Jiayin (JFIN) EBT (2018 - 2026)
Jiayin's (JFIN) quarterly EBT came in at -$32.2 million in Q2 2026, down 136.26% year-over-year from $88.9 million in Q2 2025, and down 220.43% quarter-over-quarter from -$10.1 million in Q1 2026.
Analysis
Jiayin (JFIN) EBT (2018 - 2026) Analysis & Trends
Jiayin has disclosed EBT across 9 years of filings, most recently posting -$32.2 million for Q2 2026.
- In Q2 2026, EBT fell 136.26% year-over-year to -$32.2 million; the TTM figure through Jun 2026 stood at $37.6 million (down 86.33% YoY), while the FY2025 annual figure was $267.9 million, up 50.96% from the prior year.
- EBT came in at -$32.2 million for Q2 2026 at Jiayin, down from -$10.1 million in the prior quarter.
- In the past five years, EBT ranged from a high of $91.4 million in Q1 2025 to a low of -$32.2 million in Q2 2026.
- Average EBT over 5 years is $41.9 million, with a median of $47.3 million recorded in 2024.
- Year-over-year, EBT soared 2172.21% in 2022 and tumbled 136.26% in 2026.
- Over 5 years, EBT stood at $50.1 million in 2022, then tumbled by 32.54% to $33.8 million in 2023, then jumped by 46.59% to $49.5 million in 2024, then sank by 70.8% to $14.5 million in 2025, then plunged by 322.92% to -$32.2 million in 2026.
- Per Business Quant data, the three most recent EBT figures were -$32.2 million in Q2 2026, -$10.1 million in Q1 2026, and $14.5 million in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT (Qtr) |
|---|---|---|---|---|---|
| 1 | Upstart Holdings | 2.43 Bn | 1.99 Bn | 303.39 Mn | 17.15 Mn |
| 2 | Pagaya Technologies | 1.70 Bn | 1.51 Bn | 168.33 Mn | 41.25 Mn |
| 3 | Qfin Holdings | 986.27 Mn | -9.51 Mn | - | 161.02 Mn |
| 4 | FinVolution | 836.54 Mn | -90.46 Mn | - | 80.05 Mn |
| 5 | X Financial | 386.17 Mn | -182.14 Mn | 84.09 Mn | 32.42 Mn |
| 6 | Open Lending | 371.20 Mn | 186.25 Mn | 15.64 Mn | -470,000.00 |
| 7 | Blend Labs | 279.09 Mn | 234.22 Mn | 24.89 Mn | -1.36 Mn |
| 8 | LexinFintech Holdings | 251.25 Mn | 251.25 Mn | 73.06 Mn | 22.81 Mn |
| 9 | Jiayin | 76.25 Mn | 2.23 Mn | - | -32.25 Mn |
| 10 | Antalpha Platform Holding | 76.02 Mn | -813.69 Mn | 11.94 Mn | -29.60 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -32.25 Mn |
| Mar 31, 2026 | -10.06 Mn |
| Dec 31, 2025 | 14.47 Mn |
| Sep 30, 2025 | 65.44 Mn |
| Jun 30, 2025 | 88.92 Mn |
| Mar 31, 2025 | 91.39 Mn |
| Dec 31, 2024 | 49.54 Mn |
| Sep 30, 2024 | 45.14 Mn |
| Jun 30, 2024 | 31.96 Mn |
| Mar 31, 2024 | 44.60 Mn |
| Dec 31, 2023 | 33.80 Mn |
| Sep 30, 2023 | 53.21 Mn |
| Jun 30, 2023 | 52.96 Mn |
| Mar 31, 2023 | 51.10 Mn |
| Dec 31, 2022 | 50.10 Mn |
| Sep 30, 2022 | 43.47 Mn |
| Jun 30, 2022 | 52.29 Mn |
| Mar 31, 2022 | 28.83 Mn |
| Dec 31, 2021 | 2.20 Mn |
| Sep 30, 2021 | 23.79 Mn |