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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioGross MarginInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on Capital EmployedReturn on EquityReturn on Invested CapitalReturn on Sales

Jiayin (JFIN) EBIT Margin (2018 - 2025)

Jiayin's EBIT Margin history spans 6 years, with the latest figure at 8.68% for Q4 2025.

  • On a quarterly basis, EBIT Margin fell 1927.0% to 8.68% in Q4 2025 year-over-year; TTM through Dec 2025 was 28.65%, a 714.0% increase, with the full-year FY2025 number at 28.48%, up 697.0% from a year prior.
  • EBIT Margin hit 8.68% in Q4 2025 for Jiayin, down from 30.91% in the prior quarter.
  • Over the last five years, EBIT Margin for JFIN hit a ceiling of 34.17% in Q1 2025 and a floor of 8.68% in Q4 2025.
  • Historically, EBIT Margin has averaged 25.14% across 4 years, with a median of 27.92% in 2023.
  • Biggest five-year swings in EBIT Margin: crashed -1939bps in 2023 and later soared 1818bps in 2025.
  • Tracing JFIN's EBIT Margin over 4 years: stood at 33.89% in 2022, then plummeted by -57bps to 14.49% in 2023, then skyrocketed by 93bps to 27.96% in 2024, then plummeted by -69bps to 8.68% in 2025.
  • Business Quant data shows EBIT Margin for JFIN at 8.68% in Q4 2025, 30.91% in Q3 2025, and 33.56% in Q2 2025.