Jiayin (JFIN) EBT (2018 - 2026)

Jiayin (JFIN) posted EBT of -$10.1 million for Q1 2026, down 169.57% sequentially from $14.5 million in Q4 2025, and down 111.01% YoY from $91.4 million in Q1 2025.

Jiayin (JFIN) EBT (2018 - 2026) Analysis & Trends

Jiayin (JFIN) has 9 years of EBT data on file, last reported at -$10.1 million in Q1 2026.

  • Quarterly EBT fell 111.01% year-over-year to -$10.1 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $159.2 million (up 417.48% YoY) and the FY2025 annual result came in at $267.9 million, up 50.96% from the prior year.
  • EBT declined to -$10.1 million in Q1 2026 per JFIN's latest filing, from $14.5 million in the prior quarter.
  • The five-year high for EBT was $91.4 million in Q1 2025, with the low at -$137.7 million in Q4 2024.
  • Average EBT over 5 years is $35.3 million, with a median of $45.1 million recorded in 2024.
  • Year-over-year, EBT surged 2172.23% in 2022 and tumbled 507.71% in 2024.
  • Jiayin's EBT stood at $50.1 million in 2022, then slumped by 32.58% to $33.8 million in 2023, then plunged by 507.71% to -$137.7 million in 2024, then jumped by 110.5% to $14.5 million in 2025, then plunged by 169.57% to -$10.1 million in 2026.
  • Business Quant data shows JFIN's EBT at -$10.1 million in Q1 2026, $14.5 million in Q4 2025, and $65.4 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 7.17 Bn
2 Mastercard 465.55 Bn 455.34 Bn - 4.81 Bn
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 3.78 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 1.39 Bn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 107.38 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 199.55 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 400.00 Mn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 157.00 Mn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 71.99 Mn
10 Jiayin 632.14 Mn 625.88 Mn 60.14 Mn -10.06 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 -10.06 Mn
Dec 31, 2025 14.47 Mn
Sep 30, 2025 65.44 Mn
Jun 30, 2025 88.54 Mn
Mar 31, 2025 91.39 Mn
Dec 31, 2024 -137.73 Mn
Sep 30, 2024 45.14 Mn
Jun 30, 2024 31.96 Mn
Mar 31, 2024 44.60 Mn
Dec 31, 2023 33.78 Mn
Sep 30, 2023 53.21 Mn
Jun 30, 2023 52.96 Mn
Mar 31, 2023 51.10 Mn
Dec 31, 2022 50.10 Mn
Sep 30, 2022 43.47 Mn
Jun 30, 2022 52.29 Mn
Mar 31, 2022 28.83 Mn
Dec 31, 2021 2.21 Mn
Sep 30, 2021 23.79 Mn
Jun 30, 2021 23.31 Mn