over-quarter from $312.0 million in Q4 2024.
Analysis
Jiayin (JFIN) Retained Earnings (2018 - 2025) Analysis & Trends
Jiayin has disclosed Retained Earnings across 8 years of filings, most recently posting $490.8 million for Q4 2025.
- In Q4 2025, Retained Earnings rose 57.28% year-over-year to $490.8 million; the TTM figure through Dec 2025 stood at $490.8 million (up 57.28% YoY), while the FY2025 annual figure was $497.7 million, up 62.09% from the prior year.
- Retained Earnings came in at $490.8 million for Q4 2025 at Jiayin, up from $312.0 million in the prior quarter.
- In the past five years, Retained Earnings ranged from a high of $490.8 million in Q4 2025 to a low of -$179.1 million in Q1 2021.
- Average Retained Earnings over 5 years is $66.2 million, with a median of $75.4 million recorded in 2023.
- Year-over-year, Retained Earnings tumbled 58.84% in 2022 and surged 862.71% in 2023.
- Over 5 years, Retained Earnings stood at $131.5 million in 2021, then plunged by 58.84% to $54.1 million in 2022, then surged by 291.59% to $211.9 million in 2023, then jumped by 47.24% to $312.0 million in 2024, then surged by 57.28% to $490.8 million in 2025.
- Per Business Quant data, the three most recent Retained Earnings figures were $490.8 million in Q4 2025, $312.0 million in Q4 2024, and $211.9 million in Q4 2023.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Upstart Holdings | 2.43 Bn | 1.99 Bn | 303.39 Mn | 1.15 Bn |
| 2 | Pagaya Technologies | 1.70 Bn | 1.51 Bn | 168.33 Mn | 1.41 Bn |
| 3 | Qfin Holdings | 986.27 Mn | -9.51 Mn | - | - |
| 4 | FinVolution | 836.54 Mn | -90.46 Mn | - | 882.35 Mn |
| 5 | X Financial | 386.17 Mn | -182.14 Mn | 84.09 Mn | 480.44 Mn |
| 6 | Open Lending | 371.20 Mn | 186.25 Mn | 15.64 Mn | 491.95 Mn |
| 7 | Blend Labs | 279.09 Mn | 234.22 Mn | 24.89 Mn | -1.40 Bn |
| 8 | LexinFintech Holdings | 251.25 Mn | 251.25 Mn | 73.06 Mn | 463.12 Mn |
| 9 | Jiayin | 76.25 Mn | 2.23 Mn | - | - |
| 10 | Antalpha Platform Holding | 76.02 Mn | -813.69 Mn | 11.94 Mn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Dec 31, 2025 | 490.77 Mn |
| Dec 31, 2024 | 312.04 Mn |
| Dec 31, 2023 | 211.92 Mn |
| Sep 30, 2023 | 158.73 Mn |
| Jun 30, 2023 | 136.66 Mn |
| Mar 31, 2023 | 96.78 Mn |
| Dec 31, 2022 | 54.12 Mn |
| Sep 30, 2022 | -20.81 Mn |
| Jun 30, 2022 | -59.15 Mn |
| Mar 31, 2022 | -102.55 Mn |
| Dec 31, 2021 | 131.47 Mn |
| Sep 30, 2021 | -142.54 Mn |
| Jun 30, 2021 | -162.13 Mn |
| Mar 31, 2021 | -179.13 Mn |
| Dec 31, 2020 | -191.16 Mn |
| Sep 30, 2020 | -199.20 Mn |
| Jun 30, 2020 | -203.62 Mn |
| Mar 31, 2020 | -208.91 Mn |
| Dec 31, 2019 | -215.62 Mn |
| Sep 30, 2019 | -219.03 Mn |