Jiayin (JFIN) Retained Earnings (2018 - 2025)

Jiayin's (JFIN) quarterly Retained Earnings came in at $1.5 million in Q4 2025, up 54.8% year-on-year from $988292.4 in Q4 2024, and up 54.8% quarter-over-quarter from $988292.4 in Q4 2024.

Jiayin (JFIN) Retained Earnings (2018 - 2025) Analysis & Trends

Jiayin has disclosed Retained Earnings across 8 years of filings, most recently posting $1.5 million for Q4 2025.

  • Retained Earnings for Q4 2025 came in at $1.5 million, up 54.8% year-over-year; the trailing twelve-month figure through Dec 2025 was $1.5 million (up 54.8% YoY), and the FY2025 annual result was $497.7 million, up 51055.81% from the prior year.
  • Retained Earnings came in at $1.5 million for Q4 2025 at Jiayin, up from $988292.4 in the prior quarter.
  • In the past five years, Retained Earnings ranged from a high of $211.9 million in Q4 2023 to a low of -$179.1 million in Q1 2021.
  • The 5-year median for Retained Earnings is -$10.7 million (2022), against an average of -$29.9 million.
  • Across the five-year window, Retained Earnings slumped 6327.53% in 2021 and jumped 48532.25% in 2023, its largest moves.
  • Jiayin's Retained Earnings stood at -$124.3 million in 2021, then surged by 99.65% to -$437559.9 in 2022, then soared by 48532.25% to $211.9 million in 2023, then slumped by 99.53% to $988292.4 in 2024, then surged by 54.8% to $1.5 million in 2025.
  • The last three Retained Earnings figures came in at $1.5 million (Q4 2025), $988292.4 (Q4 2024), and $211.9 million (Q4 2023), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Retained Earnings (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 13.12 Bn
2 Mastercard 437.55 Bn 427.34 Bn - -928.00 Mn
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 26.09 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn - 66.79 Bn
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 33.45 Bn
6 Synchrony Financial 24.26 Bn 3.70 Bn - 25.21 Bn
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn -23.59 Mn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn -2.74 Mn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn -2.77 Bn
10 Jiayin 113.10 Mn 104.16 Mn 84.58 Mn 1.53 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 1.53 Mn
Dec 31, 2024 988,292.39
Dec 31, 2023 211.92 Mn
Sep 30, 2023 158.73 Mn
Jun 30, 2023 412,000.00
Mar 31, 2023 -531,000.00
Dec 31, 2022 -437,559.89
Sep 30, 2022 -20.81 Mn
Jun 30, 2022 -59.15 Mn
Mar 31, 2022 -102.55 Mn
Dec 31, 2021 -124.31 Mn
Sep 30, 2021 -142.54 Mn
Jun 30, 2021 -162.13 Mn
Mar 31, 2021 -179.13 Mn
Dec 31, 2020 -1.93 Mn
Sep 30, 2020 -199.20 Mn
Jun 30, 2020 -203.62 Mn
Mar 31, 2020 -208.91 Mn
Dec 31, 2019 66,542.08
Sep 30, 2019 -219.03 Mn