Jiayin (JFIN) EBT (2018 - 2026)
Jiayin (JFIN) posted EBT of -$10.1 million for Q1 2026, down 169.57% sequentially from $14.5 million in Q4 2025, and down 111.01% YoY from $91.4 million in Q1 2025.
Jiayin (JFIN) EBT (2018 - 2026) Analysis & Trends
Jiayin (JFIN) has 9 years of EBT data on file, last reported at -$10.1 million in Q1 2026.
- Quarterly EBT fell 111.01% year-over-year to -$10.1 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $159.2 million (up 417.48% YoY) and the FY2025 annual result came in at $267.9 million, up 50.96% from the prior year.
- EBT declined to -$10.1 million in Q1 2026 per JFIN's latest filing, from $14.5 million in the prior quarter.
- The five-year high for EBT was $91.4 million in Q1 2025, with the low at -$137.7 million in Q4 2024.
- Average EBT over 5 years is $35.3 million, with a median of $45.1 million recorded in 2024.
- Year-over-year, EBT surged 2172.23% in 2022 and tumbled 507.71% in 2024.
- Jiayin's EBT stood at $50.1 million in 2022, then slumped by 32.58% to $33.8 million in 2023, then plunged by 507.71% to -$137.7 million in 2024, then jumped by 110.5% to $14.5 million in 2025, then plunged by 169.57% to -$10.1 million in 2026.
- Business Quant data shows JFIN's EBT at -$10.1 million in Q1 2026, $14.5 million in Q4 2025, and $65.4 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 7.17 Bn |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 4.81 Bn |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 3.78 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 1.39 Bn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 107.38 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 199.55 Mn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 400.00 Mn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 157.00 Mn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 71.99 Mn |
| 10 | Jiayin | 632.14 Mn | 625.88 Mn | 60.14 Mn | -10.06 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -10.06 Mn |
| Dec 31, 2025 | 14.47 Mn |
| Sep 30, 2025 | 65.44 Mn |
| Jun 30, 2025 | 88.54 Mn |
| Mar 31, 2025 | 91.39 Mn |
| Dec 31, 2024 | -137.73 Mn |
| Sep 30, 2024 | 45.14 Mn |
| Jun 30, 2024 | 31.96 Mn |
| Mar 31, 2024 | 44.60 Mn |
| Dec 31, 2023 | 33.78 Mn |
| Sep 30, 2023 | 53.21 Mn |
| Jun 30, 2023 | 52.96 Mn |
| Mar 31, 2023 | 51.10 Mn |
| Dec 31, 2022 | 50.10 Mn |
| Sep 30, 2022 | 43.47 Mn |
| Jun 30, 2022 | 52.29 Mn |
| Mar 31, 2022 | 28.83 Mn |
| Dec 31, 2021 | 2.21 Mn |
| Sep 30, 2021 | 23.79 Mn |
| Jun 30, 2021 | 23.31 Mn |