Jiayin JFIN
NASDAQ JFIN
$1.46 -0.03 (-2.01%)
At close: Sep 18, 2026 · 4:00 PM EDT

Jiayin (JFIN) EBT (2018 - 2026)

Jiayin's (JFIN) quarterly EBT came in at -$32.2 million in Q2 2026, down 136.26% year-over-year from $88.9 million in Q2 2025, and down 220.43% quarter-over-quarter from -$10.1 million in Q1 2026.

Analysis

Jiayin (JFIN) EBT (2018 - 2026) Analysis & Trends

Jiayin has disclosed EBT across 9 years of filings, most recently posting -$32.2 million for Q2 2026.

  • In Q2 2026, EBT fell 136.26% year-over-year to -$32.2 million; the TTM figure through Jun 2026 stood at $37.6 million (down 86.33% YoY), while the FY2025 annual figure was $267.9 million, up 50.96% from the prior year.
  • EBT came in at -$32.2 million for Q2 2026 at Jiayin, down from -$10.1 million in the prior quarter.
  • In the past five years, EBT ranged from a high of $91.4 million in Q1 2025 to a low of -$32.2 million in Q2 2026.
  • Average EBT over 5 years is $41.9 million, with a median of $47.3 million recorded in 2024.
  • Year-over-year, EBT soared 2172.21% in 2022 and tumbled 136.26% in 2026.
  • Over 5 years, EBT stood at $50.1 million in 2022, then tumbled by 32.54% to $33.8 million in 2023, then jumped by 46.59% to $49.5 million in 2024, then sank by 70.8% to $14.5 million in 2025, then plunged by 322.92% to -$32.2 million in 2026.
  • Per Business Quant data, the three most recent EBT figures were -$32.2 million in Q2 2026, -$10.1 million in Q1 2026, and $14.5 million in Q4 2025.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT (Qtr)
1 Upstart Holdings 2.43 Bn 1.99 Bn 303.39 Mn 17.15 Mn
2 Pagaya Technologies 1.70 Bn 1.51 Bn 168.33 Mn 41.25 Mn
3 Qfin Holdings 986.27 Mn -9.51 Mn - 161.02 Mn
4 FinVolution 836.54 Mn -90.46 Mn - 80.05 Mn
5 X Financial 386.17 Mn -182.14 Mn 84.09 Mn 32.42 Mn
6 Open Lending 371.20 Mn 186.25 Mn 15.64 Mn -470,000.00
7 Blend Labs 279.09 Mn 234.22 Mn 24.89 Mn -1.36 Mn
8 LexinFintech Holdings 251.25 Mn 251.25 Mn 73.06 Mn 22.81 Mn
9 Jiayin 76.25 Mn 2.23 Mn - -32.25 Mn
10 Antalpha Platform Holding 76.02 Mn -813.69 Mn 11.94 Mn -29.60 Mn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 -32.25 Mn
Mar 31, 2026 -10.06 Mn
Dec 31, 2025 14.47 Mn
Sep 30, 2025 65.44 Mn
Jun 30, 2025 88.92 Mn
Mar 31, 2025 91.39 Mn
Dec 31, 2024 49.54 Mn
Sep 30, 2024 45.14 Mn
Jun 30, 2024 31.96 Mn
Mar 31, 2024 44.60 Mn
Dec 31, 2023 33.80 Mn
Sep 30, 2023 53.21 Mn
Jun 30, 2023 52.96 Mn
Mar 31, 2023 51.10 Mn
Dec 31, 2022 50.10 Mn
Sep 30, 2022 43.47 Mn
Jun 30, 2022 52.29 Mn
Mar 31, 2022 28.83 Mn
Dec 31, 2021 2.20 Mn
Sep 30, 2021 23.79 Mn