Jiayin (JFIN) EBT (2018 - 2026)
Jiayin (JFIN) posted EBT of -$10.1 million for Q1 2026, down 169.57% sequentially from $14.5 million in Q4 2025, and down 111.01% YoY from $91.4 million in Q1 2025.
Jiayin (JFIN) EBT (2018 - 2026) Analysis & Trends
Jiayin has reported EBT for 9 years, with the latest figure at -$10.1 million in Q1 2026.
- Quarterly EBT fell 111.01% year-over-year to -$10.1 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $158.2 million (up 424.27% YoY) and the FY2025 annual result came in at $267.9 million, up 50.96% from the prior year.
- EBT declined to -$10.1 million in Q1 2026 per JFIN's latest filing, from $14.5 million in the prior quarter.
- Over five years, EBT peaked at $91.4 million in Q1 2025 and troughed at -$137.7 million in Q4 2024.
- A 5-year average of $34.3 million and a median of $44.6 million in 2024 frame the typical range for EBT.
- The sharpest annual moves came in 2022 and 2024: EBT jumped 571.63% in 2022, then sank 552.39% in 2024.
- Over 5 years, EBT stood at $39.9 million in 2022, then slipped by 23.79% to $30.4 million in 2023, then plunged by 552.39% to -$137.7 million in 2024, then soared by 110.5% to $14.5 million in 2025, then tumbled by 169.57% to -$10.1 million in 2026.
- According to Business Quant data, EBT over the past three periods registered -$10.1 million, $14.5 million, and $65.4 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 6.83 Bn |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 5.49 Bn |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 4.07 Bn |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 3.82 Bn |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 1.31 Bn |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 1.19 Bn |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 107.38 Mn |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | 199.55 Mn |
| 10 | Jiayin | 523.30 Mn | 517.03 Mn | - | -10.06 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -10.06 Mn |
| Dec 31, 2025 | 14.47 Mn |
| Sep 30, 2025 | 65.44 Mn |
| Jun 30, 2025 | 88.36 Mn |
| Mar 31, 2025 | 91.39 Mn |
| Dec 31, 2024 | -137.73 Mn |
| Sep 30, 2024 | 45.14 Mn |
| Jun 30, 2024 | 31.37 Mn |
| Mar 31, 2024 | 44.60 Mn |
| Dec 31, 2023 | 30.44 Mn |
| Sep 30, 2023 | 52.80 Mn |
| Jun 30, 2023 | 52.73 Mn |
| Mar 31, 2023 | 51.05 Mn |
| Dec 31, 2022 | 39.95 Mn |
| Sep 30, 2022 | 43.38 Mn |
| Jun 30, 2022 | 51.48 Mn |
| Mar 31, 2022 | 28.79 Mn |
| Dec 31, 2021 | -8.47 Mn |
| Sep 30, 2021 | 23.87 Mn |
| Jun 30, 2021 | 23.31 Mn |