Jiayin (JFIN) Retained Earnings (2018 - 2025)

Jiayin (JFIN) posted Retained Earnings of $1.5 million for Q4 2025, up 54.8% sequentially from $988292.4 in Q4 2024, and up 54.8% YoY from $988292.4 in Q4 2024.

Jiayin (JFIN) Retained Earnings (2018 - 2025) Analysis & Trends

Jiayin (JFIN) has 8 years of Retained Earnings data on file, last reported at $1.5 million in Q4 2025.

  • Quarterly Retained Earnings rose 54.8% year-over-year to $1.5 million in Q4 2025, while the trailing twelve-month figure through Dec 2025 was $1.5 million (up 54.8% YoY) and the FY2025 annual result came in at $497.7 million, up 51055.81% from the prior year.
  • Retained Earnings grew to $1.5 million in Q4 2025 per JFIN's latest filing, from $988292.4 in the prior quarter.
  • The five-year high for Retained Earnings was $211.9 million in Q4 2023, with the low at -$179.1 million in Q1 2021.
  • Average Retained Earnings over 5 years is -$29.9 million, with a median of -$10.7 million recorded in 2022.
  • Year-over-year, Retained Earnings plunged 6327.53% in 2021 and surged 48532.25% in 2023.
  • Jiayin's Retained Earnings stood at -$124.3 million in 2021, then surged by 99.65% to -$437559.9 in 2022, then soared by 48532.25% to $211.9 million in 2023, then tumbled by 99.53% to $988292.4 in 2024, then surged by 54.8% to $1.5 million in 2025.
  • Business Quant data shows JFIN's Retained Earnings at $1.5 million in Q4 2025, $988292.4 in Q4 2024, and $211.9 million in Q4 2023.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Retained Earnings (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 13.12 Bn
2 Mastercard 465.55 Bn 455.34 Bn - -928.00 Mn
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 26.09 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 33.45 Bn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn -23.59 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn -2.74 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn -2.77 Bn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 1.12 Bn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 1.84 Mn
10 Jiayin 632.14 Mn 625.88 Mn 60.14 Mn -

Historic Data

Download Data
DateValue
Dec 31, 2025 1.53 Mn
Dec 31, 2024 988,292.39
Dec 31, 2023 211.92 Mn
Sep 30, 2023 158.73 Mn
Jun 30, 2023 136.66 Mn
Mar 31, 2023 96.78 Mn
Dec 31, 2022 -437,559.89
Sep 30, 2022 -20.81 Mn
Jun 30, 2022 -59.15 Mn
Mar 31, 2022 -102.55 Mn
Dec 31, 2021 -124.31 Mn
Sep 30, 2021 -142.54 Mn
Jun 30, 2021 -162.13 Mn
Mar 31, 2021 -179.13 Mn
Dec 31, 2020 -1.93 Mn
Sep 30, 2020 -199.20 Mn
Jun 30, 2020 -203.62 Mn
Mar 31, 2020 -208.91 Mn
Dec 31, 2019 66,542.08
Sep 30, 2019 -219.03 Mn