Jiayin (JFIN) EBT (2018 - 2026)

Jiayin (JFIN) posted EBT of -$10.1 million for Q1 2026, down 169.57% sequentially from $14.5 million in Q4 2025, and down 111.01% YoY from $91.4 million in Q1 2025.

Jiayin (JFIN) EBT (2018 - 2026) Analysis & Trends

Jiayin has reported EBT for 9 years, with the latest figure at -$10.1 million in Q1 2026.

  • Quarterly EBT fell 111.01% year-over-year to -$10.1 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $158.2 million (up 424.27% YoY) and the FY2025 annual result came in at $267.9 million, up 50.96% from the prior year.
  • EBT declined to -$10.1 million in Q1 2026 per JFIN's latest filing, from $14.5 million in the prior quarter.
  • Over five years, EBT peaked at $91.4 million in Q1 2025 and troughed at -$137.7 million in Q4 2024.
  • A 5-year average of $34.3 million and a median of $44.6 million in 2024 frame the typical range for EBT.
  • The sharpest annual moves came in 2022 and 2024: EBT jumped 571.63% in 2022, then sank 552.39% in 2024.
  • Over 5 years, EBT stood at $39.9 million in 2022, then slipped by 23.79% to $30.4 million in 2023, then plunged by 552.39% to -$137.7 million in 2024, then soared by 110.5% to $14.5 million in 2025, then tumbled by 169.57% to -$10.1 million in 2026.
  • According to Business Quant data, EBT over the past three periods registered -$10.1 million, $14.5 million, and $65.4 million for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 6.83 Bn
2 Mastercard 506.53 Bn 493.04 Bn - 5.49 Bn
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 4.07 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn - 3.82 Bn
5 PayPal Holdings 52.34 Bn 41.08 Bn - 1.31 Bn
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 1.19 Bn
8 Affirm Holdings 25.93 Bn 24.20 Bn - 107.38 Mn
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn 199.55 Mn
10 Jiayin 523.30 Mn 517.03 Mn - -10.06 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 -10.06 Mn
Dec 31, 2025 14.47 Mn
Sep 30, 2025 65.44 Mn
Jun 30, 2025 88.36 Mn
Mar 31, 2025 91.39 Mn
Dec 31, 2024 -137.73 Mn
Sep 30, 2024 45.14 Mn
Jun 30, 2024 31.37 Mn
Mar 31, 2024 44.60 Mn
Dec 31, 2023 30.44 Mn
Sep 30, 2023 52.80 Mn
Jun 30, 2023 52.73 Mn
Mar 31, 2023 51.05 Mn
Dec 31, 2022 39.95 Mn
Sep 30, 2022 43.38 Mn
Jun 30, 2022 51.48 Mn
Mar 31, 2022 28.79 Mn
Dec 31, 2021 -8.47 Mn
Sep 30, 2021 23.87 Mn
Jun 30, 2021 23.31 Mn