Jiayin (JFIN) EBT (2018 - 2025)
Jiayin's (JFIN) quarterly EBT came in at $14.5 million in Q4 2025, up 110.5% year-on-year from $6.9 million in Q4 2024, and down 77.89% quarter-over-quarter from $65.4 million in Q3 2025.
Jiayin (JFIN) EBT (2018 - 2025) Analysis & Trends
Jiayin has disclosed EBT across 8 years of filings, most recently posting $14.5 million for Q4 2025.
- EBT for Q4 2025 came in at $14.5 million, up 110.5% year-over-year; the trailing twelve-month figure through Dec 2025 was $33.6 million (up 319.32% YoY), and the FY2025 annual result was $267.9 million, up 50.96% from the prior year.
- EBT came in at $14.5 million for Q4 2025 at Jiayin, down from $65.4 million in the prior quarter.
- In the past five years, EBT ranged from a high of $91.4 million in Q1 2025 to a low of -$137.7 million in Q4 2024.
- The 5-year median for EBT is $44.1 million (2024), against an average of $33.7 million.
- Across the five-year window, EBT surged 2072.84% in 2022 and plunged 521.49% in 2024, its largest moves.
- Jiayin's EBT stood at $2.3 million in 2021, then soared by 2072.84% to $50.2 million in 2022, then plunged by 34.96% to $32.7 million in 2023, then slumped by 521.49% to -$137.7 million in 2024, then jumped by 110.5% to $14.5 million in 2025.
- The last three EBT figures came in at $14.5 million (Q4 2025), $65.4 million (Q3 2025), and $89.1 million (Q2 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 7.17 Bn |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 4.81 Bn |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 3.78 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 2.70 Bn |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 1.39 Bn |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 1.05 Bn |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 107.38 Mn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 199.55 Mn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 400.00 Mn |
| 10 | Jiayin | 113.10 Mn | 104.16 Mn | 84.58 Mn | 14.47 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 14.47 Mn |
| Sep 30, 2025 | 65.44 Mn |
| Jun 30, 2025 | 89.11 Mn |
| Mar 31, 2025 | 91.39 Mn |
| Dec 31, 2024 | -137.73 Mn |
| Sep 30, 2024 | 45.14 Mn |
| Jun 30, 2024 | 32.10 Mn |
| Mar 31, 2024 | 44.60 Mn |
| Dec 31, 2023 | 32.68 Mn |
| Sep 30, 2023 | 53.02 Mn |
| Jun 30, 2023 | 51.20 Mn |
| Mar 31, 2023 | 50.91 Mn |
| Dec 31, 2022 | 50.24 Mn |
| Sep 30, 2022 | 43.56 Mn |
| Jun 30, 2022 | 51.52 Mn |
| Mar 31, 2022 | 28.83 Mn |
| Dec 31, 2021 | 2.31 Mn |
| Sep 30, 2021 | 23.79 Mn |
| Jun 30, 2021 | 23.33 Mn |
| Mar 31, 2021 | 17.23 Mn |