Jiayin (JFIN) Retained Earnings (2018 - 2025)
Jiayin's Retained Earnings came in at $490.77 million for Q4 2025, up 57.3% from $312.04 million a year earlier.
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Analysis
Jiayin (JFIN) Retained Earnings (2018 - 2025) Analysis & Trends
At the end of FY2025, Jiayin's Retained Earnings was $497.75 million, up 62.1% from FY2024.
- Retained Earnings has increased in each of the last three years.
- Going back by year, Retained Earnings was $307.07 million in FY2024 (+42.9%), $214.91 million in FY2023 (+285.1%), $55.81 million in FY2022 and -$124.72 million in FY2021.
- The Q4 2025 figure represents the highest quarterly Retained Earnings in data going back to Q4 2018.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | PayPal Holdings | 50.59 Bn | 8.81 Bn | - | 34.43 Bn |
| 2 | Coinbase Global | 47.07 Bn | 3.87 Bn | - | 5.47 Bn |
| 3 | Block | 47.00 Bn | 18.30 Bn | 3.17 Bn | 3.45 Bn |
| 4 | Corpay | 26.76 Bn | 16.65 Bn | - | 10.86 Bn |
| 5 | Fiserv | 25.74 Bn | 22.41 Bn | 2.90 Bn | 28.25 Bn |
| 6 | Global Payments | 22.60 Bn | 395.06 Mn | 2.03 Bn | 4.01 Bn |
| 7 | Guidewire Software | 15.33 Bn | 11.90 Bn | 269.68 Mn | -1.02 Bn |
| 8 | Bitmine Immersion Technologies | 13.48 Bn | 10.86 Bn | 40.81 Mn | -8.77 Bn |
| 9 | Chime Financial | 11.66 Bn | 7.46 Bn | 594.87 Mn | -3.29 Bn |
| 10 | Jiayin | 71.13 Mn | -35.61 Mn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Dec 31, 2025 | 497.53 Mn |
| Dec 31, 2024 | 307.12 Mn |
| Dec 31, 2023 | 214.70 Mn |
| Sep 30, 2023 | 158.73 Mn |
| Jun 30, 2023 | 136.66 Mn |
| Mar 31, 2023 | 96.78 Mn |
| Dec 31, 2022 | 55.28 Mn |
| Sep 30, 2022 | -20.81 Mn |
| Jun 30, 2022 | -59.15 Mn |
| Mar 31, 2022 | -102.55 Mn |
| Dec 31, 2021 | -124.73 Mn |
| Sep 30, 2021 | -142.54 Mn |
| Jun 30, 2021 | -162.13 Mn |
| Mar 31, 2021 | -179.13 Mn |
| Dec 31, 2020 | -194.24 Mn |
| Sep 30, 2020 | -199.20 Mn |
| Jun 30, 2020 | -203.62 Mn |
| Mar 31, 2020 | -208.91 Mn |
| Dec 31, 2019 | -217.55 Mn |
| Sep 30, 2019 | -219.03 Mn |
API Access
Jiayin Retained Earnings API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=retained-earnings&ticker=JFIN&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "retained-earnings", "ticker": "JFIN", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=retained-earnings&ticker=JFIN&period=max&api_key=YOUR_API_KEY");
const data = await res.json();