Jiayin (JFIN) Retained Earnings (2018 - 2025)
Jiayin's (JFIN) quarterly Retained Earnings came in at $1.5 million in Q4 2025, up 54.8% year-on-year from $988292.4 in Q4 2024, and up 54.8% quarter-over-quarter from $988292.4 in Q4 2024.
Jiayin (JFIN) Retained Earnings (2018 - 2025) Analysis & Trends
Jiayin has disclosed Retained Earnings across 8 years of filings, most recently posting $1.5 million for Q4 2025.
- Retained Earnings for Q4 2025 came in at $1.5 million, up 54.8% year-over-year; the trailing twelve-month figure through Dec 2025 was $1.5 million (up 54.8% YoY), and the FY2025 annual result was $497.7 million, up 51055.81% from the prior year.
- Retained Earnings came in at $1.5 million for Q4 2025 at Jiayin, up from $988292.4 in the prior quarter.
- In the past five years, Retained Earnings ranged from a high of $211.9 million in Q4 2023 to a low of -$179.1 million in Q1 2021.
- The 5-year median for Retained Earnings is -$10.7 million (2022), against an average of -$29.9 million.
- Across the five-year window, Retained Earnings slumped 6327.53% in 2021 and jumped 48532.25% in 2023, its largest moves.
- Jiayin's Retained Earnings stood at -$124.3 million in 2021, then surged by 99.65% to -$437559.9 in 2022, then soared by 48532.25% to $211.9 million in 2023, then slumped by 99.53% to $988292.4 in 2024, then surged by 54.8% to $1.5 million in 2025.
- The last three Retained Earnings figures came in at $1.5 million (Q4 2025), $988292.4 (Q4 2024), and $211.9 million (Q4 2023), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 13.12 Bn |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | -928.00 Mn |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 26.09 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 66.79 Bn |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 33.45 Bn |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 25.21 Bn |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | -23.59 Mn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | -2.74 Mn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | -2.77 Bn |
| 10 | Jiayin | 113.10 Mn | 104.16 Mn | 84.58 Mn | 1.53 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 1.53 Mn |
| Dec 31, 2024 | 988,292.39 |
| Dec 31, 2023 | 211.92 Mn |
| Sep 30, 2023 | 158.73 Mn |
| Jun 30, 2023 | 412,000.00 |
| Mar 31, 2023 | -531,000.00 |
| Dec 31, 2022 | -437,559.89 |
| Sep 30, 2022 | -20.81 Mn |
| Jun 30, 2022 | -59.15 Mn |
| Mar 31, 2022 | -102.55 Mn |
| Dec 31, 2021 | -124.31 Mn |
| Sep 30, 2021 | -142.54 Mn |
| Jun 30, 2021 | -162.13 Mn |
| Mar 31, 2021 | -179.13 Mn |
| Dec 31, 2020 | -1.93 Mn |
| Sep 30, 2020 | -199.20 Mn |
| Jun 30, 2020 | -203.62 Mn |
| Mar 31, 2020 | -208.91 Mn |
| Dec 31, 2019 | 66,542.08 |
| Sep 30, 2019 | -219.03 Mn |