Jiayin (JFIN) EBT (2018 - 2026)
Jiayin (JFIN) posted EBT of -$32.25 million for Q2 2026, compared with $88.92 million a year earlier.
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Analysis
Jiayin (JFIN) EBT (2018 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, EBT at Jiayin was $37.59 million, down 86.3% year-over-year; for FY2025, it was $267.89 million, up 51.0% from FY2024.
- Annual EBT shows a five-year compound annual growth rate of 36.7% (FY2020 to FY2025).
- In prior years, Jiayin's EBT was $177.46 million in FY2024 (-18.6%), $217.92 million in FY2023 (+13.2%), $192.5 million in FY2022 (+109.4%) and $91.93 million in FY2021 (+63.7%).
- The Q2 2026 figure stands as the lowest quarterly EBT in data going back to Q1 2018.
- On a year-over-year basis, EBT increased in four of the last six quarters, with growth averaging 42.8%.
- The strongest year-over-year quarter for EBT in the past five years was Q4 2022, with growth of 355.9%; the weakest was Q4 2023, with a decline of 72.9%.
- According to Business Quant data, EBT for the three prior quarters was -$10.06 million (Q1 2026), $14.47 million (Q4 2025) and $65.44 million (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT (Qtr) |
|---|---|---|---|---|---|
| 1 | PayPal Holdings | 50.08 Bn | 8.30 Bn | - | 1.31 Bn |
| 2 | Block | 46.71 Bn | 18.00 Bn | 3.17 Bn | 301.50 Mn |
| 3 | Coinbase Global | 45.00 Bn | 1.80 Bn | - | -395.41 Mn |
| 4 | Corpay | 26.84 Bn | 16.72 Bn | - | 344.72 Mn |
| 5 | Fiserv | 25.68 Bn | 22.36 Bn | 2.90 Bn | 775.00 Mn |
| 6 | Global Payments | 22.94 Bn | 732.47 Mn | 2.03 Bn | 104.28 Mn |
| 7 | Guidewire Software | 15.52 Bn | 12.08 Bn | 269.68 Mn | 45.30 Mn |
| 8 | Bitmine Immersion Technologies | 12.62 Bn | 10.00 Bn | 40.81 Mn | -83.60 Mn |
| 9 | Chime Financial | 11.56 Bn | 7.35 Bn | 594.87 Mn | 28.06 Mn |
| 10 | Jiayin | 66.33 Mn | -40.41 Mn | - | -32.25 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -32.25 Mn |
| Mar 31, 2026 | -10.06 Mn |
| Dec 31, 2025 | 14.47 Mn |
| Sep 30, 2025 | 65.44 Mn |
| Jun 30, 2025 | 88.92 Mn |
| Mar 31, 2025 | 91.39 Mn |
| Dec 31, 2024 | 49.54 Mn |
| Sep 30, 2024 | 45.14 Mn |
| Jun 30, 2024 | 31.25 Mn |
| Mar 31, 2024 | 44.60 Mn |
| Dec 31, 2023 | 32.68 Mn |
| Sep 30, 2023 | 52.35 Mn |
| Jun 30, 2023 | 52.73 Mn |
| Mar 31, 2023 | 51.05 Mn |
| Dec 31, 2022 | 50.24 Mn |
| Sep 30, 2022 | 45.11 Mn |
| Jun 30, 2022 | 51.48 Mn |
| Mar 31, 2022 | 28.75 Mn |
| Dec 31, 2021 | 2.31 Mn |
| Sep 30, 2021 | 23.78 Mn |
API Access
Jiayin EBT API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt&ticker=JFIN&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt", "ticker": "JFIN", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebt&ticker=JFIN&period=max&api_key=YOUR_API_KEY");
const data = await res.json();