Jiayin (JFIN) Retained Earnings (2018 - 2025)
Jiayin (JFIN) posted Retained Earnings of $1.5 million for Q4 2025, up 54.8% sequentially from $988292.4 in Q4 2024, and up 54.8% YoY from $988292.4 in Q4 2024.
Jiayin (JFIN) Retained Earnings (2018 - 2025) Analysis & Trends
Jiayin (JFIN) has 8 years of Retained Earnings data on file, last reported at $1.5 million in Q4 2025.
- Quarterly Retained Earnings rose 54.8% year-over-year to $1.5 million in Q4 2025, while the trailing twelve-month figure through Dec 2025 was $1.5 million (up 54.8% YoY) and the FY2025 annual result came in at $497.7 million, up 51055.81% from the prior year.
- Retained Earnings grew to $1.5 million in Q4 2025 per JFIN's latest filing, from $988292.4 in the prior quarter.
- The five-year high for Retained Earnings was $211.9 million in Q4 2023, with the low at -$179.1 million in Q1 2021.
- Average Retained Earnings over 5 years is -$29.9 million, with a median of -$10.7 million recorded in 2022.
- Year-over-year, Retained Earnings plunged 6327.53% in 2021 and surged 48532.25% in 2023.
- Jiayin's Retained Earnings stood at -$124.3 million in 2021, then surged by 99.65% to -$437559.9 in 2022, then soared by 48532.25% to $211.9 million in 2023, then tumbled by 99.53% to $988292.4 in 2024, then surged by 54.8% to $1.5 million in 2025.
- Business Quant data shows JFIN's Retained Earnings at $1.5 million in Q4 2025, $988292.4 in Q4 2024, and $211.9 million in Q4 2023.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 13.12 Bn |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | -928.00 Mn |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 26.09 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 33.45 Bn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | -23.59 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | -2.74 Mn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | -2.77 Bn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 1.12 Bn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 1.84 Mn |
| 10 | Jiayin | 632.14 Mn | 625.88 Mn | 60.14 Mn | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 1.53 Mn |
| Dec 31, 2024 | 988,292.39 |
| Dec 31, 2023 | 211.92 Mn |
| Sep 30, 2023 | 158.73 Mn |
| Jun 30, 2023 | 136.66 Mn |
| Mar 31, 2023 | 96.78 Mn |
| Dec 31, 2022 | -437,559.89 |
| Sep 30, 2022 | -20.81 Mn |
| Jun 30, 2022 | -59.15 Mn |
| Mar 31, 2022 | -102.55 Mn |
| Dec 31, 2021 | -124.31 Mn |
| Sep 30, 2021 | -142.54 Mn |
| Jun 30, 2021 | -162.13 Mn |
| Mar 31, 2021 | -179.13 Mn |
| Dec 31, 2020 | -1.93 Mn |
| Sep 30, 2020 | -199.20 Mn |
| Jun 30, 2020 | -203.62 Mn |
| Mar 31, 2020 | -208.91 Mn |
| Dec 31, 2019 | 66,542.08 |
| Sep 30, 2019 | -219.03 Mn |