Growth Metrics

Jiayin (JFIN) Return on Invested Capital (2019 - 2025)

Jiayin's Return on Invested Capital history spans 7 years, with the latest figure at 0.0% for Q4 2025.

  • On a quarterly basis, Return on Invested Capital rose 1.0% to 0.0% in Q4 2025 year-over-year; TTM through Dec 2025 was 0.0%, a 1.0% increase, with the full-year FY2025 number at 0.0%, changed 0.0% from a year prior.
  • Return on Invested Capital hit 0.0% in Q4 2025 for Jiayin, down from 0.01% in the prior quarter.
  • Over the last five years, Return on Invested Capital for JFIN hit a ceiling of 0.14% in Q2 2021 and a floor of 0.02% in Q1 2021.
  • Historically, Return on Invested Capital has averaged 0.03% across 5 years, with a median of 0.01% in 2023.
  • Biggest five-year swings in Return on Invested Capital: rose 16bps in 2021 and later dropped -13bps in 2022.
  • Tracing JFIN's Return on Invested Capital over 5 years: stood at 0.14% in 2021, then crashed by -90bps to 0.01% in 2022, then plummeted by -50bps to 0.01% in 2023, then plummeted by -156bps to 0.0% in 2024, then skyrocketed by 217bps to 0.0% in 2025.
  • Business Quant data shows Return on Invested Capital for JFIN at 0.0% in Q4 2025, 0.01% in Q3 2025, and 0.01% in Q2 2025.