Jiayin (JFIN) EBT (2018 - 2025)

Jiayin's (JFIN) quarterly EBT came in at $14.5 million in Q4 2025, up 110.5% year-on-year from $6.9 million in Q4 2024, and down 77.89% quarter-over-quarter from $65.4 million in Q3 2025.

Jiayin (JFIN) EBT (2018 - 2025) Analysis & Trends

Jiayin has disclosed EBT across 8 years of filings, most recently posting $14.5 million for Q4 2025.

  • EBT for Q4 2025 came in at $14.5 million, up 110.5% year-over-year; the trailing twelve-month figure through Dec 2025 was $33.6 million (up 319.32% YoY), and the FY2025 annual result was $267.9 million, up 50.96% from the prior year.
  • EBT came in at $14.5 million for Q4 2025 at Jiayin, down from $65.4 million in the prior quarter.
  • In the past five years, EBT ranged from a high of $91.4 million in Q1 2025 to a low of -$137.7 million in Q4 2024.
  • The 5-year median for EBT is $44.1 million (2024), against an average of $33.7 million.
  • Across the five-year window, EBT surged 2072.84% in 2022 and plunged 521.49% in 2024, its largest moves.
  • Jiayin's EBT stood at $2.3 million in 2021, then soared by 2072.84% to $50.2 million in 2022, then plunged by 34.96% to $32.7 million in 2023, then slumped by 521.49% to -$137.7 million in 2024, then jumped by 110.5% to $14.5 million in 2025.
  • The last three EBT figures came in at $14.5 million (Q4 2025), $65.4 million (Q3 2025), and $89.1 million (Q2 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 7.17 Bn
2 Mastercard 437.55 Bn 427.34 Bn - 4.81 Bn
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 3.78 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn - 2.70 Bn
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 1.39 Bn
6 Synchrony Financial 24.26 Bn 3.70 Bn - 1.05 Bn
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 107.38 Mn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 199.55 Mn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 400.00 Mn
10 Jiayin 113.10 Mn 104.16 Mn 84.58 Mn 14.47 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 14.47 Mn
Sep 30, 2025 65.44 Mn
Jun 30, 2025 89.11 Mn
Mar 31, 2025 91.39 Mn
Dec 31, 2024 -137.73 Mn
Sep 30, 2024 45.14 Mn
Jun 30, 2024 32.10 Mn
Mar 31, 2024 44.60 Mn
Dec 31, 2023 32.68 Mn
Sep 30, 2023 53.02 Mn
Jun 30, 2023 51.20 Mn
Mar 31, 2023 50.91 Mn
Dec 31, 2022 50.24 Mn
Sep 30, 2022 43.56 Mn
Jun 30, 2022 51.52 Mn
Mar 31, 2022 28.83 Mn
Dec 31, 2021 2.31 Mn
Sep 30, 2021 23.79 Mn
Jun 30, 2021 23.33 Mn
Mar 31, 2021 17.23 Mn